LCNB Corp.

NasdaqCM:LCNB Rapport sur les actions

Capitalisation boursière : US$232.6m

LCNB Croissance future

Future contrôle des critères 1/6

Le chiffre d'affaires de LCNB devrait diminuer de 7.3% par an, tandis que ses bénéfices annuels devraient croître de 6.5% par an. Le BPA devrait croître de , augmenter de 6.5% par an.

Informations clés

6.5%

Taux de croissance des bénéfices

6.52%

Taux de croissance du BPA

Banks croissance des bénéfices8.2%
Taux de croissance des recettes-7.3%
Rendement futur des capitaux propresn/a
Couverture par les analystes

Low

Dernière mise à jour04 May 2026

Mises à jour récentes de la croissance future

Recent updates

Article d’analyse • Nov 25

LCNB (NASDAQ:LCNB) Is Due To Pay A Dividend Of $0.22

LCNB Corp. ( NASDAQ:LCNB ) will pay a dividend of $0.22 on the 15th of December. This makes the dividend yield 5.6...
Article d’analyse • Aug 25

LCNB (NASDAQ:LCNB) Will Pay A Dividend Of $0.22

LCNB Corp.'s ( NASDAQ:LCNB ) investors are due to receive a payment of $0.22 per share on 16th of September. Based on...
Article d’analyse • May 23

LCNB (NASDAQ:LCNB) Will Pay A Dividend Of $0.22

LCNB Corp. ( NASDAQ:LCNB ) has announced that it will pay a dividend of $0.22 per share on the 16th of June. This makes...
Article d’analyse • May 12

It May Be Possible That LCNB Corp.'s (NASDAQ:LCNB) CEO Compensation Could Get Bumped Up

Key Insights LCNB will host its Annual General Meeting on 19th of May Total pay for CEO Eric Meilstrup includes...
Article d’analyse • Feb 27

LCNB (NASDAQ:LCNB) Is Paying Out A Dividend Of $0.22

LCNB Corp. ( NASDAQ:LCNB ) will pay a dividend of $0.22 on the 17th of March. The dividend yield will be 5.9% based on...
Seeking Alpha • Sep 28

LCNB Corp.: 5.9% Dividend Yield But Earnings Likely To Dip And Stock Appears Somewhat Overvalued

Summary The biggest earnings catalyst is organic growth in both residential and commercial real estate loans. Interest rate cuts will likely slightly boost the net interest margin. Earnings will likely dip this year because of the merger and then recover next year. The current market price is higher than the year-end target price. On the other hand, LCNB is offering an attractive dividend yield of 5.9%. Although the dividend payout ratio will most probablyimprove from now onwards, we’re not out of the woods yet because the capitallevel is quite low. Therefore, there is a slight chance of a dividend cut. Read the full article on Seeking Alpha
Article d’analyse • May 05

One LCNB Corp. (NASDAQ:LCNB) Analyst Just Cut Their EPS Forecasts

One thing we could say about the covering analyst on LCNB Corp. ( NASDAQ:LCNB ) - they aren't optimistic, having just...
Article d’analyse • Apr 15

Shareholders May Be Wary Of Increasing LCNB Corp.'s (NASDAQ:LCNB) CEO Compensation Package

Key Insights LCNB's Annual General Meeting to take place on 22nd of April Total pay for CEO Eric Meilstrup includes...
Article d’analyse • Nov 24

LCNB's (NASDAQ:LCNB) Shareholders Will Receive A Bigger Dividend Than Last Year

LCNB Corp. ( NASDAQ:LCNB ) will increase its dividend on the 15th of December to $0.22, which is 4.8% higher than last...
Article d’analyse • Aug 25

LCNB (NASDAQ:LCNB) Will Pay A Dividend Of $0.21

LCNB Corp. ( NASDAQ:LCNB ) has announced that it will pay a dividend of $0.21 per share on the 15th of September. The...
Article d’analyse • Jan 29

LCNB's (NASDAQ:LCNB) Shareholders Will Receive A Bigger Dividend Than Last Year

LCNB Corp. ( NASDAQ:LCNB ) has announced that it will be increasing its dividend from last year's comparable payment on...
Article d’analyse • Nov 25

LCNB (NASDAQ:LCNB) Is Increasing Its Dividend To $0.21

LCNB Corp. ( NASDAQ:LCNB ) has announced that it will be increasing its periodic dividend on the 15th of December to...
Seeking Alpha • Oct 03

LCNB Corp. Offering A High Dividend Yield With An Apparently Secure Payout

Summary Normal loan growth and slight margin expansion will likely lift earnings in the next year and a half. LCNB is currently offering a high dividend yield. Further, the payout appears secure considering the earnings outlook. The December 2022 target price suggests a high upside from the current market price.
Seeking Alpha • Aug 16

