Reported Earnings • Aug 10
First quarter 2027 earnings released: EPS: JP¥34.16 (vs JP¥27.26 in 1Q 2026) First quarter 2027 results: EPS: JP¥34.16 (up from JP¥27.26 in 1Q 2026). Revenue: JP¥22.3b (up 7.9% from 1Q 2026). Net income: JP¥6.56b (up 25% from 1Q 2026). Profit margin: 29% (up from 25% in 1Q 2026). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 3% per year but the company’s share price has increased by 39% per year, which means it is well ahead of earnings. Buy Or Sell Opportunity • Jul 29
Now 22% undervalued Over the last 90 days, the stock has risen 14% to JP¥1,010. The fair value is estimated to be JP¥1,287, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 3.0% over the last 3 years. Earnings per share has declined by 5.4%. Valuation Update With 7 Day Price Move • Jul 27
Investor sentiment improves as stock rises 16% After last week's 16% share price gain to JP¥1,050, the stock trades at a trailing P/E ratio of 12.5x. Average trailing P/E is 17x in the Banks industry in Japan. Total returns to shareholders of 186% over the past three years. Declared Dividend • Jul 25
Final dividend increased to JP¥15.00 Dividend of JP¥15.00 is 15% higher than last year. Ex-date: 29th September 2026 Payment date: 8th December 2026 Dividend yield will be 2.7%, which is lower than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 13% per year over the past 10 years. However, payments have been volatile during that time. Earnings per share has grown by 6.1% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover. New Risk • Jun 23
New minor risk - Dividend sustainability The company has an unstable dividend paying track record. The dividend has had an annual drop of over 20% in the past. Dividend yield: 3.0% This is considered a minor risk. If the company has cut or reduced its dividend in the past, it may be a sign that the underlying business is too cyclical to consistently maintain or grow the dividend over the long-term. It may also indicate the company prioritizes other outcomes instead of maintaining the dividend. For dividend paying companies, any reduction in the dividend can significantly impact the share price. This is currently the only risk that has been identified for the company. Annonce • Jun 18
TOMONY Holdings, Inc. to Report Q1, 2027 Results on Aug 07, 2026 TOMONY Holdings, Inc. announced that they will report Q1, 2027 results on Aug 07, 2026 Reported Earnings • May 19
Full year 2026 earnings released: EPS: JP¥83.86 (vs JP¥82.32 in FY 2025) Full year 2026 results: EPS: JP¥83.86 (up from JP¥82.32 in FY 2025). Revenue: JP¥82.6b (down 4.2% from FY 2025). Net income: JP¥16.2b (up 2.1% from FY 2025). Profit margin: 20% (up from 18% in FY 2025). The increase in margin was driven by lower expenses. Over the last 3 years on average, earnings per share has fallen by 5% per year but the company’s share price has increased by 32% per year, which means it is well ahead of earnings. Annonce • May 14
TOMONY Holdings, Inc., Annual General Meeting, Jun 24, 2026 TOMONY Holdings, Inc., Annual General Meeting, Jun 24, 2026. Actualités en direct • May 14
TOMONY Holdings Eyes Profit and Dividend Growth With New Plan Despite Profit Shortfall TOMONY Holdings reported fiscal 2026 ordinary income of ¥104.8b, up 10.1%, supported by higher loan interest and gains on stock sales, although ordinary profit and net profit fell short of internal targets.
The company lifted earnings, assets and dividends for fiscal 2026 and guided for further profit and dividend growth in fiscal 2027, signaling confidence in its earnings outlook.
TOMONY announced its 6th Management Plan through fiscal 2028, targeting profit attributable to owners of parent of ¥20.5b, ROE of at least 6.5% and a capital adequacy ratio of about 9.5%. It is also aiming for a dividend payout ratio of at least 35% and a total shareholder return of 40% or more via dividends and flexible share buybacks.
Taken together, the latest results, forward guidance and new management plan point to a clearer earnings and capital policy framework, with stronger emphasis on shareholder returns over the next few years.
