goeasy (GSY) Aperçu de l'action
goeasy Ltd. propose aux consommateurs canadiens des services de crédit-bail et de prêt à taux préférentiel sous les marques easyhome, easyfinancial et LendCare. Plus de détails
| Score flocon de neige | |
|---|---|
| Évaluation | 1/6 |
| Croissance future | 5/6 |
| Performances passées | 0/6 |
| Santé financière | 2/6 |
| Dividendes | 0/6 |
Récompenses
Analyse des risques
GSY Community Fair Values
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Analyst Price Targets
goeasy Ltd. Concurrents
Historique des prix et performances
| Historique des cours de bourse | |
|---|---|
| Prix actuel de l'action | CA$40.08 |
| Plus haut sur 52 semaines | CA$216.50 |
| Plus bas sur 52 semaines | CA$27.60 |
| Bêta | 1.33 |
| Variation sur 1 mois | 5.06% |
| Variation sur 3 mois | 10.05% |
| Variation sur 1 an | -75.69% |
| Variation sur 3 ans | -63.75% |
| Variation sur 5 ans | -75.08% |
| Évolution depuis l'introduction en bourse | 3,240.00% |
Nouvelles et mises à jour récentes
Mise à jour du récit • Jun 23
GSY: Credit Costs And Capital Preservation Will Shape Prospects For Renewed Momentum
Analysts have cut their average fair value estimate for goeasy from about CA$80.30 to around CA$39.90, aligning this reset with a series of reduced price targets in the CA$30 to CA$36 range as they reassess the stock's risk profile and earnings outlook. Analyst Commentary Recent research on goeasy points to a reset in expectations, with several firms cutting price targets and, in some cases, ratings.
Mise à jour du récit • Jun 05
GSY: Credit Execution And Deleveraging Progress Will Shape Future Repricing Potential
Analyst price targets on goeasy have been cut sharply, with the modelled fair value moving lower by about CA$6 to CA$67.46 as analysts factor in lower expected revenue growth, a reduced future P/E multiple, and ongoing concerns around credit quality and earnings visibility. Analyst Commentary Recent Street research on goeasy has been dominated by target cuts and rating downgrades, reflecting caution around credit performance, earnings visibility, and balance sheet risk.
Mise à jour du récit • May 14
GSY: Future Credit Stabilization And Deleveraging Plans Will Drive Upside Potential
Analysts have sharply reduced the average price target on goeasy, setting a range of CA$36 to CA$85. This reflects renewed concerns about higher credit losses, underwriting quality, funding access, and the need for deleveraging following the recent financial update.Recent updates
Mise à jour du récit • Jun 23
GSY: Credit Costs And Capital Preservation Will Shape Prospects For Renewed Momentum
Analysts have cut their average fair value estimate for goeasy from about CA$80.30 to around CA$39.90, aligning this reset with a series of reduced price targets in the CA$30 to CA$36 range as they reassess the stock's risk profile and earnings outlook. Analyst Commentary Recent research on goeasy points to a reset in expectations, with several firms cutting price targets and, in some cases, ratings.Mise à jour du récit • Jun 05
GSY: Credit Execution And Deleveraging Progress Will Shape Future Repricing Potential
Analyst price targets on goeasy have been cut sharply, with the modelled fair value moving lower by about CA$6 to CA$67.46 as analysts factor in lower expected revenue growth, a reduced future P/E multiple, and ongoing concerns around credit quality and earnings visibility. Analyst Commentary Recent Street research on goeasy has been dominated by target cuts and rating downgrades, reflecting caution around credit performance, earnings visibility, and balance sheet risk.Mise à jour du récit • May 14
GSY: Future Credit Stabilization And Deleveraging Plans Will Drive Upside Potential
Analysts have sharply reduced the average price target on goeasy, setting a range of CA$36 to CA$85. This reflects renewed concerns about higher credit losses, underwriting quality, funding access, and the need for deleveraging following the recent financial update.Mise à jour du récit • Apr 27
GSY: Credit Losses And Funding Actions Will Shape Future Returns
Analysts have reduced the fair value estimate for goeasy to CA$33.00 from CA$44.00. This change reflects a broad reset in price targets following recent credit loss updates and concerns related to charge-offs, funding, and earnings visibility.Mise à jour du récit • Apr 13
