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Cincinnati Financial CorporationInforme acción NasdaqGS:CINF

Capitalización bursátil US$25.7b
Precio de las acciones
US$167.65
US$179.17
6.4% infravalorado descuento intrínseco
1Y11.1%
7D2.6%
Valor de la cartera
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Cincinnati Financial Corporation

Informe acción NasdaqGS:CINF

Capitalización de mercado: US$25.7b

Cincinnati Financial (CINF) Resumen de Acciones

Cincinnati Financial Corporation ofrece productos de seguros de daños materiales en Estados Unidos. Saber más

Análisis fundamental de CINF
Puntuación del snowflake
Valoración2/6
Crecimiento futuro0/6
Rendimiento pasado5/6
Salud financiera5/6
Dividendos5/6

CINF Community Fair Values

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See what 16 others think this stock is worth. Follow their fair value or set your own to get alerts.

Competidores de Cincinnati Financial Corporation

Historial de precios y rendimiento

Resumen de las cotizaciones máximas, mínimas y variaciones del Cincinnati Financial
Precios históricos de las acciones
Precio actual de la acciónUS$167.65
Máximo en las últimas 52 semanasUS$174.27
Mínimo de 52 semanasUS$143.37
Beta0.60
Cambio en 1 mes0.50%
Variación en 3 meses0.95%
Cambio de 1 año11.06%
Variación en 3 años60.54%
Variación en 5 años38.63%
Variación desde la OPV4,729.39%

Noticias y actualizaciones recientes

Actualización de narrativa May 13

CINF: Steady Buybacks And New Assumptions Will Shape Future P/E Range

Narrative Update: Cincinnati Financial Cincinnati Financial's analyst price target has moved higher by about $6, as analysts factor in updated fair value estimates near $179, a slightly higher discount rate, lower revenue growth and profit margin assumptions, and a higher future P/E multiple. Analyst Commentary Recent Street research on Cincinnati Financial has focused on incremental adjustments to price targets, with a mix of small increases and small cuts over a relatively short period.
Seeking Alpha Apr 28

Cincinnati Financial: Not Much Bullish Following Q1 2026 Earnings

Summary Cincinnati Financial Corporation reported improved Q1 2026 results, but profitability remains structurally weak with ROE below the cost of equity. CINF’s underwriting profitability lags peers, making earnings more exposed to volatile investment income, especially due to its aggressive equity allocation. The stock trades at a premium valuation (1.6x book), which appears stretched given its high single-digit ROE and sector comparisons. Despite a strong dividend growth record, CINF’s relatively low yield and uncertain growth prospects limit its appeal for long-term investors. Read the full article on Seeking Alpha

Recent updates

Actualización de narrativa May 13

CINF: Steady Buybacks And New Assumptions Will Shape Future P/E Range

Narrative Update: Cincinnati Financial Cincinnati Financial's analyst price target has moved higher by about $6, as analysts factor in updated fair value estimates near $179, a slightly higher discount rate, lower revenue growth and profit margin assumptions, and a higher future P/E multiple. Analyst Commentary Recent Street research on Cincinnati Financial has focused on incremental adjustments to price targets, with a mix of small increases and small cuts over a relatively short period.
Seeking Alpha Apr 28

Cincinnati Financial: Not Much Bullish Following Q1 2026 Earnings

Summary Cincinnati Financial Corporation reported improved Q1 2026 results, but profitability remains structurally weak with ROE below the cost of equity. CINF’s underwriting profitability lags peers, making earnings more exposed to volatile investment income, especially due to its aggressive equity allocation. The stock trades at a premium valuation (1.6x book), which appears stretched given its high single-digit ROE and sector comparisons. Despite a strong dividend growth record, CINF’s relatively low yield and uncertain growth prospects limit its appeal for long-term investors. Read the full article on Seeking Alpha
Actualización de narrativa Apr 25

CINF: Steady Buybacks And Higher Dividend Will Support Future P/E Assumptions

Analysts have lowered their price targets on Cincinnati Financial by $1, reflecting slightly adjusted assumptions around fair value, revenue growth, profit margin, and future P/E, while keeping the broader investment thesis intact. Analyst Commentary Recent Street research on Cincinnati Financial points to only a modest $1 trim in price targets, which suggests analysts are fine-tuning their models rather than rethinking the core story.
Actualización de narrativa Apr 10

CINF: Dividend Policy, Buybacks And P/E Expectations Will Shape Future Returns

Analysts have trimmed their price target on Cincinnati Financial by $1 to $173.50, citing updated assumptions around revenue growth, profit margins, and future P/E expectations. Analyst Commentary Analysts trimming the price target to $173.50 reflects a more measured view on how Cincinnati Financial might balance growth, profitability, and valuation from here.
Actualización de narrativa Mar 27

