Mercury General Vergangene Ertragsentwicklung
Vergangenheit Kriterienprüfungen 6/6
Mercury General verzeichnete einen durchschnittlichen jährlichen Gewinnzuwachs von 40.3%, während die Gewinne der Branche Insurance jährlich um gewachsen und zwar um 14.7%. Die Umsätze verzeichneten einen durchschnittlichen jährlichen Gewinnzuwachs von gewachsen von 11.8%. Die Eigenkapitalrendite von Mercury General beträgt 33% und die Nettomargen betragen 14.8%.
Wichtige Informationen
40.34%
Wachstumsrate der Gewinne
40.34%
EPS-Wachstumsrate
| Insurance Wachstum der Industrie | 8.02% |
| Wachstumsrate der Einnahmen | 11.83% |
| Eigenkapitalrendite | 33.03% |
| Netto-Marge | 14.78% |
| Letzte Ertragsaktualisierung | 30 Jun 2026 |
Jüngste Aktualisierungen vergangener Leistungen
Recent updates
Mercury General: Improving Underwriting Makes The Valuation Hard To Ignore
Summary Mercury General Corporation offers an attractive risk/reward due to strengthening underwriting results and a still low valuation. The company's Q2 combined ratio fell to 89.9%, reflecting improved profitability and successful premium increases, especially in California. The stock trades at a discounted 6.3x GAAP P/E and 9.1x forward P/E, despite a high ROE of 38.89%. High California exposure and catastrophe risk remain key concerns, but recent tariff approvals and reinsurance actions support the bullish thesis. Read the full article on Seeking Alpha
MCY: Rebounded Profitability And Balance Sheet Actions Will Support Future Repricing Potential
Analysts have maintained their price target for Mercury General at $120.00, reflecting steady assumptions around fair value, discount rate, revenue growth, profit margin, and future P/E despite only minimal adjustments to their models. What's in the News Mercury General reported Q1 2026 net income of $190 million, compared with a loss in the prior year period, with results supported by higher net premiums, favorable investment returns, lower catastrophe losses, and tighter expense management (source: Q1 2026 earnings coverage).MCY: Higher Profitability Assumptions Will Support Future Repricing Potential
Analysts have raised their price target for Mercury General from $110 to $120. This reflects updated assumptions for revenue growth, profit margins, and a lower future P/E multiple in their models.MCY: Stable Profitability And P/E Multiple Will Support Future Repricing
Analysts kept their price target for Mercury General steady at $110.00. This reflects broadly unchanged assumptions on discount rate, revenue growth, profit margin and future P/E multiples.MCY: Steady Profit Outlook And Discounted P/E Will Drive Future Repricing
Analysts have kept their $110.00 price target on Mercury General unchanged, reflecting steady views on fair value as they continue to see the current discount rate, revenue growth outlook, profit margin assumptions, and future P/E expectations as consistent with prior estimates. Valuation Changes Fair Value: The model fair value remains at $110.00, indicating no change in the assessed share valuation level.MCY: Stable Assumptions And Undervalued P/E Will Support Future Repricing
Analysts have kept their price target for Mercury General steady at $110.00, reflecting unchanged assumptions around discount rate, revenue growth, profit margin, and future P/E expectations. Valuation Changes Fair Value: Model fair value stays at $110.00, indicating no change in the estimated intrinsic price per share.MCY: Steady Assumptions And Undervalued P/E Will Support Bullish Repricing
Analysts have kept their $110.00 price target for Mercury General unchanged, reflecting largely consistent assumptions on the discount rate, revenue growth, profit margin, and future P/E, with only minimal refinements to the model. Valuation Changes Fair Value: The model fair value remains at $110.00, with no change from the prior estimate.MCY: Higher Fair Value And P/E Assumptions Will Support Bullish Repricing
Analysts have lifted their price target for Mercury General to $110 from $100, reflecting updated assumptions around fair value, discount rate, revenue growth, profit margin, and an expected future P/E multiple. Valuation Changes Fair Value: updated to $110 from $100, indicating a modest uplift in the assessed share value.Mercury General (NYSE:MCY) Will Pay A Dividend Of $0.3175
Mercury General Corporation's ( NYSE:MCY ) investors are due to receive a payment of $0.3175 per share on 24th of...Core Business Strength May Support Future Earnings Despite Wildfire Losses And Rising Reinsurance Costs
Mercury General's fair value estimate was raised primarily due to a higher future P/E multiple despite steady revenue growth projections, driving the consensus analyst price target up from $90 to $100. What's in the News Mercury Insurance released its annual list of the most affordable EVs to insure, aiming to guide budget-conscious consumers and highlight insurance-saving vehicle models.
