Alpha Bank S.A.

Informe acción ATSE:ALPHA

Capitalización de mercado: €8.0b

Alpha Bank Crecimiento futuro

Future controles de criterios 3/6

Se prevé un crecimiento anual de los beneficios y los ingresos de Alpha Bank de 12.7% y 14.2% por año respectivamente. Se prevé que el BPA crezca en un 14.5% al año. Se espera que la rentabilidad financiera sea de 12.1% en 3 años.

Información clave

12.7%

Tasa de crecimiento de los beneficios

14.54%

Tasa de crecimiento del BPA

Crecimiento de los beneficios de Banks10.5%
Tasa de crecimiento de los ingresos14.2%
Rentabilidad financiera futura12.14%
Cobertura de analistas

Good

Última actualización21 May 2026

Actualizaciones recientes sobre el crecimiento futuro

Recent updates

Actualización de narrativa • May 21

ALPHA: Higher Future P/E Assumptions Will Support Forward Re Rating Potential

Analysts have lifted Alpha Bank's price target by €0.10, citing updated assumptions on fair value, discount rate, revenue growth, profit margin and future P/E after a series of recent target increases from major research houses. Analyst Commentary Bullish Takeaways Bullish analysts point to repeated price target lifts, including the recent €0.10 and €0.35 moves and a shift to €4.30 from €4.20, as a sign that their fair value assumptions for Alpha Bank have moved higher.
Actualización de narrativa • May 03

ALPHA: Fair Value Will Depend On Execution And Capital Return Delivery

Analysts have nudged their average price target on Alpha Bank higher to €3.50 from about €3.41, citing slightly stronger assumptions for revenue growth and valuation multiples, alongside broadly steady profitability and discount rates. Analyst Commentary Recent price target adjustments for Alpha Bank have generally pointed to a constructive stance, with JPMorgan and other firms fine tuning their views rather than making sweeping changes.
Actualización de narrativa • Apr 18

ALPHA: Incremental Price Target Lifts Will Support Future Re Rating Potential

Narrative Update: Alpha Bank The analyst price target for Alpha Bank has been adjusted from about €4.50 to roughly €4.57, as analysts factor in recent target increases from JPMorgan and Deutsche Bank alongside updated assumptions for fair value, discount rate, revenue growth, profit margin and future P/E. Analyst Commentary Recent research updates on Alpha Bank have focused on incremental price target adjustments, with bullish analysts revisiting their fair value assumptions and risk settings rather than making wholesale changes to their views.
Actualización de narrativa • Apr 04

ALPHA: Fair Value Will Hinge On Execution And Risk Pricing Assumptions

Analysts have raised their average price target on Alpha Bank by €0.10 to €3.41, citing revised assumptions for fair value, discount rate, revenue growth, profit margin and future P/E, along with recent target increases from several banks. Analyst Commentary Recent research updates on Alpha Bank have centred on recalibrating price targets and reassessing assumptions for earnings and valuation.
Actualización de narrativa • Mar 21

ALPHA: Higher Fair Value And Lower Discount Rate Will Support Upside

Analysts have lifted the Alpha Bank price target to €4.50 from €4.40, reflecting updated assumptions around fair value, discount rate, revenue growth, profit margin and future P/E after recent research updates from major banks. Analyst Commentary Recent research updates around Alpha Bank focus on adjusted price targets and how analysts see the risk and reward trade off at current levels.
Actualización de narrativa • Mar 07

ALPHA: Fair Value Views Will Depend On Execution Against Margin Assumptions

Analysts have lifted their price target on Alpha Bank to €4.30 from €4.20, citing updated assumptions for fair value, discount rate, revenue growth, profit margin and future P/E. Analyst Commentary JPMorgan’s move to lift the price target to €4.30 while keeping an Overweight stance signals confidence in Alpha Bank’s updated assumptions on fair value, discount rate, revenue growth, profit margin and future P/E.
Actualización de narrativa • Feb 21

