LexinFintech Holdings Zukünftiges Wachstum
Future Kriterienprüfungen 0/6
Der Gewinn von LexinFintech Holdings wird voraussichtlich um 3.2% pro Jahr zurückgehen, während der Jahresumsatz um 0.7% pro Jahr wachsen soll. Der Gewinn je Aktie wird voraussichtlich um 0.6% pro Jahr sinken. Die Eigenkapitalrendite wird in 3 Jahren voraussichtlich 11.3% betragen.
Wichtige Informationen
-3.2%
Wachstumsrate der Gewinne
-0.56%
EPS-Wachstumsrate
| Consumer Finance Gewinnwachstum | 19.0% |
| Wachstumsrate der Einnahmen | 0.7% |
| Zukünftige Eigenkapitalrendite | 11.34% |
| Analystenabdeckung | Low |
| Zuletzt aktualisiert | 30 Mar 2026 |
Jüngste Aktualisierungen zum künftigen Wachstum
Recent updates
Narrativ-Update • May 02
LX: Dividend And Buybacks Will Support Future Upside Potential
Analysts have revised their price target on LexinFintech Holdings to $4.07 from $5.06, citing updated assumptions around revenue growth, profit margins, and future P/E expectations under a slightly higher discount rate. What's in the News The board approved a dividend of US$0.094 per ordinary share, or US$0.188 per ADS, for the six-month period ended December 31, 2025, with payment expected on June 3, 2026, to shareholders of record as of April 24, 2026, New York time (company announcement).
Narrativ-Update • Apr 17
LX: Dividend And Completed Buybacks Will Support Measured Future Upside Potential
Analysts have slightly adjusted their price target on LexinFintech Holdings, reflecting modest tweaks to discount rate, revenue growth, profit margin, and future P/E assumptions. Together, these changes point to a refined view of the stock's risk and earnings profile, with the new target expressed in $ terms to capture these updated inputs.Narrativ-Update • Apr 03
LX: Dividend And Buybacks Will Support Future Upside Potential
Analysts have reduced their price target on LexinFintech Holdings from $3.58 to $2.60. They cite updated assumptions around discount rates, revenue trends, profit margins, and future P/E levels.Seeking Alpha • Mar 23
LexinFintech: Mixed Signals From Q4 Results
Summary I keep LexinFintech as a "Hold"-rated name after considering the positives and negatives implied by its recent disclosures. LX's asset quality and monetization efficiency deteriorated in 4Q25, but its funding cost and user acquisition got better during the same period. Management is anticipating flattish loan growth for 1Q2026, considering policy uncertainty for China's loan market. Its 2H25 dividend payout was lifted to 30%, but there wasn't any new buyback plan announced. Read the full article on Seeking AlphaNarrativ-Update • Mar 20
LX: Share Repurchases And Dividend Will Support Future Upside
Analysts have trimmed their price target for LexinFintech Holdings from about $5.32 to $5.06, citing updated assumptions that include a higher discount rate, softer revenue growth expectations, a stronger profit margin outlook, and a lower future P/E estimate. What's in the News Board approved a dividend of US$0.094 per ordinary share, or US$0.188 per ADS, for the six months ended December 31, 2025, with payment expected on June 3, 2026 to holders of record on April 24, 2026 New York time (company announcement).Narrativ-Update • Mar 06
LX: Stable Fair Value And Profitability Assumptions Will Support Future Upside
Analysts have slightly adjusted their price target for LexinFintech Holdings to reflect updated assumptions around discount rate, revenue, profit margin, and forward P/E. This has led to a modest revision in their estimated fair value per share in U.S. dollar terms.Narrativ-Update • Feb 20
LX: Completed Buyback And Maintained Earnings Guidance Will Support Future Upside
Analysts have nudged their price target for LexinFintech Holdings to about $3.58 from roughly $3.50, reflecting updated views on the stock's fair value, discount rate, revenue trajectory, profit margin, and future P/E assumptions. What's in the News LexinFintech Holdings reported that from July 21, 2025 to September 30, 2025 it repurchased 3,999,200 shares, representing 2.35% of shares, for a total of $25 million, completing the buyback program announced on July 21, 2025 (Key Developments).Narrativ-Update • Feb 05
LX: Share Repurchase Completion And Earnings Guidance Will Support Bullish Upside
Analysts have adjusted their price target on LexinFintech Holdings to US$3.50. This reflects slightly higher assumed discount rates, a minor revision to projected revenue trends and profit margins, and a modestly higher future P/E multiple in their updated models.