Core Business Strength May Support Future Earnings Despite Wildfire Losses And Rising Reinsurance Costs
Strength in core business operations, excluding catastrophe losses, suggests improved future earnings stability and net margins through personal auto and homeowners lines.California Wildfires, Mercury General's Opportunity Amid Crisis (Rating Upgrade)
Summary The Los Angeles wildfires, while tragic, may present an opportunity for Mercury General due to potential market exits by other insurers and possible price increases. Mercury General's exposure to auto insurance, along with its reinsurance coverage, suggests it can absorb the wildfire losses, estimated at $150 million pre-tax. Despite potential risks like increased reinsurance costs and regulatory changes, Mercury General is positioned for growth and higher premiums post-wildfires. I initiated a position in Mercury General, expecting a stock rebound to $56-$60, driven by positive FY 2024 results and subsiding wildfire fears. Read the full article on Seeking AlphaMercury General: Turning Lead Into Gold
Summary Mercury General faced operational challenges and high loss ratios in 2022, compounded by a dividend reduction that resulted in the loss of its "dividend aristocrat" status. In response to these challenges, Mercury launched remediation efforts in 2023 focused on improving underwriting margins, especially in California, where adverse conditions significantly impacted profitability. By mid-2024, Mercury's combined ratio improved, achieving positive underwriting income and a combined ratio of 98.9% by Q2, reflecting the success of rate adjustments and underwriting improvements. Third-quarter results were particularly strong, leading to a year-to-date underwriting income of $88.7 million, reinforcing investor optimism and supporting a substantial stock price increase since early 2024. Mercury is on track for continued improvement, with anticipated FY 2024 combined ratios between 96.5% and 97.8%, driven by effective remediation and investment income growth, although it still trades at a premium relative to steadier competitors. Read the full article on Seeking AlphaMercury General: Very Cheap, And Expert Of Maximizing After-Tax Yield
Summary Mercury General Corporation is well-positioned for growth with significant cash reserves, enabling investment in advertising and agent network expansion to boost net sales. Recent rate increases approved by the Department of Insurance and impressive EPS forecasts for 2025 make MCY an attractive buy. The company's strong investment track record, focus on maximizing after-tax yield, and experienced leadership further support its potential for stable returns. Despite some risks, including market concentration in California and inflationary pressures, MCY's proven business model and undervaluation present a compelling investment opportunity. Read the full article on Seeking AlphaAufschlüsselung der Einnahmen und Ausgaben
Wie Mercury General Geld verdient und ausgibt. Basierend auf den neuesten gemeldeten Einnahmen der letzten zwölf Monate.
Gewinn- und Umsatzhistorie
| Datum | Einnahmen | Gewinn | Allgemeine und Verwaltungskosten | F&E-Ausgaben |
|---|---|---|---|---|
| 30 Jun 26 | 6,340 | 937 | 69 | 0 |
| 31 Mar 26 | 6,136 | 840 | 66 | 0 |
| 31 Dec 25 | 5,990 | 541 | 55 | 0 |
| 30 Sep 25 | 5,803 | 440 | 46 | 0 |
| 30 Jun 25 | 5,748 | 390 | 41 | 0 |
| 31 Mar 25 | 5,581 | 286 | 37 | 0 |
| 31 Dec 24 | 5,461 | 468 | 36 | 0 |
| 30 Sep 24 | 5,489 | 558 | 29 | 0 |
| 30 Jun 24 | 5,024 | 319 | 25 | 0 |
| 31 Mar 24 | 4,797 | 215 | 24 | 0 |
| 31 Dec 23 | 4,630 | 96 | 22 | 0 |
| 30 Sep 23 | 4,407 | -102 | 25 | 0 |
| 30 Jun 23 | 4,242 | -192 | 25 | 0 |
| 31 Mar 23 | 3,944 | -361 | 27 | 0 |
| 31 Dec 22 | 3,643 | -513 | 29 | 0 |
| 30 Sep 22 | 3,541 | -475 | 37 | 0 |
| 30 Jun 22 | 3,573 | -376 | 54 | 0 |
| 31 Mar 22 | 3,806 | -56 | 62 | 0 |
| 31 Dec 21 | 3,993 | 248 | 67 | 0 |
| 30 Sep 21 | 4,016 | 384 | 64 | 0 |
| 30 Jun 21 | 4,082 | 502 | 56 | 0 |
| 31 Mar 21 | 4,069 | 621 | 53 | 0 |
| 31 Dec 20 | 3,785 | 375 | 55 | 0 |
| 30 Sep 20 | 3,701 | 240 | 55 | 0 |
| 30 Jun 20 | 3,689 | 190 | 57 | 0 |
| 31 Mar 20 | 3,663 | 45 | 58 | 0 |
| 31 Dec 19 | 3,973 | 320 | 60 | 0 |
| 30 Sep 19 | 3,801 | 207 | 43 | 0 |
| 30 Jun 19 | 3,709 | 196 | 42 | 0 |
| 31 Mar 19 | 3,615 | 173 | 41 | 0 |
| 31 Dec 18 | 3,380 | -6 | 41 | 0 |
| 30 Sep 18 | 3,421 | 96 | 40 | 0 |
| 30 Jun 18 | 3,381 | 84 | 40 | 0 |
| 31 Mar 18 | 3,348 | 75 | 37 | 0 |
| 31 Dec 17 | 3,413 | 145 | 37 | 0 |
| 30 Sep 17 | 3,293 | 99 | 38 | 0 |
| 30 Jun 17 | 3,246 | 79 | 36 | 0 |
| 31 Mar 17 | 3,251 | 77 | 39 | 0 |
| 31 Dec 16 | 3,228 | 73 | 40 | 0 |
| 30 Sep 16 | 3,276 | 123 | 39 | 0 |
| 30 Jun 16 | 3,221 | 111 | 40 | 0 |
| 31 Mar 16 | 3,089 | 72 | 43 | 0 |
| 31 Dec 15 | 3,009 | 74 | 44 | 0 |
| 30 Sep 15 | 2,945 | 30 | 45 | 0 |
Qualität der Erträge: MCY hat hohe Qualitätseinkünfte.
