The Progressive Corporation

Informe acción NYSE:PGR

Capitalización de mercado: US$125.2b

Progressive Dirección

Dirección controles de criterios 4/4

El CEO de Progressive es Tricia Griffith , nombrado en Jul 2016, tiene una permanencia de 10.08 años. compensación anual total es $17.71M, compuesta por 6.2% salario y 93.8% primas, incluidas acciones y opciones de la empresa. posee directamente un 0.11% de las acciones de la empresa, por valor de $131.87M. La antigüedad media del equipo directivo y de la junta directiva es de 5.8 años y 11.8 años, respectivamente.

Información clave

Tricia Griffith

Chief Executive Officer (CEO)

US$17.7m

Compensación total

Porcentaje del salario del CEO6.18%
Permanencia del CEO10.1yrs
Participación del CEO0.1%
Permanencia media de la dirección5.8yrs
Promedio de permanencia en la Junta Directiva11.8yrs

Actualizaciones recientes de la dirección

Recent updates

Actualización de narrativa Aug 08

PGR: AI And Underwriting Discipline Will Support Resilient Margins Through 2028

Analysts trimmed their blended price target on Progressive by about $7 to reflect reduced fair value and profit margin assumptions, along with a slightly higher discount rate, even as they factor in firmer revenue growth and a modestly lower future P/E multiple. Analyst Commentary Recent Street research on Progressive shows a mix of caution and optimism as analysts reassess valuation, growth expectations, and underwriting trends.
Actualización de narrativa Jul 24

PGR: Softer Auto Cycle Will Test Margins As Execution Remains Critical

Analysts have nudged their $191.52 fair value estimate for Progressive up to $198.00, reflecting a mix of slightly higher discount rate and P/E assumptions alongside more muted revenue growth and profit margin expectations highlighted in recent research. Analyst Commentary Recent research on Progressive points to a more mixed tone, with some firms highlighting improving underwriting and valuation support while others flag slowing growth, pressured margins, and a tougher personal auto backdrop.
Seeking Alpha Jul 15

Progressive: Don't Panic Over One Month's Losses Given Solid Fundamentals

Summary Progressive remains a buy, offering 8% upside to $230–$235 fair value and a 3–4% dividend yield despite recent margin concerns. PGR’s Q2 results were solid with EPS of $5.67 and a combined ratio of 87.3%, though June’s 90% ratio signals emerging pricing pressure. The company’s robust balance sheet, conservative underwriting, and rising investment income (book yield 4.2%) support resilience even if underwriting margins tighten. The recent pullback presents an attractive entry, as strong YTD earnings and capital returns offset short-term volatility in auto insurance margins. Read the full article on Seeking Alpha
Actualización de narrativa Jun 25

PGR: AI And Underwriting Discipline Will Support Stronger Margins Through 2028

Analysts have trimmed the Progressive fair value estimate by about $6 to $284.11, reflecting lower margin and P/E assumptions after recent price target reductions of around $2 to $18 across several research firms. Analyst Commentary Recent Street research around Progressive points to a mixed but generally constructive tone, with several bullish analysts highlighting long term earnings potential, valuation support, and execution on underwriting and expense discipline.
Actualización de narrativa Jun 07

PGR: AI Expense Efficiencies Will Support Underwriting Discipline And Earnings Resilience

Analysts have nudged Progressive's implied fair value higher to about $291 from roughly $284, while slightly adjusting discount rate, revenue growth, profit margin and future P/E assumptions, citing mixed recent earnings trends and growing interest in the company's potential role in the emerging AI economy. Analyst Commentary Recent Street research on Progressive shows a mix of higher and lower price targets, with several bullish analysts highlighting the company's potential earnings power and role in the developing use of AI across insurance.
Actualización de narrativa May 24

