Salud financiera de hoja de balance de Citizens Financial Services

Salud financiera controles de criterios 6/6

Citizens Financial Services tiene unos activos totales de $3.0B y un patrimonio total de $298.7M. Los depósitos totales ascienden a $2.5B y los préstamos totales a $2.3B. Obtiene un margen de interés neto de 3.2%. Dispone de suficientes provisiones para préstamos dudosos, que actualmente ascienden a 0.9% del total de préstamos. El efectivo y las inversiones a corto plazo ascienden a $49.6M.

Información clave

10.1x

Ratio activos-patrimonio

3.2%

Margen de interés neto

Depósitos totales	US$2.45b
Ratio de créditos sobre depósitos	Adecuado
Préstamos dudosos	0.9%
Provisión para préstamos dudosos	Suficiente
Ratio actual	Bajo
Efectivo y equivalentes	US$49.58m

Actualizaciones recientes sobre salud financiera

No hay actualizaciones

Recent updates

Here's Why We Think Citizens Financial Services (NASDAQ:CZFS) Might Deserve Your Attention Today

May 10

Citizens Financial Services to acquire HV Bancorp

Oct 19

Citizens Financial Services (NASDAQ:CZFS) Is Increasing Its Dividend To $0.48

Sep 06

Citizens Financial Services rises dividend 1.1% to $0.48/shares

Sep 01

Citizens Financial Services GAAP EPS of $1.74, revenue of $20.03M

Jul 22

Citizens Financial Services (NASDAQ:CZFS) Has Announced That It Will Be Increasing Its Dividend To US$0.47

Jun 08

Análisis de la situación financiera

Historial y análisis de deuda-patrimonio

Hoja de balance

Análisis de instituciones financieras

Nivel de activos: El [ratio activos-patrimonio] de CZFS (10.1x) es moderado.

Provisión para préstamos dudosos: CZFS tiene suficiente provisión para préstamos dudosos (101%).

Pasivos de bajo riesgo: 90% del pasivo de CZFS se compone principalmente de fuentes de financiación de bajo riesgo.

Nivel de préstamo: CZFS tiene un nivel adecuado de ratio de endeudamiento sobre activos (76%).

Depósitos de bajo riesgo: El ratio préstamos-depositos de CZFS (94%) es apropiado.

Nivel de préstamos dudosos: CZFS tiene un nivel adecuado de préstamos dudosos (0.9%).

Salud financiera de hoja de balance de Citizens Financial Services

Salud financiera controles de criterios 6/6

Información clave

Actualizaciones recientes sobre salud financiera

Recent updates

Investor sentiment improves as stock rises 19%

Third quarter 2024 earnings released: EPS: US$1.59 (vs US$1.59 in 3Q 2023)

Citizens Financial Services, Inc. Reports Net Charge-Offs for the Third Quarter Ended September 30, 2024

Investor sentiment improves as stock rises 16%

Citizens Financial Services (NASDAQ:CZFS) Is Paying Out A Dividend Of $0.49

Second quarter dividend of US$0.49 announced

Investor sentiment improves as stock rises 16%

Investor sentiment deteriorates as stock falls 18%

Second quarter 2024 earnings released: EPS: US$1.11 (vs US$1.00 loss in 2Q 2023)

Investor sentiment improves as stock rises 22%

Citizens Financial Services (NASDAQ:CZFS) Has Announced A Dividend Of $0.49

First quarter dividend of US$0.49 announced

Investor sentiment improves as stock rises 19%

Price target decreased by 13% to US$53.00

First quarter 2024 earnings: EPS and revenues miss analyst expectations

Citizens Financial Services (NASDAQ:CZFS) Will Pay A Dividend Of $0.49

Full year 2023 earnings: EPS exceeds analyst expectations

Fourth quarter dividend of US$0.49 announced

Full year 2023 earnings: EPS exceeds analyst expectations

Citizens Financial Services, Inc., Annual General Meeting, Apr 16, 2024

[Correction]: A Key Development was Inadvertently sent stating Stephen Guillaume, CFO of Citizens Financial Services, Inc. has Announced Termination

Citizens Financial Services, Inc. and First Citizens Community Bank Announce Termination of Stephen J. Guillaume, Chief Financial Officer

Citizens Financial Services, Inc. and First Citizens Community Bank Announce Termination of Stephen J. Guillaume, Chief Financial Officer

Investor sentiment improves as stock rises 15%

Third quarter 2023 earnings: EPS and revenues exceed analyst expectations

Price target decreased by 35% to US$52.00

New minor risk - Insider selling

Insider recently sold US$415k worth of stock

Director recently sold US$76k worth of stock

Insider recently bought US$52k worth of stock

Investor sentiment deteriorates as stock falls 16%

Citizens Financial Services, Inc. and First Citizens Community Bank Announces Executive Changes, Effective September 5, 2023

Consensus EPS estimates fall by 23%

New minor risk - Earnings quality

Second quarter 2023 earnings: EPS and revenues miss analyst expectations

Price target decreased by 17% to US$80.00

New minor risk - Shareholder dilution

Citizens Financial Services, Inc. (NasdaqCM:CZFS) completed the acquisition of HV Bancorp, Inc. (NasdaqCM:HVBC) from a group of shareholders.

Investor sentiment improves as stock rises 21%

Here's Why We Think Citizens Financial Services (NASDAQ:CZFS) Might Deserve Your Attention Today

First quarter 2023 earnings: EPS and revenues miss analyst expectations

Independent Chairman of the Board recently sold US$285k worth of stock

Insufficient new directors

Now 21% undervalued

Full year 2022 earnings: EPS exceeds analyst expectations while revenues lag behind

Citizens Financial Services, Inc., Annual General Meeting, Apr 18, 2023

Citizens Financial Services, Inc. Declares Quarterly Cash Dividend, Payable on December 30, 2022

Price target increased to US$79.00

Third quarter 2022 earnings released: EPS: US$1.90 (vs US$1.77 in 3Q 2021)

Citizens Financial Services, Inc. Announces Net Charge-Offs for the Three Months Ended September 30, 2022

Citizens Financial Services to acquire HV Bancorp

Upcoming dividend of US$0.48 per share

Citizens Financial Services (NASDAQ:CZFS) Is Increasing Its Dividend To $0.48

Citizens Financial Services, Inc., Annual General Meeting, Dec 19, 2022

Citizens Financial Services, Inc. Declares Quarterly Cash Dividend, Payable on September 30, 2022

Citizens Financial Services rises dividend 1.1% to $0.48/shares

Price target increased to US$79.00

Second quarter 2022 earnings: EPS in line with expectations, revenues disappoint

Citizens Financial Services GAAP EPS of $1.74, revenue of $20.03M

Citizens Financial Services (NASDAQ:CZFS) Has Announced That It Will Be Increasing Its Dividend To US$0.47

Citizens Financial Services, Inc. Declares Quarterly Cash Dividend, Payable on June 24, 2022

Independent Director recently sold US$88k worth of stock

Upcoming dividend of US$0.47 per share

Citizens Financial Services, Inc. and First Citizens Community Bank Appoints Janie Hilfiger to the Board of Directors

Citizens Financial Services, Inc., Annual General Meeting, Apr 20, 2021

Citizens Financial Services, Inc. (OTCPK:CZFS) completed the acquisition of MidCoast Community Bancorp, Inc. (OTCPK:MDCT).

Análisis de la situación financiera

Historial y análisis de deuda-patrimonio

Hoja de balance

Análisis de instituciones financieras

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