Upbound Group (UPBD) Resumen de Acciones
Upbound Group, Inc. es una empresa de tecnología y datos que ofrece soluciones financieras en Estados Unidos, Puerto Rico y México. Saber más
| Puntuación del snowflake | |
|---|---|
| Valoración | 5/6 |
| Crecimiento futuro | 3/6 |
| Rendimiento pasado | 1/6 |
| Salud financiera | 3/6 |
| Dividendos | 4/6 |
Recompensas
Análisis de riesgos
UPBD Community Fair Values
Create NarrativeSee what 11 others think this stock is worth. Follow their fair value or set your own to get alerts.
Analyst Price Targets
Competidores de Upbound Group, Inc.
Historial de precios y rendimiento
| Precios históricos de las acciones | |
|---|---|
| Precio actual de la acción | US$20.32 |
| Máximo en las últimas 52 semanas | US$28.03 |
| Mínimo de 52 semanas | US$15.82 |
| Beta | 1.79 |
| Cambio en 1 mes | 7.63% |
| Variación en 3 meses | 10.49% |
| Cambio de 1 año | -24.29% |
| Variación en 3 años | -36.08% |
| Variación en 5 años | -60.90% |
| Variación desde la OPV | 1,225.22% |
Noticias y actualizaciones recientes
Actualización de narrativa • Jun 29
UPBD: Cautious Outlook Will Test Execution And Amazon Partnership Momentum
Analysts have reduced their fair value estimate for Upbound Group to $20.00 from $24.00. This change reflects updated expectations for revenue growth, profit margins, and future P/E assumptions.
Actualización de narrativa • Jun 15
UPBD: Amazon Partnership And 2026 Revenue Outlook Will Support Earnings Re Rating
Analysts trimmed their price target on Upbound Group by $2, citing updated assumptions around discount rates and valuation multiples, while keeping fair value estimates broadly unchanged. Analyst Commentary Recent research commentary on Upbound Group centers on small valuation tweaks rather than a fundamental reset of expectations, with the latest $2 price target reduction framed as a refinement of underlying assumptions.Actualización de narrativa • Jun 01
UPBD: Amazon Partnership And 2026 Outlook Will Support Earnings Re Rating
Analysts have trimmed their price target on Upbound Group by $2, reflecting updated assumptions around slightly lower revenue growth, a modestly softer profit margin, and a higher future P/E multiple in their refreshed models. Analyst Commentary Recent commentary around Upbound Group centers on how the updated assumptions for revenue growth, profit margins, and future P/E may affect the stock's risk and reward profile rather than signaling a major shift in the core story.Recent updates
Actualización de narrativa • Jun 29
UPBD: Cautious Outlook Will Test Execution And Amazon Partnership Momentum
Analysts have reduced their fair value estimate for Upbound Group to $20.00 from $24.00. This change reflects updated expectations for revenue growth, profit margins, and future P/E assumptions.Actualización de narrativa • Jun 15
UPBD: Amazon Partnership And 2026 Revenue Outlook Will Support Earnings Re Rating
Analysts trimmed their price target on Upbound Group by $2, citing updated assumptions around discount rates and valuation multiples, while keeping fair value estimates broadly unchanged. Analyst Commentary Recent research commentary on Upbound Group centers on small valuation tweaks rather than a fundamental reset of expectations, with the latest $2 price target reduction framed as a refinement of underlying assumptions.Actualización de narrativa • Jun 01
UPBD: Amazon Partnership And 2026 Outlook Will Support Earnings Re Rating
Analysts have trimmed their price target on Upbound Group by $2, reflecting updated assumptions around slightly lower revenue growth, a modestly softer profit margin, and a higher future P/E multiple in their refreshed models. Analyst Commentary Recent commentary around Upbound Group centers on how the updated assumptions for revenue growth, profit margins, and future P/E may affect the stock's risk and reward profile rather than signaling a major shift in the core story.Actualización de narrativa • Apr 26
UPBD: Amazon Partnership And 2026 Plan Will Support Future Upside
Analysts have modestly reduced their price target for Upbound Group by $2, reflecting a slightly more cautious stance that aligns with recent Street research commentary, including TD Cowen's updated view. Analyst Commentary Recent Street research around Upbound Group has been relatively restrained, with a modest price target trim reflecting more cautious assumptions rather than a wholesale shift in the core thesis.Actualización de narrativa • Apr 10
UPBD: 2026 Revenue Plan And Lower P E Multiple Will Support Upside
Analysts trimmed their 12 month price target for Upbound Group by about $0.60 to $28.50, citing a slightly lower assumed future P/E multiple while keeping revenue growth, profit margin and discount rate assumptions effectively unchanged. Analyst Commentary Recent Street research around companies in adjacent consumer finance and earned wage access areas offers helpful context for how analysts are thinking about Upbound Group's valuation and execution risk, even when the reports focus on other names.Actualización de narrativa • Mar 27
