Norwood Financial (NWFL) Resumen de Acciones
Norwood Financial Corp. opera como holding bancario de Wayne Bank, que ofrece diversos productos y servicios bancarios en Estados Unidos. Saber más
| Puntuación del snowflake | |
|---|---|
| Valoración | 3/6 |
| Crecimiento futuro | 3/6 |
| Rendimiento pasado | 4/6 |
| Salud financiera | 6/6 |
| Dividendos | 5/6 |
Recompensas
Análisis de riesgos
NWFL Community Fair Values
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Analyst Price Targets
Competidores de Norwood Financial Corp.
Historial de precios y rendimiento
| Precios históricos de las acciones | |
|---|---|
| Precio actual de la acción | US$30.35 |
| Máximo en las últimas 52 semanas | US$32.86 |
| Mínimo de 52 semanas | US$23.70 |
| Beta | 0.53 |
| Cambio en 1 mes | -2.10% |
| Variación en 3 meses | -1.65% |
| Cambio de 1 año | 25.15% |
| Variación en 3 años | -3.34% |
| Variación en 5 años | 20.34% |
| Variación desde la OPV | 601.09% |
Noticias y actualizaciones recientes
Seeking Alpha • Jul 15
Norwood Financial's Quality Overrides Its Valuation
Summary Norwood Financial Corp. receives a soft 'Buy' rating, reflecting improving fundamentals and adjusted asset quality post-merger activity. NWFL’s recent acquisition of PB Bankshares drove deposits to $2.51 billion and loans to $2.21 billion in Q1 2026, supporting balance sheet growth. Net interest margin rose to 3.04% in Q1 2026, while non-performing loans and assets remain below 0.50%, indicating manageable credit risk. Valuation is slightly above peers on P/E and book multiples, but merger-adjusted returns and low leverage support moderate upside potential. Read the full article on Seeking Alpha
Actualización de narrativa • Jun 26
NWFL: Future P/E Reassessment And Completed Buybacks Point To Balanced Outlook
Analysts have raised their price target on Norwood Financial to $33.50 from $28.00, citing updated assumptions around fair value, discount rate, revenue growth, profit margin and a higher potential future P/E multiple. What’s in the News for Norwood Financial Norwood Financial reported that from January 1, 2026 to March 31, 2026, it repurchased 0 shares for $0 million under the buyback program announced on May 12, 2008, while confirming that a total of 221,080 shares, or 3.12%, have been repurchased for $5.46 million under this program.Recent updates
Seeking Alpha • Jul 15
Norwood Financial's Quality Overrides Its Valuation
Summary Norwood Financial Corp. receives a soft 'Buy' rating, reflecting improving fundamentals and adjusted asset quality post-merger activity. NWFL’s recent acquisition of PB Bankshares drove deposits to $2.51 billion and loans to $2.21 billion in Q1 2026, supporting balance sheet growth. Net interest margin rose to 3.04% in Q1 2026, while non-performing loans and assets remain below 0.50%, indicating manageable credit risk. Valuation is slightly above peers on P/E and book multiples, but merger-adjusted returns and low leverage support moderate upside potential. Read the full article on Seeking AlphaActualización de narrativa • Jun 26
NWFL: Future P/E Reassessment And Completed Buybacks Point To Balanced Outlook
Analysts have raised their price target on Norwood Financial to $33.50 from $28.00, citing updated assumptions around fair value, discount rate, revenue growth, profit margin and a higher potential future P/E multiple. What’s in the News for Norwood Financial Norwood Financial reported that from January 1, 2026 to March 31, 2026, it repurchased 0 shares for $0 million under the buyback program announced on May 12, 2008, while confirming that a total of 221,080 shares, or 3.12%, have been repurchased for $5.46 million under this program.Artículo de análisis • Jan 06
Norwood Financial (NASDAQ:NWFL) Is Increasing Its Dividend To $0.32
Norwood Financial Corp. ( NASDAQ:NWFL ) has announced that it will be increasing its dividend from last year's...Artículo de análisis • Dec 20
Norwood Financial (NASDAQ:NWFL) Is Paying Out A Larger Dividend Than Last Year
Norwood Financial Corp. ( NASDAQ:NWFL ) will increase its dividend from last year's comparable payment on the 2nd of...Seeking Alpha • Aug 27
Norwood Financial: Still On The Sidelines Despite A Solid Loan Book