GSY: Credit And Funding Execution Will Drive Prospects For Future Repricing
Analysts have cut the average fair value estimate for goeasy to roughly CA$74 from about CA$275. This reflects a wave of sharply lower price targets and more cautious views on credit losses, funding and earnings visibility.Mise à jour du récit • Mar 30
GSY: Credit Discipline And Deleveraging Will Support Renewed Upward Momentum
Analysts have sharply reduced the fair value estimate for goeasy to CA$80.30 from CA$194.40, reflecting revised assumptions for slower revenue growth, thinner profit margins, and a higher future P/E multiple following a series of target cuts and downgrades across the Street. Analyst Commentary The recent reset in fair value and price targets comes alongside a wave of revisions across the Street, with both bullish analysts and bearish analysts reassessing what investors should pay for goeasy given updated credit and growth expectations.Mise à jour du récit • Mar 16
GSY: Charge Off Reset And Share Buybacks Will Shape Future Returns
The analyst fair value estimate for goeasy has been revised sharply lower to CA$44 from CA$135. This change reflects a series of reduced Street price targets and more cautious views as analysts factor in higher charge-offs, questions around underwriting and funding, and the need to rebuild investor confidence.Mise à jour du récit • Mar 02
GSY: Credit Discipline And Share Buybacks Will Support Renewed Upward Momentum
Analysts now see goeasy's fair value at CA$194.40, down from CA$203.40, reflecting recent price target cuts and a more cautious stance highlighted in the latest Street research. Analyst Commentary Recent Street research points to a more cautious tone on goeasy, with both target price cuts and a downgrade signaling a reset in expectations rather than a wholesale shift in the long term story.Mise à jour du récit • Feb 16
GSY: Share Buybacks And Leadership Transition Will Shape Returns Under Cautious Market Views
Analysts have trimmed their fair value estimate on goeasy to CA$135.00 from CA$153.00, reflecting recent target cuts and more cautious views on growth, profitability and future P/E assumptions following the latest Street research. Analyst Commentary Recent research points to a more cautious tone around goeasy, with the lower fair value estimate aligning with bearish analysts who have adjusted their targets and recommendations.Mise à jour du récit • Feb 02
GSY: Share Buybacks And Leadership Transition Will Support Future Repricing
Narrative Update: goeasy Analyst Price Target Shift Analysts have reduced their average price targets on goeasy by C$15 to C$156, reflecting a more cautious stance on the shares while broadly maintaining existing ratings. Analyst Commentary Recent research on goeasy reflects a more cautious overall stance, but there are still constructive elements in how some bullish analysts frame the story around valuation, execution and potential growth.Mise à jour du récit • Jan 19
GSY: Share Buybacks Will Support Returns Despite Lower Street Expectations
goeasy's analyst price target has been revised from C$171 to C$153 as analysts adjust their outlook, referencing recent target reductions from C$194 to C$156 and from C$265 to C$245, along with updated assumptions for revenue growth, profit margins, discount rate and future P/E. Analyst Commentary Recent research updates point to a more cautious tone around goeasy, with price targets reset lower even as existing ratings remain unchanged.Mise à jour du récit • Jan 05
GSY: Credit Resilience And Buybacks Will Support Renewed Upward Momentum
Analysts have trimmed their average price targets for goeasy, with recent revisions ranging from C$245 to C$156. This reflects updated views on the company’s risk profile and earnings visibility, while leaving core valuation drivers such as fair value, discount rate, growth, margins, and future P/E essentially unchanged.Mise à jour du récit • Dec 19
GSY: Revenue And Margin Resilience Will Offset Short-Seller Pressure
