Upcoming Dividend • Apr 27
Upcoming dividend of CL$23.00 per share Eligible shareholders must have bought the stock before 04 May 2026. Payment date: 08 May 2026. Payout ratio is a comfortable 24% and the cash payout ratio is 80%. Trailing yield: 2.7%. Lower than top quartile of Chilean dividend payers (6.5%). Lower than average of industry peers (7.3%). Board Change • Mar 31
Less than half of directors are independent No new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 5 experienced directors. 2 highly experienced directors. 3 independent directors (4 non-independent directors). Non-Independent Director Francisco Jimenez Ureta was the last independent director to join the board, commencing their role in 2014. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment. Annonce • Mar 19
Banvida S.A., Annual General Meeting, Apr 27, 2026 Banvida S.A., Annual General Meeting, Apr 27, 2026. Location: 99 el golf avenue, 8th floor las condes district, santiago Chile New Risk • Dec 01
New major risk - Revenue and earnings growth Earnings have declined by 1.4% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risks Earnings have declined by 1.4% per year over the past 5 years. Revenue is less than US$1m. Minor Risk Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Upcoming Dividend • Oct 03
Upcoming dividend of CL$14.30 per share Eligible shareholders must have bought the stock before 10 October 2025. Payment date: 15 October 2025. Payout ratio is a comfortable 9.6% but the company is paying out more than the cash it is generating. Trailing yield: 4.1%. Lower than top quartile of Chilean dividend payers (7.8%). Lower than average of industry peers (7.1%). Board Change • Aug 05
Less than half of directors are independent No new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 5 experienced directors. 2 highly experienced directors. 3 independent directors (4 non-independent directors). Non-Independent Director Francisco Jimenez Ureta was the last independent director to join the board, commencing their role in 2014. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment. Annonce • Jul 30
Banvida S.A. (SNSE:BANVIDA), Sociedad de Inversiones y Asesorías PCGO Ltda and P&S S.A. acquired 4.12% stake in Consorcio Financiero S.A. from International Finance Corporation and Calverton Spain SL for $95.99 million. Banvida S.A. (SNSE:BANVIDA), Sociedad de Inversiones y Asesorías PCGO Ltda and P&S S.A. acquired 4.12% stake in Consorcio Financiero S.A. from International Finance Corporation and Calverton Spain SL for $95.99 million on July 29, 2025. The transaction, has reported to the Financial Market Commission. In addition, following the sale, the resignation of Laurence Loyer, IFC's representative on the board, was finalized.
Banvida S.A. (SNSE:BANVIDA), Sociedad de Inversiones y Asesorías PCGO Ltda and P&S S.A. completed the acquisition of 4.12% stake in Consorcio Financiero S.A. from International Finance Corporation and Calverton Spain SL on July 29, 2025. Board Change • Jul 04
Less than half of directors are independent No new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 5 experienced directors. 2 highly experienced directors. 3 independent directors (4 non-independent directors). Non-Independent Director Francisco Jimenez Ureta was the last independent director to join the board, commencing their role in 2014. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment. Upcoming Dividend • Apr 28
Upcoming dividend of CL$6.30 per share Eligible shareholders must have bought the stock before 05 May 2025. Payment date: 08 May 2025. Payout ratio is a comfortable 50% but the company is paying out more than the cash it is generating. Trailing yield: 6.2%. Lower than top quartile of Chilean dividend payers (7.9%). In line with average of industry peers (6.0%). Annonce • Mar 24
Banvida S.A., Annual General Meeting, Apr 25, 2025 Banvida S.A., Annual General Meeting, Apr 25, 2025. Location: av el golf 99 8th floor, comuna de las condes, santiago Chile Board Change • Feb 17
Less than half of directors are independent No new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 5 experienced directors. 2 highly experienced directors. 3 independent directors (4 non-independent directors). Non-Independent Director Francisco Jimenez Ureta was the last independent director to join the board, commencing their role in 2014. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment. Upcoming Dividend • Nov 29
Upcoming dividend of CL$17.60 per share Eligible shareholders must have bought the stock before 06 December 2024. Payment date: 11 December 2024. Payout ratio is a comfortable 16% but the company is paying out more than the cash it is generating. Trailing yield: 5.3%. Lower than top quartile of Chilean dividend payers (9.0%). Lower than average of industry peers (6.9%). Upcoming Dividend • Oct 23