PGR: AI Expense Efficiencies Will Sustain Earnings Power Despite Softer Pricing

Analysts have nudged the fair value estimate for Progressive slightly lower to about $231 from roughly $232, reflecting modest reductions to long term earnings expectations after recent price target cuts tied to April's catastrophe losses and concerns about softer auto pricing power. Analyst Commentary Recent research shows a mix of optimism and caution around Progressive, with price targets being nudged both higher and lower as analysts recalibrate expectations after the April earnings miss and shifting views on auto pricing power.
Actualización de narrativa Apr 23

PGR: Expense Efficiencies And Underwriting Discipline Will Support Earnings Through Cycle Changes

Analysts now see Progressive's fair value at $284.03, down from $302.85. This reflects updated views on slightly softer revenue growth, a modestly lower profit margin outlook, and a reduced future P/E multiple, even as recent Street targets have moved both higher and lower on near term pricing power, claims trends, and expense efficiency.
Actualización de narrativa Apr 07

PGR: AI Expense Efficiencies Will Support Future Earnings Despite Softer Expectations

Analyst price targets for Progressive have edged lower by about $1, reflecting slightly softer assumptions on revenue growth and margins, even as many analysts still highlight areas like AI driven expense efficiencies and personal auto policy growth in their views. Analyst Commentary Street research on Progressive has turned more cautious on valuation, with a series of target cuts across banks and research houses, even as some firms still point to execution strengths in core auto and expense management.
Actualización de narrativa Mar 24

PGR: Policy In Force Expansion And Efficiency Gains Will Support Future Earnings

Analysts have trimmed the Progressive price target by about $5 to reflect slightly lower assumptions for fair value, revenue growth, profit margins, and future P/E. They cite softer auto pricing power, modestly lower premium growth, and a more competitive personal auto market, while also highlighting operating efficiencies and policy-in-force growth as ongoing supports.
Actualización de narrativa Mar 09

PGR: Softening Cycle And Policy Momentum Will Support Future Earnings Power

The Analyst Price Target for Progressive edges down by about $1 to $238.10 as analysts factor in slightly lower valuation multiples, modestly softer premium growth, and more conservative assumptions for net investment income, while still recognizing steady policy growth and profitability expectations reflected in recent Street research. Analyst Commentary Recent research shows a mix of cautious tweaks and ongoing confidence in Progressive, with most firms trimming price targets rather than making wholesale changes to their broader views on the business.
Actualización de narrativa Feb 23

PGR: Softening Cycle And Policy Momentum Will Support Future Earnings Power

Our fair value estimate for Progressive has been trimmed by about $10 to $239, as analysts factor in slightly softer premium and policy growth, modest pressure on margins, and more conservative assumptions for investment income and future P/E multiples following a series of lower Street price targets. Analyst Commentary Recent Street research around Progressive reflects a mixed but generally engaged view, with multiple firms fine-tuning their price targets and assumptions rather than making wholesale shifts in stance.
Actualización de narrativa Feb 09

PGR: Underwriting Strength And Policy Momentum Will Support Earnings Through Cycle Changes

Analysts have trimmed their price targets on Progressive, with the updated fair value estimate moving from about $325 to about $303 as they factor in expectations for softer revenue growth, a slightly higher discount rate, a lower future P/E, and modestly higher profit margins. Analyst Commentary Recent Street research around Progressive has been mixed, but there are several clear positive threads that stand out for investors watching how professionals are framing the story.
Actualización de narrativa Jan 24

PGR: Softening Insurance Cycle Will Test But Not Derail Earnings Power

Analysts have trimmed their price targets on Progressive, lowering our fair value estimate by about $6 to $248.98. This reflects slightly lower assumed profit margins and a reduced future P/E multiple, partially offset by modestly higher revenue growth expectations.
Actualización de narrativa Jan 09

PGR: Softer P&C Cycle Will Pressure Margins Despite Policy Momentum

Analysts have trimmed their fair value estimate for Progressive from US$215.56 to US$191.52, as they factor in softer P&C pricing and a lower future P/E of about 15x, while still seeing support from personal lines trends and policy growth. Analyst Commentary Recent Street research on Progressive reflects a mix of optimism on policy growth and margin resilience, alongside a more cautious tone on the broader P&C cycle and the stock's valuation.
Actualización de narrativa Dec 26