You should still pay attention to the gap between internal profit targets and actual results, since any ongoing pressure on profitability could make the company’s higher return targets and payout goals harder to sustain. Annonce • Mar 24
TOMONY Holdings, Inc. to Report Fiscal Year 2026 Results on May 14, 2026 TOMONY Holdings, Inc. announced that they will report fiscal year 2026 results on May 14, 2026 Upcoming Dividend • Mar 23
Upcoming dividend of JP¥13.00 per share Eligible shareholders must have bought the stock before 30 March 2026. Payment date: 26 June 2026. Payout ratio is a comfortable 15% but the company is not cash flow positive. Trailing yield: 1.7%. Lower than top quartile of Japanese dividend payers (3.6%). Lower than average of industry peers (2.7%). Reported Earnings • Feb 11
Third quarter 2026 earnings released: EPS: JP¥31.14 (vs JP¥28.69 in 3Q 2025) Third quarter 2026 results: EPS: JP¥31.14 (up from JP¥28.69 in 3Q 2025). Revenue: JP¥29.2b (up 26% from 3Q 2025). Net income: JP¥6.01b (up 9.0% from 3Q 2025). Profit margin: 21% (down from 24% in 3Q 2025). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has fallen by 5% per year but the company’s share price has increased by 33% per year, which means it is well ahead of earnings. Annonce • Dec 25
TOMONY Holdings, Inc. to Report Q3, 2026 Results on Feb 10, 2026 TOMONY Holdings, Inc. announced that they will report Q3, 2026 results on Feb 10, 2026 Declared Dividend • Dec 09
First half dividend of JP¥13.00 announced Shareholders will receive a dividend of JP¥13.00. Ex-date: 30th March 2026 Payment date: 26th June 2026 Dividend yield will be 3.4%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 13% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. Earnings per share has grown by 9.7% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover. Reported Earnings • Nov 14
Second quarter 2026 earnings released: EPS: JP¥2.19 (vs JP¥21.24 in 2Q 2025) Second quarter 2026 results: EPS: JP¥2.19 (down from JP¥21.24 in 2Q 2025). Revenue: JP¥24.9b (up 18% from 2Q 2025). Net income: JP¥424.0m (down 90% from 2Q 2025). Profit margin: 1.7% (down from 19% in 2Q 2025). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has fallen by 2% per year but the company’s share price has increased by 29% per year, which means it is well ahead of earnings. Upcoming Dividend • Sep 22
Upcoming dividend of JP¥13.00 per share Eligible shareholders must have bought the stock before 29 September 2025. Payment date: 08 December 2025. Payout ratio is a comfortable 19% but the company is not cash flow positive. Trailing yield: 3.9%. Within top quartile of Japanese dividend payers (3.6%). Higher than average of industry peers (3.1%). Annonce • Sep 03
TOMONY Holdings, Inc. to Report Q2, 2026 Results on Nov 11, 2025 TOMONY Holdings, Inc. announced that they will report Q2, 2026 results on Nov 11, 2025 Reported Earnings • Aug 10
First quarter 2026 earnings released: EPS: JP¥27.26 (vs JP¥23.92 in 1Q 2025) First quarter 2026 results: EPS: JP¥27.26 (up from JP¥23.92 in 1Q 2025). Revenue: JP¥20.7b (down 5.3% from 1Q 2025). Net income: JP¥5.24b (up 14% from 1Q 2025). Profit margin: 25% (up from 21% in 1Q 2025). The increase in margin was driven by lower expenses. Over the last 3 years on average, earnings per share has increased by 3% per year but the company’s share price has increased by 25% per year, which means it is tracking significantly ahead of earnings growth. Declared Dividend • Jul 09
Final dividend of JP¥13.00 announced Shareholders will receive a dividend of JP¥13.00. Ex-date: 29th September 2025 Payment date: 8th December 2025 Dividend yield will be 3.8%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 13% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. Earnings per share has grown by 10% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover. Annonce • Jun 12
TOMONY Holdings, Inc. to Report Q1, 2026 Results on Aug 08, 2025 TOMONY Holdings, Inc. announced that they will report Q1, 2026 results on Aug 08, 2025 Reported Earnings • May 17
