BPER Banca Résultats passés
Passé contrôle des critères 5/6
BPER Banca a connu une croissance annuelle moyenne de ses bénéfices de 22.6%, tandis que le secteur Banks a vu ses bénéfices augmenter de en hausse à 22.6% par an. Les revenus ont augmenté de en hausse à un taux moyen de 21.3% par an. Le rendement des capitaux propres de BPER Banca est 10.7% et ses marges nettes sont de 30.6%.
Informations clés
22.64%
Taux de croissance des bénéfices
17.52%
Taux de croissance du BPA
| Banks Croissance de l'industrie | 21.39% |
| Taux de croissance des recettes | 21.32% |
| Rendement des fonds propres | 10.69% |
| Marge nette | 30.62% |
| Prochaine mise à jour des résultats | 06 May 2026 |
Mises à jour récentes des performances passées
Recent updates
BPE: Mixed Research Views And Merger Plans Will Shape Future Risk Reward
Narrative Update BPER Banca's updated analyst price target moves slightly higher to about €12.51 from roughly €12.08, as analysts factor in revised assumptions for revenue growth, profit margins, discount rate, and a modestly lower future P/E multiple following mixed recent research including price target adjustments and a new neutral initiation. Analyst Commentary Recent research on BPER Banca presents a mixed picture, with some analysts turning more cautious even as others see room for upside.
BPE: Upcoming Merger And Earnings Milestones Will Support Constructive Outlook
Analysts have raised their average price target on BPER Banca to about €13.74 from roughly €13.09, reflecting updated assumptions on fair value, discount rate, revenue growth, profit margins and future P/E following recent research from firms including Deutsche Bank, Goldman Sachs and Morgan Stanley. Analyst Commentary Recent research on BPER Banca highlights both supportive and cautious views around the bank's valuation, execution and growth profile, reflected in the updated price targets and fresh coverage.
BPE: Rising Confidence In Merger Outlook Is Expected To Unlock Further Upside
Analyst price targets for BPER Banca have increased, with recent research indicating a new level of around €13.40, up from €12.10 previously. This revision is supported by updated assumptions on discount rates, revenue growth, profit margins and future P/E estimates.BPE: Higher Street Views And Refined Assumptions Will Support Upside Potential
BPER Banca's analyst price target has moved higher, with the fair value estimate shifting from €11.79 to €12.08 as analysts factor in updated Street targets from €12.10 to €13.40 and refreshed assumptions on discount rate, revenue growth, profit margin and future P/E. Analyst Commentary Recent research updates on BPER Banca have centered on revisions to fair value estimates and price targets, reflecting refreshed assumptions on discount rate, revenue, margins and future P/E multiples.BPE: Higher Fair Estimate Will Reflect Rising Confidence In Preferred Bank
Analysts have raised their price targets on BPER Banca, with our fair value estimate moving from €13.52 to €14.60 as they factor in updated assumptions on discount rates, revenue, margins and future P/E multiples. Analyst Commentary Recent Street research points to a more constructive tone around BPER Banca, with several bullish analysts adjusting their fair value assumptions.BPE: Market Perform Shift And Revised Assumptions Will Shape Balanced Risk Outlook
Analysts have inched up their fair value estimate for BPER Banca to €11.79 from €11.20, with a slightly higher Street price target of €11.60 helping to frame this recalibration, despite a recent downgrade to Market Perform. Analyst Commentary Bearish analysts are signalling a more cautious stance on BPER Banca, even as fair value estimates and the latest price target sit slightly above current levels.BPE: Index Shift And Buyback Plans Will Shape Balanced Future Prospects
Analysts have nudged their target for BPER Banca higher, with our fair value estimate moving from €12.00 to about €13.09. This reflects updated views on discount rate, revenue growth, profit margin and future P/E assumptions drawn from recent research, including both a higher price target alongside a downgrade to Market Perform, and an upgrade to Buy with a higher target price.BPE: Higher Fair Estimate Signals Confidence In Preferred Italian Bank
Analysts have raised their fair value estimate for BPER Banca from €12.10 to about €13.52. This change reflects a series of recent price target increases and broadly supportive views on the stock among covering firms.BPE: Higher Fair Value And Index Moves Will Shape Balanced Risk Outlook