Analysts have trimmed their price target on goeasy to C$275 from about C$292, reflecting slightly lower valuation multiples, even as they highlight improving revenue growth and profit margin expectations. Analyst Commentary Recent Street research on goeasy reflects a mixed but generally supportive stance, as analysts adjust price targets to reflect updated valuation frameworks while maintaining confidence in the company’s execution and growth prospects.Mise à jour du récit • Dec 05
GSY: Credit Performance Resilience Will Support Renewed Upward Momentum
Analysts have modestly trimmed their price target on goeasy, reflecting a fair value reduction of about C$5.50 per share. This change factors in slightly higher discount rates and a marginally lower future price to earnings multiple, while growth and profitability expectations remain largely intact.Mise à jour du récit • Nov 21
GSY: Projected Credit Loss Unwinding Will Support Renewed Upward Momentum
Analysts have lowered their price targets on goeasy, with recent adjustments reflecting a decrease from previous estimates, such as from C$194 to C$156 and C$265 to C$245. These changes cite modest downward revisions to growth and profitability assumptions in their updated outlooks.Mise à jour du récit • Nov 07
GSY: Projected Credit Loss Resolutions Will Drive Positive Momentum Ahead
Analysts have lowered their price target for goeasy from approximately $240 to $223, citing updated valuation inputs and market assessment in line with recent research. Analyst Commentary Bullish Takeaways Bullish analysts continue to express confidence in goeasy's growth prospects and maintain positive ratings despite the reduction in target price.Article d’analyse • Nov 05
Market Still Lacking Some Conviction On goeasy Ltd. (TSE:GSY)
goeasy Ltd.'s ( TSE:GSY ) price-to-earnings (or "P/E") ratio of 9.4x might make it look like a buy right now compared...Mise à jour du récit • Aug 08
Digital Origination And Secured Lending Will Unlock New Markets
goeasy’s consensus price target has increased, primarily reflecting a modest rise in its projected future P/E ratio while profit margins remain stable, resulting in a revised fair value of CA$240.33. Valuation Changes Summary of Valuation Changes for goeasy The Consensus Analyst Price Target has risen slightly from CA$232.11 to CA$240.33.Article d’analyse • Jun 19
goeasy Ltd. (TSE:GSY) Screens Well But There Might Be A Catch
When close to half the companies in Canada have price-to-earnings ratios (or "P/E's") above 16x, you may consider...Article d’analyse • Mar 04
goeasy (TSE:GSY) Is Paying Out A Larger Dividend Than Last Year
goeasy Ltd. ( TSE:GSY ) will increase its dividend from last year's comparable payment on the 11th of April to CA$1.46...Article d’analyse • Feb 18
goeasy (TSE:GSY) Has Announced That It Will Be Increasing Its Dividend To CA$1.46
goeasy Ltd.'s ( TSE:GSY ) dividend will be increasing from last year's payment of the same period to CA$1.46 on 11th of...Article d’analyse • Jan 21
Should You Be Adding goeasy (TSE:GSY) To Your Watchlist Today?
For beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to...
Nouveau récit • Jan 16
Expansion Into Secured Lending May Improve Credit Mix And Lower Risk
Strong loan portfolio growth and secured lending expansion improve market share and credit mix, driving future revenue and margin growth.Article d’analyse • Nov 14
goeasy Ltd.'s (TSE:GSY) Share Price Is Matching Sentiment Around Its Earnings
With a price-to-earnings (or "P/E") ratio of 10.4x goeasy Ltd. ( TSE:GSY ) may be sending bullish signals at the...Rendement pour les actionnaires
| GSY | CA Consumer Finance | CA Marché | |
|---|---|---|---|
| 7D | -3.7% | -2.9% | -0.4% |
| 1Y | -75.7% | -53.2% | 30.4% |
Rendement vs Industrie: GSY a sous-performé le secteur Canadian Consumer Finance qui a rapporté -53.2 % au cours de l'année écoulée.
Rendement vs marché: GSY a sous-performé le marché Canadian qui a rapporté 30.4 % au cours de l'année écoulée.
Volatilité des prix
| GSY volatility | |
|---|---|
| GSY Average Weekly Movement | 8.8% |
| Consumer Finance Industry Average Movement | 7.7% |
| Market Average Movement | 9.7% |
| 10% most volatile stocks in CA Market | 16.4% |
| 10% least volatile stocks in CA Market | 3.7% |
Cours de l'action stable: GSY n'a pas connu de volatilité de prix significative au cours des 3 derniers mois par rapport au marché Canadian.
Volatilité au fil du temps: La volatilité hebdomadaire de GSY ( 9% ) est restée stable au cours de l'année écoulée.
