loanDepot (LDI) Resumen de Acciones
loanDepot, Inc. se dedica a originar, financiar, vender y gestionar préstamos hipotecarios residenciales en Estados Unidos. Saber más
| Puntuación del snowflake | |
|---|---|
| Valoración | 3/6 |
| Crecimiento futuro | 0/6 |
| Rendimiento pasado | 0/6 |
| Salud financiera | 4/6 |
| Dividendos | 0/6 |
LDI Community Fair Values
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Analyst Price Targets
Competidores de loanDepot, Inc.
Historial de precios y rendimiento
| Precios históricos de las acciones | |
|---|---|
| Precio actual de la acción | US$1.21 |
| Máximo en las últimas 52 semanas | US$5.05 |
| Mínimo de 52 semanas | US$1.10 |
| Beta | 3.04 |
| Cambio en 1 mes | -3.20% |
| Variación en 3 meses | -22.44% |
| Cambio de 1 año | -14.18% |
| Variación en 3 años | -38.58% |
| Variación en 5 años | -90.76% |
| Variación desde la OPV | -94.50% |
Noticias y actualizaciones recientes
Recent updates
Seeking Alpha • Apr 14
loanDepot: Still Bullish On Financial Improvement Potential
Summary I maintain my 'Buy' rating for loanDepot, following my evaluation of its financial outlook. My view is that LDI's topline growth should accelerate in FY2026, considering its market share expansion potential and the roll-out of new digital loan products. I also see loanDepot turning profitable this year, thanks to enhanced economies of scale and the success of expense reductions driven by AI. Read the full article on Seeking Alpha
Actualización de narrativa • Mar 19
LDI: Multi Year Upside Thesis Hinges On 2026 Credit Risk Containment
Narrative Update: loanDepot Analyst Target Reset Analysts have reduced their fair value estimate for loanDepot to $2.40 from $3.00, citing lower assumed revenue growth, a sharply reduced profit margin outlook, and a higher future P/E multiple. They still anticipate multi year fundamental improvement supported by loan growth and net interest income momentum, with credit risk remaining a key swing factor.Actualización de narrativa • Mar 05
LDI: Multi Year Profitability Thesis Leans On 2026 Credit Risk Outcome
Analysts lowered their price target on loanDepot to $2.40 from $3.00, citing updated views on fair value, discount rates, revenue growth, profit margins, and future P/E assumptions, along with broader concerns around credit risk. Analyst Commentary Recent Street research around loanDepot highlights mixed sentiment, with some cautious views on valuation and credit risk set against a more constructive backdrop for the broader lending sector over the next few years.
Actualización de narrativa • Feb 18
LDI: Future Returns Will Rely On Loan Growth And Operating Leverage
Analysts have updated their view on loanDepot, setting a lower price target of $2.40 from $3.00, citing broader concerns around regional lenders. They also highlight potential loan growth, net interest income momentum, and operating leverage as key factors to watch going forward.Artículo de análisis • Feb 11
Not Many Are Piling Into loanDepot, Inc. (NYSE:LDI) Stock Yet As It Plummets 27%
The loanDepot, Inc. ( NYSE:LDI ) share price has fared very poorly over the last month, falling by a substantial 27...Actualización de narrativa • Feb 04
LDI: Future Returns Will Depend On Credit Risk And Loan Growth
Analysts have trimmed their price target on loanDepot to US$2.40 from US$3.00, citing macro and credit concerns around regional lenders, while also pointing to factors such as loan growth, net interest income trends, operating leverage and returns as key drivers for their updated view. Analyst Commentary Goldman Sachs adjusted its view on loanDepot with a lower price target, but the research also highlights potential drivers that could shape how the market values the stock over the next few years.Actualización de narrativa • Jan 21
LDI: Future Returns Will Hinge On Credit Risk And Execution
