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Universal Insurance Holdings, Inc.Informe acción NYSE:UVE

Capitalización bursátil US$1.2b
Precio de las acciones
n/a
1Y72.6%
7D-0.02%
1D-1.6%
Valor de la cartera
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Universal Insurance Holdings, Inc.

Informe acción NYSE:UVE

Capitalización de mercado: US$1.2b

Universal Insurance Holdings (UVE) Resumen de Acciones

Universal Insurance Holdings, Inc. opera, junto con sus filiales, como holding asegurador integrado en Estados Unidos. Saber más

Análisis fundamental de UVE
Puntuación del snowflake
Valoración5/6
Crecimiento futuro0/6
Rendimiento pasado6/6
Salud financiera4/6
Dividendos5/6

Recompensas

Cotiza un 27.3% por debajo de nuestra estimación de su valor justo

Los beneficios aumentaron un 231.3% el pasado año

Paga dividendo fiable de 1.82%

Cotiza a buen valor en comparación con empresas similares e industria

Análisis de riesgos

Se prevé que los beneficios disminuyan un promedio de 31.2% al año durante los próximos 3 años

Venta significativa por parte de personas con información privilegiada en los últimos 3 meses


UVE Community Fair Values

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Analyst Price Targets

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Competidores de Universal Insurance Holdings, Inc.

Historial de precios y rendimiento

Resumen de las cotizaciones máximas, mínimas y variaciones del Universal Insurance Holdings
Precios históricos de las acciones
Precio actual de la acciónUS$42.23
Máximo en las últimas 52 semanasUS$45.15
Mínimo de 52 semanasUS$24.03
Beta0.73
Cambio en 1 mes7.81%
Variación en 3 meses6.37%
Cambio de 1 año72.58%
Variación en 3 años211.89%
Variación en 5 años206.01%
Variación desde la OPV122.26%

Noticias y actualizaciones recientes

Seeking Alpha • Jul 29

Universal Insurance Holdings: Reforms In Florida Have Restored Profitability

Summary Universal Insurance Holdings is benefiting from Florida insurance reforms, with improved loss and combined ratios driving higher-quality profits. UVE's growth outside Florida is accelerating, reducing concentration risk, though Florida still accounts for 73% of direct written premiums. Reinsurance costs are becoming more manageable, supporting margins and investment income, but catastrophic hurricane risk remains material. I rate UVE a Buy at $44 and 9.6x forward earnings, contingent on sustained margin improvement and manageable reinsurance costs. Read the full article on Seeking Alpha

Recent updates

Seeking Alpha • Jul 29

Universal Insurance Holdings: Reforms In Florida Have Restored Profitability

Summary Universal Insurance Holdings is benefiting from Florida insurance reforms, with improved loss and combined ratios driving higher-quality profits. UVE's growth outside Florida is accelerating, reducing concentration risk, though Florida still accounts for 73% of direct written premiums. Reinsurance costs are becoming more manageable, supporting margins and investment income, but catastrophic hurricane risk remains material. I rate UVE a Buy at $44 and 9.6x forward earnings, contingent on sustained margin improvement and manageable reinsurance costs. Read the full article on Seeking Alpha
Artículo de análisis • Jun 19

Universal Insurance Holdings (UVE) Stock Could Be 13.4% Undervalued After $100 Million Note Deal

Universal Insurance Holdings (UVE) has just completed a US$100 million private placement of 7.75% Senior Unsecured Notes due 2031, a move tied to redeeming its existing 5.625% Senior Notes maturing in 2026. See our latest analysis for Universal Insurance Holdings. Set against this new US$100 million note issuance, Universal Insurance Holdings’ share price has climbed 15.0% over the past 90 days and its 1 year total shareholder return is 49.06%, indicating sustained positive momentum rather...
Actualización de narrativa • Jun 07

UVE: Ongoing Share Repurchases And Stable Outlook Will Support Future Upside

Analysts kept their $44.00 price target for Universal Insurance Holdings unchanged, reflecting largely steady assumptions around discount rate, revenue growth, profit margin and future P/E. Recent research has offered limited new catalysts to shift valuation views.
Actualización de narrativa • May 21

