PRA Group, Inc.

Informe acción NasdaqGS:PRAA

Capitalización de mercado: US$557.6m

PRA Group Resultados de beneficios anteriores

Pasado controles de criterios 0/6

Los beneficios de PRA Group han disminuido a una tasa media anual de -63.2%, mientras que en la industria Consumer Finance los beneficios disminuyeron en un 0.8% anualmente. Los ingresos han ido creciendo a una tasa media de 2% al año.

Información clave

-63.20%

Tasa de crecimiento de los beneficios

-62.19%

Tasa de crecimiento del BPA

Crecimiento de la industria Consumer Finance 7.20%
Tasa de crecimiento de los ingresos2.03%
Rentabilidad financiera-25.01%
Margen neto-22.51%
Última actualización de beneficios31 Mar 2026

Actualizaciones de resultados anteriores recientes

Recent updates

Seeking Alpha Apr 08

PRA Group: Not Cheap Enough Yet

Summary PRA Group purchases and collects on distressed loans, with 60% of its workforce in the U.S. Net income has recently turned negative, and operating cash flow remains persistently weak, raising concerns. Martin Sjolund was promoted to CEO last June and could serve as a catalyst with a strategy of copying what has worked for PRAA in Europe and streamlining the workforce. Insider ownership is modest at 2.1%, but recent insider buying may signal management confidence. Read the full article on Seeking Alpha
Actualización de narrativa Jan 26

PRAA: Reset Expectations And Goodwill Charge Will Create Long-Term Upside Potential

Analysts have trimmed their price target on PRA Group to $26 from $33, citing slightly better cash efficiency being offset by slower revenue growth and a reset of expectations for revenue growth, profit margins, and future P/E multiples. Analyst Commentary Bearish analysts are signaling a more cautious stance on PRA Group after recent results, even though the latest quarter featured an earnings beat.
Actualización de narrativa Jan 11

PRAA: Cash Efficiency And Cost Control Will Support Future Upside Potential

Analysts have trimmed their price target on PRA Group to US$26 from US$33, reflecting a view that slightly better cash efficiency is being offset by marginally slower revenue growth and modest tweaks to expected profit margin and P/E assumptions. Analyst Commentary Recent research commentary around PRA Group focuses on how the updated US$26 price target lines up with the company’s execution on cash collection and its outlook for revenue growth and profitability.
Actualización de narrativa Dec 26

PRAA: Improved Cash Efficiency Will Support Stronger Future Earnings Momentum

Analysts reduced their price target on PRA Group to $26 from $33, reflecting expectations that slightly improved cash efficiency will be outweighed by marginally slower revenue growth. Analyst Commentary Bullish Takeaways Bullish analysts highlight that the Q3 earnings beat reinforces management's ability to execute against guidance, supporting the view that the current valuation underestimates near term earnings power.
Actualización de narrativa Dec 12

PRAA Will Face Cautious Outlook Amid Goodwill Impairment And Profitability Shift

Analysts have trimmed their fair value estimate for PRA Group from $20.00 to $18.00. This reflects slightly better cash efficiency, but a more cautious view on revenue growth and required returns, despite structurally higher profit margin expectations.
Actualización de narrativa Nov 28

PRAA: Improved Cash Efficiency Will Drive Stronger Earnings Momentum Ahead

Analysts have slightly reduced their price target for PRA Group from $23.33 to $22.67. This adjustment reflects improved cash efficiency, balanced by slower-than-expected revenue growth and more modest projections for profit margin and future earnings.
Actualización de narrativa Nov 04

PRAA: Improved Cash Efficiency Will Drive Performance Amid Revenue Uncertainties

Analysts have lowered their price target for PRA Group from $25.67 to $23.33. This reflects modest improvements in cash efficiency; however, it is moderated by slightly slower anticipated revenue growth.
Seeking Alpha Jan 03

PRA Group: Rebuilding Credibility And Still Undervalued

Summary PRA Group's turnaround plan is showing positive results, with significant improvements in cash collections and profitability, yet the share price performance hasn't matched these improvements. Improved collections practices are driving meaningful growth in cash collections in the U.S., as well as positive developments in estimated remaining collections. Efforts to enhance productivity, including moving more collections outside the U.S., offer credible prospects for higher margins and earnings growth leverage. Higher debt charge-offs should increase the supply of new receivables, while an improving economy in 2025 and beyond should support debtors' ability to pay. Valuation models indicate PRA Group shares are too cheap, even without returning to peak profitability, and despite elevated inherent risks, PRA Group's turnaround efforts should drive a rerating. Read the full article on Seeking Alpha
User avatar
Nueva narrativa Sep 16