LCNB declares $0.20 dividend

LCNB (NASDAQ:LCNB) declares $0.20/share quarterly dividend, in line with previous. Forward yield 4.94% Payable Sept. 15; for shareholders of record Sept. 1; ex-div Aug. 31. See LCNB Dividend Scorecard, Yield Chart, & Dividend Growth.
Seeking Alpha • Jul 26

LCNB GAAP EPS of $0.49 beats by $0.09, revenue of $18.69M beats by $4.41M

LCNB press release (NASDAQ:LCNB): Q2 GAAP EPS of $0.49 beats by $0.09. Revenue of $18.69M (+0.1% Y/Y) beats by $4.41M. Loans, Net Increased 4.2% Year-over-Year to $1.37 Billion. Total Deposits Increased 5.2% Year-over-Year to $1.66 Billion. Credit Quality Remains Strong with Total Nonperforming Loans Declining to $0.6 Million, or 0.04% of Total Loans.
Seeking Alpha • Jul 13

LCNB: A Handsome 5%+ Yield But The TBV Is Under Pressure

LCNB is a small bank focusing on certain areas of Ohio. The local approach results in an exemplary quality level of the loan portfolio. The total amount of non-accruing assets is less than 0.1% of the loan portfolio and is backed by real estate assets. A solid performance in Q1, but the TBV was sliding due to the impact of higher interest rates on the securities portfolio. The bank also repurchased more than 8% of its shares above book value, which also had an impact on the TBV/share. Introduction LCNB (LCNB) is a small bank operating in certain areas of Ohio. Last time I looked at the bank I liked the dividend yield of in excess of 4% in combination with a robust loan book with very few loans past due. The share price has now fallen by approximately 15% since that previous article was published, so I wanted to have another look at the bank as its dividend yield has now increased to in excess of 5%. Data by YCharts The quarterly results were more than alright and LCNB’s dividend remains hedged My first stop when looking at a bank traditionally is the most recent income statement as that provides a good overview of how the bank is actually performing. Dividends are paid from earnings so having a solid earnings potential is likely one of the most important factors contributing to a healthy dividend policy. In the first quarter, LCNB’s interest income decreased just slightly, by a few hundred thousand dollar to $15.1M. Fortunately the interest expenses also decreased by in excess of 20% resulting in a net interest income of $14.2M which is just about 1% lower than in the first quarter of 2021, so that’s pretty good. LCNB Investor Relations It’s not difficult to understand the operating expenses continue to increase and we indeed see an increase in the non-interest expenses to $12.25M, an increase of approximately $750,000 compared to Q1 of last year. That’s entirely contributable to the higher salaries paid by LCNB as the bank saw its wage bill increase by about $0.8M. The combination of a slightly lower net interest income and a slightly higher net non-interest expense (up from $8M to $8.7M) caused the pre-tax income to decrease to $5.5M. That includes a $49,000 loan loss provision (compared to a $52,000 credit recorded in Q1 of last year). The net income was $4.5M for an EPS of $0.38. As the current quarterly dividend is still $0.20, the coverage ratio remains very strong considering the payout ratio is just under 53%. So looking at LCNB from an earnings perspective, the dividend appears to be safe. Especially considering the total amount of nonperforming assets continued to decrease. LCNB Investor Relations The total amount of non-accruing and past due loans came in at $3.74M, a decrease of 10% in the first quarter. As most of the non-accrual loans are secured by real estate (either CRE or residential real estate), LCNB will likely be able to recoup most of the investment. LCNB Investor Relations I also like the focus on the wealth management division and the assets under management increased to almost $1B. That sounds negligible but further down the road this could become ‘sticky’ revenue: if LCNB does a good job the AUM will continue to increase which will have a positive impact on the non-interest income. The fiduciary income is approximately $1.5M per quarter. LCNB Investor Relations The exposure to securities available for sale had a very negative impact on the book value So everything is looking good at first sight: the bank is trading at less than 10 times earnings and the healthy dividend makes LCNB attractive from both an income as well as a fundamental perspective. There’s just one element bothering me: the value destruction in the ‘securities available for sale’ portfolio. As interest rates fluctuate, the fair value of this portfolio changes. As these securities are marked as ‘available for sale’ the valuation increases and decreases don’t have to be recorded on the normal income statement, but they do show up on the comprehensive income statement.

