Provident Financial Services, Inc.

Informe acción NYSE:PFS

Capitalización de mercado: US$2.9b

Provident Financial Services Crecimiento futuro

Future controles de criterios 1/6

Se prevé un crecimiento anual de los beneficios y los ingresos de Provident Financial Services de 4.2% y 6% respectivamente, mientras que el BPA crecerá en un 4.1% al año.

Información clave

4.2%

Tasa de crecimiento de los beneficios

4.13%

Tasa de crecimiento del BPA

Crecimiento de los beneficios de Banks8.2%
Tasa de crecimiento de los ingresos6.0%
Rentabilidad financiera futuran/a
Cobertura de analistas

Low

Última actualización04 May 2026

Actualizaciones recientes sobre el crecimiento futuro

Recent updates

Seeking Alpha • May 11

Provident Financial Services Remains Compelling As Its Quality Shines Through

Summary Provident Financial Services remains a compelling 'buy' despite recent underperformance versus the S&P 500. PFS demonstrates robust asset quality, attractive valuation, and continued earnings growth, with net profits rising from $64M to $79.4M. Deposit declines are offset by reduced high-cost brokered deposits and loan growth, supporting margin expansion and profitability. Credit quality metrics warrant monitoring, but current levels are not sufficient to alter the bullish thesis. Read the full article on Seeking Alpha
Actualización de narrativa • May 08

PFS: Net Interest Margin Expansion And Expense Discipline Will Support Future Returns

Analyst price targets for Provident Financial Services have moved up by $0.60 to $25.20. Analysts point to expectations for steady profitability, net interest margin expansion and disciplined expense management as key supports for the updated view.
Actualización de narrativa • Apr 21

PFS: Net Interest Margins And Dividend Yield Will Support Balanced Future Returns

Narrative Update The analyst price target for Provident Financial Services is now set at $25, with analysts pointing to steady profitability, gradual net interest margin expansion of about 4 to 5 bps a quarter, tight expense control and a current valuation around 8.2x projected 2026 earnings with a dividend yield near 4.5% as key supports for this view. Analyst Commentary Recent Street research around Provident Financial Services clusters around a shared $25 price target, but the reasoning behind that view splits into clearly optimistic and more cautious camps.
Actualización de narrativa • Apr 07

PFS: Net Interest Margin Expansion And Dividend Yield Will Support Future Upside

The analyst price target for Provident Financial Services has been nudged slightly lower from $25.00 to about $24.60, as analysts balance expectations for continued profitability and net interest margin expansion with views that the shares trade near peer P/E multiples and face some capital constraints. Analyst Commentary Recent research paints a mixed picture for Provident Financial Services, with some analysts pointing to earnings power and income potential, while others highlight valuation and capital as reasons for restraint.
Actualización de narrativa • Mar 24

PFS: Net Interest Margin Expansion And Dividend Yield Will Support Forward Upside

Analysts have maintained the $25 price target for Provident Financial Services, citing continued profitability, steady net interest margin expansion, disciplined expense management, and what they view as a reasonable P/E and dividend yield at current levels. Analyst Commentary Recent Street research around Provident Financial Services centers on how its current P/E, dividend yield, and balance sheet constraints line up with execution on profitability and interest margin trends.
Actualización de narrativa • Mar 10

PFS: Neutral Ratings And Share Repurchases Will Support Constructive Forward Outlook

Narrative Update: Provident Financial Services The analyst price target for Provident Financial Services has been reaffirmed at $25, as analysts highlight that the shares trade in line with peers and view the current P/E and margin assumptions as consistent with the bank's capital constraints. Analyst Commentary Recent research coverage frames Provident Financial Services as fairly valued at its current P/E, with the $25 price target repeated across reports.
Actualización de narrativa • Feb 23

PFS: Share Repurchases And Refined P/E Assumptions Will Guide Balanced Future Outlook

Analysts recently raised their price target on Provident Financial Services by $2 to $25, attributing the change to updated assumptions regarding the discount rate, profit margin, and future P/E, while maintaining their fair value estimate at $25. Analyst Commentary Analysts updated their work on Provident Financial Services alongside the new US$25 price target, using revised assumptions around discount rate, profit margin, and future P/E to fine tune their view of the shares.
Actualización de narrativa • Feb 08

