Selective Insurance Group Vergangene Ertragsentwicklung
Vergangenheit Kriterienprüfungen 5/6
Selective Insurance Group verzeichnete einen durchschnittlichen jährlichen Gewinnzuwachs von 0.5%, während die Gewinne der Branche Insurance jährlich um gewachsen und zwar um 14.6%. Die Umsätze verzeichneten einen durchschnittlichen jährlichen Gewinnzuwachs von gewachsen von 12%. Die Eigenkapitalrendite von Selective Insurance Group beträgt 12.7% und die Nettomargen betragen 8.2%.
Wichtige Informationen
0.49%
Wachstumsrate der Gewinne
0.22%
EPS-Wachstumsrate
| Insurance Wachstum der Industrie | 8.02% |
| Wachstumsrate der Einnahmen | 12.00% |
| Eigenkapitalrendite | 12.66% |
| Netto-Marge | 8.22% |
| Letzte Ertragsaktualisierung | 31 Mar 2026 |
Jüngste Aktualisierungen vergangener Leistungen
Recent updates
Narrativ-Update • May 14
SIGI: Future Returns Will Rely On Execution Discipline And Steady P/E Expectations
Narrative Update on Analyst Price Target The updated analyst model lifts Selective Insurance Group's fair value estimate from $88.00 to about $90.14. Analysts point to adjustments in the discount rate, revenue growth assumptions, profit margin outlook, and future P/E expectations as key drivers of the new target range.Narrativ-Update • Apr 25
SIGI: Future Returns Will Depend On Executing Margins And Stable P/E Multiples
The analyst price target for Selective Insurance Group has shifted by about $1, with analysts pointing to updated assumptions on fair value, revenue growth, profit margin and future P/E as key drivers of the change. Analyst Commentary Recent research has focused on how updated assumptions on fair value, growth and execution feed into revised price targets for Selective Insurance Group, with both optimistic and cautious views reflected in the latest moves.Seeking Alpha • Apr 24
Selective Insurance Looking To Rebuild Investor Confidence During A Soft Market Cycle
Summary Selective Insurance Group faces a challenging environment as insurance markets soften and claims costs continue to rise, squeezing underwriting profits. Recent reserve charges and elevated loss picks, especially in commercial auto and general liability, underline claims cost inflation risk and the potential for further adverse developments. SIGI maintains attractive long-term growth opportunities via expansion into new states and its focus on hard-to-service small commercial clients, despite intensifying competition. Valuation suggests double-digit upside, but near-term margin pressure and reserve risk keep SIGI on my watchlist rather than as a buy at current levels. Read the full article on Seeking AlphaNarrativ-Update • Apr 09
SIGI: Future Returns Will Rely On Executing Margins At A Measured P/E
Narrative Update on Selective Insurance Group The consensus analyst price target for Selective Insurance Group has shifted as recent research included an $8 reduction from Keefe Bruyette and a $7 increase from Piper Sandler, reflecting updated views on fair value, discount rate, growth, margins, and future P/E assumptions. Analyst Commentary Recent price target changes for Selective Insurance Group highlight different views on how the market should value the company, with some analysts assigning more weight to earnings growth potential and others placing greater emphasis on execution risks and return expectations.Narrativ-Update • Mar 26
SIGI: Future Returns Will Depend On Executing Profit Margins At Stable P/E
Analysts have adjusted their views on Selective Insurance Group with a net $7 shift in price targets, reflecting updated assessments of the company that combine recent upward and downward revisions into a new consensus view for investors to consider. Analyst Commentary Recent research updates reflect a mixed view on Selective Insurance Group, with one firm lifting its price target by $7 and another trimming its target to $81 from $82 while maintaining a neutral rating.Narrativ-Update • Mar 11
SIGI: Future Returns Will Depend On Profit Margins And P/E Discipline
Analysts have adjusted their price target on Selective Insurance Group slightly higher to reflect updated views on fair value, with recent research highlighting mixed target revisions that hinge on refined profit margin and forward P/E assumptions. Analyst Commentary Recent research on Selective Insurance Group reflects a mix of cautious and more constructive views, with price targets adjusted around updated expectations for profit margins and forward P/E.Narrativ-Update • Feb 24
SIGI: Future Returns Will Depend On P And C Cycle And P/E Expectations
Analysts have nudged their price target for Selective Insurance Group higher by about $2 to reflect updated assumptions around fair value, profitability, and forward P/E expectations, supported by recent research that includes both upward and downward revisions to individual targets. Analyst Commentary Bullish Takeaways Bullish analysts lifting their price targets point to assumptions that current P/E levels can support a somewhat higher fair value, suggesting they see room for the shares to better reflect underlying profitability.Narrativ-Update • Feb 08