CINF: Pricing Pressures, Loss Costs And Dividend Increases Will Shape Returns

Analysts' price targets for Cincinnati Financial have shifted within a relatively tight range, with one firm raising its view to $191 from $180 while another trimmed its target to $180 from $186. This reflects differing read‑throughs on P&C pricing trends and loss cost pressures, even as valuation commentary remains measured.
Actualización de narrativa Mar 10

CINF: Pricing Pressures And Dividend Increases Will Shape Future Earnings Resilience

Analysts have nudged Cincinnati Financial's average price target higher to reflect a range of recent revisions, including a move to $191 from $180 and another to $180 from $186, citing mixed but still constructive views on P&C pricing trends and underwriter valuations. Analyst Commentary Recent research shows a split view on Cincinnati Financial, with some bullish analysts lifting their fair value estimates and others trimming them while still maintaining positive ratings.
Actualización de narrativa Feb 24

CINF: Pricing Pressures And Dividend Growth Will Shape Future Earnings Quality

Analysts have nudged their average price target on Cincinnati Financial slightly higher to $191 from $186. The small fair value adjustment reflects mixed views on P&C pricing trends, rising loss costs, and continuing supportive opinions on underwriter valuations.
Actualización de narrativa Feb 10

CINF: Pricing Headwinds And Dividend Progress Will Shape Earnings Quality

Analysts have nudged our fair value estimate for Cincinnati Financial up from $173.67 to $174.80. This reflects updated views on pricing trends in key P&C lines and current valuation assessments behind the recent Street price target revisions between $180 and $191.
Actualización de narrativa Jan 24

CINF: Q3 Execution And Buybacks Will Counter Sector Pricing Pressures In 2025

Narrative update The analyst price target for Cincinnati Financial has been adjusted slightly lower to align with a fair value estimate of about $173.67, as analysts weigh mixed recent Street targets and modest tweaks to assumptions around revenue growth, profit margins, and the future P/E multiple. Analyst Commentary Recent Street research around Cincinnati Financial reflects a mix of optimism on earnings power and valuation, alongside caution around sector level pricing and loss cost trends in property and casualty insurance.
Actualización de narrativa Jan 10

CINF: Calm Q3 And Share Buybacks Will Shape Balanced 2025 Outlook

Narrative Update The analyst price target for Cincinnati Financial has shifted modestly higher to US$174.67 from US$172.67 as analysts factor in updated Street research that includes a mix of target increases and trims, along with revised views on pricing conditions and earnings forecasts. Analyst Commentary Recent research around Cincinnati Financial shows a mix of optimism on execution and earnings power, paired with caution on pricing trends across property and casualty insurance lines.
Actualización de narrativa Dec 21

CINF: Calm Catastrophe Season And Q3 Beat Will Support Future Stability

Analysts modestly raised their price target on Cincinnati Financial to $186 from $184, citing stronger earnings flowing through updated models and a more favorable near term insurance backdrop following a relatively calm catastrophe season. Analyst Commentary Bullish analysts highlight that the recent Q3 earnings beat supports a higher valuation framework, with rising EPS forecasts giving greater confidence in the durability of Cincinnati Financial's profit trajectory.
Actualización de narrativa Dec 06

CINF: Calm Catastrophe Season And Q3 Beat Will Sustain Fair Value

Analysts have nudged their price target for Cincinnati Financial slightly higher to $186 from $184, reflecting improved earnings forecasts as stronger than expected Q3 results flow through models. A relatively calm catastrophe season supports more confident revenue growth assumptions, despite modestly lower profit margin expectations.
Actualización de narrativa Nov 22

CINF: Q3 Performance And Calm Weather Are Expected To Sustain Current Fair Value

Analysts have increased their price target for Cincinnati Financial, raising it from $171 to approximately $173 per share. They cite stronger-than-expected Q3 earnings and a stable macro environment as key drivers for the upward revision.
Actualización de narrativa Nov 05

CINF: Fair Value Supported By Q3 Results Despite Weather And Macro Risks Ahead

Cincinnati Financial's fair value price target has increased by $3.17 to $171.00. Analysts cite stronger-than-expected Q3 results and a stable macro environment in their updated projections.
Actualización de narrativa Oct 22

Analysts Lift Cincinnati Financial Price Target on Resilient Earnings and Lower Catastrophe Risks

Analysts have raised their price target for Cincinnati Financial by $3 to $167.83, supported by improved revenue growth forecasts and expectations for lower catastrophe losses. Analyst Commentary Recent adjustments to Cincinnati Financial's price targets reflect a generally optimistic outlook from equity analysts, bolstered by both favorable recent business developments and updated industry assumptions.
Actualización de narrativa Oct 08

