SCB X Resultados de beneficios anteriores
Pasado controles de criterios 2/6
SCB X ha aumentado sus beneficios a una tasa media anual de 7.6%, mientras que los beneficios de la industria de Banks han experimentado un crecimiento de 11.7% anual. Los ingresos han ido creciendo a una tasa media de 4.6% al año. La rentabilidad financiera de SCB X es de 9.1%, y sus márgenes netos son de 34.8%.
Información clave
7.64%
Tasa de crecimiento de los beneficios
7.83%
Tasa de crecimiento del BPA
| Crecimiento de la industria Banks | 2.71% |
| Tasa de crecimiento de los ingresos | 4.62% |
| Rentabilidad financiera | 9.06% |
| Margen neto | 34.76% |
| Próxima actualización de resultados | 21 Oct 2026 |
Actualizaciones de resultados anteriores recientes
Recent updates
Actualización de narrativa • Aug 04
SCB: Blockchain Payments And Solid Margins Will Support Fair Value Outlook
Analysts have lifted their price target for SCB X to THB156.05 from THB148.58, reflecting updated assumptions for revenue growth, profit margins, and a slightly lower discount rate, while keeping a similar future P/E profile. What's in the News for SCB X SCB X, through The Siam Commercial Bank, is working with Citigroup on the first live use of Citi's integrated 24/7 USD Clearing and Citi Token Services solution, using blockchain and tokenized deposits for cross border payments.Actualización de narrativa • Jul 21
SCB: Digital Payments And Margins Will Support Fair Value Outlook
Analysts have nudged their price target for SCB X higher, with fair value moving from THB145.05 to THB148.58 as they fine tune assumptions around discount rates, revenue growth, profit margins and future P/E multiples. What's in the News for SCB X SCB X, through The Siam Commercial Bank, is the first financial institution client globally to go live with Citigroup's integrated 24/7 USD Clearing and Citi Token Services solution, using blockchain and tokenized deposits for cross border payments.Actualización de narrativa • Jul 03
SCB: Dividend Payout And Margins Will Support Fair Value Outlook
Analysts have adjusted their price target for SCB X to THB145.05 from THB140.41. This reflects updated views on its fair value, discount rate, revenue growth, profit margin, and forward P/E assumptions.Actualización de narrativa • Jun 19
SCB: Dividend Payout And New Card Unit CEO Will Support Fair Value
Analysts have nudged their fair value estimate for SCB X slightly lower, trimming the price target from THB140.53 to THB140.41 as small adjustments to the discount rate and forward P/E feed into the valuation model. What’s in the News for SCB X SCB X approved a dividend from 2025 operational results of THB 11.28 per share, totaling THB 37,981 million, representing 80% of the company’s 2025 consolidated net profit (AGM, April 8, 2026).Actualización de narrativa • Jun 04
SCB: Dividend And New Card Unit Leadership Will Support Fair Value
Analysts have trimmed their price target on SCB X slightly, with fair value moving from THB141.56 to THB140.53 as they fine tune assumptions on revenue growth, profit margin, discount rate and future P/E in their models. What's in the News The AGM on 8 April 2026 approved a dividend from 2025 operational results of THB 11.28 per share, totaling THB 37,981m, representing 80% of the company’s 2025 consolidated net profit.Actualización de narrativa • May 20
SCB: Dividend Payout And New Card Unit CEO Will Support Fair Value
Analysts have trimmed their price target for SCB X to THB141.56 from THB143.72, reflecting updated assumptions for the discount rate, revenue growth, profit margin and forward P/E that lead to a slightly more conservative valuation. What's in the News The AGM on April 8, 2026 approved a dividend from 2025 operations of THB 11.28 per share, totaling THB 37,981 million, which represents 80% of the 2025 consolidated net profit (AGM resolution).Actualización de narrativa • Apr 24
SCB: Future Dividend Payout And CEO Change Will Support Fair Value
Analysts have slightly reduced their price target for SCB X, with fair value moving from THB144.78 to THB143.72 as they factor in revised assumptions for revenue growth, profit margin and future P/E. What's in the News The AGM on April 8, 2026 approved a dividend from 2025 results of THB 11.28 per share, totaling THB 37,981m, which the company states represents 80% of its 2025 consolidated net profit (Key Developments).Actualización de narrativa • Apr 06
SCB: Future Dividend And CEO Transition Will Support Fair Value
Analysts have nudged their fair value estimate for SCB X slightly higher, with the price target moving from THB144.17 to THB144.78 as they factor in updated assumptions on revenue growth, profit margins and future P/E levels. What's in the News A board meeting is scheduled for March 27, 2026 to consider appointing Qinbin Fan as Chief Executive Officer of Card X, replacing Sarut Ruttanaporn (Key Developments).Actualización de narrativa • Mar 22
SCB: Future Dividend And Stable Assumptions Will Support Fair Value
Analysts have nudged their fair value estimate for SCB X higher from THB142.22 to THB144.17 as small tweaks to long term revenue growth, profit margin assumptions and future P/E expectations filter through their models. What's in the News SCB X Public Company Limited has proposed a cash dividend of THB 9.28 per share for the year ended 31 December 2025, with a total payout of about THB 31,247m, subject to shareholder entitlement rules (company announcement).Actualización de narrativa • Mar 06