UPBD: Specialty Finance Reset And 2026 Guidance Will Drive Future Upside Potential
Analysts trimmed their price target on Upbound Group by $1 to $30, citing updated views on the broader specialty finance sector, including areas such as credit cards, auto lending, student lending, non prime lending, buy now pay later, and lease to own. Analyst Commentary Bullish and cautious views on Upbound Group are both showing up in recent research, and the latest US$30 price target reflects that mix.Seeking Alpha • Mar 18
Upbound Group Deserves An Upbound Share Price
Summary Upbound Group remains a compelling value play, trading at low single-digit multiples despite recent share price underperformance. UPBD’s acquisition of Brigit diversifies revenue streams and is expected to drive incremental growth, with full-year 2026 contributions anticipated. Acima shows robust growth in GMV and EBITDA, while Rent-A-Center segment stabilizes but faces profitability headwinds from cost pressures. I maintain a "Buy" rating on UPBD given cheap valuation and improving fundamentals, with potential for a future upgrade if fundamentals strengthen or shares decline further. Read the full article on Seeking AlphaActualización de narrativa • Mar 11
UPBD: Specialty Finance Reset And 2026 Guidance Will Support Upside Potential
Analysts have trimmed their price target on Upbound Group to $30 from $31, tying the $1 change to a broad reassessment of the specialty finance sector as macro factors influence areas such as credit cards, auto lending, student lending, non prime lending, buy now pay later, and lease to own. Analyst Commentary Recent research on Upbound Group centers on how broader specialty finance conditions are feeding into valuation work, rather than on company specific revisions.Actualización de narrativa • Feb 25
UPBD: Specialty Finance Reset And 2026 Revenue Outlook Will Support Upside Potential
Analysts have reset their price target on Upbound Group to $30, a $1 trim from the prior $31, tying the move to broader reassessments across specialty finance. The new target still reflects updated assumptions on fair value, discount rates, revenue growth, profit margins, and future P/E levels.Actualización de narrativa • Feb 10
UPBD: Specialty Finance Reset And 2026 Outlook Will Drive Upside Potential
Narrative Update on Upbound Group Analysts have trimmed their price target on Upbound Group, with the model fair value moving from about $30.75 to roughly $28.57. This reflects updated sector views in specialty finance as they recalibrate assumptions around discount rates, future P/E and macro driven demand across areas such as non prime lending and lease to own offerings.Actualización de narrativa • Jan 26
UPBD: Sector Reset And 2026 Outlook Will Support Future Cash Flows
Narrative Update: Analyst Price Target Shift Analysts have trimmed their price target on Upbound Group by $1 to $30, citing refreshed sector views for specialty finance and updated assumptions around revenue growth, profit margins, and future P/E multiples. Analyst Commentary Recent research updates around Upbound Group focus less on company specific issues and more on a broader reset across specialty finance, with analysts adjusting their models to reflect macro conditions and expectations across various consumer credit and lease to own segments.Actualización de narrativa • Jan 11
UPBD: Sector Repricing Will Support Future Cash Flow Upside Potential
Analysts trimmed their price target on Upbound Group to about $30 from roughly $31, reflecting updated sector-level views in specialty finance related to macroeconomic conditions and trends across credit card, auto, student, non-prime, buy now pay later, and lease-to-own markets. Analyst Commentary Recent research points to a more cautious stance on valuation, with the price target reset to US$30 from US$31.Actualización de narrativa • Dec 13
UPBD: Accelerated Depreciation Windfall Will Drive Near-Term Cash Flow Upside
Narrative Update on Upbound Group The analyst price target for Upbound Group has been raised significantly from $21 to $36 per share as analysts point to stronger near term earnings prospects driven by continued growth at Acima and Brigit, along with an expected cash windfall from accelerated depreciation benefits. Analyst Commentary Bullish analysts view the recent price target increase as a validation of Upbound Group's improving earnings trajectory and the durability of its growth drivers.Actualización de narrativa • Nov 29
UPBD: Legislative Gains And Operational Execution Will Drive Short-Term Upside