Legal Innovations And Global Diversification Propel Revenue Growth And Profit Margins

Investing in U.S. legal collections and efficient call center operations in Asia enhances revenue and reduces costs, improving margins.
Seeking Alpha Aug 13

PRA Group: A Turnaround And A Hedge For An Economic Slowdown

Summary PRA Group is one of the few countercyclical stocks out there, proven in the 2007-2009 recession. The stock struggled recently with losses in 2023 due to poor pricing on its purchases of charged-off loans from 2020 to 2022. Pricing is now much improved due to a surge in charge-offs and higher balances for credit cards and other unsecured consumer loans. It trades for half where it was 2 years ago, despite rapidly improving results. Read the full article on Seeking Alpha
Seeking Alpha Jul 14

PRA Group On A Long Road Back, But At Least It's Out Of The Ditch

Summary PRA Group allowed inefficiencies and operational issues in collections, purchasing, and overall operations to accumulate, driving terrible results in 2023 and a change in management. New management has moved quickly to make changes to improve operational efficiency and collections performance, leading to positive results in portfolio income and cash collections. Improving the portfolio will take longer, but credit card charge-offs are rising and PRA is well-placed to benefit from higher-yielding purchases over the next couple of years. Despite past challenges, PRA Group is on a better path now with potential for improved performance in the second half of 2024 and beyond, supporting a fair value around $30 on mid-single-digit core earnings growth. Read the full article on Seeking Alpha
Artículo de análisis Apr 24

With EPS Growth And More, PRA Group (NASDAQ:PRAA) Is Interesting

Like a puppy chasing its tail, some new investors often chase 'the next big thing', even if that means buying 'story...
Seeking Alpha Mar 04

PRA Group Undervalued, But Needs More Collections Growth To Augment Efficiency

PRA Group had a solid fourth quarter relative to expectations, including a double-digit operating income beat, but cash collections, revenue, and operating income were all down year-over-year. Estimated remaining collections were down, as PRA Group is struggling to find enough charged-off receivables worth buying to offset collections. Management is testing new receivables categories and forward flow agreements could help recharge the collections pipeline, as could better yields on past purchases. PRA Group looks undervalued on the basis of mid-single-digit revenue growth, almost double-digit EPS growth, and double-digit FCF growth potential, but purchases and collections are important to sentiment.
Artículo de análisis Jan 18

Should You Be Adding PRA Group (NASDAQ:PRAA) To Your Watchlist Today?

It's only natural that many investors, especially those who are new to the game, prefer to buy shares in 'sexy' stocks...
Artículo de análisis Oct 20

Here's Why I Think PRA Group (NASDAQ:PRAA) Might Deserve Your Attention Today

For beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to...
Artículo de análisis Jul 09

Here's Why I Think PRA Group (NASDAQ:PRAA) Is An Interesting Stock

It's only natural that many investors, especially those who are new to the game, prefer to buy shares in 'sexy' stocks...
Artículo de análisis Jun 03

It's Unlikely That The CEO Of PRA Group, Inc. (NASDAQ:PRAA) Will See A Huge Pay Rise This Year

As many shareholders of PRA Group, Inc. ( NASDAQ:PRAA ) will be aware, they have not made a gain on their investment in...

Desglose de ingresos y gastos

Cómo gana y gasta dinero PRA Group. Basado en los últimos beneficios reportados, en base a los últimos doce meses (LTM).