Full year 2025 earnings released: EPS: JP¥82.32 (vs JP¥82.10 in FY 2024) Full year 2025 results: EPS: JP¥82.32 (up from JP¥82.10 in FY 2024). Revenue: JP¥87.7b (up 4.5% from FY 2024). Net income: JP¥15.8b (up 13% from FY 2024). Profit margin: 18% (up from 17% in FY 2024). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 3% per year but the company’s share price has increased by 20% per year, which means it is tracking significantly ahead of earnings growth. Annonce • May 13
TOMONY Holdings, Inc., Annual General Meeting, Jun 25, 2025 TOMONY Holdings, Inc., Annual General Meeting, Jun 25, 2025. Valuation Update With 7 Day Price Move • Apr 07
Investor sentiment deteriorates as stock falls 19% After last week's 19% share price decline to JP¥435, the stock trades at a trailing P/E ratio of 4.7x. Average trailing P/E is 9x in the Banks industry in Japan. Total returns to shareholders of 50% over the past three years. New Risk • Apr 03
New minor risk - Share price stability The company's share price has been volatile over the past 3 months. It is more volatile than 75% of Japanese stocks, typically moving 5.4% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. This is currently the only risk that has been identified for the company. Upcoming Dividend • Mar 21
Upcoming dividend of JP¥9.00 per share Eligible shareholders must have bought the stock before 28 March 2025. Payment date: 27 June 2025. Payout ratio is a comfortable 6.0% but the company is not cash flow positive. Trailing yield: 3.3%. Lower than top quartile of Japanese dividend payers (3.7%). In line with average of industry peers (3.1%). Annonce • Mar 11
TOMONY Holdings, Inc. to Report Fiscal Year 2025 Results on May 13, 2025 TOMONY Holdings, Inc. announced that they will report fiscal year 2025 results on May 13, 2025 Reported Earnings • Feb 12
Third quarter 2025 earnings released: EPS: JP¥28.69 (vs JP¥20.71 in 3Q 2024) Third quarter 2025 results: EPS: JP¥28.69 (up from JP¥20.71 in 3Q 2024). Revenue: JP¥23.2b (up 13% from 3Q 2024). Net income: JP¥5.52b (up 61% from 3Q 2024). Profit margin: 24% (up from 17% in 3Q 2024). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 3% per year but the company’s share price has increased by 10% per year, which means it is tracking significantly ahead of earnings growth. Annonce • Dec 07
TOMONY Holdings, Inc. to Report Q3, 2025 Results on Feb 10, 2025 TOMONY Holdings, Inc. announced that they will report Q3, 2025 results on Feb 10, 2025 Reported Earnings • Nov 16
Second quarter 2025 earnings released: EPS: JP¥21.24 (vs JP¥20.73 in 2Q 2024) Second quarter 2025 results: EPS: JP¥21.24 (up from JP¥20.73 in 2Q 2024). Revenue: JP¥22.0b (up 3.7% from 2Q 2024). Net income: JP¥4.09b (up 21% from 2Q 2024). Profit margin: 19% (up from 16% in 2Q 2024). Over the last 3 years on average, earnings per share has increased by 3% per year but the company’s share price has increased by 13% per year, which means it is tracking significantly ahead of earnings growth. Upcoming Dividend • Sep 20
Upcoming dividend of JP¥6.00 per share Eligible shareholders must have bought the stock before 27 September 2024. Payment date: 09 December 2024. Payout ratio is a comfortable 13% but the company is not cash flow positive. Trailing yield: 3.1%. Lower than top quartile of Japanese dividend payers (3.8%). Lower than average of industry peers (3.5%). Annonce • Sep 03
TOMONY Holdings, Inc. to Report Q2, 2025 Results on Nov 12, 2024 TOMONY Holdings, Inc. announced that they will report Q2, 2025 results on Nov 12, 2024 Reported Earnings • Aug 11
First quarter 2025 earnings released: EPS: JP¥23.92 (vs JP¥22.51 in 1Q 2024) First quarter 2025 results: EPS: JP¥23.92 (up from JP¥22.51 in 1Q 2024). Revenue: JP¥21.8b (up 12% from 1Q 2024). Net income: JP¥4.60b (up 26% from 1Q 2024). Profit margin: 21% (up from 19% in 1Q 2024). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 3% per year whereas the company’s share price has increased by 7% per year. Valuation Update With 7 Day Price Move • Aug 05