PFS: Share Repurchases And Revised P/E Range Will Shape Balanced Future Upside

Analysts have lifted their fair value estimate for Provident Financial Services from $23.13 to $25.00, citing updated assumptions around discount rates, revenue growth, profit margins, and future P/E expectations reflected in recent Street research. Analyst Commentary Recent Street research has focused on how the updated fair value estimate of US$25.00 lines up with expectations around earnings power, capital deployment, and the appropriate P/E range for Provident Financial Services.
Artículo de análisis • Feb 01

Provident Financial Services (NYSE:PFS) Has Announced A Dividend Of $0.24

The board of Provident Financial Services, Inc. ( NYSE:PFS ) has announced that it will pay a dividend on the 27th of...
Actualización de narrativa • Jan 25

PFS: Share Repurchases Will Support Future Upside As Credit Costs Remain Contained

Analysts have held their price target for Provident Financial Services steady at $23.13. This reflects largely unchanged views on its fair value as small tweaks to inputs like the discount rate, revenue growth, profit margin and future P/E feed into a broadly consistent valuation framework.
Actualización de narrativa • Jan 10

PFS: Share Repurchases And Steady Credit Costs Will Support Future Upside

Analysts reaffirmed their price target on Provident Financial Services at US$23.13, citing largely unchanged assumptions for the discount rate, revenue growth, profit margin, and future P/E as the basis for maintaining their current valuation view. What's in the News From July 1, 2025 to September 30, 2025, Provident Financial Services repurchased 1,335 shares for about US$0.02 million, representing 0.001022% of shares under its ongoing buyback program (Key Developments).
Actualización de narrativa • Dec 24

PFS: Improving Credit Quality Will Drive Future Earnings Upside

Analysts have nudged their price target on Provident Financial Services higher, raising fair value by approximately $0.50 per share to about $23.13, citing slightly higher long term profitability and a modestly richer expected earnings multiple. What's in the News Completed a multi year share repurchase program launched on January 29, 2021, retiring a total of 3,065,903 shares, or about 3.94% of shares outstanding, for $69.23 million (company filing) The latest repurchase tranche from July 1, 2025 to September 30, 2025 totaled 1,335 shares, or roughly 0.001022% of shares, for $0.02 million (company filing) Reported third quarter 2025 net loan charge offs of $5.4 million, down from $6.8 million in the prior year quarter, indicating modest improvement in credit costs (company results) Valuation Changes Fair Value has risen slightly, increasing by about $0.50 per share from approximately $22.63 to $23.13.
Actualización de narrativa • Dec 10

PFS: Improving Credit Quality Will Drive Future Upside Potential

Analysts nudged their price target on Provident Financial Services modestly higher to approximately $22.63 per share, reflecting slightly lower discount rate assumptions and sustained expectations for steady revenue growth, resilient profit margins, and a stable forward earnings multiple. What's in the News Completed share repurchase program announced January 29, 2021, with a total of 3,065,903 shares bought back for $69.23 million, representing 3.94% of shares outstanding (Key Developments) The latest tranche from July 1 to September 30, 2025 included the repurchase of 1,335 shares for $0.02 million, a marginal 0.001022% of shares, signaling a final clean up of the program (Key Developments) Third quarter 2025 net loan charge offs declined to $5.4 million from $6.8 million a year earlier, indicating improving credit quality trends (Key Developments) Valuation Changes Fair Value Estimate: Unchanged at approximately $22.63 per share, indicating no revision to the intrinsic value assessment.
Actualización de narrativa • Nov 26

PFS: Share Buyback Activity And Charge-Off Improvements Will Drive Positive Momentum

Narrative Update: Analyst Price Target Adjustment for Provident Financial Services Analysts have maintained their price target for Provident Financial Services at $22.63, indicating continued confidence in the company's valuation, which is supported by largely unchanged financial forecasts. What's in the News Between July 1, 2025 and September 30, 2025, Provident Financial Services completed the repurchase of 1,335 shares for $0.02 million as part of its ongoing buyback program.
Actualización de narrativa • Nov 07

PFS: Share Buyback And Lower Charge-Offs Signal Upside Potential Ahead

Analysts have slightly adjusted their price target for Provident Financial Services, maintaining it at $22.63. Updated estimates indicate a modest decrease in projected revenue growth and profit margins.
Artículo de análisis • Nov 03

