Alpha Bank Résultats passés
Passé contrôle des critères 2/6
Alpha Bank a connu une croissance annuelle moyenne de ses bénéfices de 71.4%, tandis que le secteur Banks a vu ses bénéfices augmenter de en hausse à 27% par an. Les revenus ont augmenté de en hausse à un taux moyen de 40.3% par an. Le rendement des capitaux propres de Alpha Bank est 9.9% et ses marges nettes sont de 40.9%.
Informations clés
71.40%
Taux de croissance des bénéfices
75.06%
Taux de croissance du BPA
| Banks Croissance de l'industrie | 42.41% |
| Taux de croissance des recettes | 40.30% |
| Rendement des fonds propres | 9.93% |
| Marge nette | 40.88% |
| Prochaine mise à jour des résultats | 05 Nov 2026 |
Mises à jour récentes des performances passées
Recent updates
Mise à jour du récit • Jul 06
ALPHA: Share Buybacks And Margin Outlook Will Support Future Upside Potential
Analysts have lifted the Alpha Bank price target from €4.45 to €4.80, reflecting updated assumptions for fair value, discount rate, revenue growth, profit margin, and future P/E that align with recent Street research moves. What’s in the News for Alpha Bank Alpha Bank reports completion of a share buyback tranche from September 17, 2025 to December 31, 2025, repurchasing 27,812,020 shares, representing 1.2% of its share capital for €97.69 million under the program announced on September 17, 2025.
Mise à jour du récit • Jun 22
ALPHA: Future Returns Will Rely On Execution And Ongoing Capital Returns
Analysts have raised the Alpha Bank price target to €4.80 from €4.45, citing updated assumptions around a fair value of €4.12, a revised discount rate of 10.31%, revenue growth of 15.17%, a profit margin of 40.98% and a future P/E of 10.16x. What's in the News for Alpha Bank Alpha Bank reported completion of a buyback tranche from September 17, 2025 to December 31, 2025, repurchasing 27,812,020 shares, representing 1.2% of its share capital, for €97.69 million under the program announced on September 17, 2025.
Mise à jour du récit • Jun 05
ALPHA: Higher Deutsche Bank Price Work Will Support Forward Re Rating Potential
Narrative Update on Alpha Bank Analysts have raised the price target on Alpha Bank by €0.35 to €4.80. This reflects updated assumptions for fair value, discount rate, revenue growth, profit margin and future P/E multiples backed by recent research from several firms.Mise à jour du récit • May 21
ALPHA: Higher Future P/E Assumptions Will Support Forward Re Rating Potential
Analysts have lifted Alpha Bank's price target by €0.10, citing updated assumptions on fair value, discount rate, revenue growth, profit margin and future P/E after a series of recent target increases from major research houses. Analyst Commentary Bullish Takeaways Bullish analysts point to repeated price target lifts, including the recent €0.10 and €0.35 moves and a shift to €4.30 from €4.20, as a sign that their fair value assumptions for Alpha Bank have moved higher.Mise à jour du récit • May 03
ALPHA: Fair Value Will Depend On Execution And Capital Return Delivery
Analysts have nudged their average price target on Alpha Bank higher to €3.50 from about €3.41, citing slightly stronger assumptions for revenue growth and valuation multiples, alongside broadly steady profitability and discount rates. Analyst Commentary Recent price target adjustments for Alpha Bank have generally pointed to a constructive stance, with JPMorgan and other firms fine tuning their views rather than making sweeping changes.Mise à jour du récit • Apr 18
ALPHA: Incremental Price Target Lifts Will Support Future Re Rating Potential
Narrative Update: Alpha Bank The analyst price target for Alpha Bank has been adjusted from about €4.50 to roughly €4.57, as analysts factor in recent target increases from JPMorgan and Deutsche Bank alongside updated assumptions for fair value, discount rate, revenue growth, profit margin and future P/E. Analyst Commentary Recent research updates on Alpha Bank have focused on incremental price target adjustments, with bullish analysts revisiting their fair value assumptions and risk settings rather than making wholesale changes to their views.Mise à jour du récit • Apr 04
ALPHA: Fair Value Will Hinge On Execution And Risk Pricing Assumptions
Analysts have raised their average price target on Alpha Bank by €0.10 to €3.41, citing revised assumptions for fair value, discount rate, revenue growth, profit margin and future P/E, along with recent target increases from several banks. Analyst Commentary Recent research updates on Alpha Bank have centred on recalibrating price targets and reassessing assumptions for earnings and valuation.Mise à jour du récit • Mar 21
