Banco de Sabadell (SAB) Resumen de Acciones
Banco de Sabadell, S.A. ofrece productos y servicios bancarios en España, Reino Unido y México. Saber más
| Puntuación del snowflake | |
|---|---|
| Valoración | 1/6 |
| Crecimiento futuro | 2/6 |
| Rendimiento pasado | 2/6 |
| Salud financiera | 4/6 |
| Dividendos | 5/6 |
SAB Community Fair Values
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Analyst Price Targets
Top Community Narratives
€3.6
FV
10.6% infravalorado descuento intrínseco10.47%
Revenue growth p.a.
52
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Competidores de Banco de Sabadell, S.A.
Historial de precios y rendimiento
| Precios históricos de las acciones | |
|---|---|
| Precio actual de la acción | €3.22 |
| Máximo en las últimas 52 semanas | €3.52 |
| Mínimo de 52 semanas | €2.79 |
| Beta | 0.49 |
| Cambio en 1 mes | 9.27% |
| Variación en 3 meses | -1.32% |
| Cambio de 1 año | 9.94% |
| Variación en 3 años | 187.28% |
| Variación en 5 años | 510.58% |
| Variación desde la OPV | -32.90% |
Noticias y actualizaciones recientes
Actualización de narrativa • Jul 01
SAB: Strong Asset Quality And Capital Discipline Will Support Future Repricing
Banco de Sabadell's analyst price target has been revised lower to €4.00 from €4.31, as several firms have trimmed their targets into a tighter €2.85 to €3.45 range, with analysts citing updated views on fair value, discount rates, revenue growth, profit margins and forward P/E assumptions. Analyst Commentary Recent Street research on Banco de Sabadell points to a tighter band of price targets, but there are still some constructive signals that investors can use to frame the risk and reward profile.
Actualización de narrativa • Jun 17
SAB: Lowered Price Assumptions Will Expose Execution And Earnings Quality Risks
Banco de Sabadell sees a slightly lower analyst price target, with recent revisions clustering in the €2.85 to €3.45 range. Analysts are factoring in updated discount rate assumptions, modestly adjusted revenue growth expectations, and small changes in forecast profit margins and future P/E levels.Actualización de narrativa • Jun 03
SAB: Lower Price Assumptions Will Expose Fragile Earnings And Margin Risks
Analysts have nudged their fair value estimate for Banco de Sabadell lower from €2.66 to €2.48, aligning with a recent series of reduced price targets around €2.85 to €3.45 and more cautious ratings across several research houses. Analyst Commentary Recent research updates highlight a more cautious tone around Banco de Sabadell, with several bearish analysts trimming price targets and, in some cases, downgrading their views on the stock.Recent updates
Actualización de narrativa • Jul 01
SAB: Strong Asset Quality And Capital Discipline Will Support Future Repricing
Banco de Sabadell's analyst price target has been revised lower to €4.00 from €4.31, as several firms have trimmed their targets into a tighter €2.85 to €3.45 range, with analysts citing updated views on fair value, discount rates, revenue growth, profit margins and forward P/E assumptions. Analyst Commentary Recent Street research on Banco de Sabadell points to a tighter band of price targets, but there are still some constructive signals that investors can use to frame the risk and reward profile.Actualización de narrativa • Jun 17
SAB: Lowered Price Assumptions Will Expose Execution And Earnings Quality Risks
Banco de Sabadell sees a slightly lower analyst price target, with recent revisions clustering in the €2.85 to €3.45 range. Analysts are factoring in updated discount rate assumptions, modestly adjusted revenue growth expectations, and small changes in forecast profit margins and future P/E levels.Actualización de narrativa • Jun 03
SAB: Lower Price Assumptions Will Expose Fragile Earnings And Margin Risks
Analysts have nudged their fair value estimate for Banco de Sabadell lower from €2.66 to €2.48, aligning with a recent series of reduced price targets around €2.85 to €3.45 and more cautious ratings across several research houses. Analyst Commentary Recent research updates highlight a more cautious tone around Banco de Sabadell, with several bearish analysts trimming price targets and, in some cases, downgrading their views on the stock.Actualización de narrativa • May 01
SAB: Strong Asset Quality And Capital Generation Will Support Future Repricing
The updated analyst price target narrative for Banco de Sabadell reflects a small fair value adjustment from €4.32 to €4.31. Analysts attribute this to revised discount rate assumptions and slightly higher revenue growth and profit margin expectations informed by recent rating changes and target moves from major research houses.Actualización de narrativa • Apr 17
SAB: CEO Transition Will Expose Fragile Earnings And Margin Sustainability Risks
Analysts have made a small upward adjustment to the fair value estimate for Banco de Sabadell. The refined price target now reflects a slightly lower discount rate and modestly higher profit margin assumptions, in the wake of mixed recent research that includes both target increases up to €3.80 and trims to around €3.10.