UVE: Ongoing Buybacks And Stable Assumptions Will Shape Future Returns

Analysts have kept their $44.00 price target for Universal Insurance Holdings unchanged, citing stable fair value estimates, a steady discount rate of 7.108% and modest tweaks to long term revenue growth, profit margin and future P/E assumptions. What's in the News From January 1, 2026 to March 31, 2026, Universal Insurance Holdings repurchased 7,114 shares, representing 0.03%, for US$0.24 million under the buyback announced on May 1, 2025.
Actualización de narrativa • May 06

UVE: Share Repurchases And Higher P/E Assumptions Will Shape Future Returns

Analysts now cite a higher assumed future P/E multiple and a revised fair value estimate in updating their price target on Universal Insurance Holdings from $40 to $44, while also reflecting a slightly higher discount rate, softer revenue growth assumptions, and a lower profit margin outlook. What's in the News From January 1, 2026 to March 31, 2026, the company repurchased 7,114 shares, representing 0.03%, for $0.24 million under the buyback announced on May 1, 2025.
Actualización de narrativa • Apr 21

UVE: Share Repurchases And Steady Assumptions Will Support Higher Future Returns

Analysts kept their $40.00 price target on Universal Insurance Holdings unchanged, reflecting a view that its fair value, discount rate, revenue growth expectations, profit margin outlook and future P/E assumptions are broadly consistent with prior estimates. What's in the News Completed the repurchase of 737,462 shares, representing 2.63% of the company, for a total of $19.76 million under the buyback announced on May 1, 2025 (Key Developments).
Actualización de narrativa • Apr 06

UVE: Share Repurchases And Stable Assumptions Will Support Higher Future Returns

Analysts have reaffirmed their $40.00 price target on Universal Insurance Holdings, keeping valuation inputs such as discount rate, revenue growth, profit margin, and forward P/E assumptions effectively unchanged. This indicates that their view of the company’s outlook remains steady.
Actualización de narrativa • Mar 23

UVE: Share Repurchases And Stable Assumptions Will Support Higher Future Multiple

Analysts maintained their $40.00 price target for Universal Insurance Holdings, citing consistent fair value estimates supported by stable assumptions for the discount rate, revenue growth, profit margin, and future P/E. What's in the News Universal Insurance Holdings, Inc.
Actualización de narrativa • Mar 08

UVE: Multi Year Buybacks Will Support Higher Future Earnings Multiple

Analysts have kept their $40.00 price target on Universal Insurance Holdings unchanged, citing only small tweaks to their revenue growth, profit margin, and P/E assumptions rather than a meaningful shift in their overall view of the company. What's in the News Universal Insurance Holdings, Inc.
Actualización de narrativa • Feb 21

UVE: Multi Year Buybacks Will Support Higher Future Earnings Multiple

Analysts have kept their $40.00 price target for Universal Insurance Holdings unchanged, reflecting a steady view on its fair value, discount rate, revenue growth outlook, profit margin and future P/E assumptions. What's in the News The Board of Directors of Universal Insurance Holdings authorized a share buyback plan on January 7, 2026, signaling approval for capital return via repurchases (Key Developments).
Artículo de análisis • Feb 12

Universal Insurance Holdings (NYSE:UVE) Is Due To Pay A Dividend Of $0.16

Universal Insurance Holdings, Inc.'s ( NYSE:UVE ) investors are due to receive a payment of $0.16 per share on 13th of...
Actualización de narrativa • Feb 07

UVE: Share Repurchase Plan Will Support Higher Future Earnings Multiple

Analysts have kept their price target on Universal Insurance Holdings steady at US$40.00, with only minor tweaks to inputs such as discount rate, profit margin, and future P/E assumptions shaping this latest update. What's in the News Universal Insurance Holdings, Inc.
Actualización de narrativa • Jan 23

UVE: Share Repurchase Program And Special Dividend Will Support Higher Future Earnings Multiple

Analysts have kept their price target for Universal Insurance Holdings steady at US$40.00 per share, citing largely unchanged assumptions regarding the discount rate, revenue growth, profit margin, and future P/E ratio as the main factors behind their maintained view. What's in the News Universal Insurance Holdings announced a share repurchase program of up to US$20 million, with the plan valid through January 8, 2028 (company announcement).
Actualización de narrativa • Jan 08

UVE: Share Repurchases And Special Dividend Will Support Higher Future Earnings Multiple