ALPHA: Higher Fair Value And Lower Discount Rate Will Support Upside
Analysts have lifted the Alpha Bank price target to €4.50 from €4.40, reflecting updated assumptions around fair value, discount rate, revenue growth, profit margin and future P/E after recent research updates from major banks. Analyst Commentary Recent research updates around Alpha Bank focus on adjusted price targets and how analysts see the risk and reward trade off at current levels.Mise à jour du récit • Mar 07
ALPHA: Fair Value Views Will Depend On Execution Against Margin Assumptions
Analysts have lifted their price target on Alpha Bank to €4.30 from €4.20, citing updated assumptions for fair value, discount rate, revenue growth, profit margin and future P/E. Analyst Commentary JPMorgan’s move to lift the price target to €4.30 while keeping an Overweight stance signals confidence in Alpha Bank’s updated assumptions on fair value, discount rate, revenue growth, profit margin and future P/E.Mise à jour du récit • Feb 21
ALPHA: Lower Discount Rate And Higher Future P/E Will Drive Upside Potential
Analysts have lifted their price target for Alpha Bank from €4.08 to €4.40, reflecting updated assumptions that include a lower discount rate, a slightly higher profit margin, a revised revenue growth outlook, and a higher future P/E multiple. Valuation Changes Fair Value: Updated from €4.08 to €4.40, representing a modest upward revision in the estimated value per share.Mise à jour du récit • Feb 07
ALPHA: Future Earnings Sensitivity Will Limit Upside After Latest Price Cut
Analysts trimmed their price target on Alpha Bank to €4.00 from €4.10, citing updated assumptions on fair value, discount rate, revenue, profit margin and future P/E that still support a positive view on the shares. Analyst Commentary The latest move from JPMorgan to trim its price target on Alpha Bank to €4.00 from €4.10 signals that even supportive analysts are fine tuning their views as they factor in updated assumptions on fair value, discount rates, revenue, profit margins and future P/E levels.Mise à jour du récit • Jan 23
ALPHA: Medium Term EPS Guidance Will Support Upside Case
Analysts have trimmed their price target on Alpha Bank to €4 from €4.10, citing updated fair value estimates and revised assumptions on revenue growth, profit margins, discount rates, and future P/E multiples. Analyst Commentary JPMorgan has reduced its price target on Alpha Bank to €4 from €4.10 while maintaining an Overweight stance, which signals that its analysts still see the shares as attractive at current levels even after revisiting their assumptions.Mise à jour du récit • Jan 09
ALPHA: Fine Tuned Assumptions And EPS Guidance Will Shape Future Upside Potential
Analysts have trimmed their price target on Alpha Bank to €4 from €4.10, citing updated assumptions around fair value, discount rate, revenue growth, profit margin and future P/E. Analyst Commentary Bullish Takeaways Bullish analysts highlight that the revised €4 target still sits only slightly below the prior €4.10 level, which signals continued confidence in the bank's ability to support a relatively full valuation.Mise à jour du récit • Dec 18
ALPHA: Execution On Cost Control Will Support Future Upside Potential
Analysts slightly reduced their price target on Alpha Bank to EUR 4.00 from EUR 4.10, citing a marginally higher fair value alongside modest tweaks to the discount rate, revenue growth expectations, profit margin outlook, and forward valuation assumptions. Analyst Commentary Despite the marginal reduction in the price target, bullish analysts continue to highlight a constructive view on Alpha Bank’s medium term trajectory, pointing to a mix of valuation support and execution progress on strategic initiatives.Mise à jour du récit • Dec 04
ALPHA: Margin Strength And Clean Balance Sheet Will Support Future Upside
Analysts have modestly reduced their price target on Alpha Bank from EUR 4.10 to EUR 4.00, citing slightly softer revenue growth expectations, offset by incremental improvements in profit margins and long term earnings multiples. Analyst Commentary Recent commentary around the revised EUR 4.00 price target highlights a balanced view of Alpha Bank's risk reward profile, reflecting both confidence in its strategic direction and acknowledgement of execution risks.Mise à jour du récit • Nov 20
ALPHA: UniCredit Stake Expansion Will Drive Positive Outlook Despite Near-Term Caution