Overvaluation Will Exacerbate Catastrophe Risks And Insurtech Pressures

Analysts have modestly raised their price target for Cincinnati Financial to $178 from $167, citing updated forecasts that factor in lower catastrophe loss ratios and greater reserve releases, even though premium growth has slowed. Analyst Commentary Recent updates from Street research highlight varying analyst perspectives on Cincinnati Financial's outlook, with both bullish and cautious views informing the revised price target.
Artículo de análisis Sep 16

Cincinnati Financial Corporation's (NASDAQ:CINF) Share Price Is Matching Sentiment Around Its Earnings

Cincinnati Financial Corporation's ( NASDAQ:CINF ) price-to-earnings (or "P/E") ratio of 13.3x might make it look like...
Seeking Alpha Jan 23

Cincinnati Financial: This Dividend King Is Still Buyable Now

Summary Cincinnati Financial has established itself as one of the most reliable dividend growth stocks in the investment universe. The property and casualty insurer continues to have a future full of growth ahead of itself. CINF enjoys investment-grade credit ratings from the major rating agencies. Shares could be priced 13% below fair value. If it matches growth expectations and returns to fair value, CINF could post nearly 30% cumulative total returns by the end of 2026. Read the full article on Seeking Alpha
Seeking Alpha Dec 26

Revisiting Cincinnati Financial: A Unique Investment Strategy For A Fairly-Valued Steady Dividend Aristocrat

Summary Cincinnati Financial's stock has surged 30.4% since April 2024, driven by strong Q3 results and a unique equity portfolio strategy. The company reported Q3 diluted EPS of $5.2, with a combined ratio of 97.4%, despite higher catastrophe losses and inflationary pressures. Investment income grew 15% in Q3 2024, with a year-to-date increase of 13%, driven by a robust equity portfolio and stable fixed-income yields. Cincinnati Financial is fairly valued at $145 per share, with a book value per share of $88.32, suggesting a solid hold for current shareholders. Read the full article on Seeking Alpha
Seeking Alpha Nov 02

Cincinnati Financial: Improved Results Are Reflected In Valuation (Rating Downgrade)

Summary CINF delivered solid Q3 results, even as catastrophe losses increased. Underwriting results are now in keeping with long-term expectations, though faster personal lines growth is a headwind. Its investment portfolio has benefitted from higher rates and the rise in the equity market, boosting fair value. After its rally, shares are now in-line with fair value, leading me to reduce my rating to a hold. Read the full article on Seeking Alpha
Seeking Alpha Oct 08

Cincinnati Financial: Don't Miss Out On This Dividend Aristocrat Now

Summary Since my previous article in June, Cincinnati Financial has nearly quadrupled the total returns of the S&P 500 index. The property and casualty insurer's net written premiums are surging higher thanks to more insurance agencies selling its products and rising market share. The Company boasts one of the lengthiest dividend growth streaks among publicly traded U.S. companies. The insurer appears to be trading at a 13% discount to fair value. CINF could be set up to generate 27% cumulative total returns through 2026. Read the full article on Seeking Alpha
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Nueva narrativa Aug 20

Calculated Moves In Insurance Market Forge Path For Growth And Stability

Emphasis on agent relationships and responsive strategies in tough markets aims to boost customer loyalty, retention, and revenue growth.
Seeking Alpha Jun 14

Cincinnati Financial: This Quality Dividend Grower Remains On Sale

Summary Cincinnati Financial's feat of 63 years and counting of dividend growth is something that I can't fully fathom. The company thrived in every key operating metric in the first quarter. The property and casualty insurer's financial position and manageable dividend payout ratio should keep dividend growth alive and well for the foreseeable future. Shares of CINF could be priced 13% below fair value. The P&C insurer looks to be primed to deliver 35% cumulative total returns by the end of 2026. Read the full article on Seeking Alpha

Rentabilidad de los accionistas

CINFUS InsuranceMercado US
7D2.6%0.9%-0.3%
1Y11.1%-10.8%24.1%

Rentabilidad vs. Industria: CINF superó a la industria US Insurance, que obtuvo un rendimiento del -10.8% el año pasado.

Rentabilidad vs. Mercado: CINF obtuvo unos resultados inferiores a los del mercado US, que fueron del 24.1% el año pasado.

Volatilidad de los precios

Is CINF's price volatile compared to industry and market?
CINF volatility
CINF Average Weekly Movement2.7%
Insurance Industry Average Movement4.3%
Market Average Movement7.2%
10% most volatile stocks in US Market16.2%
10% least volatile stocks in US Market3.2%

Precio estable de las acciones: CINF no ha tenido una volatilidad de precios significativa en los últimos 3 meses en comparación con el mercado US.

