UniCredit Croissance future
Future contrôle des critères 1/6
UniCredit devrait augmenter ses bénéfices et son chiffre d'affaires de 4.3% et de 3.7% par an respectivement. Le BPA devrait croître de de 8.3% par an. Le rendement des capitaux propres devrait être 19.1% dans 3 ans.
Informations clés
4.3%
Taux de croissance des bénéfices
8.30%
Taux de croissance du BPA
| Banks croissance des bénéfices | 6.2% |
| Taux de croissance des recettes | 3.7% |
| Rendement futur des capitaux propres | 19.15% |
| Couverture par les analystes | Good |
| Dernière mise à jour | 19 May 2026 |
Mises à jour récentes de la croissance future
Article d’analyse • May 08
Results: UniCredit S.p.A. Beat Earnings Expectations And Analysts Now Have New Forecasts
A week ago, UniCredit S.p.A. ( BIT:UCG ) came out with a strong set of quarterly numbers that could potentially lead to...Article d’analyse • Feb 13
UniCredit S.p.A. (BIT:UCG) Released Earnings Last Week And Analysts Lifted Their Price Target To €81.53
Last week saw the newest yearly earnings release from UniCredit S.p.A. ( BIT:UCG ), an important milestone in the...Article d’analyse • Jul 26
UniCredit S.p.A. Beat Analyst Estimates: See What The Consensus Is Forecasting For This Year
Investors in UniCredit S.p.A. ( BIT:UCG ) had a good week, as its shares rose 5.4% to close at €61.23 following the...Recent updates
Mise à jour du récit • May 23
UCG: Lower Discount Rate And 2026 Profit Guidance Will Support Upside
The updated analyst price target for UniCredit has increased to €84.02 from €82.57, reflecting refreshed views on discount rates, margins and P/E assumptions as analysts digest recent mixed target revisions from major banks. Analyst Commentary Recent research on UniCredit has been mixed, with several major firms adjusting their price targets in both directions over a short time frame.Article d’analyse • May 08
Results: UniCredit S.p.A. Beat Earnings Expectations And Analysts Now Have New Forecasts
A week ago, UniCredit S.p.A. ( BIT:UCG ) came out with a strong set of quarterly numbers that could potentially lead to...Mise à jour du récit • Apr 23
UCG: Higher Return Assumptions And Capital Returns Will Support Future Upside
Analysts have nudged their price expectations for UniCredit only slightly. The updated fair value estimate has moved by about €1, while research points to a higher required return, modestly adjusted revenue growth assumptions, a slightly stronger profit margin profile, and a marginally lower future P/E multiple.
Mise à jour du récit • Apr 09
UCG: Mixed Rating Shifts And P/E Assumptions Will Shape Future Upside
Analysts have trimmed their UniCredit price target from about €72 to roughly €67.68, reflecting updated assumptions on discount rates, revenue growth, profit margins and future P/E multiples following mixed recent research that included both target cuts and raises, alongside a downgrade and an upgrade. Analyst Commentary Recent Street research on UniCredit has been mixed, with some firms raising price targets while others cut theirs or shifted ratings.Mise à jour du récit • Mar 26
UCG: Higher Profitability Assumptions Will Support Future Upside Potential
Analysts have raised their fair value estimate for UniCredit from €57.00 to €72.00. They cite higher assumed revenue growth, stronger profit margins and a slightly lower future P/E multiple, which are in line with recent price target increases from major banks such as Citi, JPMorgan and Morgan Stanley.
