Temenos Crecimiento futuro
Future controles de criterios 3/6
Se prevé un crecimiento anual de los beneficios y los ingresos de Temenos de 12.1% y 6.7% por año respectivamente. Se prevé que el BPA crezca en un 12.4% al año. Se espera que la rentabilidad financiera sea de 45.3% en 3 años.
Información clave
12.1%
Tasa de crecimiento de los beneficios
12.35%
Tasa de crecimiento del BPA
| Crecimiento de los beneficios de Software | 13.1% |
| Tasa de crecimiento de los ingresos | 6.7% |
| Rentabilidad financiera futura | 45.33% |
| Cobertura de analistas | Good |
| Última actualización | 18 Sep 2026 |
Actualizaciones recientes sobre el crecimiento futuro
Results: Temenos AG Beat Earnings Expectations And Analysts Now Have New Forecasts
Temenos AG ( VTX:TEMN ) shareholders are probably feeling a little disappointed, since its shares fell 9.6% to CHF61.80...Earnings Beat: Temenos AG Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Models
Temenos AG ( VTX:TEMN ) just released its quarterly report and things are looking bullish. Temenos beat earnings, with...Recent updates
TEMN: Lowered Street Expectations Will Challenge Overvalued Shares Going Forward
Temenos' analyst price target has been revised to CHF 55.02 from CHF 53.21. This reflects updated views from analysts who have recently adjusted their CHF 68 to CHF 95 targets and refreshed assumptions on growth, profitability and future P/E multiples.
TEMN: Banking Wins And Share Buyback Plan Will Support Re Rating
The updated analyst price target for Temenos has been trimmed by about CHF 3 to reflect slightly lower fair value assumptions, even as analysts point to stable revenue growth, higher profit margin forecasts and adjusted P/E expectations in recent research. Analyst Commentary on Temenos Recent Street research on Temenos shows a mix of reduced price targets and generally constructive views on the company.
TEMN: Medium Term Execution Will Support Higher Multiple Repricing
The analyst price target for Temenos has been reset modestly lower to CHF 80.23 from CHF 84.45, reflecting updated views on discount rates, revenue growth, profit margins and future P/E multiples after recent CHF 68 to CHF 90 target revisions across the Street. Analyst Commentary Recent research on Temenos shows a mix of optimism and caution as analysts reset their price targets while keeping largely positive ratings on the stock.Results: Temenos AG Beat Earnings Expectations And Analysts Now Have New Forecasts
Temenos AG ( VTX:TEMN ) shareholders are probably feeling a little disappointed, since its shares fell 9.6% to CHF61.80...TEMN: AI Wealth Deal And Banking Wins Will Support Re Rating
Temenos’ updated analyst price target shifts to CHF 102.48 from CHF 111.73, reflecting analysts’ fine tuning of assumptions around discount rates, revenue growth, profit margins and future P/E expectations after recent target increases from CHF 87 to CHF 89 and other upward revisions across the Street. Analyst Commentary Recent research on Temenos points to a generally supportive tone, with several bullish analysts revisiting their assumptions on valuation and execution.TEMN: Recent Earnings Execution Will Support Higher Multiple Repricing
The analyst price target for Temenos has been raised from CHF 75.31 to CHF 84.45. Analysts attribute this change to updated assumptions on growth, profitability and P/E expectations that are consistent with recent target increases across the Street.TEMN: AI Rollout And Banking Wins Will Support Stronger Re Rating
Analysts have lifted their Temenos price target by CHF 7 to reflect updated assumptions for fair value, revenue growth, profit margins, and a lower future P/E multiple. Analyst Commentary Recent Street research on Temenos points to a cluster of constructive views, with several bullish analysts lifting price targets and one major bank upgrading the stock.Temenos' (VTX:TEMN) Solid Profits Have Weak Fundamentals
Temenos AG ( VTX:TEMN ) announced strong profits, but the stock was stagnant. Our analysis suggests that shareholders...Earnings Beat: Temenos AG Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Models
Temenos AG ( VTX:TEMN ) just released its quarterly report and things are looking bullish. Temenos beat earnings, with...Investors Should Be Encouraged By Temenos' (VTX:TEMN) Returns On Capital
Finding a business that has the potential to grow substantially is not easy, but it is possible if we look at a few key...Digital Banking And Cloud Migration Will Support A Stronger Long Term Outlook
Catalysts About Temenos Temenos provides core banking, payments and SaaS software to banks and financial institutions globally. What are the underlying business or industry changes driving this perspective?Is Temenos (VTX:TEMN) Using Too Much Debt?