PGR: Reaccelerating Auto Policy Additions Will Drive Earnings Power Through 2025

Analysts have nudged our fair value estimate for Progressive slightly lower to $255.13 from $257.44, reflecting a modest reset in top-line growth expectations, while still highlighting resilient underwriting profitability, accelerating personal auto policy growth, and lighter catastrophe losses that together support higher earnings power over time. Analyst Commentary Street research on Progressive reflects a broadly constructive fundamental backdrop with some valuation discipline and event driven caution.
Actualización de narrativa Dec 12

PGR: Strong Underwriting And Policy Momentum Will Drive Earnings Power Ahead

Analysts modestly reduced their price target on Progressive to about $325 from roughly $344, reflecting slightly lower assumptions for revenue growth and profit margins. They also cite resilient policy growth, solid underwriting performance, and ongoing earnings power as supporting the stock's longer term value.
Actualización de narrativa Nov 27

PGR: Improving Margins And Customer Additions Will Drive Stronger Performance Through 2025

Progressive's analyst price target has been modestly lowered, declining by approximately $2 to around $257, as analysts cite recent fluctuations in policy growth and underlying profitability trends that support their revised outlook. Analyst Commentary Recent analyst commentary on Progressive reflects a dynamic outlook, with both bullish and bearish perspectives shaping the current consensus.
Actualización de narrativa Nov 13

PGR: Sustained Margin Strength And Share Repurchases Will Support Outperformance Ahead

The analyst price target for Progressive has been revised downward by nearly $2 to approximately $259 per share. Analysts cite recent policyholder credits and mixed sector performance as reasons for moderating expectations.
Actualización de narrativa Oct 30

PGR: Earnings Momentum Will Outpace Sector Headwinds Amid Market Shifts

Progressive's analyst price target has been revised downward from approximately $273 to $261, as analysts cite industry underperformance and company-specific developments such as lower than expected premium growth and the impact of one-time items on near-term results. Analyst Commentary Recent Street research on Progressive highlights a nuanced outlook, with both optimistic and cautious perspectives shaping the investment case.
Actualización de narrativa Oct 15

Advanced Analytics Will Reshape Auto Insurance Amid Competition Risks

Progressive's analyst price target has decreased modestly, dropping by $5.42 to $272.74. Analysts point to slower revenue growth and profit margin pressures, partially offset by industry-wide improvements in catastrophe losses and continued earnings resilience.
Actualización de narrativa Sep 19

Advanced Analytics Will Reshape Auto Insurance Amid Competition Risks

Progressive’s consensus price target was revised downward to $278.16, as analysts balanced solid recent earnings and investment income against growing concerns over softer policy growth, intensifying competition, and margin normalization, which are expected to cap near-term upside. Analyst Commentary Bullish analysts cite recent earnings outperformance, particularly in July and August, driving upward EPS revisions and improved investment income outlooks despite ongoing competitive pressures.
Artículo de análisis Sep 18

Progressive (NYSE:PGR) Will Pay A Dividend Of $0.10

The board of The Progressive Corporation ( NYSE:PGR ) has announced that it will pay a dividend of $0.10 per share on...
Actualización de narrativa Sep 04

Advanced Analytics Will Reshape Auto Insurance Amid Competition Risks

Analysts cite persistent profit margin strength but growing caution around slowing growth prospects, increased competition, and sector headwinds—factors that offset upside potential and result in the consensus Analyst Price Target remaining unchanged at $283.56. Analyst Commentary Bullish analysts cite Progressive's consistent outperformance on profit margins, with recent operating EPS beats exceeding expectations and normalized underwriting margin forecasts being revised slightly higher into 2027.
Artículo de análisis Aug 21

Progressive (NYSE:PGR) Has Announced A Dividend Of $0.10

The Progressive Corporation's ( NYSE:PGR ) investors are due to receive a payment of $0.10 per share on 10th of...
Seeking Alpha Apr 21

