American Express Company

NYSE:AXP Lagerbericht

Marktkapitalisierung: US$239.2b

American Express Zukünftiges Wachstum

Future Kriterienprüfungen 2/6

American Express wird ein jährliches Gewinn- und Umsatzwachstum von 9% bzw. 9.6% prognostiziert. Der Gewinn pro Aktie wird voraussichtlich wachsen um 11.2% pro Jahr. Die Eigenkapitalrendite wird in 3 Jahren voraussichtlich 36.6% betragen.

Wichtige Informationen

9.0%

Wachstumsrate der Gewinne

11.17%

EPS-Wachstumsrate

Consumer Finance Gewinnwachstum19.1%
Wachstumsrate der Einnahmen9.6%
Zukünftige Eigenkapitalrendite36.61%
Analystenabdeckung

Good

Zuletzt aktualisiert12 Jul 2026

Jüngste Aktualisierungen zum künftigen Wachstum

Recent updates

Seeking Alpha • Jul 08

American Express: Upgrading To Buy Ahead Of Earnings

Summary American Express Company is upgraded to Buy ahead of Q2 earnings, driven by robust consumer spending and improving credit trends. Sequential acceleration in billed business and plummeting delinquencies signal strong underlying credit quality and operational momentum for AXP. Guidance for 9-10% revenue growth and EPS of $17.30-$17.90 appears achievable, with potential for a 3% EPS guidance raise post-Q2. AXP’s operational outperformance and mid-30s ROE justify a higher multiple; I set a $422 price target, implying 21% upside. Read the full article on Seeking Alpha
Narrative-Update • Jul 08

AXP: Premium Franchise Strength Will Face Higher For Longer Rate Risk

The analyst fair value estimate for American Express has increased from $285 to $312, reflecting higher Street price targets and updated assumptions around revenue growth, profit margins, and future P/E multiples that are consistent with the recent wave of largely constructive research coverage. Analyst Commentary Recent Street research on American Express points to a mixed but generally constructive backdrop, with several firms raising price targets and a handful of new or reiterated positive ratings.
Narrative-Update • Jun 24

AXP: Future Returns Will Reflect 2026 Guide And Dining Expansion Versus Margin Risk

The analyst price target for American Express has been trimmed by about $15 to reflect slightly lower modeled fair value, margins and P/E, even as analysts highlight support from recent rating upgrades, solid management commentary and the planned acquisition of TheFork. Analyst Commentary Analyst commentary on American Express reflects a mix of optimism around execution and customer quality, alongside some caution captured in reduced price targets and valuation resets.
Analyseartikel • Jun 19

American Express (AXP) Stock Could Be 16.1% Below Fair Value After Recent Share Price Moves

American Express (AXP) stock has attracted fresh attention after recent share price moves over the past month and past 3 months. This has prompted investors to reassess its valuation and business performance drivers. See our latest analysis for American Express. At a share price of $338.0, American Express has seen short term momentum pick up, with a 7 day share price return of 6.13% and 90 day share price return of 14.38%. Longer term total shareholder returns over 3 and 5 years of 108.14%...
Narrative-Update • Jun 09

AXP: Premium Franchise Strength And Competition Will Shape Returns Going Forward

Analysts kept the American Express fair value estimate steady at $285.00 while slightly adjusting the discount rate and revenue growth assumptions. This reflects mixed but generally constructive recent research that includes higher price targets from firms citing resilient spending trends, alongside more cautious updates from others focused on competition and valuation pressures.
Narrative-Update • May 26

AXP: Affluent Spend Resilience And AI Layoff Fears Will Support Higher P/E

Analyst pricing on American Express has been trimmed modestly, with the fair value estimate moving lower by about $3 to $440.45, as analysts balance a slightly softer revenue growth and profit margin outlook against fresh Buy initiations and raised price targets that highlight confidence in the stock's broader client base and resilience to AI related job losses. Analyst Commentary Recent research has highlighted a split view on American Express, with some firms trimming price targets while others are leaning into the stock with fresh Buy calls.
Narrative-Update • May 03

AXP: Premium Customer Erosion And Lower P E Will Pressure Returns

Analysts have trimmed the American Express price target slightly to $285, reflecting modestly lower revenue growth and profit margin assumptions along with a reduced future P/E of about 16.3x. Analyst Commentary Street research on American Express has turned more mixed, with several firms cutting price targets over the past few months even as a few higher targets remain in place.
Narrative-Update • Apr 19

AXP: Affluent Credit Stability And AI Selloff May Support Higher Future P/E

American Express' updated analyst price target reflects a reduction of $14.89, as analysts factor in revised assumptions for fair value, discount rate, revenue growth, profit margin, and future P/E following a series of target cuts across the Street. Analyst Commentary Recent Street research on American Express has been dominated by lower price targets, but the tone is not uniformly bearish.
Narrative-Update • Apr 05

