Salud financiera de hoja de balance de Union Bank of India
Salud financiera controles de criterios 4/6
Union Bank of India has total assets of ₹14,242.0B and total equity of ₹1,076.7B. Total deposits are ₹12,451.8B, and total loans are ₹9,006.6B earning a Net Interest Margin of 3%. It has insufficient allowance for bad loans, which are currently at 4.5% of total loans. Cash and short-term investments are ₹1,048.1B.
Información clave
13.2x
Ratio activos-patrimonio
3.0%
Margen de interés neto
| Depósitos totales | ₹12.45t |
| Ratio de créditos sobre depósitos | Adecuado |
| Préstamos dudosos | 4.5% |
| Provisión para préstamos dudosos | n/a |
| Ratio actual | Bajo |
| Efectivo y equivalentes | ₹1.05t |
Actualizaciones recientes sobre salud financiera
No hay actualizaciones
Análisis de la situación financiera
Historial y análisis de deuda-patrimonio
Hoja de balance
Análisis de instituciones financieras
Nivel de activos: UNIONBANK's Assets to Equity ratio (13.2x) is moderate.
Provisión para préstamos dudosos: Insufficient data to determine if UNIONBANK has a sufficient allowance for bad loans.
Pasivos de bajo riesgo: 95% of UNIONBANK's liabilities are made up of primarily low risk sources of funding.
Nivel de préstamo: UNIONBANK has an appropriate level of Loans to Assets ratio (63%).
Depósitos de bajo riesgo: UNIONBANK's Loans to Deposits ratio (72%) is appropriate.
Nivel de préstamos dudosos: UNIONBANK has a high level of bad loans (4.5%).