Preferred Bank (PFBC) Aperçu de l'action
La Preferred Bank propose divers produits et services bancaires aux petites et moyennes entreprises, aux entrepreneurs, aux promoteurs immobiliers, aux professions libérales et aux particuliers fortunés. Plus de détails
| Score flocon de neige | |
|---|---|
| Évaluation | 5/6 |
| Croissance future | 0/6 |
| Performances passées | 3/6 |
| Santé financière | 4/6 |
| Dividendes | 4/6 |
Récompenses
Analyse des risques
PFBC Community Fair Values
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Analyst Price Targets
Preferred Bank Concurrents
Historique des prix et performances
| Historique des cours de bourse | |
|---|---|
| Prix actuel de l'action | US$94.29 |
| Plus haut sur 52 semaines | US$103.05 |
| Plus bas sur 52 semaines | US$79.60 |
| Bêta | 0.56 |
| Variation sur 1 mois | -1.73% |
| Variation sur 3 mois | 2.33% |
| Variation sur 1 an | 13.27% |
| Variation sur 3 ans | 98.42% |
| Variation sur 5 ans | 41.73% |
| Évolution depuis l'introduction en bourse | 98.51% |
Nouvelles et mises à jour récentes
PFBC: Future Returns Will Reflect Fine Tuned Expectations And Balanced Execution Risks
Analysts have trimmed their price targets on Preferred Bank by $6 to $12 to around $100 as they recalibrate expectations for revenue growth, profit margins, and future P/E assumptions, while keeping the modeled fair value steady at $100.50. Analyst Commentary Recent research updates on Preferred Bank have centered on resetting price targets and ratings to reflect revised expectations for growth, profitability, and appropriate P/E levels, while the modeled fair value has stayed close to US$100.It's A Bit Premature To Downgrade Preferred Bank
Summary Preferred Bank receives a reaffirmed soft "Buy" rating, though recent net interest margin declines temper enthusiasm. PFBC’s net interest margin fell to 3.74%, with loan yields dropping as adjustable-rate loans reprice lower amid declining rates. Asset quality remains robust, with return on assets at 1.82% and return on equity at 17.59%, both above peer averages. Valuation is attractive on P/E (8.2x), but elevated uninsured and brokered deposits and rising non-performing loans warrant close monitoring. Read the full article on Seeking AlphaPFBC: Future Returns Will Reflect Recalibrated Expectations And Moderated Execution Confidence
Narrative Update on Preferred Bank The analyst price target for Preferred Bank has been trimmed from $107 to about $100.50, as analysts align their views with recent target cuts from firms such as Piper Sandler and Brean Capital while factoring in updated assumptions on fair value, discount rate, growth, profitability, and future P/E. Analyst Commentary Recent Street research on Preferred Bank reflects a more measured stance, with multiple firms revisiting both ratings and price targets.Recent updates
PFBC: Future Returns Will Reflect Fine Tuned Expectations And Balanced Execution Risks
Analysts have trimmed their price targets on Preferred Bank by $6 to $12 to around $100 as they recalibrate expectations for revenue growth, profit margins, and future P/E assumptions, while keeping the modeled fair value steady at $100.50. Analyst Commentary Recent research updates on Preferred Bank have centered on resetting price targets and ratings to reflect revised expectations for growth, profitability, and appropriate P/E levels, while the modeled fair value has stayed close to US$100.It's A Bit Premature To Downgrade Preferred Bank
Summary Preferred Bank receives a reaffirmed soft "Buy" rating, though recent net interest margin declines temper enthusiasm. PFBC’s net interest margin fell to 3.74%, with loan yields dropping as adjustable-rate loans reprice lower amid declining rates. Asset quality remains robust, with return on assets at 1.82% and return on equity at 17.59%, both above peer averages. Valuation is attractive on P/E (8.2x), but elevated uninsured and brokered deposits and rising non-performing loans warrant close monitoring. Read the full article on Seeking AlphaPFBC: Future Returns Will Reflect Recalibrated Expectations And Moderated Execution Confidence
Narrative Update on Preferred Bank The analyst price target for Preferred Bank has been trimmed from $107 to about $100.50, as analysts align their views with recent target cuts from firms such as Piper Sandler and Brean Capital while factoring in updated assumptions on fair value, discount rate, growth, profitability, and future P/E. Analyst Commentary Recent Street research on Preferred Bank reflects a more measured stance, with multiple firms revisiting both ratings and price targets.Preferred Bank's (NASDAQ:PFBC) Shareholders Will Receive A Bigger Dividend Than Last Year