Analysts have trimmed their fair value estimate for loanDepot from about US$2.58 to roughly US$2.38 per share. This reflects updated assumptions around revenue growth, profit margins, and a lower future P/E multiple, despite recent Street research shifts in the official price target from US$1.45 to US$3 and then to US$2.40.Actualización de narrativa • Jan 07
LDI: Higher Fair Value Signals Confidence In Multi Year Profitability
Analysts have lifted their fair value estimate for loanDepot from US$1.90 to US$3.00, reflecting updated assumptions for revenue growth, profit margins, and future P/E, alongside mixed Street price target moves that highlight both ongoing credit concerns and expectations for multi year fundamental improvement. Analyst Commentary Recent Street research on loanDepot shows a mix of caution and optimism, with valuation targets shifting as analysts update their models for growth, profitability, and credit risk.Artículo de análisis • Dec 28
Market Cool On loanDepot, Inc.'s (NYSE:LDI) Revenues Pushing Shares 25% Lower
To the annoyance of some shareholders, loanDepot, Inc. ( NYSE:LDI ) shares are down a considerable 25% in the last...Actualización de narrativa • Dec 23
LDI: Future Earnings Will Depend On Rate Cycles And Cost Discipline
Analysts have lifted their price target on loanDepot to $3.00 from $1.45, reflecting increased confidence in the company’s outlook, even as they maintain a cautious overall stance. Analyst Commentary Analyst sentiment around loanDepot remains mixed, with the higher price target signaling improved expectations for execution and earnings power.Actualización de narrativa • Dec 09
LDI: Future Earnings Stability Will Hinge On Rate Cycles And Execution
Analysts increased their price target on loanDepot to approximately $2.58 per share, up from about $2.50, citing higher fair value estimates and slightly improved expectations for future earnings multiples. Analyst Commentary Recent Street research reflects a nuanced view of loanDepot, with adjustments to price targets signaling both recognition of recent progress and ongoing skepticism about the durability of its earnings power.Actualización de narrativa • Nov 25
LDI: Sustained Profitability Challenges Will Weigh On Future Performance Amid Sector Pressures
Narrative Update on loanDepot Analyst Price Target Analysts have raised their price target for loanDepot significantly, increasing it from $1.45 to $3. This adjustment is based on recent evaluations of the company's financial performance and expectations for future growth.Actualización de narrativa • Nov 08
LDI: Revenue Potential And Sector Headwinds Will Shape Upcoming Profitability
The analyst price target for loanDepot has been raised from $1.98 to $2.50. This reflects improved revenue growth projections and stronger profit margins, as analysts note cautious optimism despite ongoing sector challenges.Actualización de narrativa • Oct 25
Cost Controls And Executive Changes Will Shape Mortgage Lending Amid Headwinds
Analysts have modestly increased their price target for loanDepot from $1.25 to $1.50, citing offsetting factors such as lower expected revenue, reduced operating expenses, and continued industry challenges resulting from high interest rates and heightened competition. Analyst Commentary Analyst perspectives on loanDepot reflect a mix of cautious optimism and ongoing concerns, especially as the mortgage sector faces persistent headwinds.Actualización de narrativa • Oct 10
Digital Transformation And Weak Household Trends Will Reshape Mortgage Lending
The analyst price target for loanDepot was increased from $1.62 to $1.98. This reflects improved expectations for revenue growth and profitability.Artículo de análisis • Sep 22
Market Might Still Lack Some Conviction On loanDepot, Inc. (NYSE:LDI) Even After 84% Share Price Boost
