Customers Bancorp, Inc.

Informe acción NYSE:CUBI

Capitalización de mercado: US$2.6b

Customers Bancorp Resultados de beneficios anteriores

Pasado controles de criterios 4/6

Los beneficios de Customers Bancorp han disminuido a una tasa media anual de -9.8%, mientras que en la industria Banks los beneficios crecieron en un 2.7% anualmente. Los ingresos han ido creciendo a una tasa media de 2% al año. La rentabilidad financiera de Customers Bancorp es de 13.1%, y sus márgenes netos son de 33.3%.

Información clave

-9.76%

Tasa de crecimiento de los beneficios

-9.57%

Tasa de crecimiento del BPA

Crecimiento de la industria Banks 11.18%
Tasa de crecimiento de los ingresos2.01%
Rentabilidad financiera13.10%
Margen neto33.33%
Última actualización de beneficios31 Mar 2026

Actualizaciones de resultados anteriores recientes

Recent updates

Customers Bancorp: As Much As I Want To, I Can't Keep My 'Buy' Rating

Apr 21

CUBI: Commercial Expansion And Share Repurchases Will Support Future Share Outperformance

Analysts have nudged the fair value estimate for Customers Bancorp higher to about $88.73 from $87, reflecting updated views on profit margins, growth, and valuation after recent shifts in Street price targets and ratings. Analyst Commentary Recent Street research on Customers Bancorp reflects a mix of optimism on growth and valuation, alongside ongoing concern about funding mix and competitive pressures.

CUBI: Crypto Funding And Deposit Mix Risks Will Shape Future Upside Potential

Customers Bancorp's updated analyst price target of $71.00, previously modeled at about $68.19, reflects analysts' view that a $71 level better aligns with recent Street research on valuation, risk around crypto related funding and brokered deposits, and expectations embedded in revised revenue growth, profit margin, discount rate, and future P/E assumptions. Analyst Commentary Recent Street research on Customers Bancorp highlights a mixed backdrop, with some firms maintaining constructive views on growth and earnings potential while others are recalibrating price targets and risk assumptions.

CUBI: Commercial Banking Expansion Is Expected To Unlock Further Upside Potential

Analysts now set the blended price target for Customers Bancorp at $104.00, reflecting updated views that factor in modestly higher revenue growth and profit margin assumptions, set against a backdrop of mixed ratings but generally supportive commentary on valuation and earnings potential. Analyst Commentary Recent research updates show a mix of views on Customers Bancorp, with a clear cluster of bullish analysts highlighting valuation support, balance sheet repositioning, and potential growth in commercial banking as key themes behind their outlooks and price targets.

CUBI: Commercial Expansion And Buybacks Are Expected To Support Further Upside

Analysts have nudged their price target for Customers Bancorp higher to $104, reflecting updated assumptions around slightly stronger revenue growth, profit margins, and a modestly lower future P/E multiple, alongside recent Street research that has generally increased targets into the $90 range. Analyst Commentary Recent Street research has tilted constructive on Customers Bancorp, with several firms revising their views and targets in a more positive direction.

CUBI: Share Repurchases And Margin Outlook Are Expected To Support Further Upside

Analysts have raised their average price targets on Customers Bancorp by a few dollars per share, with changes including $2, $5, $6 and $14 increases, citing updated views on growth, profitability and valuation assumptions. Analyst Commentary Bullish analysts are signaling a more constructive stance on Customers Bancorp, reflected in a series of price target adjustments ranging from US$2 to US$14 per share.

CUBI: Higher Margins And Improved Risk Profile Are Expected To Support Upside

The analyst price target for Customers Bancorp has increased from US$95 to US$104, with analysts referencing updated assumptions around revenue growth, profit margins, discount rate, and future P/E as key drivers behind the change. Analyst Commentary Recent Street research has reflected a more optimistic tone on Customers Bancorp, with several bullish analysts revisiting their valuation work and adjusting price targets upward.

CUBI: Higher Margins And Preferred Redemption Are Expected To Support Upside

Analysts lifted their fair value estimate for Customers Bancorp to US$95 from US$82, citing stronger expected profit margins, a higher future P/E assumption and continued momentum in areas like new banking team hires, cubiX and loan growth. Analyst Commentary Recent Street research has leaned more positive on Customers Bancorp, with bullish analysts pointing to the bank's operational momentum and updated assumptions that feed into higher valuation targets.

