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ING Bank Slaski S.A.Informe acción WSE:ING

Capitalización bursátil zł57.2b
Precio de las acciones
zł440.00
zł384.71
14.4% sobrevalorado descuento intrínseco
1Y52.2%
7D0.2%
1D
Valor de la cartera
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ING Bank Slaski S.A.

Informe acción WSE:ING

Capitalización de mercado: zł57.2b

ING Bank Slaski (ING) Resumen de Acciones

ING Bank Slaski S.A., junto con nuestras filiales, ofrece diversos productos y servicios bancarios para clientes minoristas y empresas en Polonia. Saber más

Análisis fundamental de ING
Puntuación del snowflake
Valoración1/6
Crecimiento futuro3/6
Rendimiento pasado2/6
Salud financiera4/6
Dividendos4/6

ING Community Fair Values

Create Narrative

See what 10 others think this stock is worth. Follow their fair value or set your own to get alerts.

Competidores de ING Bank Slaski S.A.

Historial de precios y rendimiento

Resumen de las cotizaciones máximas, mínimas y variaciones del ING Bank Slaski
Precios históricos de las acciones
Precio actual de la acciónzł440.00
Máximo en las últimas 52 semanaszł470.00
Mínimo de 52 semanaszł283.00
Beta0.36
Cambio en 1 mes9.62%
Variación en 3 meses14.58%
Cambio de 1 año52.25%
Variación en 3 años160.97%
Variación en 5 años134.54%
Variación desde la OPV551.85%

Noticias y actualizaciones recientes

Actualización de narrativa May 23

ING: Dividend And Earnings Assumptions Will Support Measured Fair Value Outlook

Analysts have nudged their price target for ING Bank Slaski slightly higher to PLN 384.71 from PLN 381.38, citing updated assumptions around discount rates, revenue growth, profit margins, and future P/E multiples. What's in the News ING Bank Slaski announced an annual dividend of PLN 26.71 per share, with an ex-dividend date set for April 21, 2026, a record date on April 22, 2026, and payment scheduled for April 27, 2026 (Key Developments).
Actualización de narrativa May 06

ING: Dividend Commitment And Steady Outlook Will Support Fair Value

Analysts have left the PLN 381.38 price target for ING Bank Slaski unchanged, noting that a slightly higher assumed discount rate and revenue growth outlook are offset by a modestly lower profit margin and broadly steady future P/E expectations. What's in the News ING Bank Slaski S.A. announced an annual dividend of PLN 26.71 per share, with payment scheduled for April 27, 2026 (Key Developments).
Actualización de narrativa Apr 21

ING: Elevated Dividend Payout Will Sustain Overvaluation Risk For Now

Analysts have made a marginal adjustment to their fair value estimate for ING Bank Slaski, trimming the price target by PLN0.06 to reflect slightly updated assumptions for the discount rate, revenue growth, profit margin and future P/E. What's in the News ING Bank Slaski S.A. declared an annual dividend of PLN 26.71 per share.

Recent updates

Actualización de narrativa May 23

ING: Dividend And Earnings Assumptions Will Support Measured Fair Value Outlook

Analysts have nudged their price target for ING Bank Slaski slightly higher to PLN 384.71 from PLN 381.38, citing updated assumptions around discount rates, revenue growth, profit margins, and future P/E multiples. What's in the News ING Bank Slaski announced an annual dividend of PLN 26.71 per share, with an ex-dividend date set for April 21, 2026, a record date on April 22, 2026, and payment scheduled for April 27, 2026 (Key Developments).
Actualización de narrativa May 06

ING: Dividend Commitment And Steady Outlook Will Support Fair Value

Analysts have left the PLN 381.38 price target for ING Bank Slaski unchanged, noting that a slightly higher assumed discount rate and revenue growth outlook are offset by a modestly lower profit margin and broadly steady future P/E expectations. What's in the News ING Bank Slaski S.A. announced an annual dividend of PLN 26.71 per share, with payment scheduled for April 27, 2026 (Key Developments).
Actualización de narrativa Apr 21