Summary Norwood Financial's net interest income decreased by over 4% YoY due to a $5.1M rise in interest expenses, impacting overall profitability. The bank's loan book, especially the $1.62B in real estate loans, remains a focal point, with a significant portion in commercial real estate. Despite a rise in non-accruing loans in the CRE segment, the overall quality of the loan book appears manageable, with a decrease in total past due and non-accruing loans. At a P/E ratio of 13-14 and a 50% premium to tangible book value, Norwood Financial remains a 'hold' until stronger performance is evident. Read the full article on Seeking AlphaArtículo de análisis • Sep 22
Norwood Financial (NASDAQ:NWFL) Will Pay A Dividend Of $0.29
Norwood Financial Corp. ( NASDAQ:NWFL ) will pay a dividend of $0.29 on the 1st of November. This means that the annual...Artículo de análisis • Jul 04
Norwood Financial's (NASDAQ:NWFL) Dividend Will Be $0.29
The board of Norwood Financial Corp. ( NASDAQ:NWFL ) has announced that it will pay a dividend on the 1st of August...Artículo de análisis • Jun 20
Norwood Financial (NASDAQ:NWFL) Is Due To Pay A Dividend Of $0.29
The board of Norwood Financial Corp. ( NASDAQ:NWFL ) has announced that it will pay a dividend of $0.29 per share on...Artículo de análisis • Jun 07
Do Norwood Financial's (NASDAQ:NWFL) Earnings Warrant Your Attention?
It's common for many investors, especially those who are inexperienced, to buy shares in companies with a good story...Artículo de análisis • Apr 05
Norwood Financial's (NASDAQ:NWFL) Upcoming Dividend Will Be Larger Than Last Year's
Norwood Financial Corp.'s ( NASDAQ:NWFL ) dividend will be increasing from last year's payment of the same period to...Seeking Alpha • Sep 16
Norwood Financial declares $0.28 dividend
Norwood Financial (NASDAQ:NWFL) declares $0.28/share quarterly dividend, in line with previous. Forward yield 4.21% Payable Nov. 1; for shareholders of record Oct. 14; ex-div Oct. 13. See NWFL Dividend Scorecard, Yield Chart, & Dividend Growth.Seeking Alpha • Jul 22
Norwood Financial GAAP EPS of $0.84, revenue of $19.38M
Norwood Financial press release (NASDAQ:NWFL): Q2 GAAP EPS of $0.84. Revenue of $19.38M (+6.3% Y/Y).Seeking Alpha • Jul 10
Norwood Financial: The Book Value Gets Hit Despite Good Results
Norwood Financial reported excellent results in the first quarter and remains firmly on track to report in excess of $3/share in earnings this year. The share price has likely been held back by the decreasing book value per share. That's caused by an increase in unrealized losses on securities, due to the increasing interest rates. I'm on the sidelines until I see how the interest rate risk plays out, but I like how this bank is run. Introduction I have written a few articles on Norwood Financial (NWFL) the holding company for the Wayne Bank, a bank active in New York and Pennsylvania. In my most recent article I started considering Norwood Financial for its dividend yield as the bank was yielding about 4% with a payout ratio of less than 40%. The quarterly dividend now represents a yield in excess of 4.5% as the share price has come down, so I wanted to check if this would be a good moment to add Norwood to my portfolio. Data by YCharts The First Quarter Of The Year Was Very Satisfying The bank performed well in the first quarter. It was able to keep its interest income stable at around $17.3M and as the interest expenses decreased by a few hundred thousand dollars to $1.25M, the net interest income increased from just under $15.8M to $16.1M. That’s up 2% and probably as good as it gets for the bank. Increasing interest rates should help to boost its net interest income profile down the road. Norwood FInancial Investor Relations The bank also reported a total non-interest income of $3.3M and a non-interest expense total of just under $10.2M, for a total net non-interest expense of approximately $6.8M. That’s a better achievement than the $7.5M in Q1 of last year, although this was caused by some non-recurring items, so we shouldn’t read too much into it. In any case, it did provide a nice boost to the pre-tax income which jumped to almost $9M, also helped by lower loan loss provisions as the amount of provisions fell by about 80% to just $300,000 in the first quarter. The net income was approximately $7.1M or $0.87 per share. This means the quarterly dividend of $0.28 per share is handsomely covered, and the payout ratio is just over 30%. That being said, keep in mind there were some non-recurring items that contributed to a great quarterly result, so the normalized earnings will likely be a bit lower, going forward. But in any case, a good quarter for Norwood Financial. The low allowance for