CUBI: Firing-On-All-Cylinders Loan Engine Will Drive Future Share Outperformance

Analysts have inched their fair value estimate for Customers Bancorp up from US$85.33 to US$87.00, pointing to a slightly higher assumed profit margin and P/E multiple. This is supported by views that the bank's growth engine is "firing on all cylinders" across new team hires, cubiX, and loan growth.

CUBI Execution Risks Around New Banking Teams May Limit Future Upside

Analysts have raised their fair value estimate for Customers Bancorp from $55.00 to approximately $68.19 per share. They cite a robust growth engine with accelerating momentum in new banking team hires, digital initiatives, and loan expansion as key drivers behind the higher price target.

CUBI: Ongoing Loan Expansion Will Drive Future Share Price Outperformance

Analysts have nudged their price target for Customers Bancorp modestly higher, lifting fair value by about $1 to roughly $85 per share as they factor in slightly faster revenue growth, resilient margins, and continued momentum in loan expansion and digital initiatives despite some recalibration of favored stock lists. Analyst Commentary Recent Street research reflects a generally constructive stance on Customers Bancorp, with some selective pruning from favored stock lists tempering the otherwise positive narrative.

CUBI: Continued Digital Expansion And New Team Hires Will Drive Outperformance

Analysts have raised their price target on Customers Bancorp from $89 to $95, citing robust momentum in team expansion, digital platform development, and loan growth as key factors supporting this upward revision. Analyst Commentary Recent street research highlights contrasting perspectives on Customers Bancorp, reflecting both optimism around growth drivers and caution regarding potential headwinds that could impact valuation and performance.

CUBI: Accelerating Loan Growth And Team Expansion Will Drive Further Upside

Customers Bancorp's analyst price target has increased from $80.13 to $84.75, as analysts cite strengthening revenue growth and continued operational momentum to support the higher valuation. Analyst Commentary Analyst perspectives on Customers Bancorp remain divided, with several highlighting growth opportunities alongside some cautionary notes.

Recent Removal From Favorites Will Shape Future Digital Finance Leadership

Customers Bancorp’s analyst price target was raised from $77.29 to $80.13 as analysts cite modest adjustments to discount rates, as well as a revised outlook on growth and profitability. Analyst Commentary Market watchers continue to examine both the opportunities and risks surrounding Customers Bancorp as analysts adjust their expectations for the company’s future.

Customers Bancorp: Rating Downgrade For High-Yielding Preferreds On Interest Rate Uncertainty

Feb 25

Customers Bancorp: The Series E Preferred Is Now The Best Income Option

Dec 10

Customers Bancorp: Despite Some Troubles, The Firm Is Still Worth Considering

Oct 20
User avatar

High-Quality Loan Growth Signals Bright Future Despite Analysts Predicting Shrinking Margins And Earnings Challenges

Strong loan growth and strategic deposit management are expected to drive future revenue growth and enhance earnings through improved net margins.

Customers Bancorp: Improving Profitability Ratios For This Regional Bank

Jul 30

Customers Bancorp: This 8.5% Baby Bond Is The Best Opportunity Right Now

May 28

Customers Bancorp: Lots Of Cash, But Sluggish Loan Growth

Apr 30

Customers Bancorp: Still Offers Some Upside

Jan 22

Customers Bancorp: Q3 2023 Fuels Positive Momentum

Nov 03

Desglose de ingresos y gastos

Cómo gana y gasta dinero Customers Bancorp. Basado en los últimos beneficios reportados, en base a los últimos doce meses (LTM).