ING: Elevated Dividend Payout Will Sustain Overvaluation Risk For Now

Analysts have made a marginal adjustment to their fair value estimate for ING Bank Slaski, trimming the price target by PLN0.06 to reflect slightly updated assumptions for the discount rate, revenue growth, profit margin and future P/E. What's in the News ING Bank Slaski S.A. declared an annual dividend of PLN 26.71 per share.
Actualización de narrativa Apr 07

ING: Dividend Outlook And Stable Earnings Profile Will Support Fair Value

Analysts have kept their PLN price target for ING Bank Slaski effectively unchanged, making only slight adjustments to the discount rate and to long term assumptions around revenue growth, profit margin and future P/E used to support the valuation framework. What's in the News ING Bank Slaski S.A. announced an annual dividend of PLN 26.71 per share, with an ex-dividend date on April 21, 2026, and a record date on April 22, 2026 (Key Developments).
Actualización de narrativa Mar 24

ING: Dividend Policy And Earnings Profile Will Support Fair Value

Analysts have adjusted their fair value estimate for ING Bank Slaski slightly higher, moving the price target from PLN 379.58 to PLN 381.44. This change reflects updated assumptions on revenue growth, profit margins and future P/E expectations.
Actualización de narrativa Mar 09

ING: Higher Margin And Dividend Will Support Fairly Valued Shares

Analysts have nudged their price target for ING Bank Slaski higher to PLN 379.58 from PLN 365.72, citing updated assumptions around the discount rate, revenue growth, profit margin and future P/E as drivers of the revised view. What's in the News ING Bank Slaski S.A. announced an annual dividend of PLN 26.7100 per share, with an ex-dividend date on April 21, 2026, a record date on April 22, 2026, and payment scheduled for April 27, 2026 (Key Developments).
Actualización de narrativa Feb 23

ING: Lower Future P/E Will Limit Upside Despite Margin Shift

Analysts have made a marginal adjustment to their PLN price target for ING Bank Slaski to PLN 365.72, reflecting slightly updated assumptions for discount rate, revenue growth, profit margin and future P/E expectations. Valuation Changes Fair Value: PLN 365.73 to PLN 365.72, reflecting a very small downward adjustment to the model output.
Actualización de narrativa Feb 08

ING: Softer Margins And Richer P/E Will Restrain Future Upside

Analysts have slightly reduced their price target for ING Bank Slaski, trimming fair value from €369.52 to €365.73 as they now assume a modestly lower revenue growth rate, a softer profit margin, and a somewhat higher future P/E multiple. Valuation Changes Fair Value: Trimmed slightly from €369.52 to €365.73, reflecting a modest adjustment to the model.
Actualización de narrativa Jan 25

ING: Future Earnings Power Will Support Fair Outlook With Refined Assumptions

Analysts have kept their price target on ING Bank Slaski steady while slightly adjusting assumptions around discount rate, revenue growth, profit margin and future P/E. This reflects refreshed views on the bank's risk profile and earnings potential without changing their overall valuation stance.
Actualización de narrativa Jan 10

ING: Future Earnings Power Will Support Fair Outlook With Stable Assumptions

Analysts have nudged their price target for ING Bank Slaski to €369.52, a change they link to small adjustments in assumptions such as the discount rate and future P/E, while keeping forecast revenue growth and profit margin essentially unchanged. Valuation Changes Fair Value: Modelled fair value is unchanged at €369.52 per share.
Actualización de narrativa Dec 18

ING: Future Earnings Power Will Drive Upside Despite Slightly Lower Multiple

Analysts have slightly lowered their price target on ING Bank Slaski by approximately PLN 1.47. This reflects a marginally higher long term revenue growth outlook and profit margin, which are offset by a modestly reduced fair value and future P/E expectation.
Actualización de narrativa Dec 04