loan losses isn’t something to be too worried about, as the vast majority of the loans are current. Looking at the breakdown below, less than $9M of the $1.37B loan book is classified as past due or impaired. With in excess of $16M in booked loan loss provisions and knowing the bank will always be able to recoup some of the $9M in sour loans, I still think the situation is healthy and Norwood isn’t overly optimistic at this point. Norwood FInancial Investor Relations Despite The Strong Earnings Result, The Book Value Per Share Decreased Rather Dramatically You would think that if a bank reports an EPS of $0.87 and pays out $0.28 per share in dividends, it would see its book value increase by $0.59/share. As Norwood has 8.2M shares outstanding, you would expect to see the book value increase by almost $5M. But as you can see below, on the liabilities side of the balance sheet, that didn’t happen. Not only did the book value not increase, it actually decreased by almost 10% to just under $187M. Norwood FInancial Investor Relations Due to the higher interest rates, the bank’s investment securities have lost some of their value. In the first quarter of 2022, the bank saw its unrealized losses on the securities portfolio increase by in excess of $27M, while there was a $2.6M decrease in unrealized gains. The combination of both weighed on the book value of the bank.Seeking Alpha • Apr 06
Norwood Financial: A 4% Yield With A Sub-40% Payout Ratio
Norwood Financial is the holding company for the Wayne Bank, a community bank in Pennsylvania and New York. The bank's reported net income was pretty decent in 2021 despite not seeing a material decrease in the loan loss provisions. The dividend yield is more than fully covered and should be safe.Artículo de análisis • Mar 17
Norwood Financial (NASDAQ:NWFL) Has Announced That It Will Be Increasing Its Dividend To US$0.28
The board of Norwood Financial Corp. ( NASDAQ:NWFL ) has announced that it will be increasing its dividend on the 2nd...Artículo de análisis • Dec 21
Norwood Financial (NASDAQ:NWFL) Is Increasing Its Dividend To US$0.28
Norwood Financial Corp. ( NASDAQ:NWFL ) will increase its dividend on the 1st of February to US$0.28. This will take...Seeking Alpha • Nov 05
Norwood Financial Corp.: There Is No Reason To Dislike This One
Norwood Financial Corp. is a regional bank with healthy and stable operations. Market expansion and acquisition will lead to more growth opportunities. The stock is a good investment choice in the current market environment.Rentabilidad de los accionistas
| NWFL | US Banks | Mercado US | |
|---|---|---|---|
| 7D | -4.7% | 0.9% | -0.7% |
| 1Y | 25.2% | 21.5% | 17.3% |
Rentabilidad vs. Industria: NWFL superó a la industria US Banks, que obtuvo un rendimiento del 21.5% el año pasado.
Rentabilidad vs. Mercado: NWFL superó al mercado US, que obtuvo un rendimiento del 17.3% el año pasado.
Volatilidad de los precios
| NWFL volatility | |
|---|---|
| NWFL Average Weekly Movement | 4.3% |
| Banks Industry Average Movement | 3.4% |
| Market Average Movement | 7.2% |
| 10% most volatile stocks in US Market | 16.3% |
| 10% least volatile stocks in US Market | 3.2% |
Precio estable de las acciones: NWFL no ha tenido una volatilidad de precios significativa en los últimos 3 meses en comparación con el mercado US.
Volatilidad a lo largo del tiempo: La volatilidad semanal de NWFL (4%) se ha mantenido estable durante el año pasado.
Acerca de la empresa
| Fundada | Empleados | CEO | Página web |
|---|---|---|---|
| 1870 | 278 | Jim Donnelly | wayne.bank |
Norwood Financial Corp. es el holding bancario de Wayne Bank, que ofrece diversos productos y servicios bancarios en Estados Unidos. La empresa ofrece productos de depósito, incluidas cuentas de transacciones remuneradas y no remuneradas, cuentas de ahorro y cuentas del mercado monetario, así como certificados de depósito. Sus préstamos comerciales incluyen líneas de crédito, créditos renovables, préstamos a plazo, hipotecas, productos de préstamos garantizados y facilidades de cartas de crédito; préstamos para financiación municipal; préstamos para la construcción de proyectos de construcción comercial y residencias unifamiliares; financiación de la construcción; préstamos inmobiliarios y al consumo; préstamos hipotecarios para financiar residencias principales y segundas residencias; y financiación indirecta de concesionarios de automóviles nuevos y usados, embarcaciones y vehículos recreativos.