Historial de beneficios e ingresos

NYSE:CUBI Ingresos, gastos y beneficios (USD Millions)
FechaIngresosBeneficiosGastos G+AGastos de I+D
31 Mar 268082693530
31 Dec 257202093390
30 Sep 256521623350
30 Jun 255961323310
31 Mar 255921303280
31 Dec 246411663250
30 Sep 246732013080
30 Jun 247222412950
31 Mar 247002312840
31 Dec 236832352770
30 Sep 236172032720
30 Jun 235741812700
31 Mar 235671942660
31 Dec 225882182640
30 Sep 226742932670
30 Jun 227503422620
31 Mar 227513432590
31 Dec 217363402500
30 Sep 216812952320
30 Jun 215682322190
31 Mar 214981952010
31 Dec 204051291860
30 Sep 20357981870
30 Jun 20332741890
31 Mar 20320581970
31 Dec 19288671590
30 Sep 19320552000
30 Jun 19289341960
31 Mar 19302491910
31 Dec 18311571880
30 Sep 18318611880
30 Jun 18339631910
31 Mar 18341631860
31 Dec 17339641830
30 Sep 17331631750
30 Jun 17340771660
31 Mar 17324731540
31 Dec 16303691360
30 Sep 16280741130
30 Jun 1624270940
31 Mar 1621565870
31 Dec 1520356910
30 Sep 1519552860
30 Jun 1518150820

Ingresos de calidad: CUBI tiene ganancias de alta calidad.

Margen de beneficios creciente: Los actuales márgenes de beneficio (33.3%) de CUBI son superiores a los del año pasado (22%).


Análisis del flujo de caja libre vs. Beneficios


Análisis del crecimiento de los beneficios en el pasado

Tendencia de beneficios: Los beneficios de CUBI han disminuido en un 9.8% al año en los últimos 5 años.

Acelerando crecimiento: El crecimiento de los beneficios de CUBI en el último año (107.1%) supera su media de 5 años (-9.8% al año).

Beneficios vs. Industria: El crecimiento de los beneficios de CUBI en el último año (107.1%) superó al de la industria Banks 22.3%.


Rentabilidad financiera

Alta ROE: La rentabilidad financiera de CUBI (13.1%) se considera baja.


Rentabilidad económica


Rendimiento del capital invertido


Descubre empresas con buenos resultados en el pasado

Análisis de la empresa y estado de los datos financieros

DatosÚltima actualización (huso horario UTC)
Análisis de la empresa2026/05/03 10:20
Precio de las acciones al final del día2026/05/01 00:00
Beneficios2026/03/31
Ingresos anuales2025/12/31

Fuentes de datos

Los datos utilizados en nuestro análisis de empresas proceden de S&P Global Market Intelligence LLC. Los siguientes datos se utilizan en nuestro modelo de análisis para generar este informe. Los datos están normalizados, lo que puede introducir un retraso desde que la fuente está disponible.

PaqueteDatosMarco temporalEjemplo Fuente EE.UU. *
Finanzas de la empresa10 años
  • Cuenta de resultados
  • Estado de tesorería
  • Balance
Estimaciones del consenso de analistas+3 años
  • Previsiones financieras
  • Objetivos de precios de los analistas
Precios de mercado30 años
  • Precios de las acciones
  • Dividendos, escisiones y acciones
Propiedad10 años
  • Accionistas principales
  • Información privilegiada
Gestión10 años
  • Equipo directivo
  • Consejo de Administración
Principales avances10 años
  • Anuncios de empresas

* Ejemplo para valores de EE.UU., para no EE.UU. se utilizan formularios y fuentes normativas equivalentes.

A menos que se especifique lo contrario, todos los datos financieros se basan en un periodo anual, pero se actualizan trimestralmente. Esto se conoce como datos de los últimos doce meses (TTM) o de los últimos doce meses (LTM). Más información.

Modelo de análisis y copo de nieve

Los detalles del modelo de análisis utilizado para generar este informe están disponibles en nuestra página de Github, también tenemos guías sobre cómo utilizar nuestros informes y tutoriales en Youtube.

Conozca al equipo de talla mundial que diseñó y construyó el modelo de análisis Simply Wall St.

Métricas industriales y sectoriales

Simply Wall St calcula cada 6 horas nuestras métricas sectoriales y de sección. Los detalles de nuestro proceso están disponibles en Github.

Fuentes analistas

Customers Bancorp, Inc. está cubierta por 18 analistas. 10 de esos analistas presentaron las estimaciones de ingresos o ganancias utilizadas como datos para nuestro informe. Las estimaciones de los analistas se actualizan a lo largo del día.

AnalistaInstitución
Sameer GokhaleBrean Capital Historical (Janney Montgomery)
Harold GoetschB. Riley Securities, Inc.
Stephen MossCGS International