AXP: Premium Margins And Rate Cap Threat Will Shape Forward P E

Analysts have made a modest upward adjustment to the American Express price target, with fair value moving by about $3 to $286.99 as they balance softer margin assumptions against slightly higher revenue growth expectations and a small uptick in the future P/E. Analyst Commentary Recent research on American Express reflects a split view, with some firms highlighting long term growth potential and others flagging risks around competition, regulation, and macro sensitivity.
Narrative-Update • Mar 21

AXP: Affluent Credit Stability And Buybacks Should Support Higher Future P E

Narrative Update: American Express American Express's analyst price target has been revised slightly lower, with fair value moving from about $462.00 to $458.63 as analysts factor in modestly higher revenue growth and profit margins, a slightly lower discount rate, and a reduced future P/E assumption. Analyst Commentary Recent Street research on American Express shows a split tape, with some firms trimming price targets and others lifting them.
Narrative-Update • Mar 07

AXP: Future Returns Will Reflect 2026 Guide Versus Credit Policy Risk

The analyst price target for American Express has been trimmed by about $1 to $378.94, as analysts balance slightly higher profit margin and discount rate assumptions with mixed sentiment around consumer finance, concerns about AI-driven unemployment, and recent volatility in the shares. Analyst Commentary Recent research on American Express reflects a split tape, with some firms highlighting opportunity after the recent pullback and others flagging policy and credit risks that could cap upside.
Narrative-Update • Feb 21

AXP: Future Performance Will Reflect 2026 Guide And Regulatory Risk Balancing

American Express's analyst fair value estimate has been revised higher to $379.60 from $354.83, as analysts factor in slightly lower discount rates, a modestly higher assumed future P/E multiple, and updated views on revenue growth and margins following a mix of recent price target hikes and trims across the Street. Analyst Commentary Recent Street research on American Express shows a split view, with several firms lifting price targets and a few trimming them or keeping more cautious stances.
Narrative-Update • Feb 07

AXP: Elevated P E Multiples Will Face Potential Credit Card Rate Cap Shock

Analysts have refined their view on American Express, raising their fair value estimate modestly to about $284. This update reflects slightly lower assumed discount rates, more measured expectations for revenue growth and margins, a minor adjustment to future P/E assumptions, and recent price target changes on the Street that are mixed but generally supportive.
Narrative-Update • Jan 24

AXP: Elevated P E Multiples Will Face Regulatory Credit Card Rate Cap Test

Analysts have raised their implied fair value for American Express from about US$230 to roughly US$280, reflecting updated price targets that apply higher future P/E multiples and slightly stronger assumptions for revenue growth and profit margins. Analyst Commentary Across recent research, most price target changes for American Express have been upward, but the tone is not uniformly optimistic.
Narrative-Update • Jan 09

AXP: Higher P/E Multiple Could Reward Solid Loan And Earnings Momentum

Analysts have lifted their blended price expectations for American Express, with the modelled fair value rising from about US$366.63 to US$462.00 as they factor in higher sector multiples, including a future P/E assumption of 26.66, as well as updated views on growth, margins and discount rates informed by recent price target increases across the specialty finance group. Analyst Commentary Recent Street research around American Express shows a cluster of higher price targets and rating moves that feed into the richer blended fair value used in the updated model.
Narrative-Update • Dec 14

AXP: Future Performance Will Reflect Execution On Premium Card Refresh Amid Mixed Sentiment

The analyst price target for American Express has been raised modestly, as analysts factor in a roughly $3 uptick in fair value to about $355 per share. This is supported by stronger billings growth, resilient credit trends, and confidence in the earnings impact of the Platinum refresh, despite mixed near term guidance.
Narrative-Update • Nov 30

AXP: Future Results Will Reflect Execution Strength Amid Mixed Market Sentiment

American Express's analyst price target has been modestly increased by $1 to $351.87. Analysts cite stronger-than-expected revenue expansion, higher profit margins, and improved growth trends, supported by recent upgrades and positive financial results.
Narrative-Update • Nov 16

AXP: Future Results Will Balance Margin Strength With Competitive Pressures

American Express's analyst price target has been raised slightly, with the updated fair value estimate increasing from $349.41 to $350.87. Analysts cite continued robust operating performance, improved revenue and profit margin trends, and tempered expense forecasts following strong recent results.
Narrative-Update • Nov 01

AXP: Premium Card Momentum And Buybacks Will Shape Performance Amid Balanced Risks