À propos de l'entreprise
| Fondée | Salariés | PDG | Site web |
|---|---|---|---|
| 1990 | 2,400 | Patrick Ens | www.goeasy.com |
goeasy Ltd. propose aux consommateurs canadiens des services de crédit-bail et de prêt à taux préférentiel sous les marques easyhome, easyfinancial et LendCare. Elle opère à travers deux segments, Easyfinancial et Easyhome. La société propose des prêts à tempérament garantis et non garantis, des prêts pour l'amélioration de l'habitat, des prêts à tempérament garantis et le financement de véhicules automobiles, ainsi que des prêts pour financer l'achat de biens de consommation, de véhicules de loisirs et de sports motorisés, des projets d'amélioration de l'habitat et des produits et services liés aux soins de santé.
goeasy Ltd. Résumé des fondamentaux
| GSY statistiques fondamentales | |
|---|---|
| Capitalisation boursière | CA$659.63m |
| Bénéfices(TTM) | -CA$270.07m |
| Recettes(TTM) | CA$376.30m |
1.7x
Ratio P/S-2.4x
Ratio P/ELe site GSY est-il surévalué ?
Voir Juste valeur et analyse de l'évaluationBénéfices et recettes
| GSY compte de résultat (TTM) | |
|---|---|
| Recettes | CA$376.30m |
| Coût des recettes | CA$0 |
| Marge brute | CA$376.30m |
| Autres dépenses | CA$646.37m |
| Les revenus | -CA$270.07m |
Derniers bénéfices déclarés
Mar 31, 2026
Prochaine date de publication des résultats
s/o
| Résultat par action (EPS) | -16.84 |
| Marge brute | 100.00% |
| Marge bénéficiaire nette | -71.77% |
| Ratio dettes/capitaux propres | 593.7% |
Quelles ont été les performances à long terme de GSY?
Voir les performances historiques et les comparaisonsAnalyse de l'entreprise et données financières
| Données | Dernière mise à jour (heure UTC) |
|---|---|
| Analyse de l'entreprise | 2026/06/26 18:09 |
| Cours de l'action en fin de journée | 2026/06/26 00:00 |
| Les revenus | 2026/03/31 |
| Revenus annuels | 2025/12/31 |
Sources de données
Les données utilisées dans notre analyse de l'entreprise proviennent de S&P Global Market Intelligence LLC. Les données suivantes sont utilisées dans notre modèle d'analyse pour générer ce rapport. Les données sont normalisées, ce qui peut entraîner un délai avant que la source ne soit disponible.
| Paquet | Données | Cadre temporel | Exemple de source américaine * |
|---|---|---|---|
| Finances de l'entreprise | 10 ans |
| |
| Estimations consensuelles des analystes | +3 ans |
|
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| Prix du marché | 30 ans |
| |
| Propriété | 10 ans |
| |
| Gestion | 10 ans |
| |
| Principaux développements | 10 ans |
|
* Exemple pour les titres américains ; pour les titres non américains, des formulaires réglementaires et des sources équivalentes sont utilisés.
Sauf indication contraire, toutes les données financières sont basées sur une période annuelle mais mises à jour trimestriellement. C'est ce qu'on appelle les données des douze derniers mois (TTM) ou des douze derniers mois (LTM). En savoir plus.
Modèle d'analyse et flocon de neige
Les détails du modèle d'analyse utilisé pour générer ce rapport sont disponibles sur notre page Github, nous proposons également des guides pour apprendre à utiliser nos rapports et des tutoriels sur YouTube.
Découvrez l'équipe de classe mondiale qui a conçu et construit le modèle d'analyse Simply Wall St.
Indicateurs de l'industrie et du secteur
Nos indicateurs de secteur et de section sont calculés toutes les 6 heures par Simply Wall St. Les détails de notre processus sont disponibles sur Github.
Sources des analystes
goeasy Ltd. est couverte par 13 analystes. 10 de ces analystes ont soumis les estimations de revenus ou de bénéfices utilisées comme données d'entrée dans notre rapport. Les soumissions des analystes sont mises à jour tout au long de la journée.
| Analyste | Institution |
|---|---|
| Jeffrey Fenwick | ATB Cormark |
| Doug Cooper | Beacon Securities Limited |
| Etienne Ricard | BMO Capital Markets Equity Research |