Volatilidad a lo largo del tiempo: La volatilidad semanal de CINF (3%) se ha mantenido estable durante el año pasado.

Acerca de la empresa

FundadaEmpleadosCEOPágina web
19505,705Steve Spraywww.cinfin.com

Cincinnati Financial Corporation ofrece productos de seguros de daños materiales en Estados Unidos. La empresa opera a través de cinco segmentos: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance e Investments. El segmento de Seguros de Líneas Comerciales ofrece cobertura para accidentes y bienes comerciales, automóviles comerciales e indemnizaciones por accidentes laborales.

Resumen de fundamentos de Cincinnati Financial Corporation

¿Cómo se comparan los beneficios e ingresos de Cincinnati Financial con su capitalización de mercado?
Estadísticas fundamentales de CINF
Capitalización bursátilUS$25.74b
Beneficios(TTM)US$2.76b
Ingresos (TTM)US$12.93b
9.4x
Ratio precio-beneficio (PE)
2.0x
Ratio precio-ventas (PS)

Beneficios e Ingresos

Estadísticas clave de rentabilidad del último informe de resultados (TTM)
Cuenta de resultados (TTM) de CINF
IngresosUS$12.93b
Coste de los ingresosUS$9.32b
Beneficio brutoUS$3.61b
Otros gastosUS$855.00m
BeneficiosUS$2.76b

Últimos beneficios comunicados

Mar 31, 2026

Próxima fecha de beneficios

n/a

Beneficios por acción (BPA)17.82
Margen bruto27.94%
Margen de beneficio neto21.33%
Ratio deuda/patrimonio5.2%

¿Cómo se ha desempeñado CINF a largo plazo?

Ver rendimiento histórico y comparativa

Dividendos

2.2%
Rentabilidad actual por dividendo
20%
Ratio de pagos
¿Cuándo hay que comprar CINF para recibir un próximo dividendo?
fechas de dividendos de Cincinnati Financial
Fecha ex dividendoJun 23 2026
Fecha de pago de dividendosJul 15 2026
Días hasta ex dividendo35 days
Días hasta la fecha de pago de dividendos57 days

Análisis de la empresa y estado de los datos financieros

DatosÚltima actualización (huso horario UTC)
Análisis de la empresa2026/05/18 21:49
Precio de las acciones al final del día2026/05/18 00:00
Beneficios2026/03/31
Ingresos anuales2025/12/31

Fuentes de datos

Los datos utilizados en nuestro análisis de empresas proceden de S&P Global Market Intelligence LLC. Los siguientes datos se utilizan en nuestro modelo de análisis para generar este informe. Los datos están normalizados, lo que puede introducir un retraso desde que la fuente está disponible.

PaqueteDatosMarco temporalEjemplo Fuente EE.UU. *
Finanzas de la empresa10 años
  • Cuenta de resultados
  • Estado de tesorería
  • Balance
Estimaciones del consenso de analistas+3 años
  • Previsiones financieras
  • Objetivos de precios de los analistas
Precios de mercado30 años
  • Precios de las acciones
  • Dividendos, escisiones y acciones
Propiedad10 años
  • Accionistas principales
  • Información privilegiada
Gestión10 años
  • Equipo directivo
  • Consejo de Administración
Principales avances10 años
  • Anuncios de empresas

* Ejemplo para valores de EE.UU., para no EE.UU. se utilizan formularios y fuentes normativas equivalentes.

A menos que se especifique lo contrario, todos los datos financieros se basan en un periodo anual, pero se actualizan trimestralmente. Esto se conoce como datos de los últimos doce meses (TTM) o de los últimos doce meses (LTM). Más información.

Modelo de análisis y copo de nieve

Los detalles del modelo de análisis utilizado para generar este informe están disponibles en nuestra página de Github, también tenemos guías sobre cómo utilizar nuestros informes y tutoriales en Youtube.

Conozca al equipo de talla mundial que diseñó y construyó el modelo de análisis Simply Wall St.

Métricas industriales y sectoriales

Simply Wall St calcula cada 6 horas nuestras métricas sectoriales y de sección. Los detalles de nuestro proceso están disponibles en Github.

Fuentes analistas

Cincinnati Financial Corporation está cubierta por 17 analistas. 6 de esos analistas presentaron las estimaciones de ingresos o ganancias utilizadas como datos para nuestro informe. Las estimaciones de los analistas se actualizan a lo largo del día.

AnalistaInstitución
Michael ZaremskiBMO Capital Markets Equity Research
Joshua ShankerBofA Global Research
Robert FarnamBrean Capital Historical (Janney Montgomery)