Actualización de narrativa • Apr 03
SAB: Asset Quality And Capital Strength Will Drive Future Share Performance
Analysts have trimmed the fair value estimate for Banco de Sabadell slightly to €3.46 from €3.48, reflecting a mix of recent price target cuts and downgrades, alongside supportive views on asset quality and capital generation. Analyst Commentary Bullish Takeaways Bullish analysts point to "strong" asset quality as a key support for the current fair value, suggesting the balance sheet is viewed as resilient by parts of the market.Actualización de narrativa • Mar 20
SAB: Strong Asset Quality And Capital Generation Will Support Further Upside
The analyst price target for Banco de Sabadell has been revised to €4.32 from €4.00. Analysts point to strong asset quality, healthy capital generation and mixed recent rating changes across banks as key drivers of this update.Actualización de narrativa • Mar 06
SAB: CEO Change Will Expose Overvaluation And Heighten Earnings Execution Risks
The analyst price target for Banco de Sabadell has edged higher, with recent moves such as Deutsche Bank's lift to €3.80 and other mixed target revisions reflecting analysts' focus on asset quality, capital generation, and updated assumptions around growth, margins, and future P/E multiples. Analyst Commentary Recent research has highlighted a mix of optimism and caution around Banco de Sabadell, with differing views on how sustainable current assumptions on asset quality, capital generation, and earnings visibility may be.Actualización de narrativa • Feb 20
SAB: CEO Transition Will Intensify Concerns Over Rising Execution Risks
Analysts have nudged their fair value estimate for Banco de Sabadell slightly lower from about €2.64 to €2.62, reflecting a blend of recent Street price target moves, including Citi's trim to €3.10 and earlier target increases from both Citi and RBC, along with updated assumptions on growth, margins and future P/E. Analyst Commentary Recent research has shown a mixed but increasingly cautious tone around Banco de Sabadell, with some Bearish analysts trimming price targets and reassessing execution risks.Actualización de narrativa • Feb 06
SAB: Dividend Yield And Fair Value Views Will Guide Share Performance
Our updated fair value estimate for Banco de Sabadell edges higher to €3.48 from €3.44. This reflects analysts' slightly higher price targets around €3.25 to €3.30 and the rationale that current trading levels are broadly in line with fair value, supported by modest tweaks to the discount rate, profit margin and future P/E assumptions.Actualización de narrativa • Jan 22
SAB: Higher P E Expectations Will Struggle Against Rising Execution Risks
Analysts have inched their fair value estimate for Banco de Sabadell up from €2.48 to about €2.64, reflecting updated assumptions on discount rates, revenue trends, margins and future P/E multiples in the wake of recent price target revisions and rating changes across the Street. Analyst Commentary Street research around Banco de Sabadell has tilted more cautious recently, with several Bearish analysts adjusting ratings and targets in a way that signals growing focus on execution risk and upside limits at current levels.Actualización de narrativa • Jan 07
SAB: Dividend Support Will Struggle To Offset Rising Execution Concerns
The analyst price target for Banco de Sabadell edges higher, with fair value moving from €2.38 to €2.48 as analysts factor in updated discount rates, revised expectations for revenue contraction and margins, and a price-to-earnings ratio closer to recent target moves around €2.80 to €3.50. Analyst Commentary Recent research points to a more balanced, and in some cases cautious, stance on Banco de Sabadell, even as headline price targets cluster between about €2.80 and €3.50.Actualización de narrativa • Dec 15
SAB: Dividend Yield And Post Takeover Fair Value Will Shape Share Performance