ING: Future Profitability And Modest Multiple Support Will Drive Upside

Analysts have slightly reduced their price target for ING Bank Slaski to 370.99 PLN from 374.83 PLN, reflecting updated assumptions that include marginally higher long-term revenue growth, a modestly lower profit margin outlook, and slightly compressed future valuation multiples. Valuation Changes Fair Value: reduced slightly to 370.99 PLN from 374.83 PLN.
Actualización de narrativa Nov 20

ING: Improved Margins And Discount Rate Will Guide Future Performance

Narrative Update on ING Bank Slaski Analysts have raised their price target for ING Bank Slaski from PLN 365.83 to PLN 374.83. They cite improved revenue growth and stronger profit margins as primary drivers for the optimistic outlook.
Actualización de narrativa Nov 06

ING: Stable Margins And Lower Discount Rate Will Support Future Upside

Analysts have raised their price target for ING Bank Slaski by approximately PLN 3, citing updated assumptions around profit margin stability and a modest reduction in the discount rate, even though projected revenue growth is lower. Valuation Changes Fair Value: Increased marginally from PLN 362.83 to PLN 365.83.
Actualización de narrativa Oct 22

Analysts Maintain ING Bank Slaski Price Target as Growth Outlook and Margins Hold Steady

Analysts have maintained their price target for ING Bank Śląski at PLN 362.83, citing sustained expectations for revenue growth and profit margins. They have made only minor adjustments to the discount rate and future price-to-earnings assumptions.
Actualización de narrativa Oct 08

Margin Compression And Demographic Headwinds Will Weaken Polish Banking

Analysts have raised their price target for ING Bank Slaski from PLN 344.50 to PLN 362.83, citing modest improvements in fair value metrics and a slightly lower discount rate. Valuation Changes The Fair Value Estimate has risen slightly from PLN 344.50 to PLN 362.83.
Actualización de narrativa Sep 12

Margin Compression And Demographic Headwinds Will Weaken Polish Banking

The consensus price target for ING Bank Slaski has been raised to PLN344.50, primarily reflecting modest improvements in revenue growth forecasts and future valuation multiples. Valuation Changes Summary of Valuation Changes for ING Bank Slaski The Consensus Analyst Price Target has risen slightly from PLN337.50 to PLN344.50.
Actualización de narrativa Aug 28

Margin Compression And Demographic Headwinds Will Weaken Polish Banking

With no change in either the discount rate or future P/E assumptions, analysts have left their consensus fair value estimate for ING Bank Slaski unchanged at PLN337.50. Valuation Changes Summary of Valuation Changes for ING Bank Slaski The Consensus Analyst Price Target remained effectively unchanged, at PLN337.50.
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Nueva narrativa Nov 28

Balancing Growth And Risk In The Mortgage Sector Amid Economic Challenges And Rising Costs

Strategic process improvements and focus on client security could enhance trust, leading to potentially higher revenue and better net margins.

Rentabilidad de los accionistas

INGPL BanksMercado PL
7D0.2%-1.4%-0.3%
1Y52.2%42.0%30.8%

Rentabilidad vs. Industria: ING superó a la industria Polish Banks, que obtuvo un rendimiento del 42% el año pasado.

Rentabilidad vs. Mercado: ING superó al mercado Polish, que obtuvo un rendimiento del 30.8% el año pasado.

Volatilidad de los precios

Is ING's price volatile compared to industry and market?
ING volatility
ING Average Weekly Movement4.8%
Banks Industry Average Movement4.8%
Market Average Movement5.4%
10% most volatile stocks in PL Market11.1%
10% least volatile stocks in PL Market3.1%

Precio estable de las acciones: ING no ha tenido una volatilidad de precios significativa en los últimos 3 meses en comparación con el mercado Polish.

Volatilidad a lo largo del tiempo: La volatilidad semanal de ING (5%) se ha mantenido estable durante el año pasado.