Analysts have maintained their fair value estimate for Universal Insurance Holdings at US$40.00 per share. This reflects largely unchanged assumptions regarding the discount rate, revenue growth, profit margin, and future P/E ratio, which together support keeping their price target at the same level.
Actualización de narrativa • Dec 23

UVE: Capital Returns Will Support Higher Future Earnings Multiple And Upside Potential

Analysts have raised their price target on Universal Insurance Holdings by approximately 14 percent, increasing it to about 40 dollars from roughly 35 dollars. They cited slightly improved long term profitability assumptions and a higher expected future earnings multiple.
Actualización de narrativa • Dec 08

UVE: Share Repurchases And Special Dividend Will Support Future Upside Potential

Analysts have nudged their price target for Universal Insurance Holdings up slightly to 35.00 dollars. This reflects largely unchanged assumptions on fair value, discount rate, and long term profitability.
Artículo de análisis • Dec 06

Is Now The Time To Put Universal Insurance Holdings (NYSE:UVE) On Your Watchlist?

Investors are often guided by the idea of discovering 'the next big thing', even if that means buying 'story stocks...
Actualización de narrativa • Nov 24

UVE: Share Repurchases And Special Dividend Will Sustain Fair Value Outlook

Analysts have reaffirmed their price target for Universal Insurance Holdings at $35.00, reflecting continued confidence in the company's fair value based on stable growth and profitability outlooks. What's in the News The Board of Directors has declared a special cash dividend of 13 cents per share.
Artículo de análisis • Nov 10

Universal Insurance Holdings (NYSE:UVE) Will Pay A Dividend Of $0.29

Universal Insurance Holdings, Inc.'s ( NYSE:UVE ) investors are due to receive a payment of $0.29 per share on 12th of...
Actualización de narrativa • Nov 10

UVE: Future Outlook Remains Steady Amid Share Buybacks And Dividend Announcement

Analysts have maintained their price target for Universal Insurance Holdings at $35.00 per share. They cite steady profit margins and a stable outlook, despite a slight increase in the discount rate.
Actualización de narrativa • Oct 27

Share Buyback And Data Initiatives Will Strengthen Resilience Going Forward

Analysts have raised their price target for Universal Insurance Holdings from $29 to $35.00. They cite improved revenue growth projections as the primary driver for the upward revision.
Artículo de análisis • Jul 13

Universal Insurance Holdings (NYSE:UVE) Is Paying Out A Dividend Of $0.16

Universal Insurance Holdings, Inc. ( NYSE:UVE ) has announced that it will pay a dividend of $0.16 per share on the 8th...
Artículo de análisis • May 02

Universal Insurance Holdings (NYSE:UVE) Has Affirmed Its Dividend Of $0.16

Universal Insurance Holdings, Inc. ( NYSE:UVE ) will pay a dividend of $0.16 on the 16th of May. This means the annual...

Rentabilidad de los accionistas

UVEUS InsuranceMercado US
7D-0.02%-0.3%-0.8%
1Y72.6%3.0%20.5%

Rentabilidad vs. Industria: UVE superó a la industria US Insurance, que obtuvo un rendimiento del 3% el año pasado.

Rentabilidad vs. Mercado: UVE superó al mercado US, que obtuvo un rendimiento del 20.5% el año pasado.

Volatilidad de los precios

Is UVE's price volatile compared to industry and market?
UVE volatility
UVE Average Weekly Movement5.8%
Insurance Industry Average Movement4.7%
Market Average Movement7.2%
10% most volatile stocks in US Market16.4%
10% least volatile stocks in US Market3.1%

Precio estable de las acciones: UVE no ha tenido una volatilidad de precios significativa en los últimos 3 meses en comparación con el mercado US.

Volatilidad a lo largo del tiempo: La volatilidad semanal de UVE (6%) se ha mantenido estable durante el año pasado.