Progressive Corporation: Performance Remains Strong, But Valuation Is Elevated

Summary Progressive Corporation has gained 27% over the past year, retaining most gains despite market sell-off, with solid Q1 results indicating strong performance. PGR's frequent monthly reporting provides transparency. Q1 earnings missed by $0.35 due to $212 million in securities losses, but revenue surged 17% with strong premium growth. Investments in technology and AI have increased expenses, but improved loss performance and a strong combined ratio suggest future profitability and operational efficiency. Despite potential headwinds from higher car prices due to tariffs, Progressive's clean balance sheet, strong underwriting, and defensive nature make it a 'Hold' with a full valuation. Read the full article on Seeking Alpha

Análisis de compensación del CEO

¿Cómo ha cambiado la remuneración de Tricia Griffith en comparación con los beneficios de Progressive?
FechaCompensación totalSalarioIngresos de la empresa
Jun 30 2026n/an/a

US$12b

Mar 31 2026n/an/a

US$12b

Dec 31 2025US$18mUS$1m

US$11b

Sep 30 2025n/an/a

US$11b

Jun 30 2025n/an/a

US$10b

Mar 31 2025n/an/a

US$9b

Dec 31 2024US$16mUS$1m

US$8b

Sep 30 2024n/an/a

US$8b

Jun 30 2024n/an/a

US$7b

Mar 31 2024n/an/a

US$6b

Dec 31 2023US$16mUS$994k

US$4b

Sep 30 2023n/an/a

US$3b

Jun 30 2023n/an/a

US$2b

Mar 31 2023n/an/a

US$828m

Dec 31 2022US$13mUS$950k

US$695m

Sep 30 2022n/an/a

US$831m

Jun 30 2022n/an/a

US$825m

Mar 31 2022n/an/a

US$2b

Dec 31 2021US$14mUS$950k

US$3b

Sep 30 2021n/an/a

US$4b

Jun 30 2021n/an/a

US$5b

Mar 31 2021n/an/a

US$6b

Dec 31 2020US$15mUS$981k

US$6b

Sep 30 2020n/an/a

US$5b

Jun 30 2020n/an/a

US$4b

Mar 31 2020n/an/a

US$4b

Dec 31 2019US$14mUS$888k

US$4b

Compensación vs. Mercado: La compensación total ($USD17.71M) de Tricia está en línea con el promedio de empresas de tamaño similar en el mercado US ($USD14.39M).

Compensación vs. Ingresos: La compensación de Tricia ha sido consistente con los resultados de la empresa en el último año.


CEO

Tricia Griffith (62 yo)

10.1yrs
Permanencia
US$17,705,924
Compensación

Ms. Susan Patricia Griffith also known as Tricia, has been the Chief Executive Officer, Director and President of The Progressive Corporation since July 1, 2016. Ms. Griffith serves as Director at Federal...


Equipo directivo

NombrePosiciónPermanenciaCompensaciónPropiedad
Susan Griffith
President10.1yrsUS$17.71m0.11%
$ 131.9m
Patrick Callahan
President of Personal Lines11.3yrsUS$5.42m0.0063%
$ 7.9m
John Murphy
President of Claims10.6yrsUS$3.46m0.0097%
$ 12.2m
Karen Bailo
President of Commercial Lines5.8yrsUS$4.04m0.0056%
$ 7.0m
Andrew Quigg
VP & CFOless than a yearsin datos0.0073%
$ 9.2m
Jonathan Bauer
Chief Investment Officer6.6yrssin datos0.0045%
$ 5.7m
Carl Joyce
VP & Chief Accounting Officer1.4yrssin datos0.00015%
$ 187.8k
Steven Broz
Chief Information Officer10.6yrssin datos0.0056%
$ 7.0m
Douglas Constantine
Director of Investor Relationsno datasin datossin datos
David Stringer
VP, Secretary & Chief Legal Officer2.6yrssin datos0.00088%
$ 1.1m
Mari Pumarejo
Chief Marketing Officer1.2yrssin datos0.00018%
$ 225.3k
William Clawson
Chief Human Resources Officer4.7yrssin datos0.0037%
$ 4.6m
5.8yrs
Permanencia media
56yo
Promedio de edad

Equipo directivo experimentado: El equipo directivo de PGR es experimentado (5.8 años antigüedad media).