Analysts have raised their price target for Upbound Group from $21 to $36, citing improved near-term earnings visibility as well as anticipated financial benefits from operational growth and legislative changes. Analyst Commentary Bullish Takeaways Bullish analysts highlight enhanced earnings visibility driven by robust growth in Upbound’s Acima and Brigit platforms.Actualización de narrativa • Nov 15
UPBD: Near-Term Earnings Momentum Will Drive Upside Amid Improved Execution
Analysts have slightly lowered their price target for Upbound Group to $31.38 from $32.38. This adjustment is attributed to improved near-term earnings prospects and ongoing growth in key segments, but is offset by a higher discount rate and modestly reduced profit margin expectations.Actualización de narrativa • Nov 01
UPBD: Near-Term Earnings Momentum And Cash Windfall Will Drive Future Upside
Upbound Group’s fair value price target has been revised downward by analysts from $36.38 to $32.38 per share. This change reflects updated expectations for slower revenue growth and profit margins, despite near-term optimism about earnings and anticipated cash benefits from recent legislation.Actualización de narrativa • Sep 16
Expanding Financial Access And Innovating In E-Commerce Fuels Growth And Efficiency
Upbound Group’s consensus price target has been raised to $36.38, reflecting increased analyst confidence in near-term earnings potential and ongoing strong performance at Acima, with further support from expected cash flow benefits due to accelerated depreciation provisions. Analyst Commentary Bullish analysts see increased confidence in near-term earnings potential, especially following management meetings that highlighted company growth drivers.Actualización de narrativa • Aug 27
Expanding Financial Access And Innovating In E-Commerce Fuels Growth And Efficiency
Despite Upbound Group’s solid operational performance and ongoing improvements in its Acima division, analysts have tempered their outlook due to persistent U.S. macroeconomic uncertainty, resulting in a lowered consensus price target from $36.25 to $34.50. Analyst Commentary Q2 results exceeded expectations, demonstrating strong quarterly performance.Seeking Alpha • Nov 08
Upbound: Proven Business Model, FCF, Divestiture, And Significantly Undervalued
Summary Upbound Group, Inc. has a proven business model with consistent positive net income and free cash flow, making it a profitable investment. The recent sale of Rent-A-Center stores and reduced net leverage ratio could enhance valuation and attract new investors. The company is well-positioned for acquisitions, marketing investments, and dividend growth, supported by strong cash flow and financial health. Despite potential risks, UPBD appears significantly undervalued, trading below peers' multiples and offering substantial upside potential. Read the full article on Seeking AlphaSeeking Alpha • Sep 28
Upbound: Decision Engine Equipped With Large Data Sets Implies Undervaluation
Summary Upbound Group, Inc. appears undervalued due to its expanding retail network, proprietary automated decision engine, and significant market opportunity among U.S. consumers lacking traditional credit access. The company's flexible lease-purchase agreements, better-than-expected EPS, and revenue growth, along with a low forward earnings multiple, indicate strong future FCF growth potential. Key business drivers include increased retail partner locations, robust automated customer selection processes, rising e-commerce revenue, and effective marketing strategies. Despite risks related to data acquisition, regulatory changes, and competition, a conservative DCF model suggests a fair valuation close to $95 per share. Read the full article on Seeking Alpha
Nueva narrativa • Sep 12
Expanding Financial Access And Innovating In E-Commerce Fuels Growth And Efficiency
Expansion through new Acima Credit products and merchant partnerships is set to widen customer base and increase revenue.Seeking Alpha • Jun 28
Upbound Group: Strong Growth In Acima Provides Upside Potential
Summary Shares are down more than 10% this year despite solid business performance in a tough macro environment. Acima is demonstrating strong performance, with growth rates approaching 20%. Shares are trading at an attractive valuation and at a discount to peers, despite delivering superior performance. Read the full article on Seeking AlphaRentabilidad de los accionistas
| UPBD | US Specialty Retail | Mercado US | |
|---|---|---|---|
| 7D | 2.2% | -2.6% | 0.6% |
| 1Y | -24.3% | 0.6% | 19.5% |
Rentabilidad vs. Industria: Los resultados de UPBD fueron inferiores a los de la industria US Specialty Retail, que obtuvo un rendimiento del 0.6% el año pasado.
Rentabilidad vs. Mercado: UPBD obtuvo unos resultados inferiores a los del mercado US, que fueron del 19.5% el año pasado.