Investor sentiment deteriorates as stock falls 18% After last week's 18% share price decline to JP¥347, the stock trades at a trailing P/E ratio of 4.8x. Average trailing P/E is 10x in the Banks industry in Japan. Total returns to shareholders of 25% over the past three years. Annonce • Jun 13
TOMONY Holdings, Inc. to Report Q1, 2025 Results on Aug 09, 2024 TOMONY Holdings, Inc. announced that they will report Q1, 2025 results on Aug 09, 2024 Reported Earnings • May 19
Full year 2024 earnings released: EPS: JP¥82.10 (vs JP¥87.71 in FY 2023) Full year 2024 results: EPS: JP¥82.10 (down from JP¥87.71 in FY 2023). Revenue: JP¥85.6b (up 14% from FY 2023). Net income: JP¥14.0b (down 1.1% from FY 2023). Profit margin: 16% (down from 19% in FY 2023). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 7% per year whereas the company’s share price has increased by 9% per year. Annonce • May 16
TOMONY Holdings, Inc., Annual General Meeting, Jun 26, 2024 TOMONY Holdings, Inc., Annual General Meeting, Jun 26, 2024. Upcoming Dividend • Mar 21
Upcoming dividend of JP¥5.50 per share Eligible shareholders must have bought the stock before 28 March 2024. Payment date: 28 June 2024. Payout ratio is a comfortable 12% but the company is not cash flow positive. Trailing yield: 2.6%. Lower than top quartile of Japanese dividend payers (3.2%). Lower than average of industry peers (2.9%). Annonce • Mar 03
TOMONY Holdings, Inc. to Report Fiscal Year 2024 Results on May 14, 2024 TOMONY Holdings, Inc. announced that they will report fiscal year 2024 results on May 14, 2024 Reported Earnings • Feb 10
Third quarter 2024 earnings released: EPS: JP¥20.71 (vs JP¥23.21 in 3Q 2023) Third quarter 2024 results: EPS: JP¥20.71 (down from JP¥23.21 in 3Q 2023). Revenue: JP¥22.3b (up 19% from 3Q 2023). Net income: JP¥3.44b (down 8.4% from 3Q 2023). Profit margin: 15% (down from 20% in 3Q 2023). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 13% per year but the company’s share price has only increased by 7% per year, which means it is significantly lagging earnings growth. New Risk • Dec 22
New minor risk - Shareholder dilution The company's shareholders have been diluted in the past year. Increase in shares outstanding: 18% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Minor Risks Share price has been volatile over the past 3 months (7.1% average weekly change). Shareholders have been diluted in the past year (18% increase in shares outstanding). New Risk • Dec 06
New minor risk - Share price stability The company's share price has been volatile over the past 3 months. It is more volatile than 75% of Japanese stocks, typically moving 7.1% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. This is currently the only risk that has been identified for the company. Valuation Update With 7 Day Price Move • Dec 06
Investor sentiment deteriorates as stock falls 18% After last week's 18% share price decline to JP¥397, the stock trades at a trailing P/E ratio of 4.5x. Average trailing P/E is 10x in the Banks industry in Japan. Total returns to shareholders of 26% over the past three years. Annonce • Dec 03
TOMONY Holdings, Inc. to Report Q3, 2024 Results on Feb 09, 2024 TOMONY Holdings, Inc. announced that they will report Q3, 2024 results on Feb 09, 2024 Upcoming Dividend • Sep 21
Upcoming dividend of JP¥5.00 per share at 2.1% yield Eligible shareholders must have bought the stock before 28 September 2023. Payment date: 08 December 2023. Payout ratio is a comfortable 11% but the company is not cash flow positive. Trailing yield: 2.1%. Lower than top quartile of Japanese dividend payers (3.3%). Lower than average of industry peers (3.2%). Annonce • Sep 03
TOMONY Holdings, Inc. to Report Q2, 2024 Results on Nov 14, 2023 TOMONY Holdings, Inc. announced that they will report Q2, 2024 results on Nov 14, 2023 Reported Earnings • Aug 12
First quarter 2024 earnings released: EPS: JP¥22.51 (vs JP¥20.45 in 1Q 2023) First quarter 2024 results: EPS: JP¥22.51 (up from JP¥20.45 in 1Q 2023). Revenue: JP¥20.0b (up 11% from 1Q 2023). Net income: JP¥3.65b (up 11% from 1Q 2023). Profit margin: 18% (in line with 1Q 2023). Over the last 3 years on average, earnings per share has increased by 21% per year but the company’s share price has only increased by 2% per year, which means it is significantly lagging earnings growth. Annonce • Jun 04