loanDepot, Inc. ( NYSE:LDI ) shares have continued their recent momentum with a 84% gain in the last month alone...Actualización de narrativa • Aug 19
Digital Transformation And Weak Household Trends Will Reshape Mortgage Lending
Analysts remain cautious on loanDepot due to structural liquidity and operational challenges amid sector headwinds, though modest improvements in future profitability have led to a slight increase in the price target from $1.37 to $1.45. Analyst Commentary LoanDepot faces structural challenges in sourcing liquidity and reducing expenses compared to larger peers, potentially limiting its competitiveness.Artículo de análisis • Jul 29
Investors Still Aren't Entirely Convinced By loanDepot, Inc.'s (NYSE:LDI) Revenues Despite 29% Price Jump
Despite an already strong run, loanDepot, Inc. ( NYSE:LDI ) shares have been powering on, with a gain of 29% in the...Artículo de análisis • Jun 12
Even With A 37% Surge, Cautious Investors Are Not Rewarding loanDepot, Inc.'s (NYSE:LDI) Performance Completely
loanDepot, Inc. ( NYSE:LDI ) shareholders would be excited to see that the share price has had a great month, posting a...Nueva narrativa • May 15
Multichannel Model Will Open Home Equity Opportunities
loanDepot's multichannel sales model and proprietary technology focus aim to drive revenue growth and enhance operational efficiency.Artículo de análisis • Apr 08
Investors Give loanDepot, Inc. (NYSE:LDI) Shares A 27% Hiding
The loanDepot, Inc. ( NYSE:LDI ) share price has fared very poorly over the last month, falling by a substantial 27...Seeking Alpha • Mar 13
loanDepot: The Mortgage Market May Not 'Inevitably Recover'
Summary loanDepot faces significant challenges due to high mortgage rates, low home sales, and reputational damage from a cybersecurity breach. Q4 earnings were disappointing, with a GAAP EPS loss of -$0.17 and revenue of $257M, missing estimates by $53M. Leadership changes and cost-cutting measures have likely exacerbated the negative economic impact on profit margins and operational pressures. Economic conditions and Federal Reserve policies continue to create a harsh environment for LDI, with no improvement expected in the near term. Even with a new CEO, I doubt loanDepot's ability to recover given its lower cash and higher liability ratio, which could be exacerbated by an economic slowdown that may not be met with Federal Reserve mortgage stimulus. Read the full article on Seeking AlphaArtículo de análisis • Feb 04
loanDepot, Inc. (NYSE:LDI) Could Be Riskier Than It Looks
With a price-to-sales (or "P/S") ratio of 0.3x loanDepot, Inc. ( NYSE:LDI ) may be sending very bullish signals at the...Artículo de análisis • Oct 23
It's Down 25% But loanDepot, Inc. (NYSE:LDI) Could Be Riskier Than It Looks
The loanDepot, Inc. ( NYSE:LDI ) share price has softened a substantial 25% over the previous 30 days, handing back...Rentabilidad de los accionistas
| LDI | US Diversified Financial | Mercado US | |
|---|---|---|---|
| 7D | 7.1% | 2.1% | 2.2% |
| 1Y | -14.2% | -9.0% | 24.8% |
Rentabilidad vs. Industria: Los resultados de LDI fueron inferiores a los de la industria US Diversified Financial, que obtuvo un rendimiento del -9.5% el año pasado.
Rentabilidad vs. Mercado: LDI obtuvo unos resultados inferiores a los del mercado US, que fueron del 23.5% el año pasado.
Volatilidad de los precios
| LDI volatility | |
|---|---|
| LDI Average Weekly Movement | 9.4% |
| Diversified Financial Industry Average Movement | 6.2% |
| Market Average Movement | 7.2% |
| 10% most volatile stocks in US Market | 16.7% |
| 10% least volatile stocks in US Market | 3.1% |
Precio estable de las acciones: LDI no ha tenido una volatilidad de precios significativa en los últimos 3 meses en comparación con el mercado US.
Volatilidad a lo largo del tiempo: La volatilidad semanal de LDI (9%) se ha mantenido estable durante el año pasado.