David Iben put it well when he said, 'Volatility is not a risk we care about. What we care about is avoiding the...Is Now An Opportune Moment To Examine Temenos AG (VTX:TEMN)?
Temenos AG ( VTX:TEMN ), might not be a large cap stock, but it saw a decent share price growth of 15% on the SWX over...Previsiones de crecimiento de beneficios e ingresos
| Fecha | Ingresos | Beneficios | Flujo de caja libre | Flujo de caja operativo | Núm. de analistas medio |
|---|---|---|---|---|---|
| 12/31/2028 | 1,339 | 280 | 394 | 512 | 14 |
| 12/31/2027 | 1,255 | 251 | 353 | 463 | 15 |
| 12/31/2026 | 1,167 | 226 | 308 | 397 | 15 |
| 6/30/2026 | 1,108 | 194 | 320 | 392 | N/A |
| 3/31/2026 | 1,112 | 291 | 289 | 360 | N/A |
| 12/31/2025 | 1,091 | 281 | 281 | 354 | N/A |
| 9/30/2025 | 1,095 | 315 | 288 | 361 | N/A |
| 6/30/2025 | 1,084 | 302 | 273 | 349 | N/A |
| 3/31/2025 | 1,046 | 174 | 291 | 368 | N/A |
| 12/31/2024 | 1,044 | 177 | 285 | 363 | N/A |
| 9/30/2024 | 1,023 | 144 | 257 | 341 | N/A |
| 6/30/2024 | 1,013 | 135 | 263 | 348 | N/A |
| 3/31/2024 | 1,004 | 136 | 253 | 340 | N/A |
| 12/31/2023 | 1,000 | 135 | 242 | 331 | N/A |
| 9/30/2023 | 980 | 139 | 235 | 323 | N/A |
| 6/30/2023 | 956 | 119 | 212 | 302 | N/A |
| 3/31/2023 | 955 | 117 | 199 | 300 | N/A |
| 12/31/2022 | 950 | 114 | 193 | 298 | N/A |
| 9/30/2022 | 962 | 143 | 273 | 386 | N/A |
| 6/30/2022 | 980 | 170 | 308 | 423 | N/A |
| 3/31/2022 | 978 | 180 | 345 | 452 | N/A |
| 12/31/2021 | 967 | 173 | 358 | 460 | N/A |
| 9/30/2021 | 954 | 184 | 330 | 423 | N/A |
| 6/30/2021 | 932 | 197 | 324 | 416 | N/A |
| 3/31/2021 | 907 | 193 | 307 | 395 | N/A |
| 12/31/2020 | 887 | 175 | 297 | 383 | N/A |
| 9/30/2020 | 915 | 149 | 292 | 381 | N/A |
| 6/30/2020 | 933 | 158 | 288 | 373 | N/A |
| 3/31/2020 | 958 | 160 | N/A | 355 | N/A |
| 12/31/2019 | 972 | 181 | N/A | 347 | N/A |
| 9/30/2019 | 922 | 190 | N/A | 363 | N/A |
| 6/30/2019 | 902 | 188 | N/A | 361 | N/A |
| 3/31/2019 | 872 | 176 | N/A | 351 | N/A |
| 12/31/2018 | 841 | 168 | N/A | 344 | N/A |
| 9/30/2018 | 819 | 158 | N/A | 326 | N/A |
| 6/30/2018 | 797 | 151 | N/A | 315 | N/A |
| 3/31/2018 | 766 | 143 | N/A | 294 | N/A |
| 12/31/2017 | 735 | 138 | N/A | 288 | N/A |
| 9/30/2017 | 694 | 133 | N/A | 266 | N/A |
| 6/30/2017 | 668 | 126 | N/A | 264 | N/A |
| 3/31/2017 | 647 | 122 | N/A | 261 | N/A |
| 12/31/2016 | 634 | 116 | N/A | 247 | N/A |
| 9/30/2016 | 612 | 98 | N/A | 252 | N/A |
| 6/30/2016 | 596 | 86 | N/A | 252 | N/A |
| 3/31/2016 | 570 | 72 | N/A | 231 | N/A |
| 12/31/2015 | 543 | 66 | N/A | 216 | N/A |
| 9/30/2015 | 507 | 76 | N/A | 175 | N/A |
Previsiones de crecimiento futuro de los analistas
Ingresos vs. Tasa de ahorro: El pronóstico de crecimiento de los beneficios (12.1% al año) de TEMN es superior a la tasa de ahorro (0.6%).