American Express's analyst price target has increased modestly by $11 to $349, as analysts cite resilient operating results, improved profit margins, and continued confidence in growth, even though revenue guidance has been tempered. Analyst Commentary Following American Express's latest quarterly results, Wall Street analysts have shared a range of perspectives on the company's outlook and valuation.
Narrative-Update • Oct 18

Personalized Experiences And Global Expansion Will Drive Future Value

The analyst price target for American Express has increased from approximately $329.62 to $338.24. Analysts cite improving loan growth trends, stable credit quality, and expectations for accelerating revenue from upcoming product initiatives.
Narrative-Update • Oct 04

Personalized Experiences And Global Expansion Will Drive Future Value

American Express has seen its analyst price target increase notably from $311 to $362, as analysts cite stable credit trends, a premium valuation based on strong credit quality, and updated financial models that reflect improved outlooks for the consumer finance sector. Analyst Commentary Analysts remain divided on the prospects for American Express, with recent research highlighting both constructive and cautious viewpoints.
Seeking Alpha • Apr 23

American Express: Solid Q1 Results Fuel Long-Term Optimism

Summary American Express shows solid top-line growth with 7.3% revenue increase and 20% card fee revenue growth, indicating strong customer value perception. Operating expenses grew by 10%, but disciplined spending on S&G and G&A ensures long-term customer satisfaction and company success. Capital returns to shareholders are robust, with a 17% dividend increase and consistent stock buybacks, enhancing shareholder value. Premium customer base and strong Gen-Z and Millennial acquisition highlight Amex's effective portfolio management and future growth potential. Read the full article on Seeking Alpha
Neues Narrative • Apr 08

US Card Refresh And Global Merchant Expansion Will Unlock Opportunities

Expansion efforts, including product refreshes and merchant network growth, target Millennials and Gen Z, aiming to boost transaction volume and revenue.
Neues Narrative • Apr 07

Expanding Merchant Network And Millennial Focus Will Succeed

Focus on global merchant network expansion and targeting of younger generations drives revenue growth through increased transaction volumes and premium product adoption.
Seeking Alpha • Mar 14

American Express: Too Soon To Buy The Dip Given Travel Exposure

Summary American Express faces challenges with a 20% stock drop from its high, driven by economic uncertainty and reduced travel & entertainment spending. Despite strong brand equity and growth in high-income consumers, AXP's revenue growth is likely set to slow, with marketing expenses pressuring margins. Small business spending remains uncertain due to economic policies, though AXP's higher-income focus may mitigate credit downturn risks. Maintaining a "hold" rating, I suggest waiting for a pullback below $240 or 16x earnings before considering adding AXP shares. Read the full article on Seeking Alpha

Gewinn- und Umsatzwachstumsprognosen

NYSE:AXP - Zukünftige Analystenschätzungen und Finanzdaten der Vergangenheit (USD Millions)
DatumUmsatzGewinneFreier CashflowBargeld aus operativen TätigkeitenDurchschn. Anz. Analysten
12/31/202893,37914,656N/AN/A13
12/31/202786,51513,30813,224N/A24
12/31/202679,48412,03511,978N/A24
3/31/202668,81211,08714,32317,468N/A
12/31/202566,97310,70116,00218,428N/A
9/30/202565,29410,41118,93821,139N/A
6/30/202563,43510,01711,09113,094N/A
3/31/202562,04910,14211,31213,262N/A
12/31/202460,7649,99512,13314,050N/A
9/30/202459,2399,76013,19415,041N/A
6/30/202458,1079,70423,30625,097N/A
3/31/202456,8988,86922,88724,488N/A
12/31/202355,5928,25216,99418,559N/A
9/30/202354,3797,89418,57120,222N/A
6/30/202353,0097,32714,79216,486N/A
3/31/202352,1387,11915,05216,822N/A
12/31/202250,6807,40019,22321,079N/A
9/30/202249,6237,53315,79417,655N/A
6/30/202247,9647,46515,43117,319N/A
3/31/202245,8287,78014,47916,245N/A
12/31/202143,7997,91713,00714,645N/A
9/30/202141,1697,65211,58113,137N/A
6/30/202138,1366,9209,70611,145N/A
3/31/202133,4074,9098,62710,090N/A
12/31/202031,3573,0364,1125,591N/A
9/30/202032,2363,2833,8115,287N/A
6/30/202034,2603,9555632,066N/A
3/31/202038,1175,4461,1912,866N/A
12/31/201939,9836,631N/A13,632N/A
9/30/201939,1626,945N/A9,184N/A
6/30/201938,3796,843N/A15,311N/A
3/31/201937,5986,705N/A15,414N/A
12/31/201836,9866,787N/A8,930N/A
9/30/201836,1293,597N/A15,141N/A
6/30/201835,3303,303N/A14,352N/A
3/31/201834,6793,026N/A14,443N/A
12/31/201733,8722,646N/A13,540N/A
9/30/201732,4094,661N/A11,921N/A
6/30/201731,1624,446N/A9,375N/A
3/31/201730,3975,111N/A6,922N/A
12/31/201633,2275,252N/A8,291N/A
9/30/201630,4485,358N/A7,738N/A
6/30/201630,8255,480N/A9,576N/A
3/31/201630,8594,943N/A11,014N/A
12/31/201530,7475,063N/A10,706N/A
9/30/201531,3585,626N/A10,228N/A