The analyst fair value estimate for BPER Banca has risen from approximately EUR 7.55 to EUR 11.20, as analysts incorporate stronger expectations for revenue growth, slightly higher profitability, and a sector-leading position reflected in a series of recent price target hikes across the Street. Analyst Commentary Recent Street research on BPER Banca presents a more nuanced picture, with some Bearish analysts tempering enthusiasm despite the higher consensus fair value.BPE: Index Inclusion And Buyback Plans Will Drive Future Momentum
Analysts have nudged their price target for BPER Banca slightly higher to EUR 12.00, reflecting improved expectations for revenue growth and margins, while noting the bank's growing status as a preferred Italian name despite some valuation driven rating adjustments. Analyst Commentary Recent research updates on BPER Banca highlight a mixed but generally constructive stance, with several firms acknowledging the bank as a preferred Italian banking exposure even as some recommendations moderate on valuation grounds.BPE: Strong Sector Position And Index Inclusion Will Drive Further Momentum
Analysts have raised the fair value estimate for BPER Banca from €11.40 to €12.00. This reflects enhanced profit margins and sector-wide upgrades, despite mixed rating changes.BPE: Share Momentum And Fair Value Will Drive Cautious Optimism Ahead
The analyst price target for BPER Banca has seen a notable shift, as recent updates from analysts reflect increased optimism and revised targets ranging from €10.30 to €12.50. This has been supported by stronger valuations and sustained growth prospects for the bank.Digital Transformation And ESG Lending Will Shape Future Expansion
Analysts have increased their price target for BPER Banca from €10.73 to €11.40, reflecting optimism about the bank's revenue growth outlook and its preferred status among Italian banks, despite recent valuation concerns. Analyst Commentary Recent analyst actions highlight a nuanced outlook for BPER Banca, with growing optimism around the bank's growth trajectory and value, tempered by some caution over recent share price appreciation.Digital Transformation And ESG Lending Will Shape Future Expansion
Analysts have raised their price target for BPER Banca from €10.57 to €10.73. They cite improved revenue growth and profit margin expectations, which support a more optimistic outlook.Digital Transformation And ESG Lending Will Shape Future Expansion
The consensus Analyst Price Target for BPER Banca has increased, primarily reflecting a notable decline in its future P/E multiple, which enhances perceived value and supports the revised fair value of €10.57. What's in the News BPER Banca raised its 2025 total revenue guidance from EUR 5.4 billion to EUR 5.5 billion.Digital Transformation And ESG Lending Will Shape Future Expansion
The upward revision in BPER Banca’s price target reflects a significant decrease in its future P/E ratio alongside a modest improvement in net profit margin, raising fair value from €9.75 to €10.16. What's in the News BPER Banca upgraded its 2025 total revenue guidance from EUR 5.4 billion to EUR 5.5 billion.Digital Transformation And ESG Lending Will Shape Future Expansion
A strong upward revision in BPER Banca’s revenue growth forecast has outweighed a modest decline in net profit margin, prompting analysts to raise their fair value estimate from €9.06 to €9.60. Valuation Changes Summary of Valuation Changes for BPER Banca The Consensus Analyst Price Target has risen from €9.06 to €9.60.
Tactical Initiatives Drive Growth But Analysts Warn Of Profit Margin Squeeze And Higher Costs
BPER Banca's strategic initiatives focus on enhancing efficiency, modernizing operations, and leveraging economies of scale to boost revenue and improve margins.Ventilation des recettes et des dépenses
Comment BPER Banca gagne et dépense de l'argent. Sur la base des derniers bénéfices déclarés, sur une base LTM.
Historique des gains et des recettes
| Date | Recettes | Les revenus | Dépenses G+A | Dépenses de R&D |
|---|---|---|---|---|
| 31 Dec 25 | 5,938 | 1,818 | 2,694 | 0 |
| 30 Sep 25 | 5,653 | 1,744 | 2,654 | 0 |
| 30 Jun 25 | 5,215 | 1,582 | 2,500 | 0 |
| 31 Mar 25 | 5,193 | 1,388 | 2,718 | 0 |
| 31 Dec 24 | 5,157 | 1,403 | 2,861 | 0 |
| 30 Sep 24 | 5,138 | 1,569 | 2,835 | 0 |
| 30 Jun 24 | 5,155 | 1,539 | 2,954 | 0 |
| 31 Mar 24 | 5,042 | 1,686 | 2,734 | 0 |
| 31 Dec 23 | 4,920 | 1,519 | 2,680 | 0 |
| 30 Sep 23 | 4,760 | 1,070 | 2,897 | 0 |
| 30 Jun 23 | 4,380 | 769 | 3,024 | 0 |
| 31 Mar 23 | 4,000 | 1,627 | 2,975 | 0 |
| 31 Dec 22 | 3,628 | 1,449 | 2,845 | 0 |
| 30 Sep 22 | 3,227 | 1,405 | 2,728 | 0 |
| 30 Jun 22 | 3,088 | 1,408 | 2,446 | 0 |
