Unum Group

Informe acción NYSE:UNM

Capitalización de mercado: US$14.7b

Unum Group Dirección

Dirección controles de criterios 3/4

El CEO de Unum Group es Rick McKenney , nombrado en Apr 2015, tiene una permanencia de 11.33 años. compensación anual total es $19.42M, compuesta por 5.8% salario y 94.2% primas, incluidas acciones y opciones de la empresa. posee directamente un 0.53% de las acciones de la empresa, por valor de $77.76M. La antigüedad media del equipo directivo y de la junta directiva es de 11.1 años y 10.3 años, respectivamente.

Información clave

Rick McKenney

Chief Executive Officer (CEO)

US$19.4m

Compensación total

Porcentaje del salario del CEO5.81%
Permanencia del CEO11.3yrs
Participación del CEO0.5%
Permanencia media de la dirección11.1yrs
Promedio de permanencia en la Junta Directiva10.3yrs

Actualizaciones recientes de la dirección

Recent updates

Actualización de narrativa Jul 25

UNM: Long-Term Care Reinsurance Deal Will Support Future Capital Returns

The updated fair value estimate for Unum Group moves to $102.23 from $100.08 as analysts factor in higher price targets, including recent revisions up to a range of $88 to $123, supported by views that life insurers benefit from a supportive macro backdrop, reasonable valuations, and risk reduction from the long term care reinsurance transaction. Analyst Commentary Street research on Unum Group has focused on how the company is repositioning its risk profile, especially around long term care exposure, and how that feeds into valuation.
Actualización de narrativa Jul 10

UNM: Long-Term Care Reinsurance Actions Will Support Future Capital Return Potential

Analysts have lifted their blended price target for Unum Group to about $100 from roughly $98, reflecting updated views on fair value, slight adjustments to growth and profitability assumptions, and recent Street research citing a supportive backdrop for U.S. life insurers and the company’s long term care risk transfer actions. Analyst Commentary Recent Street research on Unum Group clusters around the company’s long term care reinsurance activity and its position within the broader U.S. life insurance sector, with several firms revisiting their valuation work and price targets in light of these developments.
Seeking Alpha Jul 04

Unum Group: Fairly Valued Given Some Closed Block Drag (Rating Downgrade)

Summary Unum Group has rallied 30% since February, now reaching my $95 fair value target. UNM's core insurance businesses show stabilizing underwriting and strong capital returns, but legacy Closed Block remains a structural drag. First quarter results beat expectations, with 8-12% EPS growth guidance and accelerated buybacks supporting earnings per share. Given the Closed Block overhang and recent outperformance, I downgrade UNM from 'buy' to 'hold' as upside appears priced in. Read the full article on Seeking Alpha
Artículo de análisis Jun 20

Unum Group (UNM) Stock Could Be 8% Undervalued After Growth Update

Unum Group (UNM) recently outlined its growth priorities at the Morgan Stanley US Financials Conference in New York. The company highlighted premium trends, disability claims experience, and capital allocation, along with technology and operational investments. See our latest analysis for Unum Group. The recent Morgan Stanley US Financials Conference presentation comes after a strong run in Unum Group’s stock, with a 90-day share price return of 24.08% and a five year total shareholder return...
Actualización de narrativa Jun 15

UNM: Mortality Trends And Capital Returns Will Support Balanced Long-Term Prospects

Narrative Update The Street price target for Unum Group has been lifted to $87 from $80. Analysts point to generally strong Q1 life insurance results, ongoing earnings momentum, improving mortality trends, and solid international business performance as key supports for the updated view.
Actualización de narrativa Jun 01

UNM: Buybacks And Mortality Trends Will Support Returns Through Sector Headwinds

Analysts have nudged the implied fair value for Unum Group higher to about $97.62 from roughly $95.08, as recent price target increases, backed by views of generally strong life insurance results, ongoing earnings momentum and improvements in mortality, offset a smaller number of target trims across the sector. Analyst Commentary Recent research on Unum Group reflects a mix of optimism and caution, with several price target increases around life insurance results and a few trims tied to sector wide valuation questions.
Actualización de narrativa May 02