Miembros de la Junta

NombrePosiciónPermanenciaCompensaciónPropiedad
Susan Griffith
President10.1yrsUS$17.71m0.11%
$ 131.9m
Pamela Craig
Independent Director8.3yrsUS$370.20k0.0015%
$ 1.9m
Jeffrey Kelly
Independent Director13.8yrsUS$335.15k0.0039%
$ 4.9m
Roger Farah
Independent Director18.2yrsUS$370.15k0.00035%
$ 438.2k
Charles Davis
Independent Director30.3yrsUS$355.07k0.043%
$ 54.0m
Stuart Burgdoerfer
Independent Director16.7yrsUS$380.18k0.0023%
$ 2.9m
Lawton Fitt
Independent Chairperson17.2yrsUS$565.04k0.0022%
$ 2.7m
Philip Bleser
Independent Director9yrsUS$350.25k0.00020%
$ 250.4k
Barbara Snyder
Independent Director11.8yrsUS$325.20k0.0023%
$ 2.8m
Devin Johnson
Independent Director5.8yrsUS$350.23k0.0018%
$ 2.3m
Kahina van Dyke
Independent Director8.3yrsUS$340.27k0.0025%
$ 3.1m
11.8yrs
Permanencia media
71yo
Promedio de edad

Junta con experiencia: Los miembros de la junta directiva de PGR son experimentados ( 11.8 años antigüedad media).


Análisis de la empresa y estado de los datos financieros

DatosÚltima actualización (huso horario UTC)
Análisis de la empresa2026/08/10 16:40
Precio de las acciones al final del día2026/08/10 00:00
Beneficios2026/06/30
Ingresos anuales2025/12/31

Fuentes de datos

Los datos utilizados en nuestro análisis de empresas proceden de S&P Global Market Intelligence LLC. Los siguientes datos se utilizan en nuestro modelo de análisis para generar este informe. Los datos están normalizados, lo que puede introducir un retraso desde que la fuente está disponible.

PaqueteDatosMarco temporalEjemplo Fuente EE.UU. *
Finanzas de la empresa10 años
  • Cuenta de resultados
  • Estado de tesorería
  • Balance
Estimaciones del consenso de analistas+3 años
  • Previsiones financieras
  • Objetivos de precios de los analistas
Precios de mercado30 años
  • Precios de las acciones
  • Dividendos, escisiones y acciones
Propiedad10 años
  • Accionistas principales
  • Información privilegiada
Gestión10 años
  • Equipo directivo
  • Consejo de Administración
Principales avances10 años
  • Anuncios de empresas

* Ejemplo para valores de EE.UU., para no EE.UU. se utilizan formularios y fuentes normativas equivalentes.

A menos que se especifique lo contrario, todos los datos financieros se basan en un periodo anual, pero se actualizan trimestralmente. Esto se conoce como datos de los últimos doce meses (TTM) o de los últimos doce meses (LTM). Más información.

Modelo de análisis y copo de nieve

Los detalles del modelo de análisis utilizado para generar este informe están disponibles en nuestra página de Github, también tenemos guías sobre cómo utilizar nuestros informes y tutoriales en Youtube.

Conozca al equipo de talla mundial que diseñó y construyó el modelo de análisis Simply Wall St.

Métricas industriales y sectoriales

Simply Wall St calcula cada 6 horas nuestras métricas sectoriales y de sección. Los detalles de nuestro proceso están disponibles en Github.

Fuentes analistas

The Progressive Corporation está cubierta por 40 analistas. 13 de esos analistas presentaron las estimaciones de ingresos o ganancias utilizadas como datos para nuestro informe. Las estimaciones de los analistas se actualizan a lo largo del día.

AnalistaInstitución
Jacob KilsteinArgus Research Company
Taylor ScottBarclays
Jay GelbBarclays