SIGI: Future Returns Will Hinge On Softening P And C Cycle
Analysts have raised their price target on Selective Insurance Group to about US$85.83 from US$81.50. This reflects updated views on earnings power that balance slightly lower revenue growth and profit margin assumptions with a higher expected future P/E multiple.Narrativ-Update • Nov 12
SIGI: Future Performance Will Depend On Commercial Auto Reserve Stabilization
The analyst price target for Selective Insurance Group has been revised downward to $81.50. This change is driven by analysts citing ongoing concerns about higher commercial auto reserve risks and slower premium growth following recent earnings updates.Narrativ-Update • Oct 29
Commercial Auto Reserve Risks And Buybacks Will Shape Performance Ahead
Analysts have lowered their price target for Selective Insurance Group from approximately $83.33 to $81.50. They cite concerns about weaker revenue growth, softer profit margins, and increased reserve risks in the commercial auto segment.Analyseartikel • Sep 23
Investors Continue Waiting On Sidelines For Selective Insurance Group, Inc. (NASDAQ:SIGI)
Selective Insurance Group, Inc.'s ( NASDAQ:SIGI ) price-to-earnings (or "P/E") ratio of 12.8x might make it look like a...Narrativ-Update • Sep 05
Digital Tools And Operational Efficiency Will Expand Insurance Markets
Selective Insurance Group’s shares faced pressure from weaker earnings, a $45M reserve charge, and increased combined ratio guidance, prompting analysts to reassess valuation and maintain the consensus price target at $83.33 due to unresolved concerns about reserve adequacy. Analyst Commentary Weaker-than-expected earnings report pressured shares.Analyseartikel • Jul 28
Earnings Miss: Selective Insurance Group, Inc. Missed EPS By 6.6% And Analysts Are Revising Their Forecasts
It's been a mediocre week for Selective Insurance Group, Inc. ( NASDAQ:SIGI ) shareholders, with the stock dropping 12...Seeking Alpha • Feb 24
Selective Insurance: Leaving 2024 Behind And Seizing 2025
Summary Selective Insurance faced underwriting losses in 2024, with a combined ratio of 103%, largely due to reserve strengthening in general liability lines. Despite pricing actions across various lines of business, the 2024 underwriting performance was impacted by adverse prior-year development and elevated inflation. 2025 could see a rebound if the insurance carrier succeeds in restoring its underwriting margins. Depending on the 2025 results, which will largely be driven by the remediation plans for the insurance portfolios, the stock price could increase by 20% to 40%, with a mid-range scenario of 25%. Read the full article on Seeking AlphaSeeking Alpha • Oct 30
Balancing Growth And Headwinds: Selective Insurance Group's Review
Summary Selective Insurance achieved strong earnings growth in 2023 but faced underwriting challenges due to inflation, leading to revised guidance and lower expected net income for 2024. Despite weak underwriting performance, the E&S segment showed robust growth and stable margins, contributing positively to overall results. SIGI implemented price increases and policy adjustments to counteract claims trends, yet personal and commercial lines still struggled with underwriting losses. Valuation remains sensitive to underwriting performance, with potential for improved margins in 2025, but current conditions suggest limited margin of safety for new investors. Read the full article on Seeking Alpha
Neues Narrativ • Aug 29
Disciplined Underwriting And Tech Investments Set To Propel Profitability And Growth
Investments in technology in the Excess and Surplus segment are set to enhance operational efficiency and scale, targeting top-line growth and profitability.Seeking Alpha • May 09
Selective Insurance: Time To Be Selective
Summary Selective Insurance Group demonstrated consistent performance in its non-life insurance business, with post-tax earnings of $365 million in 2023. The company's commercial lines and excess and surplus insurance segments have shown resilience and stability, while the personal lines segment has faced challenges. Despite challenges such as inflationary pressures, the company is well-positioned to navigate through these hurdles, but its stock price reflects little to no safety margin. After Q1 2024, the company is positioned well to deliver steady results throughout 2024, despite revising its FY2024 guidance downward to account for potential risks associated with the claims trend. As the company remains priced for perfection, I rate the insurance carrier as a "HOLD". Read the full article on Seeking AlphaAufschlüsselung der Einnahmen und Ausgaben
Aufschlüsselung der Einnahmen und Ausgaben
Wie Selective Insurance Group Geld verdient und ausgibt. Basierend auf den neuesten gemeldeten Einnahmen der letzten zwölf Monate.