Wachsende Gewinnspanne: MCYDie aktuellen Gewinnspannen (14.8%) sind höher als im letzten Jahr (6.8%).
Analyse von freiem Cashflow und Gewinn
Analyse des Gewinnwachstums in der Vergangenheit
Ergebnisentwicklung: MCYIn den letzten 5 Jahren sind die Einnahmen von 40.3% pro Jahr erheblich gestiegen.
Beschleunigtes Wachstum: MCYDas Gewinnwachstum des Unternehmens im letzten Jahr (140.2%) übertrifft seinen 5-Jahres-Durchschnitt (40.3% pro Jahr).
Erträge im Vergleich zur Industrie: MCY Das Gewinnwachstum im vergangenen Jahr (140.2%) übertraf das der Branche Insurance 27.4% .
Eigenkapitalrendite
Hohe Eigenkapitalrendite: MCYDie Eigenkapitalrendite des Unternehmens (33%) wird als hoch angesehen.
Kapitalrendite
Rendite auf das eingesetzte Kapital
Entdecken Sie starke Unternehmen, die in der Vergangenheit erfolgreich waren
Unternehmensanalyse und Finanzdaten Status
| Daten | Zuletzt aktualisiert (UTC-Zeit) |
|---|---|
| Unternehmensanalyse | 2026/09/14 18:43 |
| Aktienkurs zum Tagesende | 2026/09/14 00:00 |
| Gewinne | 2026/06/30 |
| Jährliche Einnahmen | 2025/12/31 |
Datenquellen
Die in unserer Unternehmensanalyse verwendeten Daten stammen von S&P Global Market Intelligence LLC. Die folgenden Daten werden in unserem Analysemodell verwendet, um diesen Bericht zu erstellen. Die Daten sind normalisiert, was zu einer Verzögerung bei der Verfügbarkeit der Quelle führen kann.
| Paket | Daten | Zeitrahmen | Beispiel US-Quelle * |
|---|---|---|---|
| Finanzdaten des Unternehmens | 10 Jahre |
| |
| Konsensschätzungen der Analysten | +3 Jahre |
|
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| Marktpreise | 30 Jahre |
| |
| Eigentümerschaft | 10 Jahre |
| |
| Verwaltung | 10 Jahre |
| |
| Wichtige Entwicklungen | 10 Jahre |
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* Beispiel für US-Wertpapiere, für nicht-US-amerikanische Wertpapiere werden gleichwertige regulatorische Formulare und Quellen verwendet.
Sofern nicht anders angegeben, beziehen sich alle Finanzdaten auf einen Jahreszeitraum, werden aber vierteljährlich aktualisiert. Dies wird als Trailing Twelve Month (TTM) oder Last Twelve Month (LTM) Daten bezeichnet. Erfahren Sie mehr.
Analysemodell und Schneeflocke
Details zum Analysemodell, mit dem dieser Bericht erstellt wurde, finden Sie auf unserer Github-Seite; außerdem bieten wir Leitfäden zur Nutzung unserer Berichte und Tutorials auf Youtube an.
Erfahren Sie mehr über das , das das Simply Wall St-Analysemodell entworfen und entwickelt hat.
Metriken für Industrie und Sektor
Unsere Branchen- und Sektionskennzahlen werden alle 6 Stunden von Simply Wall St berechnet. Details zu unserem Verfahren finden Sie auf Github.
Analysten-Quellen
Mercury General Corporation wird von 7 Analysten beobachtet. 1 dieser Analysten hat die Umsatz- oder Gewinnschätzungen übermittelt, die als Grundlage für unseren Bericht dienen. Die von den Analysten übermittelten Daten werden im Laufe des Tages aktualisiert.
| Analyst | Einrichtung |
|---|---|
| Alison Jacobowitz | BofA Global Research |
| Christopher Campbell | Keefe, Bruyette, & Woods |
| Raymond Iardella | Macquarie Research |