ALPHA: Lower Discount Rate And Higher Future P/E Will Drive Upside Potential

Analysts have lifted their price target for Alpha Bank from €4.08 to €4.40, reflecting updated assumptions that include a lower discount rate, a slightly higher profit margin, a revised revenue growth outlook, and a higher future P/E multiple. Valuation Changes Fair Value: Updated from €4.08 to €4.40, representing a modest upward revision in the estimated value per share.
Actualización de narrativa • Feb 07

ALPHA: Future Earnings Sensitivity Will Limit Upside After Latest Price Cut

Analysts trimmed their price target on Alpha Bank to €4.00 from €4.10, citing updated assumptions on fair value, discount rate, revenue, profit margin and future P/E that still support a positive view on the shares. Analyst Commentary The latest move from JPMorgan to trim its price target on Alpha Bank to €4.00 from €4.10 signals that even supportive analysts are fine tuning their views as they factor in updated assumptions on fair value, discount rates, revenue, profit margins and future P/E levels.
Actualización de narrativa • Jan 23

ALPHA: Medium Term EPS Guidance Will Support Upside Case

Analysts have trimmed their price target on Alpha Bank to €4 from €4.10, citing updated fair value estimates and revised assumptions on revenue growth, profit margins, discount rates, and future P/E multiples. Analyst Commentary JPMorgan has reduced its price target on Alpha Bank to €4 from €4.10 while maintaining an Overweight stance, which signals that its analysts still see the shares as attractive at current levels even after revisiting their assumptions.
Actualización de narrativa • Jan 09

ALPHA: Fine Tuned Assumptions And EPS Guidance Will Shape Future Upside Potential

Analysts have trimmed their price target on Alpha Bank to €4 from €4.10, citing updated assumptions around fair value, discount rate, revenue growth, profit margin and future P/E. Analyst Commentary Bullish Takeaways Bullish analysts highlight that the revised €4 target still sits only slightly below the prior €4.10 level, which signals continued confidence in the bank's ability to support a relatively full valuation.
Actualización de narrativa • Dec 18

ALPHA: Execution On Cost Control Will Support Future Upside Potential

Analysts slightly reduced their price target on Alpha Bank to EUR 4.00 from EUR 4.10, citing a marginally higher fair value alongside modest tweaks to the discount rate, revenue growth expectations, profit margin outlook, and forward valuation assumptions. Analyst Commentary Despite the marginal reduction in the price target, bullish analysts continue to highlight a constructive view on Alpha Bank’s medium term trajectory, pointing to a mix of valuation support and execution progress on strategic initiatives.
Actualización de narrativa • Dec 04

ALPHA: Margin Strength And Clean Balance Sheet Will Support Future Upside

Analysts have modestly reduced their price target on Alpha Bank from EUR 4.10 to EUR 4.00, citing slightly softer revenue growth expectations, offset by incremental improvements in profit margins and long term earnings multiples. Analyst Commentary Recent commentary around the revised EUR 4.00 price target highlights a balanced view of Alpha Bank's risk reward profile, reflecting both confidence in its strategic direction and acknowledgement of execution risks.
Actualización de narrativa • Nov 20

ALPHA: UniCredit Stake Expansion Will Drive Positive Outlook Despite Near-Term Caution

Analysts have modestly lowered their price target for Alpha Bank from €4.10 to €4.00, reflecting updated views on the bank's revenue growth and profit outlook. Analyst Commentary Bullish Takeaways Bullish analysts point to the bank's continued Overweight rating as a sign of confidence in its long-term growth trajectory.
Actualización de narrativa • Nov 06

ALPHA: UniCredit Stake Increase And Risk Transfer Will Shape Future Performance

Analysts have raised Alpha Bank's fair value estimate from $3.75 to $3.82. They cite improved revenue growth forecasts and a lower discount rate as key factors supporting the higher price target.
Actualización de narrativa • Oct 22