Preferred Bank ( NASDAQ:PFBC ) will increase its dividend on the 20th of January to $0.80, which is 6.7% higher than...Preferred Bank: Limited Impact From LA Wildfires Expected
Summary Preferred Bank is a U.S. regional bank specialized in mortgage lending. Q4 2024 results were negatively impacted by a one-off rental expense. The outlook for Q1 2025 shows that quarterly EPS should recover half of the rental-expense-induced decline, even as costs remain elevated. Looking further ahead, the bank's 95% reliance on net interest income indicates some remaining drag from Fed policy normalization on the net interest margin. This is more than priced into the share price, with the stock trading at only 9.5x its 2024 earnings. Credit costs are currently very low, with the key risk to consider being whether Preferred Bank can maintain its exceptional performance in terms of efficiency and underwriting standards. Read the full article on Seeking Alpha
Interest Rate Strategy Buoyed By Fixed-Rate Shift, Yet Profit Margins Face Headwinds
Anticipated interest rate relief and strategic shift from floating to fixed-rate loans suggest improved net interest income and earnings stability.Preferred Bank: Interesting Dividend But Under Certain Conditions
Summary Preferred Bank is a small bank with strong performance and a fast-growing dividend, making it attractive to investors. The bank's profitability is above average, with a high loan yield and positive asset results. The CEO believes that the U.S. economy is resilient and that the worst is behind us, but the bank needs to improve its balance sheet structure to prepare for potential rate reductions. Read the full article on Seeking AlphaUS$87.75 - That's What Analysts Think Preferred Bank (NASDAQ:PFBC) Is Worth After These Results
Preferred Bank ( NASDAQ:PFBC ) just released its latest first-quarter results and things are looking bullish. The...Preferred Bank Still Remains A Solid Prospect
Summary Preferred Bank's shares have underperformed the broader market, but revenue and profits have remained positive. The bank's 2023 fiscal year showed positive growth in net interest income and net income, despite some weakness in non-interest income. Deposits and loan values have increased, while securities have decreased. The bank is trading at a low price-to-earnings multiple, but is expensive relative to book value. Read the full article on Seeking AlphaIf EPS Growth Is Important To You, Preferred Bank (NASDAQ:PFBC) Presents An Opportunity
Investors are often guided by the idea of discovering 'the next big thing', even if that means buying 'story stocks...Do Preferred Bank's (NASDAQ:PFBC) Earnings Warrant Your Attention?
Investors are often guided by the idea of discovering 'the next big thing', even if that means buying 'story stocks...Preferred Bank (NASDAQ:PFBC) Has Announced That It Will Be Increasing Its Dividend To $0.55
Preferred Bank's ( NASDAQ:PFBC ) dividend will be increasing from last year's payment of the same period to $0.55 on...Do Preferred Bank's (NASDAQ:PFBC) Earnings Warrant Your Attention?
For beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to...Preferred Bank (NASDAQ:PFBC) Will Pay A Larger Dividend Than Last Year At $0.55
Preferred Bank ( NASDAQ:PFBC ) has announced that it will be increasing its periodic dividend on the 20th of January to...Rendement pour les actionnaires
| PFBC | US Banks | US Marché | |
|---|---|---|---|
| 7D | 3.5% | 1.9% | -0.3% |
| 1Y | 13.3% | 20.9% | 26.7% |
Rendement vs Industrie: PFBC a sous-performé le secteur US Banks qui a rapporté 20.9 % au cours de l'année écoulée.
Rendement vs marché: PFBC a sous-performé le marché US qui a rapporté 26.7 % au cours de l'année écoulée.
Volatilité des prix
| PFBC volatility | |
|---|---|
| PFBC Average Weekly Movement | 2.8% |
| Banks Industry Average Movement | 3.5% |
| Market Average Movement | 7.2% |
| 10% most volatile stocks in US Market | 16.2% |
| 10% least volatile stocks in US Market | 3.2% |
Cours de l'action stable: PFBC n'a pas connu de volatilité de prix significative au cours des 3 derniers mois par rapport au marché US.
Volatilité au fil du temps: La volatilité hebdomadaire de PFBC ( 3% ) est restée stable au cours de l'année écoulée.