Acerca de la empresa
| Fundada | Empleados | CEO | Página web |
|---|---|---|---|
| 2010 | 4,695 | Anthony Hsieh | www.loandepot.com |
loanDepot, Inc. se dedica a originar, financiar, vender y gestionar préstamos hipotecarios residenciales en Estados Unidos. La empresa ofrece préstamos hipotecarios residenciales convencionales, jumbo y prime, de asistencia federal, líneas de crédito con garantía hipotecaria y préstamos de segunda hipoteca cerrados. También proporciona servicios de título, custodia y liquidación para transacciones de préstamos hipotecarios; servicios inmobiliarios que cubren negocios de referencia inmobiliaria cautiva; y servicios de seguros, incluidos servicios a propietarios de viviendas, así como otras pólizas de seguros de consumo.
Resumen de fundamentos de loanDepot, Inc.
| Estadísticas fundamentales de LDI | |
|---|---|
| Capitalización bursátil | US$381.74m |
| Beneficios(TTM) | -US$78.24m |
| Ingresos (TTM) | US$1.23b |
0.2x
Ratio precio-ventas (PS)-3.6x
Ratio precio-beneficio (PE)¿Está LDI sobrevalorada?
Ver valor justo y análisis de valoraciónBeneficios e Ingresos
| Cuenta de resultados (TTM) de LDI | |
|---|---|
| Ingresos | US$1.23b |
| Coste de los ingresos | US$131.28m |
| Beneficio bruto | US$1.10b |
| Otros gastos | US$1.18b |
| Beneficios | -US$78.24m |
Últimos beneficios comunicados
Mar 31, 2026
Próxima fecha de beneficios
n/a
| Beneficios por acción (BPA) | -0.34 |
| Margen bruto | 89.35% |
| Margen de beneficio neto | -6.34% |
| Ratio deuda/patrimonio | 1,927.2% |
¿Cómo se ha desempeñado LDI a largo plazo?
Ver rendimiento histórico y comparativaAnálisis de la empresa y estado de los datos financieros
| Datos | Última actualización (huso horario UTC) |
|---|---|
| Análisis de la empresa | 2026/06/15 03:06 |
| Precio de las acciones al final del día | 2026/06/15 00:00 |
| Beneficios | 2026/03/31 |
| Ingresos anuales | 2025/12/31 |
Fuentes de datos
Los datos utilizados en nuestro análisis de empresas proceden de S&P Global Market Intelligence LLC. Los siguientes datos se utilizan en nuestro modelo de análisis para generar este informe. Los datos están normalizados, lo que puede introducir un retraso desde que la fuente está disponible.
| Paquete | Datos | Marco temporal | Ejemplo Fuente EE.UU. * |
|---|---|---|---|
| Finanzas de la empresa | 10 años |
| |
| Estimaciones del consenso de analistas | +3 años |
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| Precios de mercado | 30 años |
| |
| Propiedad | 10 años |
| |
| Gestión | 10 años |
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| Principales avances | 10 años |
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* Ejemplo para valores de EE.UU., para no EE.UU. se utilizan formularios y fuentes normativas equivalentes.
A menos que se especifique lo contrario, todos los datos financieros se basan en un periodo anual, pero se actualizan trimestralmente. Esto se conoce como datos de los últimos doce meses (TTM) o de los últimos doce meses (LTM). Más información.
Modelo de análisis y copo de nieve
Los detalles del modelo de análisis utilizado para generar este informe están disponibles en nuestra página de Github, también tenemos guías sobre cómo utilizar nuestros informes y tutoriales en Youtube.
Conozca al equipo de talla mundial que diseñó y construyó el modelo de análisis Simply Wall St.
Métricas industriales y sectoriales
Simply Wall St calcula cada 6 horas nuestras métricas sectoriales y de sección. Los detalles de nuestro proceso están disponibles en Github.
Fuentes analistas
loanDepot, Inc. está cubierta por 10 analistas. 3 de esos analistas presentaron las estimaciones de ingresos o ganancias utilizadas como datos para nuestro informe. Las estimaciones de los analistas se actualizan a lo largo del día.
| Analista | Institución |
|---|---|
| Mark DeVries | Barclays |
| Mihir Bhatia | BofA Global Research |
| Derek Hewett | BofA Global Research |