TOMONY Holdings, Inc. to Report Q1, 2024 Results on Aug 10, 2023 TOMONY Holdings, Inc. announced that they will report Q1, 2024 results on Aug 10, 2023 Reported Earnings • May 17
Full year 2023 earnings released: EPS: JP¥87.71 (vs JP¥81.53 in FY 2022) Full year 2023 results: EPS: JP¥87.71 (up from JP¥81.53 in FY 2022). Revenue: JP¥76.7b (up 17% from FY 2022). Net income: JP¥14.2b (up 8.5% from FY 2022). Profit margin: 19% (down from 20% in FY 2022). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 22% per year but the company’s share price has only increased by 4% per year, which means it is significantly lagging earnings growth. Upcoming Dividend • Mar 23
Upcoming dividend of JP¥5.00 per share at 2.9% yield Eligible shareholders must have bought the stock before 30 March 2023. Payment date: 29 June 2023. Payout ratio is a comfortable 12% but the company is not cash flow positive. Trailing yield: 2.9%. Lower than top quartile of Japanese dividend payers (3.6%). Lower than average of industry peers (4.0%). Valuation Update With 7 Day Price Move • Mar 16
Investor sentiment deteriorates as stock falls 17% After last week's 17% share price decline to JP¥346, the stock trades at a trailing P/E ratio of 4.4x. Average trailing P/E is 8x in the Banks industry in Japan. Total returns to shareholders of 8.2% over the past three years. Reported Earnings • Feb 12
Third quarter 2023 earnings released: EPS: JP¥23.21 (vs JP¥24.91 in 3Q 2022) Third quarter 2023 results: EPS: JP¥23.21 (down from JP¥24.91 in 3Q 2022). Revenue: JP¥21.0b (up 26% from 3Q 2022). Net income: JP¥3.76b (down 5.9% from 3Q 2022). Profit margin: 18% (down from 24% in 3Q 2022). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 22% per year but the company’s share price has only increased by 4% per year, which means it is significantly lagging earnings growth. Annonce • Dec 04
TOMONY Holdings, Inc. to Report Q3, 2023 Results on Feb 10, 2023 TOMONY Holdings, Inc. announced that they will report Q3, 2023 results on Feb 10, 2023 Board Change • Nov 16
Less than half of directors are independent There is 1 new director who has joined the board in the last 3 years. The new board member was not an independent director. The company's board is composed of: 1 new director. 11 experienced directors. No highly experienced directors. 4 independent directors (8 non-independent directors). Independent Outside Director Jyunko Hashimoto was the last independent director to join the board, commencing their role in 2019. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment. Reported Earnings • Nov 13
Second quarter 2023 earnings released: EPS: JP¥22.04 (vs JP¥14.41 in 2Q 2022) Second quarter 2023 results: EPS: JP¥22.04 (up from JP¥14.41 in 2Q 2022). Revenue: JP¥19.7b (up 34% from 2Q 2022). Net income: JP¥3.56b (up 54% from 2Q 2022). Profit margin: 18% (up from 16% in 2Q 2022). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 20% per year but the company’s share price has fallen by 7% per year, which means it is significantly lagging earnings. Upcoming Dividend • Sep 22
Upcoming dividend of JP¥4.50 per share Eligible shareholders must have bought the stock before 29 September 2022. Payment date: 08 December 2022. Payout ratio is a comfortable 12% but the company is not cash flow positive. Trailing yield: 2.9%. Lower than top quartile of Japanese dividend payers (3.7%). Lower than average of industry peers (4.4%). Annonce • Aug 31
TOMONY Holdings, Inc. to Report Q2, 2023 Results on Nov 11, 2022 TOMONY Holdings, Inc. announced that they will report Q2, 2023 results on Nov 11, 2022 Reported Earnings • Aug 12
First quarter 2023 earnings released: EPS: JP¥20.45 (vs JP¥28.08 in 1Q 2022) First quarter 2023 results: EPS: JP¥20.45 (down from JP¥28.08 in 1Q 2022). Revenue: JP¥18.1b (up 5.6% from 1Q 2022). Net income: JP¥3.29b (down 27% from 1Q 2022). Profit margin: 18% (down from 26% in 1Q 2022). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 18% per year but the company’s share price has remained flat, which means it is significantly lagging earnings. Annonce • Jun 22