UNM: Share Repurchases And Higher Margins Will Support Returns Through Sector Headwinds

Analysts have made a modest downward adjustment to the Unum Group price target, trimming it by about $0.54 as they factor in lower revenue growth expectations, slightly higher profit margin assumptions, and a small change in the projected P/E. Analyst Commentary Recent research on Unum Group shows a mix of optimism and caution, with several firms adjusting price targets both upward and downward as they refresh earnings models and valuation frameworks.
Actualización de narrativa Jan 27

UNM: Capital Strength And Buybacks Will Support Higher Sector Headwinds

Analysts have nudged their price targets on Unum Group higher, with recent updates moving into a range of roughly $87 to $104 as they weigh factors such as pricing trends, capital strength, cash flow, and earnings margins in the broader insurance sector. Analyst Commentary Recent research points to a generally constructive stance on Unum Group, with several firms lifting their price targets into the high double digits while still flagging pockets of risk in insurance pricing and profitability trends.
Actualización de narrativa Jan 10

UNM: Capital Strength And Buybacks Will Support Higher Future Pricing Power

Analysts nudged their fair value estimate for Unum Group higher to about $94.92 from $93.08, citing updated Street price targets in the high $80s to mid $90s range and ongoing focus on capital strength, cash flow and sector consolidation. Analyst Commentary Recent Street research on Unum Group clusters around capital strength, pricing conditions in insurance markets, and how those factors flow through to valuation.
Artículo de análisis Sep 21

Unum Group's (NYSE:UNM) Earnings Are Not Doing Enough For Some Investors

When close to half the companies in the United States have price-to-earnings ratios (or "P/E's") above 20x, you may...
Seeking Alpha Mar 14

Unum: Progress In LTC Creates Room For More Upside

Summary Unum Group shares have surged over 50% in the past year, driven by strong core business performance and favorable long-term care exposure developments. The reinsurance deal with Fortitude Re reduced Unum's LTC risk by 20%, providing a $100 million benefit and improving capital allocation. Unum's core business continues to perform well, with solid premium growth and a strong investment portfolio, despite some pressure in the dental and vision segments. With a robust buyback program, secure dividend, and ongoing progress on the Closed Block, I remain bullish on UNM, expecting 10-12% long-term annual returns. Read the full article on Seeking Alpha
Seeking Alpha Jan 14

Unum Group Stock Seems To Be Undervalued

Summary Unum Group has shown strong operational performance and consistent business growth, leading to a positive outlook and undervalued shares. Despite a relatively low dividend yield, Unum's share buybacks and improving fundamentals make it a compelling value investment. Unum's liquidity and conservative leverage profile support a robust capital return policy, with significant share repurchases and growing dividends expected. Valuation metrics indicate that UNM's stock is undervalued by about 40%, suggesting a fair value of around $100 per share. Read the full article on Seeking Alpha
Seeking Alpha Nov 01

Unum Group: Revisiting Quant's Strong-Buy Insurer

Summary Unum's core segments continue to deliver stable earnings and cash flow, backed by high customer retention, particularly in group life and disability policies. The company offers an attractive share buyback program with a recent double-digit dividend increase. Trading just above book value, Unum has room for further valuation expansion, especially given its projected 7% EPS CAGR through 2026. Read the full article on Seeking Alpha
Seeking Alpha Sep 19

Unum: Core Business Strength Comes Into Greater Focus

Summary Unum Group shares have outperformed the market, gaining 13% versus the market's 3%, driven by strong core business performance and no additional capital needed for its Closed Block. The core business shows robust results, with a 23% return on equity, strong premium growth, and improved loss ratios, despite the drag from the Closed Block. The Company's well-capitalized parent, $1 billion buyback plan, and 3% dividend yield offer attractive capital returns, supporting a 15% total return potential. With solid core business performance and reduced concerns about the Closed Block, UNM remains an attractive investment, with my target price at $63. Read the full article on Seeking Alpha
User avatar
Nueva narrativa Aug 23