Historial de beneficios e ingresos

NasdaqGS:PRAA Ingresos, gastos y beneficios (USD Millions)
FechaIngresosBeneficiosGastos G+AGastos de I+D
31 Mar 261,247-2817660
31 Dec 251,202-3057510
30 Sep 251,162-3437400
30 Jun 251,132927190
31 Mar 251,129717120
31 Dec 241,115717070
30 Sep 241,043436860
30 Jun 2497846630
31 Mar 24903-216320
31 Dec 23803-836310
30 Sep 23804-596190
30 Jun 23832-226240
31 Mar 23881196340
31 Dec 229671176150
30 Sep 221,0011356220
30 Jun 221,0201456310
31 Mar 221,0471656360
31 Dec 211,0961836440
30 Sep 211,1131796560
30 Jun 211,1171876530
31 Mar 211,1031896370
31 Dec 201,0651496500
30 Sep 201,0611476540
30 Jun 201,0431296550
31 Mar 201,023906810
31 Dec 191,017866810
30 Sep 19985746770
30 Jun 19961596700
31 Mar 19930606450
31 Dec 18908666230
30 Sep 188821405920
30 Jun 188611456040
31 Mar 188431375930
31 Dec 178281645390
30 Sep 17773584600
30 Jun 17790764600
31 Mar 178151014300
31 Dec 16931865490
30 Sep 169061444860
30 Jun 169131274470
31 Mar 169221424750
31 Dec 159421684720
30 Sep 159631745130
30 Jun 159722085170

Ingresos de calidad: PRAA actualmente no es rentable.

Margen de beneficios creciente: PRAA actualmente no es rentable.


Análisis del flujo de caja libre vs. Beneficios


Análisis del crecimiento de los beneficios en el pasado

Tendencia de beneficios: PRAA no es rentable, y las pérdidas han aumentado en los últimos 5 años a un ritmo de 63.2% al año.

Acelerando crecimiento: No se puede comparar el crecimiento de los beneficios de PRAA en el último año con su promedio de 5 años, ya que actualmente no es rentable.

Beneficios vs. Industria: PRAA no es rentable, por lo que resulta difícil comparar el crecimiento de sus beneficios en el último año con el de la industria Consumer Finance (28.9%).


Rentabilidad financiera

Alta ROE: PRAA tiene una rentabilidad financiera negativa (-25.01%), ya que actualmente no es rentable.


Rentabilidad económica


Rendimiento del capital invertido


Descubre empresas con buenos resultados en el pasado

Análisis de la empresa y estado de los datos financieros

DatosÚltima actualización (huso horario UTC)
Análisis de la empresa2026/05/22 14:42
Precio de las acciones al final del día2026/05/22 00:00
Beneficios2026/03/31
Ingresos anuales2025/12/31

Fuentes de datos

Los datos utilizados en nuestro análisis de empresas proceden de S&P Global Market Intelligence LLC. Los siguientes datos se utilizan en nuestro modelo de análisis para generar este informe. Los datos están normalizados, lo que puede introducir un retraso desde que la fuente está disponible.

PaqueteDatosMarco temporalEjemplo Fuente EE.UU. *
Finanzas de la empresa10 años
  • Cuenta de resultados
  • Estado de tesorería
  • Balance
Estimaciones del consenso de analistas+3 años
  • Previsiones financieras
  • Objetivos de precios de los analistas
Precios de mercado30 años
  • Precios de las acciones
  • Dividendos, escisiones y acciones
Propiedad10 años
  • Accionistas principales
  • Información privilegiada
Gestión10 años
  • Equipo directivo
  • Consejo de Administración
Principales avances10 años
  • Anuncios de empresas

* Ejemplo para valores de EE.UU., para no EE.UU. se utilizan formularios y fuentes normativas equivalentes.

A menos que se especifique lo contrario, todos los datos financieros se basan en un periodo anual, pero se actualizan trimestralmente. Esto se conoce como datos de los últimos doce meses (TTM) o de los últimos doce meses (LTM). Más información.

Modelo de análisis y copo de nieve

Los detalles del modelo de análisis utilizado para generar este informe están disponibles en nuestra página de Github, también tenemos guías sobre cómo utilizar nuestros informes y tutoriales en Youtube.

Conozca al equipo de talla mundial que diseñó y construyó el modelo de análisis Simply Wall St.

Métricas industriales y sectoriales

Simply Wall St calcula cada 6 horas nuestras métricas sectoriales y de sección. Los detalles de nuestro proceso están disponibles en Github.

Fuentes analistas

PRA Group, Inc. está cubierta por 9 analistas. 3 de esos analistas presentaron las estimaciones de ingresos o ganancias utilizadas como datos para nuestro informe. Las estimaciones de los analistas se actualizan a lo largo del día.

AnalistaInstitución
David ScharfCitizens JMP Securities, LLC
Richard ShaneJefferies LLC
Hugh MillerMacquarie Research