SCB: Future Dividend Policy And Stable Assumptions Will Support Fair Value
Analysts have nudged their price target on SCB X slightly higher to about THB142 from roughly THB142 previously, reflecting updated assumptions around fair value, revenue, profit margins and future P/E multiples. What's in the News SCB X Public Company Limited has proposed a cash dividend of THB 9.28 per share for the year ended 31 December 2025, totaling about THB 31,247m in payouts (Key Developments).Actualización de narrativa • Feb 20
SCB: Future Profitability Assumptions Will Support A Steady Fair Value Outlook
Analysts have nudged their THB fair value estimate for SCB X slightly higher from THB140.94 to THB141.56, reflecting updated assumptions around revenue growth, profit margin and future P/E expectations. Valuation Changes Fair Value: Adjusted from THB140.94 to THB141.56, representing a small upward change in the model output.Actualización de narrativa • Feb 05
SCB: Future Profitability And Slightly Lower Discount Rate Will Support Stable Outlook
Analysts now see fair value for SCB X at approximately ฿140.94 per share, up from about ฿140.17, reflecting updated assumptions for discount rate, revenue growth, profit margin, and future P/E that together nudge their price targets higher. Valuation Changes Fair Value: Updated fair value per share is now ฿140.94, compared with the earlier ฿140.17, reflecting a small upward adjustment.Actualización de narrativa • Jan 22
SCB: Future Profitability And Lower Discount Rate Will Support Stable Risk Outlook
Analysts have nudged their fair value estimate for SCB X slightly higher from ฿139.39 to ฿140.17. This reflects updated views on a lower discount rate, a modest adjustment to expected revenue growth, a higher projected profit margin, and a slightly lower future P/E assumption.Actualización de narrativa • Jan 08
SCB: Future Earnings Multiple And Profitability Assumptions Will Shape Stable Risk Outlook
Analysts have nudged their fair value estimate for SCB X up to ฿139.39 from ฿136.72, citing updated assumptions that combine slightly lower revenue growth and a modestly reduced discount rate with a small uplift in profit margin and future P/E. Valuation Changes Fair Value: Revised slightly higher from THB 136.72 to THB 139.39.Actualización de narrativa • Dec 19
SCB: Future Earnings Multiple Will Shape A Stable Risk Outlook
Analysts have slightly trimmed their price target on SCB X to THB 136.72 from THB 136.78, reflecting modestly lower assumptions for revenue growth and profit margins, partly offset by a marginally higher expected future P/E multiple. Valuation Changes The fair value estimate has edged down slightly to THB 136.72 from THB 136.78.Actualización de narrativa • Dec 05
SCB: Stable Margins And Risk Profile Will Shape A Measured Outlook
Analysts have nudged their price target for SCB X higher to THB 136.78. This represents a modest upward revision that reflects slightly lower perceived risk and steady expectations for revenue growth, profit margins, and future valuation multiples.Actualización de narrativa • Nov 21
SCB: Leadership Transition And Margin Trends Will Guide Measured Outlook
Narrative Update on SCB X Analysts have slightly raised their price target for SCB X to $136.78. This reflects a modest increase supported by updated assumptions regarding discount rates and future profitability.Actualización de narrativa • Nov 05
SCB: Leadership Transition And Margin Trends Will Guide Measured Outlook
Analysts have increased their price target for SCB X by approximately 1 percent, from 135.39 to 136.78. This change is due to minor adjustments to future earnings expectations and profitability margins.Actualización de narrativa • Oct 22
Analysts Lift SCB X Price Target as Profit Margin Outlook Improves Amid Leadership Change
Analysts have modestly raised their price target for SCB X from $131.97 to $135.39, citing a slightly improved profit margin outlook, even though revenue growth projections are marginally lower. What's in the News SCB X Public Company Limited has announced the termination of Mr. Manop Sangiambut as Chief Finance & Strategy Officer, effective September 16, 2025.Actualización de narrativa • Oct 08
Data X And Typhoon AI Will Improve Future Cost Management And Asset Quality
Analysts have raised their price target for SCB X from $129.95 to $131.97, citing modest improvements in the discount rate, projected revenue growth, and profit margins. What's in the News SCB X announced the termination of Mr. Manop Sangiambut as Chief Finance & Strategy Officer, effective September 16, 2025 (Key Developments).Actualización de narrativa • Sep 17
Data X And Typhoon AI Will Improve Future Cost Management And Asset Quality
The consensus analyst price target for SCB X has remained largely unchanged as a lower discount rate offset a slight decline in net profit margin, resulting in only a marginal increase in fair value. What's in the News SCB X terminated Mr. Manop Sangiambut as Chief Finance & Strategy Officer and appointed Mr. Arak Sutivong as Chief Financial Officer effective September 16, 2025.