| 31 Mar 22 | 2,970 | 238 | 2,423 | 0 |
| 31 Dec 21 | 2,526 | 525 | 2,374 | 0 |
| 30 Sep 21 | 2,268 | 624 | 2,004 | 0 |
| 30 Jun 21 | 2,047 | 636 | 1,825 | 0 |
| 31 Mar 21 | 1,811 | 631 | 1,672 | 0 |
| 31 Dec 20 | 1,923 | 237 | 1,566 | 0 |
| 30 Sep 20 | 1,898 | 56 | 1,710 | 0 |
| 30 Jun 20 | 1,848 | 382 | 1,732 | 0 |
| 31 Mar 20 | 1,801 | 338 | 1,681 | 0 |
| 31 Dec 19 | 1,774 | 380 | 1,606 | 0 |
| 30 Sep 19 | 1,631 | 567 | 1,392 | 0 |
| 30 Jun 19 | 1,571 | 195 | 1,317 | 0 |
| 31 Mar 19 | 1,604 | 199 | 1,333 | 0 |
| 31 Dec 18 | 1,810 | 402 | 1,325 | 0 |
| 30 Sep 18 | 1,852 | 386 | 1,307 | 0 |
| 30 Jun 18 | 1,805 | 365 | 1,303 | 0 |
| 31 Mar 18 | 1,621 | 413 | 1,216 | 0 |
| 31 Dec 17 | 1,340 | 176 | 1,234 | 0 |
| 30 Sep 17 | 1,209 | 62 | 1,217 | 0 |
| 30 Jun 17 | 1,199 | 69 | 1,196 | 0 |
| 31 Mar 17 | 1,309 | -2 | 1,258 | 0 |
| 31 Dec 16 | 1,342 | 14 | 1,223 | 0 |
| 30 Sep 16 | 1,566 | 239 | 1,116 | 0 |
| 30 Jun 16 | 1,575 | 212 | 1,094 | 0 |
| 31 Mar 16 | 1,574 | 206 | 1,122 | 0 |
| 31 Dec 15 | 1,587 | 221 | 1,056 | 0 |
| 30 Sep 15 | 1,377 | 37 | 1,165 | 0 |
| 30 Jun 15 | 1,356 | 52 | 1,168 | 0 |
Des revenus de qualité: BPE a des bénéfices de haute qualité.
Augmentation de la marge bénéficiaire: Les marges bénéficiaires nettes actuelles de BPE sont plus élevées que l'année dernière BPE. (30.6%) sont plus élevées que l'année dernière (27.2%).
Analyse des flux de trésorerie disponibles par rapport aux bénéfices
Analyse de la croissance passée des bénéfices
Tendance des revenus: Les bénéfices de BPE ont augmenté de manière significative de 22.6% par an au cours des 5 dernières années.
Accélération de la croissance: La croissance des bénéfices de BPE au cours de l'année écoulée ( 29.6% ) dépasse sa moyenne sur 5 ans ( 22.6% par an).
Bénéfices par rapport au secteur d'activité: La croissance des bénéfices BPE au cours de l'année écoulée ( 29.6% ) a dépassé celle du secteur Banks 7.6%.
Rendement des fonds propres
ROE élevé: Le retour sur capitaux propres de BPE ( 10.7% ) est considéré comme faible.
Rendement des actifs
Rendement des capitaux employés
Découvrir des entreprises performantes dans le passé
Analyse de l'entreprise et données financières
| Données | Dernière mise à jour (heure UTC) |
|---|---|
| Analyse de l'entreprise | 2026/05/03 20:29 |
| Cours de l'action en fin de journée | 2026/04/30 00:00 |
| Les revenus | 2025/12/31 |
| Revenus annuels | 2025/12/31 |
Sources de données
Les données utilisées dans notre analyse de l'entreprise proviennent de S&P Global Market Intelligence LLC. Les données suivantes sont utilisées dans notre modèle d'analyse pour générer ce rapport. Les données sont normalisées, ce qui peut entraîner un délai avant que la source ne soit disponible.
| Paquet | Données | Cadre temporel | Exemple de source américaine * |
|---|---|---|---|
| Finances de l'entreprise | 10 ans |
| |
| Estimations consensuelles des analystes | +3 ans |
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| Prix du marché | 30 ans |
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| Propriété | 10 ans |
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| Gestion | 10 ans |
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| Principaux développements | 10 ans |
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* Exemple pour les titres américains ; pour les titres non américains, des formulaires réglementaires et des sources équivalentes sont utilisés.
Sauf indication contraire, toutes les données financières sont basées sur une période annuelle mais mises à jour trimestriellement. C'est ce qu'on appelle les données des douze derniers mois (TTM) ou des douze derniers mois (LTM). En savoir plus.
Modèle d'analyse et flocon de neige
Les détails du modèle d’analyse utilisé pour générer ce rapport sont disponibles sur notre page Github; nous proposons également des guides expliquant comment utiliser nos rapports et des tutoriels sur Youtube.
Découvrez l'équipe de classe mondiale qui a conçu et construit le modèle d'analyse Simply Wall St.
Indicateurs de l'industrie et du secteur
Nos indicateurs de secteur et de section sont calculés toutes les 6 heures par Simply Wall St. Les détails de notre processus sont disponibles sur Github.
Sources des analystes
BPER Banca SpA est couverte par 22 analystes. 10 de ces analystes ont soumis les estimations de revenus ou de bénéfices utilisées comme données d'entrée dans notre rapport. Les soumissions des analystes sont mises à jour tout au long de la journée.
| Analyste | Institution |
|---|---|
| Irene Rossetto | Banca Akros S.p.A. (ESN) |
| Juan Lopez Cobo | Banco Santander |
| Paola Sabbione | Barclays |