TOMONY Holdings, Inc. (TSE:8600) announces an Equity Buyback for 511,000 shares, representing 0.32% for ¥158.41 million. TOMONY Holdings, Inc. (TSE:8600) announces a share repurchase program. Under the program, the company will repurchase up to 511,000 shares, representing 0.32% of its issued share capital (excluding treasury stock), for a total purchase price of ¥158.41 million. The purpose of the program is to enhance the return of profits to shareholders by improving capital efficiency. As of March 31, 2022, the company had 160,704,207 issued shares (excluding treasury stock) and 3,024,704 treasury shares. Annonce • Jun 04
TOMONY Holdings, Inc. to Report Q1, 2023 Results on Aug 10, 2022 TOMONY Holdings, Inc. announced that they will report Q1, 2023 results on Aug 10, 2022 Reported Earnings • May 18
Full year 2022 earnings released: EPS: JP¥81.53 (vs JP¥62.51 in FY 2021) Full year 2022 results: EPS: JP¥81.53 (up from JP¥62.51 in FY 2021). Revenue: JP¥67.6b (up 5.8% from FY 2021). Net income: JP¥13.1b (up 31% from FY 2021). Profit margin: 19% (up from 16% in FY 2021). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 15% per year but the company’s share price has fallen by 5% per year, which means it is significantly lagging earnings. Annonce • May 15
TOMONY Holdings, Inc., Annual General Meeting, Jun 28, 2022 TOMONY Holdings, Inc., Annual General Meeting, Jun 28, 2022. Board Change • Apr 27
Less than half of directors are independent Following the recent departure of a director, there are only 4 independent directors on the board. The company's board is composed of: 4 independent directors. 8 non-independent directors. Independent Outside Director Jyunko Hashimoto was the last independent director to join the board, commencing their role in 2019. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model. Annonce • Apr 08
TOMONY Holdings, Inc. to Report Fiscal Year 2022 Results on May 13, 2022 TOMONY Holdings, Inc. announced that they will report fiscal year 2022 results on May 13, 2022 Upcoming Dividend • Mar 23
Upcoming dividend of JP¥4.50 per share Eligible shareholders must have bought the stock before 30 March 2022. Payment date: 30 June 2022. Payout ratio is a comfortable 10% but the company is not cash flow positive. Trailing yield: 2.5%. Lower than top quartile of Japanese dividend payers (3.4%). Lower than average of industry peers (4.0%). Reported Earnings • Feb 12
Third quarter 2022 earnings: Revenues and EPS in line with analyst expectations Third quarter 2022 results: EPS: JP¥24.91 (up from JP¥16.86 in 3Q 2021). Revenue: JP¥17.8b (up 13% from 3Q 2021). Net income: JP¥3.99b (up 48% from 3Q 2021). Profit margin: 22% (up from 17% in 3Q 2021). The increase in margin was driven by higher revenue. Revenue was in line with analyst estimates. Over the last 3 years on average, earnings per share has increased by 8% per year but the company’s share price has fallen by 4% per year, which means it is significantly lagging earnings. Reported Earnings • Nov 15
Second quarter 2022 earnings released: EPS JP¥14.41 (vs JP¥16.17 in 2Q 2021) The company reported a poor second quarter result with weaker earnings and profit margins, although revenues were flat. Second quarter 2022 results: Revenue: JP¥15.9b (flat on 2Q 2021). Net income: JP¥2.31b (down 11% from 2Q 2021). Profit margin: 14% (down from 16% in 2Q 2021). Over the last 3 years on average, earnings per share has remained flat but the company’s share price has fallen by 13% per year, which means it is significantly lagging earnings. Upcoming Dividend • Sep 22
Upcoming dividend of JP¥4.00 per share Eligible shareholders must have bought the stock before 29 September 2021. Payment date: 08 December 2021. Trailing yield: 2.4%. Lower than top quartile of Japanese dividend payers (3.0%). Lower than average of industry peers (4.3%). Reported Earnings • Aug 15