Calculated Initiatives And Technology Enhancements Set To Propel Growth In The Group Benefits Market

Strategic initiatives and focus on the group benefits market point towards sustained growth and positive revenue impacts.
Seeking Alpha Jul 18

Unum: Diversify Your Portfolio With This Undervalued Dividend Grower

Summary Unum Group, Manulife, and Prudential have been favorites names per Seeking Alpha Quant ratings for months. Unum stands out with consistent EPS growth, strong profitability margins, and favorable valuation compared to its peers. Unum's dominant position in the disability insurance market makes it a compelling long-term option for dividend-growth investors. Read the full article on Seeking Alpha

Análisis de compensación del CEO

¿Cómo ha cambiado la remuneración de Rick McKenney en comparación con los beneficios de Unum Group?
FechaCompensación totalSalarioIngresos de la empresa
Jun 30 2026n/an/a

US$703m

Mar 31 2026n/an/a

US$781m

Dec 31 2025US$19mUS$1m

US$739m

Sep 30 2025n/an/a

US$913m

Jun 30 2025n/an/a

US$2b

Mar 31 2025n/an/a

US$2b

Dec 31 2024US$18mUS$1m

US$2b

Sep 30 2024n/an/a

US$2b

Jun 30 2024n/an/a

US$1b

Mar 31 2024n/an/a

US$1b

Dec 31 2023US$20mUS$1m

US$1b

Sep 30 2023n/an/a

US$1b

Jun 30 2023n/an/a

US$2b

Mar 31 2023n/an/a

US$2b

Dec 31 2022US$10mUS$1m

US$1b

Sep 30 2022n/an/a

US$1b

Jun 30 2022n/an/a

US$1b

Mar 31 2022n/an/a

US$912m

Dec 31 2021US$9mUS$1m

US$981m

Sep 30 2021n/an/a

US$800m

Jun 30 2021n/an/a

US$702m

Mar 31 2021n/an/a

US$785m

Dec 31 2020US$13mUS$1m

US$793m

Sep 30 2020n/an/a

US$954m

Jun 30 2020n/an/a

US$965m

Mar 31 2020n/an/a

US$980m

Dec 31 2019US$10mUS$1m

US$1b

Compensación vs. Mercado: La compensación total de Rick($USD19.42M) está por encima de la media de empresas de tamaño similar en el mercado US ($USD14.46M).

Compensación vs. Ingresos: La compensación de Rick ha sido consistente con los resultados de la empresa en el último año.


CEO

Rick McKenney (57 yo)

11.3yrs
Permanencia
US$19,417,476
Compensación

Mr. Richard Paul McKenney, also known as Rick, is Member of the Board of Directors of Engage Ventures, LLC from January 2026. He has been the President of Unum Group since April 01, 2015 and has been its C...


Equipo directivo

NombrePosiciónPermanenciaCompensaciónPropiedad
Richard McKenney
President11.3yrsUS$19.42m0.53%
$ 77.8m
Steven Zabel
Executive VP & CFO7.1yrsUS$5.08m0.054%
$ 8.0m
Shelia Anderson
Executive VP and Chief Information & Digital Officer1.3yrsUS$3.01m0.0036%
$ 522.4k
Lisa Iglesias
Executive VP & General Counsel11.6yrsUS$2.78m0.0086%
$ 1.3m
Christopher Pyne
Executive Vice President of Group Benefits15.2yrsUS$3.08m0.017%
$ 2.6m
Walter Rice
Senior VP & Chief Accounting Officer4yrssin datos0.0031%
$ 457.9k
J. Royal
Senior Vice President of Investor Relations & Treasury3.8yrssin datossin datos
Elizabeth A. Ahmed
Executive Vice President of People & Communications7.8yrssin datos0.017%
$ 2.6m
Joseph Foley
Senior Vice President of Corporate Marketing & Public Relationsno datasin datossin datos
Timothy Arnold
Executive VP of Voluntary Benefits & President of Colonial Life15.1yrsUS$2.58m0.029%
$ 4.2m
Marco Forato
Senior VP & Chief Strategy Officer11.1yrssin datossin datos
Stephen Mitchell
Senior VP & President of Closed Block11.1yrssin datossin datos
11.1yrs
Permanencia media
57yo
Promedio de edad

Equipo directivo experimentado: El equipo directivo de UNM es experimentado (11.1 años antigüedad media).