Banco de Sabadell's analyst price target has edged higher to approximately EUR 3.44, up from around EUR 3.43 previously. Analysts point to slightly improved profit margin expectations and a still-supportive valuation backdrop, despite a cluster of neutral and sector-perform ratings around the EUR 3.00 to EUR 3.50 range.Actualización de narrativa • Nov 30
SAB: Dividend Yield And Takeover Uncertainty Will Influence Share Price Ahead
Banco de Sabadell's analyst price target has been modestly raised to €3.43 from €3.41, as analysts note improved profit margin expectations and a more favorable revenue outlook, both of which support the updated valuation. Analyst Commentary Market opinion on Banco de Sabadell remains mixed, with analysts highlighting both strengths and several areas of concern regarding the bank’s near-term prospects and valuation.Actualización de narrativa • Nov 16
SAB: Dividend Yield And Recent Deal Outcome Will Shape Share Performance
Banco de Sabadell's analyst price target has been raised from €3.34 to €3.41. Analysts cite improved revenue growth forecasts and valuation adjustments as key drivers of the updated outlook.Actualización de narrativa • Oct 31
SAB: Dividend Yield And Takeover Dynamics Will Shape Future Performance
Analysts have slightly raised their fair value estimate for Banco de Sabadell from €3.33 to €3.34. This change reflects modest updates to profitability projections and consideration of revised price targets in recent research reports.Actualización de narrativa • Oct 17
Focused Spanish Lending And Digital Progress Will Drive Future Resilience
Analysts have raised their fair value estimate for Banco de Sabadell from €3.27 to €3.33. They cite improved fundamentals and expectations of a higher takeover offer for BBVA as key factors behind the upward revision.Actualización de narrativa • Oct 03
Focused Spanish Lending And Digital Progress Will Drive Future Resilience
Banco de Sabadell’s analyst price target has been raised from €3.19 to €3.27, as analysts cite incremental adjustments in fair value estimates along with ongoing strategic considerations surrounding its takeover negotiations and recent market performance. Analyst Commentary Recent street research on Banco de Sabadell has led to a more nuanced view among financial analysts, with divergent opinions emerging on the bank's valuation prospects and execution risks as takeover discussions continue.Actualización de narrativa • Aug 27
Focused Spanish Lending And Digital Progress Will Drive Future Resilience
Despite a notable downgrade in revenue growth forecasts and a rise in the future P/E ratio, the consensus analyst price target for Banco de Sabadell has increased slightly from €3.11 to €3.19. What's in the News BBVA’s hostile takeover bid for Banco de Sabadell remains active after Spanish regulatory approval, but is subject to conditions requiring both banks to operate separately for at least three years.
Nueva narrativa • Nov 19
Tactical Hedge Contributions And Asset Quality Propel A Bright Future For Banking Growth
Effective management of interest rate sensitivities and cost reductions could enhance net margins and profitability.Rentabilidad de los accionistas
| SAB | ES Banks | Mercado ES | |
|---|---|---|---|
| 7D | 1.1% | -1.3% | -2.4% |
| 1Y | 9.9% | 65.0% | 33.0% |
Rentabilidad vs. Industria: Los resultados de SAB fueron inferiores a los de la industria Spanish Banks, que obtuvo un rendimiento del 64.9% el año pasado.
Rentabilidad vs. Mercado: SAB obtuvo unos resultados inferiores a los del mercado Spanish, que fueron del 33% el año pasado.
Volatilidad de los precios
| SAB volatility | |
|---|---|
| SAB Average Weekly Movement | 5.6% |
| Banks Industry Average Movement | 3.7% |
| Market Average Movement | 3.2% |
| 10% most volatile stocks in ES Market | 6.7% |
| 10% least volatile stocks in ES Market | 0.7% |
Precio estable de las acciones: El precio de las acciones de SAB ha sido volátil durante los últimos 3 meses en comparación con el mercado Spanish.
Volatilidad a lo largo del tiempo: La volatilidad semanal de SAB(6%) se ha mantenido estable durante el último año, pero sigue siendo superior al 75% de las acciones de Spanish.