Volatilidad de los precios
| UPBD volatility | |
|---|---|
| UPBD Average Weekly Movement | 5.9% |
| Specialty Retail Industry Average Movement | 7.6% |
| Market Average Movement | 7.3% |
| 10% most volatile stocks in US Market | 16.7% |
| 10% least volatile stocks in US Market | 3.2% |
Precio estable de las acciones: UPBD no ha tenido una volatilidad de precios significativa en los últimos 3 meses en comparación con el mercado US.
Volatilidad a lo largo del tiempo: La volatilidad semanal de UPBD (6%) se ha mantenido estable durante el año pasado.
Acerca de la empresa
| Fundada | Empleados | CEO | Página web |
|---|---|---|---|
| 1986 | 12,050 | Fahmi Karam | www.upbound.com |
Upbound Group, Inc. es una empresa de tecnología y datos que ofrece soluciones financieras en Estados Unidos, Puerto Rico y México. Opera a través de cuatro segmentos: Acima, Rent-A-Center, Brigit y México. La empresa también proporciona muebles, incluidos colchones, neumáticos, electrónica de consumo, electrodomésticos, herramientas, bolsos, ordenadores y accesorios.
Resumen de fundamentos de Upbound Group, Inc.
| Estadísticas fundamentales de UPBD | |
|---|---|
| Capitalización bursátil | US$1.16b |
| Beneficios(TTM) | US$84.24m |
| Ingresos (TTM) | US$4.74b |
14.1x
Ratio precio-beneficio (PE)0.2x
Ratio precio-ventas (PS)¿Está UPBD sobrevalorada?
Ver valor justo y análisis de valoraciónBeneficios e Ingresos
| Cuenta de resultados (TTM) de UPBD | |
|---|---|
| Ingresos | US$4.74b |
| Coste de los ingresos | US$2.43b |
| Beneficio bruto | US$2.31b |
| Otros gastos | US$2.22b |
| Beneficios | US$84.24m |
Últimos beneficios comunicados
Mar 31, 2026
Próxima fecha de beneficios
n/a
| Beneficios por acción (BPA) | 1.45 |
| Margen bruto | 48.71% |
| Margen de beneficio neto | 1.78% |
| Ratio deuda/patrimonio | 201.1% |
¿Cómo se ha desempeñado UPBD a largo plazo?
Ver rendimiento histórico y comparativaDividendos
7.7%
Rentabilidad actual por dividendo105%
Ratio de pagosAnálisis de la empresa y estado de los datos financieros
| Datos | Última actualización (huso horario UTC) |
|---|---|
| Análisis de la empresa | 2026/07/09 11:21 |
| Precio de las acciones al final del día | 2026/07/09 00:00 |
| Beneficios | 2026/03/31 |
| Ingresos anuales | 2025/12/31 |
Fuentes de datos
Los datos utilizados en nuestro análisis de empresas proceden de S&P Global Market Intelligence LLC. Los siguientes datos se utilizan en nuestro modelo de análisis para generar este informe. Los datos están normalizados, lo que puede introducir un retraso desde que la fuente está disponible.
| Paquete | Datos | Marco temporal | Ejemplo Fuente EE.UU. * |
|---|---|---|---|
| Finanzas de la empresa | 10 años |
| |
| Estimaciones del consenso de analistas | +3 años |
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| Precios de mercado | 30 años |
| |
| Propiedad | 10 años |
| |
| Gestión | 10 años |
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| Principales avances | 10 años |
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* Ejemplo para valores de EE.UU., para no EE.UU. se utilizan formularios y fuentes normativas equivalentes.
A menos que se especifique lo contrario, todos los datos financieros se basan en un periodo anual, pero se actualizan trimestralmente. Esto se conoce como datos de los últimos doce meses (TTM) o de los últimos doce meses (LTM). Más información.
Modelo de análisis y copo de nieve
Los detalles del modelo de análisis utilizado para generar este informe están disponibles en nuestra página de Github, también contamos con guías sobre cómo utilizar nuestros informes y tutoriales en Youtube.
Conozca al equipo de talla mundial que diseñó y construyó el modelo de análisis Simply Wall St.
Métricas industriales y sectoriales
Simply Wall St calcula cada 6 horas nuestras métricas sectoriales y de sección. Los detalles de nuestro proceso están disponibles en Github.
Fuentes analistas
Upbound Group, Inc. está cubierta por 16 analistas. 7 de esos analistas presentaron las estimaciones de ingresos o ganancias utilizadas como datos para nuestro informe. Las estimaciones de los analistas se actualizan a lo largo del día.
| Analista | Institución |
|---|---|
| Jason Haas | BofA Global Research |
| Vincent Caintic | BTIG |
| Laura Champine | Canaccord Genuity |