Analysts have modestly lowered their price target for Alpha Bank from €4.10 to €4.00, reflecting updated views on the bank's revenue growth and profit outlook. Analyst Commentary Bullish Takeaways Bullish analysts point to the bank's continued Overweight rating as a sign of confidence in its long-term growth trajectory.Mise à jour du récit • Nov 06
ALPHA: UniCredit Stake Increase And Risk Transfer Will Shape Future Performance
Analysts have raised Alpha Bank's fair value estimate from $3.75 to $3.82. They cite improved revenue growth forecasts and a lower discount rate as key factors supporting the higher price target.Mise à jour du récit • Oct 22
Analysts Lift Alpha Bank Price Target Amid UniCredit Stake Increase and Positive Valuation Shifts
Analysts have raised their price target for Alpha Bank from €3.66 to €3.75. They cite marginal improvements in fair value estimates and expectations for slightly higher revenue growth.Mise à jour du récit • Oct 08
Hellenic Post And UniCredit Partnerships Will Shape Future European Banking
Analysts have modestly raised their price target for Alpha Bank from €3.60 to €3.66, citing improvements in fair value estimates and underlying financial metrics. What's in the News UniCredit S.p.A. agreed to acquire an additional 5% stake in Alpha Bank, increasing its ownership to 26%.Mise à jour du récit • Sep 19
Hellenic Post And UniCredit Partnerships Will Shape Future European Banking
The recent minimal upward revision in Alpha Bank’s consensus analyst price target to €3.60 reflects stable core metrics, with both net profit margin and discount rate showing only marginal changes. What's in the News UniCredit agreed to acquire an additional 5% stake in Alpha Bank, raising its ownership to 26%, pending regulatory approval.Mise à jour du récit • Sep 04
Hellenic Post And UniCredit Partnerships Will Shape Future European Banking
With both Alpha Bank’s future P/E ratio and consensus revenue growth forecasts remaining stable, analysts have left their fair value estimate unchanged at €3.53. What's in the News UniCredit agreed to acquire an additional 5% stake in Alpha Bank, increasing its ownership to 26%, pending regulatory approval.
Nouveau récit • Dec 21
Partnership With UniCredit And Calculated Loan Growth Will Enhance Profitability And Drive Future Growth
Strategic investments and partnerships, along with improved asset quality, are set to enhance Alpha's revenue and profitability.Ventilation des recettes et des dépenses
Ventilation des recettes et des dépenses
Comment Alpha Bank gagne et dépense de l'argent. Sur la base des derniers bénéfices déclarés, sur une base LTM.
Historique des gains et des recettes
| Date | Recettes | Les revenus | Dépenses G+A | Dépenses de R&D |
|---|---|---|---|---|
| 30 Jun 26 | 2,028 | 829 | 816 | 0 |
| 31 Mar 26 | 1,842 | 819 | 791 | 0 |
| 31 Dec 25 | 1,786 | 849 | 764 | 0 |
| 30 Sep 25 | 1,742 | 793 | 768 | 0 |
| 30 Jun 25 | 1,741 | 773 | 771 | 0 |
| 31 Mar 25 | 1,777 | 560 | 771 | 0 |
| 31 Dec 24 | 1,776 | 549 | 776 | 0 |
| 30 Sep 24 | 1,686 | 488 | 739 | 0 |
| 30 Jun 24 | 1,687 | 521 | 739 | 0 |
| 31 Mar 24 | 1,679 | 608 | 740 | 0 |
| 31 Dec 23 | 1,663 | 530 | 744 | 0 |
| 30 Sep 23 | 1,536 | 434 | 775 | 0 |
| 30 Jun 23 | 1,486 | 338 | 781 | 0 |
| 31 Mar 23 | 1,572 | 277 | 795 | 0 |
| 31 Dec 22 | 1,506 | 305 | 816 | 0 |
| 30 Sep 22 | 1,127 | -86 | 948 | 0 |
| 30 Jun 22 | 697 | -319 | 953 | 0 |
| 31 Mar 22 | -1,527 | -2,475 | 896 | 0 |
| 31 Dec 21 | -1,783 | -2,873 | 998 | 0 |
| 30 Sep 21 | -1,349 | -2,528 | 922 | 0 |
| 30 Jun 21 | -998 | -2,311 | 951 | 0 |
| 31 Mar 21 | 1,130 | -165 | 1,028 | 0 |
| 31 Dec 20 | 1,231 | 101 | 943 | 0 |
| 30 Sep 20 | 1,300 | 147 | 940 | 0 |
| 30 Jun 20 | 1,257 | 108 | 937 | 0 |
| 31 Mar 20 | 1,267 | 65 | 942 | 0 |
| 31 Dec 19 | 1,344 | 105 | 956 | 0 |
| 30 Sep 19 | 846 | 91 | 955 | 0 |
| 30 Jun 19 | 879 | 127 | 973 | 0 |
| 31 Mar 19 | 802 | 15 | 989 | 0 |
| 31 Dec 18 | 857 | 53 | 994 | 0 |
| 30 Sep 18 | 1,345 | -10 | 1,012 | 0 |
| 30 Jun 18 | 1,378 | -16 | 1,022 | 0 |
| 31 Mar 18 | 1,485 | 108 | 1,025 | 0 |
| 31 Dec 17 | 1,461 | 90 | 1,035 | 0 |
| 30 Sep 17 | 1,402 | 158 | 1,035 | 0 |
| 30 Jun 17 | 1,365 | 162 | 1,033 | 0 |
| 31 Mar 17 | 1,225 | 71 | 1,037 | 0 |
| 31 Dec 16 | 1,219 | 19 | 1,031 | 0 |
| 30 Sep 16 | 744 | -474 | 1,032 | 0 |
| 30 Jun 16 | 737 | -99 | 1,069 | 0 |
| 31 Mar 16 | -590 | -1,125 | 1,051 | 0 |
| 31 Dec 15 | -767 | -1,237 | 1,078 | 0 |
| 30 Sep 15 | -817 | -1,200 | 1,055 | 0 |
Des revenus de qualité: ALPHA a des bénéfices de haute qualité.