Nueva narrativa • Nov 19
Navigating Growth Horizons With Digital Innovation And Wealth Management Mastery
SCB X's digital strategy and wealth management focus support revenue growth, with improved asset quality and RM productivity boosting net margins.Desglose de ingresos y gastos
Desglose de ingresos y gastos
Cómo gana y gasta dinero SCB X. Basado en los últimos beneficios reportados, en base a los últimos doce meses (LTM).
Historial de beneficios e ingresos
| Fecha | Ingresos | Beneficios | Gastos G+A | Gastos de I+D |
|---|---|---|---|---|
| 30 Jun 26 | 125,166 | 43,512 | 50,081 | 0 |
| 31 Mar 26 | 126,942 | 45,181 | 50,326 | 0 |
| 31 Dec 25 | 130,114 | 47,488 | 50,781 | 0 |
| 30 Sep 25 | 133,651 | 49,051 | 51,208 | 0 |
| 30 Jun 25 | 132,121 | 47,936 | 51,084 | 0 |
| 31 Mar 25 | 130,321 | 45,164 | 51,547 | 0 |
| 31 Dec 24 | 129,779 | 43,943 | 51,099 | 0 |
| 30 Sep 24 | 128,962 | 43,231 | 52,572 | 0 |
| 30 Jun 24 | 128,733 | 41,953 | 52,371 | 0 |
| 31 Mar 24 | 129,325 | 43,807 | 51,689 | 0 |
| 31 Dec 23 | 127,503 | 43,521 | 50,982 | 0 |
| 30 Sep 23 | 125,469 | 39,669 | 53,335 | 0 |
| 30 Jun 23 | 126,377 | 40,315 | 52,608 | 0 |
| 31 Mar 23 | 122,610 | 38,497 | 51,250 | 0 |
| 31 Dec 22 | 120,592 | 37,546 | 50,734 | 0 |
| 30 Sep 22 | 116,669 | 38,275 | 49,162 | 0 |
| 30 Jun 22 | 111,537 | 36,782 | 47,969 | 0 |
| 31 Mar 22 | 109,526 | 35,546 | 47,357 | 0 |
| 31 Dec 21 | 108,318 | 35,590 | 40,967 | 0 |
| 30 Sep 21 | 103,193 | 32,684 | 46,451 | 0 |
| 30 Jun 21 | 97,847 | 28,509 | 45,353 | 0 |
| 31 Mar 21 | 97,949 | 28,054 | 49,216 | 0 |
| 31 Dec 20 | 98,118 | 27,218 | 49,547 | 0 |
| 30 Sep 20 | 101,413 | 27,758 | 52,723 | 0 |
| 30 Jun 20 | 125,062 | 37,915 | 52,446 | 0 |
| 31 Mar 20 | 128,651 | 40,531 | 53,218 | 0 |
| 31 Dec 19 | 129,887 | 40,436 | 54,343 | 0 |
| 30 Sep 19 | 129,371 | 42,014 | 54,667 | 0 |
| 30 Jun 19 | 113,781 | 37,724 | 52,501 | 0 |
| 31 Mar 19 | 112,985 | 37,860 | 53,404 | 0 |
| 31 Dec 18 | 114,202 | 40,068 | 51,468 | 0 |
| 30 Sep 18 | 116,154 | 42,183 | 48,387 | 0 |
| 30 Jun 18 | 113,703 | 41,805 | 52,042 | 0 |
| 31 Mar 18 | 113,337 | 42,604 | 46,915 | 0 |
| 31 Dec 17 | 111,146 | 43,152 | 45,842 | 0 |
| 30 Sep 17 | 114,889 | 46,669 | 38,562 | 0 |
| 30 Jun 17 | 114,930 | 48,071 | 37,749 | 0 |
| 31 Mar 17 | 114,346 | 48,978 | 36,651 | 0 |
| 31 Dec 16 | 110,806 | 47,612 | 35,517 | 0 |
| 30 Sep 16 | 107,497 | 46,692 | 34,098 | 0 |
| 30 Jun 16 | 103,569 | 44,177 | 33,328 | 0 |
| 31 Mar 16 | 103,268 | 44,577 | 32,543 | 0 |
| 31 Dec 15 | 107,535 | 47,182 | 32,138 | 0 |
| 30 Sep 15 | 108,519 | 47,618 | 32,541 | 0 |
Ingresos de calidad: SCB tiene ganancias de alta calidad.