Acerca de la empresa
| Fundada | Empleados | CEO | Página web |
|---|---|---|---|
| 1881 | 13,943 | Marc Dulcet | www.grupbancsabadell.com |
Banco de Sabadell, S.A. ofrece productos y servicios bancarios en España, Reino Unido y México. La empresa ofrece productos de banca minorista, incluidos productos de inversión y financiación a medio y largo plazo, como préstamos al consumo, hipotecas, leasing y servicios de alquiler, así como otra financiación a corto plazo; y tarjetas y productos de seguros a particulares para uso personal. También ofrece productos y servicios financieros que comprenden productos de inversión y financiación, que incluyen productos de capital circulante, préstamos renovables y financiación a medio y largo plazo; y soluciones personalizadas de financiación estructurada y mercado de capitales, y asesoramiento especializado para empresas; y tarjetas y terminales de punto de venta, así como servicios de importación y exportación y asesoramiento experto personalizado a empresas y autónomos.
Resumen de fundamentos de Banco de Sabadell, S.A.
| Estadísticas fundamentales de SAB | |
|---|---|
| Capitalización bursátil | €15.74b |
| Beneficios(TTM) | €1.10b |
| Ingresos (TTM) | €4.29b |
14.2x
Ratio precio-beneficio (PE)1.1x
Precio/valor contable ¿Está SAB sobrevalorada?
Ver valor justo y análisis de valoraciónBeneficios e Ingresos
| Cuenta de resultados (TTM) de SAB | |
|---|---|
| Ingresos | €4.29b |
| Coste de los ingresos | €0 |
| Beneficio bruto | €4.29b |
| Otros gastos | €3.18b |
| Beneficios | €1.10b |
Últimos beneficios comunicados
Mar 31, 2026
Próxima fecha de beneficios
Jul 24, 2026
| Beneficios por acción (BPA) | 0.23 |
| Margen bruto | 100.00% |
| Margen de beneficio neto | 25.78% |
| Ratio deuda/patrimonio | 213.0% |
¿Cómo se ha desempeñado SAB a largo plazo?
Ver rendimiento histórico y comparativaDividendos
8.2%
Rentabilidad actual por dividendo51%
Ratio de pagosAnálisis de la empresa y estado de los datos financieros
| Datos | Última actualización (huso horario UTC) |
|---|---|
| Análisis de la empresa | 2026/07/12 04:43 |
| Precio de las acciones al final del día | 2026/07/10 00:00 |
| Beneficios | 2026/03/31 |
| Ingresos anuales | 2025/12/31 |
Fuentes de datos
Los datos utilizados en nuestro análisis de empresas proceden de S&P Global Market Intelligence LLC. Los siguientes datos se utilizan en nuestro modelo de análisis para generar este informe. Los datos están normalizados, lo que puede introducir un retraso desde que la fuente está disponible.
| Paquete | Datos | Marco temporal | Ejemplo Fuente EE.UU. * |
|---|---|---|---|
| Finanzas de la empresa | 10 años |
| |
| Estimaciones del consenso de analistas | +3 años |
|
|
| Precios de mercado | 30 años |
| |
| Propiedad | 10 años |
| |
| Gestión | 10 años |
| |
| Principales avances | 10 años |
|
* Ejemplo para valores de EE.UU., para no EE.UU. se utilizan formularios y fuentes normativas equivalentes.
A menos que se especifique lo contrario, todos los datos financieros se basan en un periodo anual, pero se actualizan trimestralmente. Esto se conoce como datos de los últimos doce meses (TTM) o de los últimos doce meses (LTM). Más información.
Modelo de análisis y copo de nieve
Los detalles del modelo de análisis utilizado para generar este informe están disponibles en nuestra página de Github, también contamos con guías sobre cómo utilizar nuestros informes y tutoriales en Youtube.
Conozca al equipo de talla mundial que diseñó y construyó el modelo de análisis Simply Wall St.
Métricas industriales y sectoriales
Simply Wall St calcula cada 6 horas nuestras métricas sectoriales y de sección. Los detalles de nuestro proceso están disponibles en Github.
Fuentes analistas
Banco de Sabadell, S.A. está cubierta por 35 analistas. 15 de esos analistas presentaron las estimaciones de ingresos o ganancias utilizadas como datos para nuestro informe. Las estimaciones de los analistas se actualizan a lo largo del día.
| Analista | Institución |
|---|---|
| Jesús Gómez Dominguez | Banco Santander |
| Thomas Andrew Rayner | Barclays |
| Cecilia Romero Reyes | Barclays |