Mise à jour du récit • Mar 10
UCG: Rising Margin Resilience And Broker Upgrades Will Support Further Upside
Our UniCredit fair value estimate increases slightly to €95.50 from €95.00, reflecting analysts' higher price targets from Citi and JPMorgan, along with an updated view on margin resilience and a lower assumed future P/E of 13.8x. Analyst Commentary Recent Street research has leaned clearly positive on UniCredit, with several bullish analysts lifting price targets and at least one major broker moving to a more constructive stance.Mise à jour du récit • Feb 24
UCG: Execution On Capital Returns And M&A Will Drive Future Upside
We have raised our UniCredit fair value estimate to €83.56 from €74.86, reflecting analysts' higher price targets and assumptions for slightly stronger revenue growth, improved profit margins, and a lower future P/E multiple. Analyst Commentary Bullish Takeaways Bullish analysts are lifting price targets into the high €70s and low €80s, which supports a higher central fair value range for UniCredit and aligns with our updated €83.56 estimate.Article d’analyse • Feb 13
UniCredit S.p.A. (BIT:UCG) Released Earnings Last Week And Analysts Lifted Their Price Target To €81.53
Last week saw the newest yearly earnings release from UniCredit S.p.A. ( BIT:UCG ), an important milestone in the...Mise à jour du récit • Feb 10
UCG: Rising Earnings Visibility And Higher P/E Assumptions Will Support Further Upside
The updated analyst price target for UniCredit moves to €95.00 from €85.70, reflecting analysts' use of a slightly lower discount rate, moderately higher revenue growth assumptions, a similar profit margin, and a higher future P/E multiple in light of recent upward price target revisions from multiple brokers. Analyst Commentary Recent research updates for UniCredit point to a cluster of higher price targets from bullish analysts, with several major banks lifting their views over a relatively short period.Mise à jour du récit • Jan 27
UCG: Capital Returns And Deal Execution Will Shape Future Share Performance
Analysts have raised their price target on UniCredit from about €71 to roughly €75, citing updated assumptions for slightly higher revenue growth, improved profit margins and a marginally higher future P/E multiple. Analyst Commentary Recent Street research on UniCredit points to a generally constructive stance, with several price targets set in the high €70s to low €80s range.Mise à jour du récit • Jan 11
UCG: Earnings Guidance And Profitability Assumptions Will Support Further Upside Potential
Analysts have raised their fair value estimate for UniCredit from €84.30 to €85.70. This reflects recent price target increases to €79 and €76, supported by updated assumptions around revenue growth, profitability, and future P/E levels.Mise à jour du récit • Dec 18
UCG: Earnings Guidance And Capital Returns Will Support Further Upside Potential
Analysts have lifted their price target on UniCredit by approximately EUR 4 to EUR 84.30, citing slightly stronger expected revenue growth, improved profit margins and a modestly lower discount rate that together support a higher fair value multiple. Analyst Commentary Bullish analysts continue to see upside in UniCredit's equity story, with recent target price revisions reflecting confidence in the bank's ability to sustain earnings growth and capital returns.Mise à jour du récit • Dec 04
UCG: Capital Returns And Commerzbank Stake Options Will Shape Future Share Performance
UniCredit's analyst price target has edged higher to about EUR 71.12 from EUR 70.99, as analysts factor in slightly stronger revenue growth expectations, offset by a marginally lower profit margin and discount rate. Analyst Commentary Recent Street research on UniCredit reflects a generally positive stance on the bank, with upward revisions to price targets from several bullish analysts and only a modest downward adjustment from more cautious voices.Mise à jour du récit • Nov 19
UCG: Capital Returns Near 11% Will Drive Share Performance Forward
Analysts have increased their fair value estimate for UniCredit from approximately €68.29 to €71.00. They cite improved profit margins and stronger revenue growth expectations as key factors driving this upward revision.Article d’analyse • Jul 26
UniCredit S.p.A. Beat Analyst Estimates: See What The Consensus Is Forecasting For This Year
Investors in UniCredit S.p.A. ( BIT:UCG ) had a good week, as its shares rose 5.4% to close at €61.23 following the...