Beneficios vs. Mercado: Se prevé que los beneficios (12.1% al año) de TEMN crezcan menos que el mercado Swiss (12.4% al año).
Beneficios de alto crecimiento: Se prevé que los beneficios de TEMN crezcan, pero no significativamente.
Ingresos vs. Mercado: Se prevé que los ingresos (6.7% al año) de TEMN crezcan más rápidamente que los del mercado Swiss (5.1% al año).
Ingresos de alto crecimiento: Se prevé que los ingresos 6.7% al año) de TEMN crezcan más despacio que 20% al año.
Previsiones de crecimiento de los beneficios por acción
Rentabilidad financiera futura
ROE futura: Se prevé que la rentabilidad financiera de TEMN sea muy elevada dentro de 3 años (45.3%).
Descubre empresas en crecimiento
Análisis de la empresa y estado de los datos financieros
| Datos | Última actualización (huso horario UTC) |
|---|---|
| Análisis de la empresa | 2026/09/18 17:26 |
| Precio de las acciones al final del día | 2026/09/18 00:00 |
| Beneficios | 2026/06/30 |
| Ingresos anuales | 2025/12/31 |
Fuentes de datos
Los datos utilizados en nuestro análisis de empresas proceden de S&P Global Market Intelligence LLC. Los siguientes datos se utilizan en nuestro modelo de análisis para generar este informe. Los datos están normalizados, lo que puede introducir un retraso desde que la fuente está disponible.
| Paquete | Datos | Marco temporal | Ejemplo Fuente EE.UU. * |
|---|---|---|---|
| Finanzas de la empresa | 10 años |
| |
| Estimaciones del consenso de analistas | +3 años |
|
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| Precios de mercado | 30 años |
| |
| Propiedad | 10 años |
| |
| Gestión | 10 años |
| |
| Principales avances | 10 años |
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* Ejemplo para valores de EE.UU., para no EE.UU. se utilizan formularios y fuentes normativas equivalentes.
A menos que se especifique lo contrario, todos los datos financieros se basan en un periodo anual, pero se actualizan trimestralmente. Esto se conoce como datos de los últimos doce meses (TTM) o de los últimos doce meses (LTM). Más información.
Modelo de análisis y copo de nieve
Los detalles del modelo de análisis utilizado para generar este informe están disponibles en nuestra página de Github, también tenemos guías sobre cómo utilizar nuestros informes y tutoriales en Youtube.
Conozca al que diseñó y construyó el modelo de análisis Simply Wall St.
Métricas industriales y sectoriales
Simply Wall St calcula cada 6 horas nuestras métricas sectoriales y de sección. Los detalles de nuestro proceso están disponibles en Github.
Fuentes analistas
Temenos AG está cubierta por 32 analistas. 15 de esos analistas presentaron las estimaciones de ingresos o ganancias utilizadas como datos para nuestro informe. Las estimaciones de los analistas se actualizan a lo largo del día.
| Analista | Institución |
|---|---|
| Alexander Tout | Arete Research Services LLP |
| Knut Woller | Baader Helvea Equity Research |
| Raimo Lenschow | Barclays |