First quarter 2022 earnings released: EPS JP¥28.08 (vs JP¥12.49 in 1Q 2021) The company reported a strong first quarter result with improved earnings, revenues and profit margins. First quarter 2022 results: Revenue: JP¥17.1b (up 10.0% from 1Q 2021). Net income: JP¥4.49b (up 126% from 1Q 2021). Profit margin: 26% (up from 13% in 1Q 2021). The increase in margin was primarily driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 7% per year but the company’s share price has fallen by 13% per year, which means it is performing significantly worse than earnings. Annonce • Jun 16
TOMONY Holdings, Inc. (TSE:8600) announces an Equity Buyback for 679,900 shares, representing 0.43% for ¥202.61 million. TOMONY Holdings, Inc. (TSE:8600) announces a share repurchase program. Under the program, the company will repurchase up to 679,900 common shares, representing 0.43% of its issued share capital for ¥202.61 million. The shares will be repurchased at a price of ¥298 per share. The purpose of the program is to enhance the return of profits to shareholders by improving capital efficiency. The program will be valid till June 16, 2021. As of March 31, 2021, the company had 159,914,292 issued shares (excluding treasury stock) and 3,814,619 treasury shares. Reported Earnings • May 18
Full year 2021 earnings released: EPS JP¥62.51 (vs JP¥50.57 in FY 2020) The company reported a strong full year result with improved earnings, revenues and profit margins. Full year 2021 results: Revenue: JP¥67.1b (up 5.0% from FY 2020). Net income: JP¥9.98b (up 23% from FY 2020). Profit margin: 15% (up from 13% in FY 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 15% per year and the company’s share price has also fallen by 15% per year. Upcoming Dividend • Mar 23
Upcoming dividend of JP¥4.00 per share Eligible shareholders must have bought the stock before 30 March 2021. Payment date: 25 June 2021. Trailing yield: 2.3%. Lower than top quartile of Japanese dividend payers (2.7%). Lower than average of industry peers (3.8%). Annonce • Mar 04
TOMONY Holdings, Inc. to Report Fiscal Year 2021 Results on May 14, 2021 TOMONY Holdings, Inc. announced that they will report fiscal year 2021 results on May 14, 2021 Reported Earnings • Feb 12
Third quarter 2021 earnings released: EPS JP¥16.86 (vs JP¥13.44 in 3Q 2020) The company reported a solid third quarter result with improved earnings and revenues, although profit margins were flat. Third quarter 2021 results: Revenue: JP¥20.0b (up 23% from 3Q 2020). Net income: JP¥2.70b (up 25% from 3Q 2020). Profit margin: 14% (in line with 3Q 2020). Over the last 3 years on average, earnings per share has fallen by 19% per year but the company’s share price has only fallen by 13% per year, which means it has not declined as severely as earnings. Is New 90 Day High Low • Jan 15
New 90-day low: JP¥306 The company is down 6.0% from its price of JP¥326 on 16 October 2020. The Japanese market is up 15% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Banks industry, which is up 12% over the same period. Is New 90 Day High Low • Dec 22
New 90-day low: JP¥313 The company is down 8.0% from its price of JP¥341 on 23 September 2020. The Japanese market is up 8.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Banks industry, which is down 2.0% over the same period. Annonce • Dec 03
TOMONY Holdings, Inc. to Report Q3, 2021 Results on Feb 10, 2021 TOMONY Holdings, Inc. announced that they will report Q3, 2021 results on Feb 10, 2021 Reported Earnings • Dec 01
Second quarter 2021 earnings released: EPS JP¥16.17 The company reported a poor second quarter result with weaker earnings, revenues and profit margins. Second quarter 2021 results: Revenue: JP¥15.9b (down 3.8% from 2Q 2020). Net income: JP¥2.58b (down 19% from 2Q 2020). Profit margin: 16% (down from 19% in 2Q 2020). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has fallen by 17% per year whereas the company’s share price has fallen by 16% per year. Annonce • Sep 03
TOMONY Holdings, Inc. to Report Q2, 2021 Results on Nov 12, 2020 TOMONY Holdings, Inc. announced that they will report Q2, 2021 results on Nov 12, 2020 