Nouveau récit • Nov 10
Strategic Transformations And Digital Integration Propel Growth Amidst Earnings Challenges
UniCredit's client-centric strategy and fee income focus are driving revenue growth, supported by a strong fee/revenue ratio.Prévisions de croissance des bénéfices et des revenus
| Date | Recettes | Les revenus | Flux de trésorerie disponible | Cash from Op | Moy. Nombre d'analystes |
|---|---|---|---|---|---|
| 12/31/2028 | 28,498 | 12,664 | N/A | N/A | 14 |
| 12/31/2027 | 27,241 | 11,763 | N/A | N/A | 16 |
| 12/31/2026 | 26,110 | 10,987 | N/A | N/A | 16 |
| 3/31/2026 | 25,464 | 11,156 | N/A | N/A | N/A |
| 12/31/2025 | 25,048 | 10,709 | 7,261 | 8,525 | N/A |
| 9/30/2025 | 24,850 | 10,470 | N/A | N/A | N/A |
| 6/30/2025 | 24,783 | 10,350 | -2,286 | -1,147 | N/A |
| 3/31/2025 | 24,196 | 9,685 | N/A | N/A | N/A |
| 12/31/2024 | 23,994 | 9,472 | -8,814 | -7,076 | N/A |
| 9/30/2024 | 24,011 | 10,386 | N/A | N/A | N/A |
| 6/30/2024 | 23,863 | 10,195 | -16,449 | -14,690 | N/A |
| 3/31/2024 | 23,413 | 9,826 | N/A | N/A | N/A |
| 12/31/2023 | 22,957 | 9,332 | -42,278 | -41,128 | N/A |
| 9/30/2023 | 22,308 | 9,086 | N/A | N/A | N/A |
| 6/30/2023 | 21,257 | 8,473 | -38,211 | -37,010 | N/A |
| 3/31/2023 | 20,183 | 8,174 | N/A | N/A | N/A |
| 12/31/2022 | 18,069 | 6,381 | 9,094 | 10,264 | N/A |
| 9/30/2022 | 15,105 | 3,076 | N/A | N/A | N/A |
| 6/30/2022 | 14,408 | 2,425 | -10,595 | -9,345 | N/A |
| 3/31/2022 | 13,672 | 1,447 | N/A | N/A | N/A |
| 12/31/2021 | 14,287 | 2,062 | -8,758 | -7,521 | N/A |
| 9/30/2021 | 15,091 | 1,689 | N/A | N/A | N/A |
| 6/30/2021 | 14,492 | 1,311 | 105,683 | 107,275 | N/A |
| 3/31/2021 | 13,708 | 636 | N/A | N/A | N/A |
| 12/31/2020 | 11,250 | -2,956 | 84,149 | 85,579 | N/A |
| 9/30/2020 | 11,600 | -2,587 | N/A | N/A | N/A |
| 6/30/2020 | 12,310 | -2,087 | -20,810 | -18,582 | N/A |
| 3/31/2020 | 12,556 | -1,899 | N/A | N/A | N/A |
| 12/31/2019 | 15,089 | 1,917 | N/A | -16,207 | N/A |
| 9/30/2019 | 16,027 | 4,782 | N/A | N/A | N/A |
| 6/30/2019 | 15,118 | 3,572 | N/A | 10,889 | N/A |
| 3/31/2019 | 15,862 | 3,885 | N/A | N/A | N/A |
| 12/31/2018 | 16,098 | 3,888 | N/A | -30,960 | N/A |
| 9/30/2018 | 15,775 | 2,184 | N/A | N/A | N/A |
| 6/30/2018 | 16,542 | 2,908 | N/A | -51,344 | N/A |
| 3/31/2018 | 16,627 | 3,127 | N/A | N/A | N/A |
| 12/31/2017 | 16,410 | 2,759 | N/A | 2,143 | N/A |
| 9/30/2017 | 6,091 | -11,235 | N/A | N/A | N/A |
| 6/30/2017 | 5,902 | -11,672 | N/A | 17,891 | N/A |
| 3/31/2017 | 6,370 | -11,811 | N/A | N/A | N/A |
| 12/31/2016 | 5,857 | -12,548 | N/A | -19,094 | N/A |
| 9/30/2016 | 13,421 | -206 | N/A | -11,859 | N/A |
| 6/30/2016 | 13,802 | -17 | N/A | -32,329 | N/A |
| 3/31/2016 | 13,710 | -346 | N/A | N/A | N/A |
| 12/31/2015 | 14,577 | 216 | N/A | -42,332 | N/A |
| 9/30/2015 | 17,666 | 1,866 | N/A | N/A | N/A |
| 6/30/2015 | 18,277 | 2,175 | N/A | -58,197 | N/A |
Prévisions de croissance des analystes
Taux de revenus par rapport au taux d'épargne: La croissance des bénéfices prévue de UCG ( 4.3% par an) est supérieure au taux d'épargne ( 3.3% ).