Acerca de la empresa

FundadaEmpleadosCEOPágina web
1990929Steve Donaghywww.universalinsuranceholdings.com

Universal Insurance Holdings, Inc. opera, junto con sus filiales, como holding asegurador integrado en Estados Unidos. La empresa ofrece productos de seguros residenciales personales, como propietarios de viviendas, inquilinos e inquilinos, propietarios de unidades de condominio, y vivienda e incendio; y líneas aliadas, cobertura para otras estructuras, y coberturas de bienes personales, responsabilidad civil y artículos personales. También asesora sobre cuestiones actuariales, supervisa la distribución, administra el pago de siniestros, realiza la administración y suscripción de pólizas y colabora en las negociaciones de reaseguros; evalúa el riesgo y la exposición de los seguros a nivel individual y de cartera y ayuda a las entidades aseguradoras a tarificar los riesgos; coloca y gestiona sus programas de reaseguros; y gestiona su agencia digital de seguros, Clovered.com.

Resumen de fundamentos de Universal Insurance Holdings, Inc.

¿Cómo se comparan los beneficios e ingresos de Universal Insurance Holdings con su capitalización de mercado?
Estadísticas fundamentales de UVE
Capitalización bursátilUS$1.19b
Beneficios(TTM)US$219.89m
Ingresos (TTM)US$1.63b
5.3x
Ratio precio-beneficio (PE)
0.7x
Ratio precio-ventas (PS)

¿Está UVE sobrevalorada?

Ver valor justo y análisis de valoración

Beneficios e Ingresos

Estadísticas clave de rentabilidad del último informe de resultados (TTM)
Cuenta de resultados (TTM) de UVE
IngresosUS$1.63b
Coste de los ingresosUS$1.21b
Beneficio brutoUS$421.50m
Otros gastosUS$201.61m
BeneficiosUS$219.89m

Últimos beneficios comunicados

Jun 30, 2026

Próxima fecha de beneficios

n/a

Beneficios por acción (BPA)7.90
Margen bruto25.87%
Margen de beneficio neto13.49%
Ratio deuda/patrimonio15.4%

¿Cómo se ha desempeñado UVE a largo plazo?

Ver rendimiento histórico y comparativa

Dividendos

1.8%
Rentabilidad actual por dividendo
8%
Ratio de pagos

Análisis de la empresa y estado de los datos financieros

DatosÚltima actualización (huso horario UTC)
Análisis de la empresa2026/08/19 05:35
Precio de las acciones al final del día2026/08/19 00:00
Beneficios2026/06/30
Ingresos anuales2025/12/31

Fuentes de datos

Los datos utilizados en nuestro análisis de empresas proceden de S&P Global Market Intelligence LLC. Los siguientes datos se utilizan en nuestro modelo de análisis para generar este informe. Los datos están normalizados, lo que puede introducir un retraso desde que la fuente está disponible.

PaqueteDatosMarco temporalEjemplo Fuente EE.UU. *
Finanzas de la empresa10 años
  • Cuenta de resultados
  • Estado de tesorería
  • Balance
Estimaciones del consenso de analistas+3 años
  • Previsiones financieras
  • Objetivos de precios de los analistas
Precios de mercado30 años
  • Precios de las acciones
  • Dividendos, escisiones y acciones
Propiedad10 años
  • Accionistas principales
  • Información privilegiada
Gestión10 años
  • Equipo directivo
  • Consejo de Administración
Principales avances10 años
  • Anuncios de empresas

* Ejemplo para valores de EE.UU., para no EE.UU. se utilizan formularios y fuentes normativas equivalentes.

A menos que se especifique lo contrario, todos los datos financieros se basan en un periodo anual, pero se actualizan trimestralmente. Esto se conoce como datos de los últimos doce meses (TTM) o de los últimos doce meses (LTM). Más información.

Modelo de análisis y copo de nieve

Los detalles del modelo de análisis utilizado para generar este informe están disponibles en nuestra página de Github, también tenemos guías sobre cómo utilizar nuestros informes y tutoriales en Youtube.

Conozca al equipo de talla mundial que diseñó y construyó el modelo de análisis Simply Wall St.

Métricas industriales y sectoriales

Simply Wall St calcula cada 6 horas nuestras métricas sectoriales y de sección. Los detalles de nuestro proceso están disponibles en Github.

Fuentes analistas

Universal Insurance Holdings, Inc. está cubierta por 2 analistas. 1 de esos analistas presentaron las estimaciones de ingresos o ganancias utilizadas como datos para nuestro informe. Las estimaciones de los analistas se actualizan a lo largo del día.

AnalistaInstitución
Jon Paul NewsomePiper Sandler Companies
Robert PaunSidoti & Company, LLC