Augmentation de la marge bénéficiaire: Les marges bénéficiaires nettes actuelles de ALPHA sont inférieures à celles de l'année dernière ALPHA. (40.9%) sont inférieures à celles de l'année dernière (44.4%).
Analyse des flux de trésorerie disponibles par rapport aux bénéfices
Analyse de la croissance passée des bénéfices
Tendance des revenus: ALPHA est devenue rentable au cours des 5 dernières années, augmentant ses bénéfices de 71.4% par an.
Accélération de la croissance: La croissance des bénéfices de ALPHA au cours de l'année écoulée ( 7.2% ) est inférieure à sa moyenne sur 5 ans ( 71.4% par an).
Bénéfices par rapport au secteur d'activité: La croissance des bénéfices ALPHA au cours de l'année écoulée ( 7.2% ) n'a pas surpassé celle du secteur Banks 7.2%.
Rendement des fonds propres
ROE élevé: Le retour sur capitaux propres de ALPHA ( 9.9% ) est considéré comme faible.
Rendement des actifs
Rendement des capitaux employés
Découvrir des entreprises performantes dans le passé
Analyse de l'entreprise et données financières
| Données | Dernière mise à jour (heure UTC) |
|---|---|
| Analyse de l'entreprise | 2026/08/07 23:55 |
| Cours de l'action en fin de journée | 2026/08/07 00:00 |
| Les revenus | 2026/06/30 |
| Revenus annuels | 2025/12/31 |
Sources de données
Les données utilisées dans notre analyse de l'entreprise proviennent de S&P Global Market Intelligence LLC. Les données suivantes sont utilisées dans notre modèle d'analyse pour générer ce rapport. Les données sont normalisées, ce qui peut entraîner un délai avant que la source ne soit disponible.
| Paquet | Données | Cadre temporel | Exemple de source américaine * |
|---|---|---|---|
| Finances de l'entreprise | 10 ans |
| |
| Estimations consensuelles des analystes | +3 ans |
|
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| Prix du marché | 30 ans |
| |
| Propriété | 10 ans |
| |
| Gestion | 10 ans |
| |
| Principaux développements | 10 ans |
|
* Exemple pour les titres américains ; pour les titres non américains, des formulaires réglementaires et des sources équivalentes sont utilisés.
Sauf indication contraire, toutes les données financières sont basées sur une période annuelle mais mises à jour trimestriellement. C'est ce qu'on appelle les données des douze derniers mois (TTM) ou des douze derniers mois (LTM). En savoir plus.
Modèle d'analyse et flocon de neige
Les détails du modèle d’analyse utilisé pour générer ce rapport sont disponibles sur notre page Github ; nous proposons également des guides sur la façon d’utiliser nos rapports et des tutoriels sur YouTube.
Découvrez l'équipe de classe mondiale qui a conçu et construit le modèle d'analyse Simply Wall St.
Indicateurs de l'industrie et du secteur
Nos indicateurs de secteur et de section sont calculés toutes les 6 heures par Simply Wall St. Les détails de notre processus sont disponibles sur Github.
Sources des analystes
Alpha Bank S.A. est couverte par 29 analystes. 14 de ces analystes ont soumis les estimations de revenus ou de bénéfices utilisées comme données d'entrée dans notre rapport. Les soumissions des analystes sont mises à jour tout au long de la journée.
| Analyste | Institution |
|---|---|
| Robert Bate | Barclays |
| Kirishanthan Vijayarajah | Barclays |
| Manos Chatzidakis | Beta Securities S.A. |