Resumen de fundamentos de Norwood Financial Corp.
| Estadísticas fundamentales de NWFL | |
|---|---|
| Capitalización bursátil | US$327.83m |
| Beneficios(TTM) | US$28.84m |
| Ingresos (TTM) | US$99.69m |
11.4x
Ratio precio-beneficio (PE)1.1x
Precio/valor contable ¿Está NWFL sobrevalorada?
Ver valor justo y análisis de valoraciónBeneficios e Ingresos
| Cuenta de resultados (TTM) de NWFL | |
|---|---|
| Ingresos | US$99.69m |
| Coste de los ingresos | US$0 |
| Beneficio bruto | US$99.69m |
| Otros gastos | US$70.85m |
| Beneficios | US$28.84m |
Últimos beneficios comunicados
Jun 30, 2026
Próxima fecha de beneficios
n/a
| Beneficios por acción (BPA) | 2.66 |
| Margen bruto | 100.00% |
| Margen de beneficio neto | 28.93% |
| Ratio deuda/patrimonio | 22.6% |
¿Cómo se ha desempeñado NWFL a largo plazo?
Ver rendimiento histórico y comparativaDividendos
4.2%
Rentabilidad actual por dividendo22%
Ratio de pagos¿Paga NWFL dividendos fiables?
Ver historial de dividendos e índices de referencia de NWFL| fechas de dividendos de Norwood Financial | |
|---|---|
| Fecha ex dividendo | Jul 15 2026 |
| Fecha de pago de dividendos | Aug 03 2026 |
| Días hasta ex dividendo | 8 days |
| Días hasta la fecha de pago de dividendos | 11 days |
¿Paga NWFL dividendos fiables?
Ver historial de dividendos e índices de referencia de NWFLAnálisis de la empresa y estado de los datos financieros
| Datos | Última actualización (huso horario UTC) |
|---|---|
| Análisis de la empresa | 2026/07/23 01:22 |
| Precio de las acciones al final del día | 2026/07/22 00:00 |
| Beneficios | 2026/06/30 |
| Ingresos anuales | 2025/12/31 |
Fuentes de datos
Los datos utilizados en nuestro análisis de empresas proceden de S&P Global Market Intelligence LLC. Los siguientes datos se utilizan en nuestro modelo de análisis para generar este informe. Los datos están normalizados, lo que puede introducir un retraso desde que la fuente está disponible.
| Paquete | Datos | Marco temporal | Ejemplo Fuente EE.UU. * |
|---|---|---|---|
| Finanzas de la empresa | 10 años |
| |
| Estimaciones del consenso de analistas | +3 años |
|
|
| Precios de mercado | 30 años |
| |
| Propiedad | 10 años |
| |
| Gestión | 10 años |
| |
| Principales avances | 10 años |
|
* Ejemplo para valores de EE.UU., para no EE.UU. se utilizan formularios y fuentes normativas equivalentes.
A menos que se especifique lo contrario, todos los datos financieros se basan en un periodo anual, pero se actualizan trimestralmente. Esto se conoce como datos de los últimos doce meses (TTM) o de los últimos doce meses (LTM). Más información.
Modelo de análisis y copo de nieve
Los detalles del modelo de análisis utilizado para generar este informe están disponibles en nuestra página de Github, también tenemos guías sobre cómo utilizar nuestros informes y tutoriales en Youtube.
Conozca al equipo de talla mundial que diseñó y construyó el modelo de análisis Simply Wall St.
Métricas industriales y sectoriales
Simply Wall St calcula cada 6 horas nuestras métricas sectoriales y de sección. Los detalles de nuestro proceso están disponibles en Github.
Fuentes analistas
Norwood Financial Corp. está cubierta por 3 analistas. 1 de esos analistas presentaron las estimaciones de ingresos o ganancias utilizadas como datos para nuestro informe. Las estimaciones de los analistas se actualizan a lo largo del día.
| Analista | Institución |
|---|---|
| Daniel Cardenas | Brean Capital Historical (Janney Montgomery) |
| null null | Stephens, Inc. |
| Matthew Breese | Stephens, Inc. |