Analysts Lift Alpha Bank Price Target Amid UniCredit Stake Increase and Positive Valuation Shifts

Analysts have raised their price target for Alpha Bank from €3.66 to €3.75. They cite marginal improvements in fair value estimates and expectations for slightly higher revenue growth.
Actualización de narrativa • Oct 08

Hellenic Post And UniCredit Partnerships Will Shape Future European Banking

Analysts have modestly raised their price target for Alpha Bank from €3.60 to €3.66, citing improvements in fair value estimates and underlying financial metrics. What's in the News UniCredit S.p.A. agreed to acquire an additional 5% stake in Alpha Bank, increasing its ownership to 26%.
Actualización de narrativa • Sep 19

Hellenic Post And UniCredit Partnerships Will Shape Future European Banking

The recent minimal upward revision in Alpha Bank’s consensus analyst price target to €3.60 reflects stable core metrics, with both net profit margin and discount rate showing only marginal changes. What's in the News UniCredit agreed to acquire an additional 5% stake in Alpha Bank, raising its ownership to 26%, pending regulatory approval.
Actualización de narrativa • Sep 04

Hellenic Post And UniCredit Partnerships Will Shape Future European Banking

With both Alpha Bank’s future P/E ratio and consensus revenue growth forecasts remaining stable, analysts have left their fair value estimate unchanged at €3.53. What's in the News UniCredit agreed to acquire an additional 5% stake in Alpha Bank, increasing its ownership to 26%, pending regulatory approval.
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Nueva narrativa • Dec 21

Partnership With UniCredit And Calculated Loan Growth Will Enhance Profitability And Drive Future Growth

Strategic investments and partnerships, along with improved asset quality, are set to enhance Alpha's revenue and profitability.

Previsiones de crecimiento de beneficios e ingresos

ATSE:ALPHA - Estimaciones futuras de los analistas y datos financieros pasados (EUR Millions)
FechaIngresosBeneficiosFlujo de caja libreFlujo de caja operativoNúm. de analistas medio
12/31/20282,8081,167N/AN/A10
12/31/20272,6511,080N/AN/A12
12/31/20262,475959N/AN/A5
3/31/20261,842819-2,733-2,391N/A
12/31/20251,786849-1,449-1,172N/A
9/30/20251,739784-2,946-2,693N/A
6/30/20251,738764-4,243-4,001N/A
3/31/20251,777560-3,054-2,900N/A
12/31/20241,776549-3,821-3,668N/A
9/30/20241,686488-3,452-3,337N/A
6/30/20241,687521-1396N/A
3/31/20241,679608-2,853-2,752N/A
12/31/20231,663530-6,688-6,538N/A
9/30/20231,536434-4,871-4,685N/A
6/30/20231,486338-6,005-5,819N/A
3/31/20231,572277-2,955-2,759N/A
12/31/20221,506305-605-469N/A
9/30/20221,127-86-2,078-1,915N/A
6/30/2022697-319-2,158-2,004N/A
3/31/2022-1,527-2,475-2,058-1,910N/A
12/31/2021-1,783-2,873-11941N/A
9/30/2021-1,349-2,5281,0791,161N/A
6/30/2021-998-2,311160274N/A
3/31/20211,130-1654,3934,524N/A
12/31/20201,2311011,9712,129N/A
9/30/20201,3001472,8112,951N/A
6/30/20201,2571082,5102,667N/A
3/31/20201,26765-1,299-1,116N/A
12/31/20191,344105N/A125N/A
9/30/201984691N/A182N/A
6/30/2019879127N/A1,461N/A
3/31/201980215N/A197N/A
12/31/201885753N/A-2,027N/A
9/30/20181,345-10N/A-4,603N/A
6/30/20181,378-16N/A-6,357N/A
3/31/20181,485108N/A-5,962N/A
12/31/20171,46190N/A-4,482N/A
9/30/20171,402158N/A-5,630N/A
6/30/20171,365162N/A-4,521N/A
3/31/20171,22571N/A-5,114N/A
12/31/20161,21919N/A-4,648N/A
9/30/2016744-474N/A-4,468N/A
6/30/2016737-99N/A-3,260N/A
3/31/2016-590-1,125N/A2,835N/A
12/31/2015-767-1,237N/A9,702N/A
9/30/2015-817-1,200N/A12,756N/A
6/30/2015-868-1,749N/A12,822N/A