Margen de beneficios creciente: Los actuales márgenes de beneficio(34.8%) de SCB son inferiores a los del año pasado (36.3%).
Análisis del flujo de caja libre vs. Beneficios
Análisis del crecimiento de los beneficios en el pasado
Tendencia de beneficios: Los beneficios de SCB han crecido un 7.6% al año en los últimos 5 años.
Acelerando crecimiento: SCB ha tenido un crecimiento negativo de los beneficios en el último año, por lo que no puede compararse con su media de 5 años.
Beneficios vs. Industria: SCB tuvo un crecimiento negativo de los beneficios (-9.2%) durante el año pasado, lo que dificulta la comparación con la media de la industria Banks (4.2%).
Rentabilidad financiera
Alta ROE: La rentabilidad financiera de SCB (9.1%) se considera baja.
Rentabilidad económica
Rendimiento del capital invertido
Descubre empresas con buenos resultados en el pasado
Análisis de la empresa y estado de los datos financieros
| Datos | Última actualización (huso horario UTC) |
|---|---|
| Análisis de la empresa | 2026/09/17 23:03 |
| Precio de las acciones al final del día | 2026/09/17 00:00 |
| Beneficios | 2026/06/30 |
| Ingresos anuales | 2025/12/31 |
Fuentes de datos
Los datos utilizados en nuestro análisis de empresas proceden de S&P Global Market Intelligence LLC. Los siguientes datos se utilizan en nuestro modelo de análisis para generar este informe. Los datos están normalizados, lo que puede introducir un retraso desde que la fuente está disponible.
| Paquete | Datos | Marco temporal | Ejemplo Fuente EE.UU. * |
|---|---|---|---|
| Finanzas de la empresa | 10 años |
| |
| Estimaciones del consenso de analistas | +3 años |
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| Precios de mercado | 30 años |
| |
| Propiedad | 10 años |
| |
| Gestión | 10 años |
| |
| Principales avances | 10 años |
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* Ejemplo para valores de EE.UU., para no EE.UU. se utilizan formularios y fuentes normativas equivalentes.
A menos que se especifique lo contrario, todos los datos financieros se basan en un periodo anual, pero se actualizan trimestralmente. Esto se conoce como datos de los últimos doce meses (TTM) o de los últimos doce meses (LTM). Más información.
Modelo de análisis y copo de nieve
Los detalles del modelo de análisis utilizado para generar este informe están disponibles en nuestra página de Github, también tenemos guías sobre cómo utilizar nuestros informes y tutoriales en Youtube.
Conozca al que diseñó y construyó el modelo de análisis Simply Wall St.
Métricas industriales y sectoriales
Simply Wall St calcula cada 6 horas nuestras métricas sectoriales y de sección. Los detalles de nuestro proceso están disponibles en Github.
Fuentes analistas
SCB X Public Company Limited está cubierta por 44 analistas. 19 de esos analistas presentaron las estimaciones de ingresos o ganancias utilizadas como datos para nuestro informe. Las estimaciones de los analistas se actualizan a lo largo del día.
| Analista | Institución |
|---|---|
| Usanee Liurut | Asia Plus Securities Company Limited |
| Kevin Kwek | Bernstein |
| Sarachada Sornsong | BofA Global Research |