Bankinter Bilan de santé
Santé financière contrôle des critères 4/6
Bankinter possède un actif total de €136.7B et des capitaux propres totaux de €6.5B. Le total des dépôts est de €113.2B et le total des prêts est €99.4B.
Informations clés
21x
Ratio actifs/fonds propres
n/a
Marge d'intérêt nette
| Total des dépôts | €113.22b |
| Ratio prêts/dépôts | Approprié |
| Prêts irrécouvrables | 1.8% |
| Provision pour créances douteuses | Faible |
| Ratio de liquidité générale | Faible |
| Trésorerie et équivalents | €18.24b |
Mises à jour récentes de la santé financière
Pas de mise à jour
Recent updates
Mise à jour du récit • Jun 06
BKT: Blended P E Assumptions Will Shape Measured Future Re Rating Potential
Bankinter's analyst fair value has inched up to €15.37 from €15.35 as recent Street research blends modest price target increases and trims, with analysts citing updated views on discount rates, revenue growth, profit margins and future P/E assumptions. Analyst Commentary Bullish Takeaways Bullish analysts have nudged their targets higher, with several upward adjustments in recent research pointing to confidence that the current share price leaves room relative to their implied fair values.Mise à jour du récit • Apr 28
BKT: Asset Quality And Capital Strength Will Anchor Measured Future Re Rating Potential
Bankinter's updated analyst price target edges higher to about €15.35 from roughly €15.09, as analysts factor in their latest views on fair value, discount rate, revenue growth, profit margin and future P/E, along with a mix of recent target changes from Deutsche Bank, JPMorgan, RBC Capital and Citi. Analyst Commentary Recent research on Bankinter gives a mixed picture, with several firms adjusting price targets and at least one major upgrade on the rating side.Mise à jour du récit • Apr 10
BKT: Asset Quality And Capital Strength Will Support Measured Future Upside
Bankinter's analyst price target has been adjusted slightly to about €15.09, with analysts pointing to resilient asset quality, healthy capital generation and updated P/E and growth assumptions as key supports for the new level. Analyst Commentary Bullish Takeaways Bullish analysts highlight strong asset quality as a key support for current P/E assumptions, which they see as consistent with the revised price targets around €15.09 to €15.80.Mise à jour du récit • Mar 26
BKT: Strong Asset Quality And Capital Strength Will Support Higher Future Returns
Analysts have nudged Bankinter's fair value estimate slightly higher from about €14.95 to about €15.10. This reflects updated views on its asset quality, capital generation and future P/E assumptions, in line with recent Street price target increases into the mid €15 to €16 range.Mise à jour du récit • Mar 12
BKT: Asset Quality And Capital Strength Will Support Balanced Future Returns
The Analyst Price Target for Bankinter edges up to about €14.95 from roughly €14.91, with analysts pointing to solid asset quality, healthy capital generation, and a slightly higher assumed profit margin and revenue growth profile, alongside only modest adjustments to the discount rate and future P/E assumptions. Analyst Commentary Recent research updates frame Bankinter as a bank where valuation calls are being fine tuned rather than radically rethought, with price targets edging higher on the back of recurring themes such as asset quality and capital generation.Mise à jour du récit • Feb 25
BKT: Strong Asset Quality And Capital Strength Will Likely Support Fair Value
Analysts have nudged their price target for Bankinter higher, lifting fair value from about €14.65 to €14.91, supported by research that highlights strong asset quality, healthy capital generation and lower assumed future P/E multiples for the shares. Analyst Commentary Bullish Takeaways Bullish analysts point to what they describe as strong asset quality as a key support for current valuation levels, suggesting fewer surprises from credit costs in their models.Mise à jour du récit • Jan 23
BKT: Stable Metrics And Higher Street Views Will Likely Support Fair Value
Analysts have nudged their fair value estimate for Bankinter to about €14.65 from roughly €13.92, citing updated assumptions on revenue growth, profit margins and future P/E, in line with recent upward revisions to Street price targets. Analyst Commentary Recent Street research on Bankinter has clustered around higher price targets, giving you a clearer view of how professional investors are framing valuation, execution risk and growth potential.Mise à jour du récit • Jan 08
BKT: Stable Rates And Solid Fundamentals Will Likely Support Fairly Valued Shares
Analysts have nudged our Bankinter fair value estimate higher to €13.92 from €13.81, reflecting slightly adjusted assumptions on discount rate, revenue growth, profit margin and future P/E, in line with the recent series of price target increases from €12.75 to €16 across major banks. Analyst Commentary Recent research suggests a broadly constructive backdrop around Bankinter, with several firms adjusting their price targets higher and one major house upgrading its stance on the shares.Mise à jour du récit • Dec 23
BKT: Stable Rate Backdrop Will Likely Sustain Returns Amid Rerating Risk
Analysts have nudged their consolidated price target for Bankinter slightly higher to EUR 13.81 from about EUR 13.78, reflecting continued confidence in the bank's solid fundamentals, an improving growth and margin outlook, and a series of recent target increases from major research houses. Analyst Commentary Bullish analysts highlight that Bankinter continues to screen well on both earnings momentum and balance sheet quality, justifying a cluster of recent price target upgrades into the mid teens.Mise à jour du récit • Dec 09