Provident Financial Services (NYSE:PFS) Is Due To Pay A Dividend Of $0.24

The board of Provident Financial Services, Inc. ( NYSE:PFS ) has announced that it will pay a dividend on the 28th of...
Actualización de narrativa • Oct 22

Analysts Lift Provident Financial Price Target Amid Improved Margins and Share Buyback Completion

Analysts have raised their price target for Provident Financial Services from $22.08 to $22.63 per share, citing slight increases in profit margin and future earnings estimates, even though projected revenue growth is expected to be marginally lower. What's in the News Provident Financial Services, Inc.
Artículo de análisis • Jul 28

Provident Financial Services (NYSE:PFS) Has Announced A Dividend Of $0.24

Provident Financial Services, Inc. ( NYSE:PFS ) will pay a dividend of $0.24 on the 29th of August. This means the...
Seeking Alpha • Feb 17

Provident Financial Services: Reported Earnings Could Almost Double In 2025

Summary Provident Financial Services is a U.S. regional bank focused on mortgage lending in New Jersey, Pennsylvania, and New York. The bank's Q4 2024 results reflected the final costs of the merger with Lakeland Bancorp. Looking ahead to 2025, the bank expects no additional merger costs and a stable net interest margin. Coupled with loan growth and operational synergies, this should result in earnings close to $2.00/share, earning PFS a Buy rating. PFS boasts low credit costs and a high capital buffer. As such, the main risk in the investment case remains the effect on the net interest margin from Fed policy normalization. Read the full article on Seeking Alpha
Artículo de análisis • Nov 02

Provident Financial Services (NYSE:PFS) Has Affirmed Its Dividend Of $0.24

Provident Financial Services, Inc. ( NYSE:PFS ) will pay a dividend of $0.24 on the 29th of November. Based on this...
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Nueva narrativa • Sep 24

The Company-Lakeland Merger To Ignite Revenue Growth, Net Margin Improvements, And Strengthen Financial Stability

The Provident-Lakeland merger offers significant cross-selling opportunities in insurance and wealth management, aiming to boost revenues.
Artículo de análisis • Jul 29

Provident Financial Services (NYSE:PFS) Has Affirmed Its Dividend Of $0.24

Provident Financial Services, Inc. ( NYSE:PFS ) has announced that it will pay a dividend of $0.24 per share on the...
Seeking Alpha • Feb 14

Provident Financial: An Old Local Bank With Growth Potential After Lakeland Bank Merger

Summary Provident Financial Services, the parent of Provident Bank, gets a Buy rating today, contrarian to the bearish or cautious consensus from Wall Street and the SA quant system. The bank has expected future EPS and revenue growth, a 6% dividend yield that beats several regional bank peers, an expanding loan portfolio, and growth potential from Lakeland Bank merger. Provident has a low risk profile, with less than 5% of the loan book exposed to office loans. The share price appears to be fairly priced and valued. Read the full article on Seeking Alpha

Previsiones de crecimiento de beneficios e ingresos

NYSE:PFS - Estimaciones futuras de los analistas y datos financieros pasados (USD Millions)
FechaIngresosBeneficiosFlujo de caja libreFlujo de caja operativoNúm. de analistas medio
12/31/2027983329N/AN/A5
12/31/2026925307N/AN/A5
3/31/2026886307424438N/A
12/31/2025867291431442N/A
9/30/2025837256607613N/A
6/30/2025823231579584N/A
3/31/2025700147472473N/A
12/31/2024607116425426N/A
9/30/202452694229233N/A
6/30/202442876200206N/A
3/31/2024441120149157N/A
12/31/2023451128166173N/A
9/30/2023464150162170N/A
6/30/2023491165178184N/A
3/31/2023500172206207N/A
12/31/2022500176191200N/A
9/30/2022479164179192N/A
6/30/2022463158156170N/A
3/31/2022468163151171N/A
12/31/2021474168143157N/A
9/30/2021475171171185N/A
6/30/2021457161117132N/A
3/31/202140813197110N/A
12/31/20203559790103N/A
9/30/2020332826473N/A
6/30/202032687122129N/A
3/31/202033697133139N/A
12/31/2019349113N/A137N/A
9/30/2019352122N/A132N/A
6/30/2019352127N/A154N/A
3/31/2019341121N/A155N/A
12/31/2018336118N/A156N/A
9/30/2018328102N/A159N/A
6/30/201832293N/A150N/A
3/31/201833198N/A125N/A
12/31/201732894N/A117N/A
9/30/201732597N/A133N/A
6/30/201731893N/A111N/A
3/31/201731290N/A124N/A
12/31/201630988N/A127N/A
9/30/201630787N/A113N/A
6/30/201630284N/A120N/A
3/31/201630485N/A121N/A
12/31/201530184N/A115N/A
9/30/201529683N/A114N/A
6/30/201529582N/A110N/A