Bénéfices vs marché: Les bénéfices de UCG ( 4.3% par an) devraient croître plus lentement que le marché Italian ( 11.3% par an).
Croissance élevée des bénéfices: Les bénéfices de UCG devraient augmenter, mais pas de manière significative.
Chiffre d'affaires vs marché: Le chiffre d'affaires de UCG ( 3.7% par an) devrait croître plus lentement que le marché de Italian ( 5.7% par an).
Croissance élevée des revenus: Le chiffre d'affaires de UCG ( 3.7% par an) devrait croître plus lentement que 20% par an.
Prévisions de croissance du bénéfice par action
Rendement futur des capitaux propres
ROE futur: Le retour sur capitaux propres de UCG devrait être faible dans 3 ans ( 19.1 %).
Découvrir les entreprises en croissance
Analyse de l'entreprise et données financières
| Données | Dernière mise à jour (heure UTC) |
|---|---|
| Analyse de l'entreprise | 2026/05/25 09:05 |
| Cours de l'action en fin de journée | 2026/05/25 00:00 |
| Les revenus | 2026/03/31 |
| Revenus annuels | 2025/12/31 |
Sources de données
Les données utilisées dans notre analyse de l'entreprise proviennent de S&P Global Market Intelligence LLC. Les données suivantes sont utilisées dans notre modèle d'analyse pour générer ce rapport. Les données sont normalisées, ce qui peut entraîner un délai avant que la source ne soit disponible.
| Paquet | Données | Cadre temporel | Exemple de source américaine * |
|---|---|---|---|
| Finances de l'entreprise | 10 ans |
| |
| Estimations consensuelles des analystes | +3 ans |
|
|
| Prix du marché | 30 ans |
| |
| Propriété | 10 ans |
| |
| Gestion | 10 ans |
| |
| Principaux développements | 10 ans |
|
* Exemple pour les titres américains ; pour les titres non américains, des formulaires réglementaires et des sources équivalentes sont utilisés.
Sauf indication contraire, toutes les données financières sont basées sur une période annuelle mais mises à jour trimestriellement. C'est ce qu'on appelle les données des douze derniers mois (TTM) ou des douze derniers mois (LTM). En savoir plus.
Modèle d'analyse et flocon de neige
Les détails du modèle d’analyse utilisé pour générer ce rapport sont disponibles sur notre page Github; nous proposons également des guides expliquant comment utiliser nos rapports et des tutoriels sur Youtube.
Découvrez l'équipe de classe mondiale qui a conçu et construit le modèle d'analyse Simply Wall St.
Indicateurs de l'industrie et du secteur
Nos indicateurs de secteur et de section sont calculés toutes les 6 heures par Simply Wall St. Les détails de notre processus sont disponibles sur Github.
Sources des analystes
UniCredit S.p.A. est couverte par 39 analystes. 16 de ces analystes ont soumis les estimations de revenus ou de bénéfices utilisées comme données d'entrée dans notre rapport. Les soumissions des analystes sont mises à jour tout au long de la journée.
| Analyste | Institution |
|---|---|
| Irene Rossetto | Banca Akros S.p.A. (ESN) |
| Javier Esteban Lario | Banco de Sabadell. S.A. |
| Juan Lopez Cobo | Banco Santander |