Acerca de la empresa

FundadaEmpleadosCEOPágina web
19897,692Michal Boleslawskiwww.ing.pl

ING Bank Slaski S.A., junto con nuestras filiales, ofrece diversos productos y servicios bancarios para clientes minoristas y empresas en Polonia. Opera en dos segmentos, Banca Minorista y Banca Corporativa. La empresa acepta cuentas personales y empresariales.

Resumen de fundamentos de ING Bank Slaski S.A.

¿Cómo se comparan los beneficios e ingresos de ING Bank Slaski con su capitalización de mercado?
Estadísticas fundamentales de ING
Capitalización bursátilzł57.24b
Beneficios(TTM)zł4.44b
Ingresos (TTM)zł11.15b
12.9x
Ratio precio-beneficio (PE)
2.8x
Precio/valor contable

Beneficios e Ingresos

Estadísticas clave de rentabilidad del último informe de resultados (TTM)
Cuenta de resultados (TTM) de ING
Ingresoszł11.15b
Coste de los ingresoszł0
Beneficio brutozł11.15b
Otros gastoszł6.71b
Beneficioszł4.44b

Últimos beneficios comunicados

Mar 31, 2026

Próxima fecha de beneficios

Jul 30, 2026

Beneficios por acción (BPA)34.14
Margen bruto100.00%
Margen de beneficio neto39.85%
Ratio deuda/patrimonio155.8%

¿Cómo se ha desempeñado ING a largo plazo?

Ver rendimiento histórico y comparativa

Dividendos

6.1%
Rentabilidad actual por dividendo
78%
Ratio de pagos

Análisis de la empresa y estado de los datos financieros

DatosÚltima actualización (huso horario UTC)
Análisis de la empresa2026/06/05 16:13
Precio de las acciones al final del día2026/06/03 00:00
Beneficios2026/03/31
Ingresos anuales2025/12/31

Fuentes de datos

Los datos utilizados en nuestro análisis de empresas proceden de S&P Global Market Intelligence LLC. Los siguientes datos se utilizan en nuestro modelo de análisis para generar este informe. Los datos están normalizados, lo que puede introducir un retraso desde que la fuente está disponible.

PaqueteDatosMarco temporalEjemplo Fuente EE.UU. *
Finanzas de la empresa10 años
  • Cuenta de resultados
  • Estado de tesorería
  • Balance
Estimaciones del consenso de analistas+3 años
  • Previsiones financieras
  • Objetivos de precios de los analistas
Precios de mercado30 años
  • Precios de las acciones
  • Dividendos, escisiones y acciones
Propiedad10 años
  • Accionistas principales
  • Información privilegiada
Gestión10 años
  • Equipo directivo
  • Consejo de Administración
Principales avances10 años
  • Anuncios de empresas

* Ejemplo para valores de EE.UU., para no EE.UU. se utilizan formularios y fuentes normativas equivalentes.

A menos que se especifique lo contrario, todos los datos financieros se basan en un periodo anual, pero se actualizan trimestralmente. Esto se conoce como datos de los últimos doce meses (TTM) o de los últimos doce meses (LTM). Más información.

Modelo de análisis y copo de nieve

Los detalles del modelo de análisis utilizado para generar este informe están disponibles en nuestra página de Github, también tenemos guías sobre cómo utilizar nuestros informes y tutoriales en Youtube.

Conozca al equipo de talla mundial que diseñó y construyó el modelo de análisis Simply Wall St.

Métricas industriales y sectoriales

Simply Wall St calcula cada 6 horas nuestras métricas sectoriales y de sección. Los detalles de nuestro proceso están disponibles en Github.

Fuentes analistas

ING Bank Slaski S.A. está cubierta por 15 analistas. 5 de esos analistas presentaron las estimaciones de ingresos o ganancias utilizadas como datos para nuestro informe. Las estimaciones de los analistas se actualizan a lo largo del día.

AnalistaInstitución
Michal KonarskiBiuro maklerskie mBanku
Maciej SzczesnyBofA Global Research
Andrzej PowierzaCitigroup Inc