Gewinn- und Umsatzhistorie
| Datum | Einnahmen | Gewinn | Allgemeine und Verwaltungskosten | F&E-Ausgaben |
|---|---|---|---|---|
| 31 Mar 26 | 5,411 | 445 | 50 | 0 |
| 31 Dec 25 | 5,337 | 457 | 50 | 0 |
| 30 Sep 25 | 5,228 | 398 | 45 | 0 |
| 30 Jun 25 | 5,113 | 374 | 45 | 0 |
| 31 Mar 25 | 4,982 | 225 | 47 | 0 |
| 31 Dec 24 | 4,862 | 198 | 44 | 0 |
| 30 Sep 24 | 4,716 | 227 | 42 | 0 |
| 30 Jun 24 | 4,553 | 224 | 43 | 0 |
| 31 Mar 24 | 4,397 | 346 | 43 | 0 |
| 31 Dec 23 | 4,232 | 356 | 31 | 0 |
| 30 Sep 23 | 4,074 | 318 | 44 | 0 |
| 30 Jun 23 | 3,888 | 271 | 43 | 0 |
| 31 Mar 23 | 3,712 | 252 | 42 | 0 |
| 31 Dec 22 | 3,558 | 216 | 31 | 0 |
| 30 Sep 22 | 3,476 | 228 | 39 | 0 |
| 30 Jun 22 | 3,446 | 259 | 38 | 0 |
| 31 Mar 22 | 3,421 | 342 | 39 | 0 |
| 31 Dec 21 | 3,379 | 394 | 28 | 0 |
| 30 Sep 21 | 3,308 | 425 | 41 | 0 |
| 30 Jun 21 | 3,219 | 423 | 41 | 0 |
| 31 Mar 21 | 3,061 | 338 | 38 | 0 |
| 31 Dec 20 | 2,922 | 246 | 25 | 0 |
| 30 Sep 20 | 2,853 | 201 | 33 | 0 |
| 30 Jun 20 | 2,787 | 187 | 35 | 0 |
| 31 Mar 20 | 2,812 | 226 | 35 | 0 |
| 31 Dec 19 | 2,846 | 272 | 31 | 0 |
| 30 Sep 19 | 2,761 | 236 | 32 | 0 |
| 30 Jun 19 | 2,715 | 235 | 33 | 0 |
| 31 Mar 19 | 2,658 | 221 | 30 | 0 |
| 31 Dec 18 | 2,586 | 179 | 25 | 0 |
| 30 Sep 18 | 2,577 | 163 | 32 | 0 |
| 30 Jun 18 | 2,534 | 155 | 30 | 0 |
| 31 Mar 18 | 2,496 | 137 | 36 | 0 |
| 31 Dec 17 | 2,470 | 169 | 36 | 0 |
| 30 Sep 17 | 2,419 | 178 | 53 | 0 |
| 30 Jun 17 | 2,379 | 170 | 48 | 0 |
| 31 Mar 17 | 2,333 | 172 | 47 | 0 |
| 31 Dec 16 | 2,284 | 158 | 35 | 0 |
| 30 Sep 16 | 2,247 | 165 | -7 | 0 |
| 30 Jun 16 | 2,206 | 173 | 7 | 0 |
| 31 Mar 16 | 2,159 | 163 | 0 | 0 |
| 31 Dec 15 | 2,132 | 166 | 28 | 0 |
| 30 Sep 15 | 2,082 | 162 | 16 | 0 |
| 30 Jun 15 | 2,057 | 168 | 0 | 0 |
Qualität der Erträge: SIGI hat hohe Qualitätseinkünfte.