Upcoming dividend of CL$13.73 per share at 11% yield Eligible shareholders must have bought the stock before 30 October 2023. Payment date: 03 November 2023. Trailing yield: 11%. Lower than top quartile of Chilean dividend payers (14%). Higher than average of industry peers (7.2%). Valuation Update With 7 Day Price Move • Jul 20
Investor sentiment improves as stock rises 17% After last week's 17% share price gain to CL$393, the stock trades at a trailing P/E ratio of 7.6x. Average trailing P/E is 9x in the Insurance industry in South America. Total returns to shareholders of 180% over the past three years. Upcoming Dividend • Apr 26
Upcoming dividend of CL$22.80 per share at 10% yield Eligible shareholders must have bought the stock before 03 May 2023. Payment date: 08 May 2023. Trailing yield: 10%. Lower than top quartile of Chilean dividend payers (13%). Higher than average of industry peers (7.8%). Valuation Update With 7 Day Price Move • Jan 30
Investor sentiment improves as stock rises 17% After last week's 17% share price gain to CL$352, the stock trades at a trailing P/E ratio of 4.9x. Average trailing P/E is 10x in the Insurance industry in South America. Total returns to shareholders of 129% over the past three years. Board Change • Nov 16
Less than half of directors are independent No new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 5 experienced directors. 2 highly experienced directors. 3 independent directors (4 non-independent directors). Non-Independent Director Francisco Jiménez Ureta was the last independent director to join the board, commencing their role in 2014. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment. Upcoming Dividend • Sep 29
Upcoming dividend of CL$16.00 per share Eligible shareholders must have bought the stock before 06 October 2022. Payment date: 12 October 2022. Trailing yield: 14%. Within top quartile of Chilean dividend payers (13%). Higher than average of industry peers (6.3%). Annonce • Jul 02
Hurtado Vicuna Group, Banvida S.A. (SNSE:BANVIDA) and Sociedad de Inversiones y Asesorías PCGO Ltda completed the acquisition of 4.12% stake in Consorcio Financiero S.A. from International Finance Corporation and Calverton Spain SL. Hurtado Vicuna Group, Banvida S.A. (SNSE:BANVIDA) and Sociedad de Inversiones y Asesorías PCGO Ltda entered into an agreement to acquire 4.12% stake in Consorcio Financiero S.A. from International Finance Corporation and Calverton Spain SL for CLP 73.5 billion on April 28, 2022. After the transaction, Banvida will own 43.95% stake, Hurtado Vicuna Group will own 43.95% stake, International Finance Corporation will own 2.94% stake, Calverton Spain SL will own 1.18% stake and Sociedad de Inversiones y Asesorías PCGO will own 0.26% stake in Consorcio Financiero S.A. The transaction is expected to complete on June 29, 2022.
Hurtado Vicuna Group, Banvida S.A. (SNSE:BANVIDA) and Sociedad de Inversiones y Asesorías PCGO Ltda completed the acquisition of 4.12% stake in Consorcio Financiero S.A. from International Finance Corporation and Calverton Spain SL on June 30, 2022. Board Change • Apr 26
Less than half of directors are independent No new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 5 experienced directors. 2 highly experienced directors. 3 independent directors (4 non-independent directors). Non-Independent Director Francisco Jiménez Ureta was the last independent director to join the board, commencing their role in 2014. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment. Upcoming Dividend • Dec 17
Upcoming dividend of CL$13.00 per share Eligible shareholders must have bought the stock before 24 December 2021. Payment date: 30 December 2021. Payout ratio is a comfortable 50% but the company is not cash flow positive. Trailing yield: 14%. Within top quartile of Chilean dividend payers (9.2%). Higher than average of industry peers (4.8%). Upcoming Dividend • Sep 01
Upcoming dividend of CL$18.00 per share Eligible shareholders must have bought the stock before 08 September 2021. Payment date: 13 September 2021. Trailing yield: 13%. Within top quartile of Chilean dividend payers (7.3%). Higher than average of industry peers (6.2%). Valuation Update With 7 Day Price Move • Apr 08
Investor sentiment improved over the past week After last week's 18% share price gain to CL$335, the stock trades at a trailing P/E ratio of 6.3x. Average trailing P/E is 8x in the Insurance industry in South America. Total loss to shareholders of 21% over the past three years. Is New 90 Day High Low • Mar 13
New 90-day high: CL$276 The company is up 5.0% from its price of CL$263 on 11 December 2020. The Chilean market is up 17% over the last 90 days, indicating the company underperformed over that time. However, it outperformed the Insurance industry, which is down 11% over the same period. Is New 90 Day High Low • Feb 11
New 90-day high: CL$272 The company is up 36% from its price of CL$199 on 12 November 2020. The Chilean market is up 13% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Insurance industry, which is up 6.0% over the same period. 