Miembros de la Junta

NombrePosiciónPermanenciaCompensaciónPropiedad
Richard McKenney
President11.3yrsUS$19.42m0.53%
$ 77.8m
Kevin Kabat
Independent Non-Executive Chairman18.2yrsUS$525.04k0.078%
$ 11.5m
Ronald O'Hanley
Independent Director11.5yrsUS$335.03k0.011%
$ 1.6m
Kristi Matus
Independent Directorless than a yearsin datossin datos
Timothy Keaney
Independent Director14yrsUS$305.03k0.024%
$ 3.5m
Susan Cross
Independent Director7.5yrsUS$335.03k0.028%
$ 4.1m
Susan DeVore
Independent Director8.5yrsUS$335.03k0.019%
$ 2.7m
Mojgan Lefebvre
Independent Director3.1yrsUS$300.03k0.0014%
$ 204.0k
Cynthia Egan
Independent Director12.1yrsUS$335.03k0.026%
$ 3.8m
Joseph Echevarria
Independent Director10.3yrsUS$300.03k0.0014%
$ 204.0k
Gale King
Independent Director4.4yrsUS$310.03k0.0030%
$ 435.8k
10.3yrs
Permanencia media
67yo
Promedio de edad

Junta con experiencia: Los miembros de la junta directiva de UNM son experimentados ( 10.3 años antigüedad media).


Análisis de la empresa y estado de los datos financieros

DatosÚltima actualización (huso horario UTC)
Análisis de la empresa2026/08/14 06:59
Precio de las acciones al final del día2026/08/14 00:00
Beneficios2026/06/30
Ingresos anuales2025/12/31

Fuentes de datos

Los datos utilizados en nuestro análisis de empresas proceden de S&P Global Market Intelligence LLC. Los siguientes datos se utilizan en nuestro modelo de análisis para generar este informe. Los datos están normalizados, lo que puede introducir un retraso desde que la fuente está disponible.

PaqueteDatosMarco temporalEjemplo Fuente EE.UU. *
Finanzas de la empresa10 años
  • Cuenta de resultados
  • Estado de tesorería
  • Balance
Estimaciones del consenso de analistas+3 años
  • Previsiones financieras
  • Objetivos de precios de los analistas
Precios de mercado30 años
  • Precios de las acciones
  • Dividendos, escisiones y acciones
Propiedad10 años
  • Accionistas principales
  • Información privilegiada
Gestión10 años
  • Equipo directivo
  • Consejo de Administración
Principales avances10 años
  • Anuncios de empresas

* Ejemplo para valores de EE.UU., para no EE.UU. se utilizan formularios y fuentes normativas equivalentes.

A menos que se especifique lo contrario, todos los datos financieros se basan en un periodo anual, pero se actualizan trimestralmente. Esto se conoce como datos de los últimos doce meses (TTM) o de los últimos doce meses (LTM). Más información.

Modelo de análisis y copo de nieve

Los detalles del modelo de análisis utilizado para generar este informe están disponibles en nuestra página de Github, también tenemos guías sobre cómo utilizar nuestros informes y tutoriales en Youtube.

Conozca al equipo de talla mundial que diseñó y construyó el modelo de análisis Simply Wall St.

Métricas industriales y sectoriales

Simply Wall St calcula cada 6 horas nuestras métricas sectoriales y de sección. Los detalles de nuestro proceso están disponibles en Github.

Fuentes analistas

Unum Group está cubierta por 27 analistas. 8 de esos analistas presentaron las estimaciones de ingresos o ganancias utilizadas como datos para nuestro informe. Las estimaciones de los analistas se actualizan a lo largo del día.

AnalistaInstitución
Eric BergBarclays
Taylor ScottBarclays
Jay GelbBarclays