À propos de l'entreprise
| Fondée | Salariés | PDG | Site web |
|---|---|---|---|
| 1991 | 324 | Li Yu | www.preferredbank.com |
Preferred Bank propose divers produits et services bancaires aux petites et moyennes entreprises, aux entrepreneurs, aux promoteurs immobiliers, aux professionnels et aux particuliers fortunés. La société accepte les comptes chèques, les comptes d'épargne et les comptes de dépôt du marché monétaire, les certificats de dépôt à taux fixe et à échéance fixe pour les particuliers et les non-particuliers, et les comptes de retraite individuels. Elle propose également des prêts hypothécaires immobiliers garantis par des propriétés commerciales, industrielles, de bureaux, à usage spécifique et résidentielles, individuelles et multifamiliales ; des prêts à la construction immobilière ; des prêts commerciaux, y compris des lignes de crédit pour les fonds de roulement, des prêts à terme pour les dépenses d'investissement et des lettres de crédit commerciales et stand-by ; et des prêts à l'administration des petites entreprises à des fins commerciales, telles que l'immobilier commercial occupé par le propriétaire, les acquisitions d'entreprises, les start-ups, le financement de franchises, les fonds de roulement, les améliorations et les rénovations, l'inventaire et l'équipement, et le refinancement de la dette.
Preferred Bank Résumé des fondamentaux
| PFBC statistiques fondamentales | |
|---|---|
| Capitalisation boursière | US$1.09b |
| Bénéfices(TTM) | US$134.75m |
| Recettes(TTM) | US$283.40m |
Le site PFBC est-il surévalué ?
Voir Juste valeur et analyse de l'évaluationBénéfices et recettes
| PFBC compte de résultat (TTM) | |
|---|---|
| Recettes | US$283.40m |
| Coût des recettes | US$0 |
| Marge brute | US$283.40m |
| Autres dépenses | US$148.65m |
| Les revenus | US$134.75m |
Derniers bénéfices déclarés
Mar 31, 2026
Prochaine date de publication des résultats
s/o
| Résultat par action (EPS) | 11.38 |
| Marge brute | 100.00% |
| Marge bénéficiaire nette | 47.55% |
| Ratio dettes/capitaux propres | 45.3% |
Quelles ont été les performances à long terme de PFBC?
Voir les performances historiques et les comparaisonsDividendes
Analyse de l'entreprise et données financières
| Données | Dernière mise à jour (heure UTC) |
|---|---|
| Analyse de l'entreprise | 2026/05/20 07:19 |
| Cours de l'action en fin de journée | 2026/05/20 00:00 |
| Les revenus | 2026/03/31 |
| Revenus annuels | 2025/12/31 |
Sources de données
Les données utilisées dans notre analyse de l'entreprise proviennent de S&P Global Market Intelligence LLC. Les données suivantes sont utilisées dans notre modèle d'analyse pour générer ce rapport. Les données sont normalisées, ce qui peut entraîner un délai avant que la source ne soit disponible.
| Paquet | Données | Cadre temporel | Exemple de source américaine * |
|---|---|---|---|
| Finances de l'entreprise | 10 ans |
| |
| Estimations consensuelles des analystes | +3 ans |
|
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| Prix du marché | 30 ans |
| |
| Propriété | 10 ans |
| |
| Gestion | 10 ans |
| |
| Principaux développements | 10 ans |
|
* Exemple pour les titres américains ; pour les titres non américains, des formulaires réglementaires et des sources équivalentes sont utilisés.
Sauf indication contraire, toutes les données financières sont basées sur une période annuelle mais mises à jour trimestriellement. C'est ce qu'on appelle les données des douze derniers mois (TTM) ou des douze derniers mois (LTM). En savoir plus.
Modèle d'analyse et flocon de neige
Les détails du modèle d’analyse utilisé pour générer ce rapport sont disponibles sur notre page Github; nous proposons également des guides expliquant comment utiliser nos rapports et des tutoriels sur Youtube.
Découvrez l'équipe de classe mondiale qui a conçu et construit le modèle d'analyse Simply Wall St.
Indicateurs de l'industrie et du secteur
Nos indicateurs de secteur et de section sont calculés toutes les 6 heures par Simply Wall St. Les détails de notre processus sont disponibles sur Github.
Sources des analystes
Preferred Bank est couverte par 11 analystes. 5 de ces analystes ont soumis les estimations de revenus ou de bénéfices utilisées comme données d'entrée dans notre rapport. Les soumissions des analystes sont mises à jour tout au long de la journée.
| Analyste | Institution |
|---|---|
| Stephen Moss | B. Riley Securities, Inc. |
| Gary Tenner | D.A. Davidson & Co. |
| null null | D.A. Davidson & Co. |