Prévisions de croissance des bénéfices et des revenus

NasdaqCM:LCNB - Estimations futures des analystes et données financières antérieures (USD Millions )
DateRecettesLes revenusFlux de trésorerie disponibleCash from OpMoy. Nombre d'analystes
12/31/20277926N/AN/A2
12/31/20267724N/AN/A2
3/31/202690233435N/A
12/31/202590233334N/A
9/30/202589235960N/A
6/30/202587215658N/A
3/31/20258316104107N/A
12/31/202479138993N/A
9/30/20247576266N/A
6/30/20247175659N/A
3/31/2024701069N/A
12/31/202370132123N/A
9/30/202372191719N/A
6/30/202374211921N/A
3/31/202375222223N/A
12/31/202275222829N/A
9/30/202274212021N/A
6/30/202273202022N/A
3/31/202273201718N/A
12/31/202173211618N/A
9/30/202173211719N/A
6/30/202172201416N/A
3/31/202171201416N/A
12/31/202070201114N/A
9/30/202068191316N/A
6/30/202068201419N/A
3/31/202067191721N/A
12/31/20196719N/A22N/A
9/30/20196519N/A23N/A
6/30/20196419N/A22N/A
3/31/20196117N/A21N/A
12/31/20185815N/A20N/A
9/30/20185513N/A17N/A
6/30/20185312N/A17N/A
3/31/20185112N/A18N/A
12/31/20175113N/A18N/A
9/30/20175113N/A17N/A
6/30/20175013N/A16N/A
3/31/20175013N/A16N/A
12/31/20165012N/A15N/A
9/30/20164912N/A15N/A
6/30/20164911N/A15N/A
3/31/20164912N/A15N/A
12/31/20154811N/A13N/A
9/30/20154812N/A16N/A
6/30/20154712N/A17N/A

Prévisions de croissance des analystes

Taux de revenus par rapport au taux d'épargne: La croissance des bénéfices prévue de LCNB ( 6.5% par an) est supérieure au taux d'épargne ( 3.5% ).

Bénéfices vs marché: Les bénéfices de LCNB ( 6.5% par an) devraient croître plus lentement que le marché US ( 16.8% par an).

Croissance élevée des bénéfices: Les bénéfices de LCNB devraient augmenter, mais pas de manière significative.

Chiffre d'affaires vs marché: Les revenus de LCNB devraient diminuer au cours des 3 prochaines années ( -7.3% par an).

Croissance élevée des revenus: Les revenus de LCNB devraient diminuer au cours des 3 prochaines années ( -7.3% par an).

Prévisions de croissance du bénéfice par action

Rendement futur des capitaux propres

ROE futur: Données insuffisantes pour déterminer si le retour sur capitaux propres de LCNB devrait être élevé dans 3 ans

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Analyse de l'entreprise et données financières

DonnéesDernière mise à jour (heure UTC)
Analyse de l'entreprise2026/05/24 06:35
Cours de l'action en fin de journée2026/05/22 00:00
Les revenus2026/03/31
Revenus annuels2025/12/31

Sources de données

Les données utilisées dans notre analyse de l'entreprise proviennent de S&P Global Market Intelligence LLC. Les données suivantes sont utilisées dans notre modèle d'analyse pour générer ce rapport. Les données sont normalisées, ce qui peut entraîner un délai avant que la source ne soit disponible.

PaquetDonnéesCadre temporelExemple de source américaine *
Finances de l'entreprise10 ans
  • Compte de résultat
  • Tableau des flux de trésorerie
  • Bilan
Estimations consensuelles des analystes+3 ans
  • Prévisions financières
  • Objectifs de prix des analystes
Prix du marché30 ans
  • Cours des actions
  • Dividendes, scissions et actions
Propriété10 ans
  • Actionnaires principaux
  • Délits d'initiés
Gestion10 ans
  • L'équipe dirigeante
  • Conseil d'administration
Principaux développements10 ans
  • Annonces de l'entreprise

* Exemple pour les titres américains ; pour les titres non américains, des formulaires réglementaires et des sources équivalentes sont utilisés.

Sauf indication contraire, toutes les données financières sont basées sur une période annuelle mais mises à jour trimestriellement. C'est ce qu'on appelle les données des douze derniers mois (TTM) ou des douze derniers mois (LTM). En savoir plus.

Modèle d'analyse et flocon de neige

Les détails du modèle d’analyse utilisé pour générer ce rapport sont disponibles sur notre page Github; nous proposons également des guides expliquant comment utiliser nos rapports et des tutoriels sur Youtube.

Découvrez l'équipe de classe mondiale qui a conçu et construit le modèle d'analyse Simply Wall St.

Indicateurs de l'industrie et du secteur

Nos indicateurs de secteur et de section sont calculés toutes les 6 heures par Simply Wall St. Les détails de notre processus sont disponibles sur Github.

Sources des analystes

LCNB Corp. est couverte par 2 analystes. 2 de ces analystes ont soumis les estimations de revenus ou de bénéfices utilisées comme données d'entrée dans notre rapport. Les soumissions des analystes sont mises à jour tout au long de la journée.

AnalysteInstitution
Daniel CardenasBrean Capital Historical (Janney Montgomery)
Brendan NosalHovde Group, LLC