Previsiones de crecimiento futuro de los analistas

Ingresos vs. Tasa de ahorro: El pronóstico de crecimiento de los beneficios (4.2% al año) de PFS es superior a la tasa de ahorro (3.5%).

Beneficios vs. Mercado: Se prevé que los beneficios (4.2% al año) de PFS crezcan menos que el mercado US (16.8% al año).

Beneficios de alto crecimiento: Se prevé que los beneficios de PFS crezcan, pero no significativamente.

Ingresos vs. Mercado: Se prevé que los ingresos (6% al año) de PFS crezcan más despacio que el mercado de US (11.7% al año).

Ingresos de alto crecimiento: Se prevé que los ingresos 6% al año) de PFS crezcan más despacio que 20% al año.

Previsiones de crecimiento de los beneficios por acción

Rentabilidad financiera futura

ROE futura: Datos insuficientes para determinar si la rentabilidad financiera de PFS se prevé que sea elevada dentro de 3 años.

Descubre empresas en crecimiento

7D

1Y

7D

1Y

7D

1Y

Análisis de la empresa y estado de los datos financieros

DatosÚltima actualización (huso horario UTC)
Análisis de la empresa2026/05/22 09:55
Precio de las acciones al final del día2026/05/22 00:00
Beneficios2026/03/31
Ingresos anuales2025/12/31

Fuentes de datos

Los datos utilizados en nuestro análisis de empresas proceden de S&P Global Market Intelligence LLC. Los siguientes datos se utilizan en nuestro modelo de análisis para generar este informe. Los datos están normalizados, lo que puede introducir un retraso desde que la fuente está disponible.

PaqueteDatosMarco temporalEjemplo Fuente EE.UU. *
Finanzas de la empresa10 años
  • Cuenta de resultados
  • Estado de tesorería
  • Balance
Estimaciones del consenso de analistas+3 años
  • Previsiones financieras
  • Objetivos de precios de los analistas
Precios de mercado30 años
  • Precios de las acciones
  • Dividendos, escisiones y acciones
Propiedad10 años
  • Accionistas principales
  • Información privilegiada
Gestión10 años
  • Equipo directivo
  • Consejo de Administración
Principales avances10 años
  • Anuncios de empresas

* Ejemplo para valores de EE.UU., para no EE.UU. se utilizan formularios y fuentes normativas equivalentes.

A menos que se especifique lo contrario, todos los datos financieros se basan en un periodo anual, pero se actualizan trimestralmente. Esto se conoce como datos de los últimos doce meses (TTM) o de los últimos doce meses (LTM). Más información.

Modelo de análisis y copo de nieve

Los detalles del modelo de análisis utilizado para generar este informe están disponibles en nuestra página de Github, también tenemos guías sobre cómo utilizar nuestros informes y tutoriales en Youtube.

Conozca al equipo de talla mundial que diseñó y construyó el modelo de análisis Simply Wall St.

Métricas industriales y sectoriales

Simply Wall St calcula cada 6 horas nuestras métricas sectoriales y de sección. Los detalles de nuestro proceso están disponibles en Github.

Fuentes analistas

Provident Financial Services, Inc. está cubierta por 9 analistas. 5 de esos analistas presentaron las estimaciones de ingresos o ganancias utilizadas como datos para nuestro informe. Las estimaciones de los analistas se actualizan a lo largo del día.

AnalistaInstitución
null nullD.A. Davidson & Co.
Jacob CivielloD.A. Davidson & Co.
Feddie StricklandHovde Group, LLC