Analystenprognosen zum zukünftigen Wachstum

Einkommen vs. Sparrate: AXPDas prognostizierte Gewinnwachstum (9% pro Jahr) liegt über der Sparquote (3.5%).

Ertrag vs. Markt: AXPDie Erträge des Unternehmens (9% pro Jahr) werden voraussichtlich langsamer wachsen als der Markt US (18.2% pro Jahr).

Hohe Wachstumserträge: AXPDie Erträge des Unternehmens werden voraussichtlich steigen, jedoch nicht deutlich.

Einnahmen vs. Markt: AXPDie Einnahmen des Unternehmens (9.6% pro Jahr) werden voraussichtlich langsamer wachsen als der Markt US (13% pro Jahr).

Hohe Wachstumseinnahmen: AXPDie Einnahmen des Unternehmens (9.6% pro Jahr) werden voraussichtlich langsamer wachsen als 20% pro Jahr.

Wachstumsprognosen für den Gewinn je Aktie

Künftige Eigenkapitalrendite

Künftige Eigenkapitalrendite: AXPDie Eigenkapitalrendite des Unternehmens wird in 3 Jahren voraussichtlich hoch sein (36.6%)

Wachstumsunternehmen entdecken

7D

1Y

7D

1Y

7D

1Y

Unternehmensanalyse und Finanzdaten Status

DatenZuletzt aktualisiert (UTC-Zeit)
Unternehmensanalyse2026/07/13 22:04
Aktienkurs zum Tagesende2026/07/13 00:00
Gewinne2026/03/31
Jährliche Einnahmen2025/12/31

Datenquellen

Die in unserer Unternehmensanalyse verwendeten Daten stammen von S&P Global Market Intelligence LLC. Die folgenden Daten werden in unserem Analysemodell verwendet, um diesen Bericht zu erstellen. Die Daten sind normalisiert, was zu einer Verzögerung bei der Verfügbarkeit der Quelle führen kann.

PaketDatenZeitrahmenBeispiel US-Quelle *
Finanzdaten des Unternehmens10 Jahre
  • Gewinn- und Verlustrechnung
  • Kapitalflussrechnung
  • Bilanz
Konsensschätzungen der Analysten+3 Jahre
  • Finanzielle Vorausschau
  • Kursziele der Analysten
Marktpreise30 Jahre
  • Aktienkurse
  • Dividenden, Splits und Aktionen
Eigentümerschaft10 Jahre
  • Top-Aktionäre
  • Insiderhandel
Verwaltung10 Jahre
  • Das Führungsteam
  • Direktorium
Wichtige Entwicklungen10 Jahre
  • Ankündigungen des Unternehmens

* Beispiel für US-Wertpapiere, für nicht-US-amerikanische Wertpapiere werden gleichwertige regulatorische Formulare und Quellen verwendet.

Sofern nicht anders angegeben, beziehen sich alle Finanzdaten auf einen Jahreszeitraum, werden aber vierteljährlich aktualisiert. Dies wird als Trailing Twelve Month (TTM) oder Last Twelve Month (LTM) Daten bezeichnet. Erfahren Sie mehr.

Analysemodell und Schneeflocke

Details zum Analysemodell, mit dem dieser Bericht erstellt wurde, finden Sie auf unserer Github-Seite; außerdem bieten wir Leitfäden zur Nutzung unserer Berichte und Tutorials auf Youtube an.

Erfahren Sie mehr über das Weltklasse-Team, das das Simply Wall St-Analysemodell entworfen und entwickelt hat.

Metriken für Industrie und Sektor

Unsere Branchen- und Sektionskennzahlen werden alle 6 Stunden von Simply Wall St berechnet. Details zu unserem Verfahren finden Sie auf Github.

Analysten-Quellen

American Express Company wird von 51 Analysten beobachtet. 24 dieser Analysten hat die Umsatz- oder Gewinnschätzungen übermittelt, die als Grundlage für unseren Bericht dienen. Die von den Analysten übermittelten Daten werden im Laufe des Tages aktualisiert.

AnalystEinrichtung
Stephen BiggarArgus Research Company
David GeorgeBaird
Terry MaBarclays