BKT: Stable Rate Backdrop Will Likely Sustain Returns Amid Balanced Risk Reward
Analysts have nudged our Bankinter fair value estimate slightly higher to EUR 13.78 from EUR 13.60, citing a series of upward price target revisions and reinforced confidence in the bank's solid fundamentals and profitability in a stable rate environment. Analyst Commentary Recent Street research on Bankinter has tilted incrementally more positive, reflected in a series of price target increases that cluster around or above our updated fair value estimate.Mise à jour du récit • Nov 25
BKT: Steady Operating Momentum Will Likely Support Fair Value In Stable Market Conditions
Bankinter's analyst price target has been raised slightly, from €13.57 to €13.60. Analysts point to stronger revenue growth and a resilient sector outlook, which are supporting modest valuation increases.Article d’analyse • Nov 22
Bankinter's (BME:BKT) Shareholders Will Receive A Bigger Dividend Than Last Year
Bankinter, S.A. ( BME:BKT ) will increase its dividend from last year's comparable payment on the 2nd of December to...Mise à jour du récit • Nov 09
BKT: Stable Rate Environment Will Drive Steady Performance Ahead
Bankinter's analyst price target has increased from €13.34 to €13.57. This reflects analysts' view of the bank's solid fundamentals and steady performance in a stable-rate environment.Mise à jour du récit • Oct 26
Digital Transformation And Geographic Reach Will Drive Stronger Performance Ahead
The analyst price target for Bankinter has increased from €12.17 to €13.34. This change reflects improved growth projections and profit margins, as analysts cite stronger fundamentals and positive revenue outlooks for the bank.Article d’analyse • Jun 22
Bankinter (BME:BKT) Will Pay A Larger Dividend Than Last Year At €0.1217
Bankinter, S.A. ( BME:BKT ) will increase its dividend from last year's comparable payment on the 25th of June to...
Nouveau récit • Nov 30
Strategic Geographic And Digital Expansion Fuels Dynamic Growth Across Europe
Geographic and product diversification, driven by growth in international markets, positively influences revenue and net margins through increased income streams.Analyse de la situation financière
Historique et analyse du ratio d'endettement
Bilan
Analyse des institutions financières
Niveau d'actif: Le ratio actifs/capitaux propres de BKT ( 21 x) est très élevé.
Provision pour créances douteuses: BKT a une faible provision pour créances douteuses ( 70 %).
Passifs à faible risque: 87% du passif de BKT est constitué principalement de sources de financement à faible risque.
Niveau de prêt: BKT a un niveau approprié de ratio prêts/actifs ( 73% ).
Dépôts à faible risque: Le ratio prêts/dépôts de BKT ( 88% ) est approprié.
Niveau des créances douteuses: BKT a un niveau approprié de créances douteuses ( 1.8 %).
Découvrir des entreprises saines
Analyse de l'entreprise et données financières
| Données | Dernière mise à jour (heure UTC) |
|---|---|
| Analyse de l'entreprise | 2026/06/12 21:21 |
| Cours de l'action en fin de journée | 2026/06/12 00:00 |
| Les revenus | 2026/03/31 |
| Revenus annuels | 2025/12/31 |
Sources de données
Les données utilisées dans notre analyse de l'entreprise proviennent de S&P Global Market Intelligence LLC. Les données suivantes sont utilisées dans notre modèle d'analyse pour générer ce rapport. Les données sont normalisées, ce qui peut entraîner un délai avant que la source ne soit disponible.
| Paquet | Données | Cadre temporel | Exemple de source américaine * |
|---|---|---|---|
| Finances de l'entreprise | 10 ans |
| |
| Estimations consensuelles des analystes | +3 ans |
|
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| Prix du marché | 30 ans |
| |
| Propriété | 10 ans |
| |
| Gestion | 10 ans |
| |
| Principaux développements | 10 ans |
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* Exemple pour les titres américains ; pour les titres non américains, des formulaires réglementaires et des sources équivalentes sont utilisés.
Sauf indication contraire, toutes les données financières sont basées sur une période annuelle mais mises à jour trimestriellement. C'est ce qu'on appelle les données des douze derniers mois (TTM) ou des douze derniers mois (LTM). En savoir plus.
Modèle d'analyse et flocon de neige
Les détails du modèle d’analyse utilisé pour générer ce rapport sont disponibles sur notre page Github; nous proposons également des guides expliquant comment utiliser nos rapports et des tutoriels sur Youtube.
Découvrez l'équipe de classe mondiale qui a conçu et construit le modèle d'analyse Simply Wall St.
Indicateurs de l'industrie et du secteur
Nos indicateurs de secteur et de section sont calculés toutes les 6 heures par Simply Wall St. Les détails de notre processus sont disponibles sur Github.
Sources des analystes
Bankinter, S.A. est couverte par 36 analystes. 19 de ces analystes ont soumis les estimations de revenus ou de bénéfices utilisées comme données d'entrée dans notre rapport. Les soumissions des analystes sont mises à jour tout au long de la journée.
| Analyste | Institution |
|---|---|
| Javier Esteban Lario | Banco de Sabadell. S.A. |
| Jesús Gómez Dominguez | Banco Santander |
| Cecilia Romero Reyes | Barclays |