Previsiones de crecimiento futuro de los analistas

Ingresos vs. Tasa de ahorro: El pronóstico de crecimiento de los beneficios (12.7% al año) de ALPHA es superior a la tasa de ahorro (3.2%).

Beneficios vs. Mercado: Se prevé que los beneficios (12.7% al año) de ALPHA crezcan más rápidamente que el mercado Greek (11.7% al año).

Beneficios de alto crecimiento: Se prevé que los beneficios de ALPHA crezcan, pero no significativamente.

Ingresos vs. Mercado: Se prevé que los ingresos (14.2% al año) de ALPHA crezcan más rápidamente que los del mercado Greek (7.7% al año).

Ingresos de alto crecimiento: Se prevé que los ingresos 14.2% al año) de ALPHA crezcan más despacio que 20% al año.

Previsiones de crecimiento de los beneficios por acción

Rentabilidad financiera futura

ROE futura: Se prevé que la rentabilidad financiera de ALPHA sea baja dentro de 3 años (12.1%).

Descubre empresas en crecimiento

7D

1Y

7D

1Y

7D

1Y

Análisis de la empresa y estado de los datos financieros

DatosÚltima actualización (huso horario UTC)
Análisis de la empresa2026/05/22 09:25
Precio de las acciones al final del día2026/05/22 00:00
Beneficios2026/03/31
Ingresos anuales2025/12/31

Fuentes de datos

Los datos utilizados en nuestro análisis de empresas proceden de S&P Global Market Intelligence LLC. Los siguientes datos se utilizan en nuestro modelo de análisis para generar este informe. Los datos están normalizados, lo que puede introducir un retraso desde que la fuente está disponible.

PaqueteDatosMarco temporalEjemplo Fuente EE.UU. *
Finanzas de la empresa10 años
  • Cuenta de resultados
  • Estado de tesorería
  • Balance
Estimaciones del consenso de analistas+3 años
  • Previsiones financieras
  • Objetivos de precios de los analistas
Precios de mercado30 años
  • Precios de las acciones
  • Dividendos, escisiones y acciones
Propiedad10 años
  • Accionistas principales
  • Información privilegiada
Gestión10 años
  • Equipo directivo
  • Consejo de Administración
Principales avances10 años
  • Anuncios de empresas

* Ejemplo para valores de EE.UU., para no EE.UU. se utilizan formularios y fuentes normativas equivalentes.

A menos que se especifique lo contrario, todos los datos financieros se basan en un periodo anual, pero se actualizan trimestralmente. Esto se conoce como datos de los últimos doce meses (TTM) o de los últimos doce meses (LTM). Más información.

Modelo de análisis y copo de nieve

Los detalles del modelo de análisis utilizado para generar este informe están disponibles en nuestra página de Github, también tenemos guías sobre cómo utilizar nuestros informes y tutoriales en Youtube.

Conozca al equipo de talla mundial que diseñó y construyó el modelo de análisis Simply Wall St.

Métricas industriales y sectoriales

Simply Wall St calcula cada 6 horas nuestras métricas sectoriales y de sección. Los detalles de nuestro proceso están disponibles en Github.

Fuentes analistas

Alpha Bank S.A. está cubierta por 30 analistas. 12 de esos analistas presentaron las estimaciones de ingresos o ganancias utilizadas como datos para nuestro informe. Las estimaciones de los analistas se actualizan a lo largo del día.

AnalistaInstitución
Kirishanthan VijayarajahBarclays
Robert BateBarclays
Manos ChatzidakisBeta Securities S.A.