Wachsende Gewinnspanne: SIGIDie aktuellen Gewinnspannen (8.2%) sind höher als im letzten Jahr (4.5%).
Analyse von freiem Cashflow und Gewinn
Analyse des Gewinnwachstums in der Vergangenheit
Ergebnisentwicklung: SIGIIn den letzten 5 Jahren sind die Gewinne von 0.5% jährlich gestiegen.
Beschleunigtes Wachstum: SIGIDas Gewinnwachstum des Unternehmens im letzten Jahr (97.6%) übertrifft seinen 5-Jahres-Durchschnitt (0.5% pro Jahr).
Erträge im Vergleich zur Industrie: SIGI Das Gewinnwachstum im vergangenen Jahr (97.6%) übertraf das der Branche Insurance 36.5% .
Eigenkapitalrendite
Hohe Eigenkapitalrendite: SIGIDie Eigenkapitalrendite des Unternehmens (12.7%) wird als niedrig angesehen.
Kapitalrendite
Rendite auf das eingesetzte Kapital
Entdecken Sie starke Unternehmen, die in der Vergangenheit erfolgreich waren
Unternehmensanalyse und Finanzdaten Status
| Daten | Zuletzt aktualisiert (UTC-Zeit) |
|---|---|
| Unternehmensanalyse | 2026/06/02 03:43 |
| Aktienkurs zum Tagesende | 2026/06/02 00:00 |
| Gewinne | 2026/03/31 |
| Jährliche Einnahmen | 2025/12/31 |
Datenquellen
Die in unserer Unternehmensanalyse verwendeten Daten stammen von S&P Global Market Intelligence LLC. Die folgenden Daten werden in unserem Analysemodell verwendet, um diesen Bericht zu erstellen. Die Daten sind normalisiert, was zu einer Verzögerung bei der Verfügbarkeit der Quelle führen kann.
| Paket | Daten | Zeitrahmen | Beispiel US-Quelle * |
|---|---|---|---|
| Finanzdaten des Unternehmens | 10 Jahre |
| |
| Konsensschätzungen der Analysten | +3 Jahre |
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| Marktpreise | 30 Jahre |
| |
| Eigentümerschaft | 10 Jahre |
| |
| Verwaltung | 10 Jahre |
| |
| Wichtige Entwicklungen | 10 Jahre |
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* Beispiel für US-Wertpapiere, für nicht-US-amerikanische Wertpapiere werden gleichwertige regulatorische Formulare und Quellen verwendet.
Sofern nicht anders angegeben, beziehen sich alle Finanzdaten auf einen Jahreszeitraum, werden aber vierteljährlich aktualisiert. Dies wird als Trailing Twelve Month (TTM) oder Last Twelve Month (LTM) Daten bezeichnet. Erfahren Sie mehr.
Analysemodell und Schneeflocke
Einzelheiten zu dem Analysemodell, mit dem dieser Bericht erstellt wurde, finden Sie auf unserer Github-Seite. Außerdem bieten wir Leitfäden zur Verwendung unserer Berichte und Tutorials auf YouTube an.
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Analysten-Quellen
Selective Insurance Group, Inc. wird von 18 Analysten beobachtet. 7 dieser Analysten hat die Umsatz- oder Gewinnschätzungen übermittelt, die als Grundlage für unseren Bericht dienen. Die von den Analysten übermittelten Daten werden im Laufe des Tages aktualisiert.
| Analyst | Einrichtung |
|---|---|
| Michael Zaremski | BMO Capital Markets Equity Research |
| Grace Carter | BofA Global Research |
| Robert Farnam | Brean Capital Historical (Janney Montgomery) |