Narrativ-Update • Jan 22
LX: Share Repurchases And Earnings Outlook Will Support Bullish Reassessment
Analysts have cut their price target on LexinFintech Holdings from about $14.19 to $6.63, citing updated assumptions that include a higher discount rate, more conservative revenue growth expectations, a slightly lower profit margin outlook, and a reduced future P/E multiple. What's in the News From July 21, 2025 to September 30, 2025, LexinFintech Holdings repurchased 3,999,200 shares, representing 2.35% of its shares, for US$25 million under its previously announced buyback and reported this tranche as completed (Key Developments).Narrativ-Update • Jan 08
LX: Share Repurchases And Earnings Outlook Will Support Bullish Upside
Analysts have nudged their price target on LexinFintech Holdings slightly higher to US$3.50, reflecting updated assumptions around discount rates, revenue trends, profit margins and forward P/E multiples. What's in the News LexinFintech Holdings reported that from July 21, 2025 to September 30, 2025, it repurchased 3,999,200 shares, representing 2.35% of shares, for US$25 million under its previously announced buyback, and stated that this tranche is now complete (Key Developments).Narrativ-Update • Dec 24
LX Will Balance Higher Risk With Buyback Support And Earnings Outlook
Analysts have reduced their price target on LexinFintech Holdings by roughly 25 percent, citing higher perceived risk, weaker revenue growth expectations, and slightly lower projected profit margins. These factors are partially offset by a modestly higher future valuation multiple.Narrativ-Update • Dec 10
LX: Share Repurchase Will Support Future Upside Amid Softer Outlook
Analysts have trimmed their price target on LexinFintech Holdings to reflect a softer revenue growth outlook and slightly higher perceived risk, revising their fair value estimate down by roughly 40 percent to about $5.32 from approximately $8.88 per share. What's in the News Completed a share repurchase of 3,999,200 shares, or about 2.35 percent of outstanding equity, for a total consideration of $25 million under the July 21, 2025 buyback program (Key Developments) Maintained full year 2025 earnings guidance, reiterating expectations for significant year over year growth in net income despite recent market volatility (Key Developments) Valuation Changes Fair Value Estimate reduced significantly to approximately $5.32 per share from about $8.88 per share, implying a cut of roughly 40 percent.Narrativ-Update • Nov 26
LX: Share Repurchase Will Drive Future Upside Despite Margin Pressures
Analysts have revised LexinFintech Holdings' fair value estimate down from $11.50 to $8.88. This change reflects tougher revenue growth expectations and reduced profit margins in their most recent assessment.Analyseartikel • Oct 29
Not Many Are Piling Into LexinFintech Holdings Ltd. (NASDAQ:LX) Stock Yet As It Plummets 28%
To the annoyance of some shareholders, LexinFintech Holdings Ltd. ( NASDAQ:LX ) shares are down a considerable 28% in...Analyseartikel • May 13
Further Upside For LexinFintech Holdings Ltd. (NASDAQ:LX) Shares Could Introduce Price Risks After 31% Bounce
LexinFintech Holdings Ltd. ( NASDAQ:LX ) shareholders would be excited to see that the share price has had a great...Seeking Alpha • Apr 14
LexinFintech: My Thoughts On The Recent Sell-Off And Relative Value; Sell Recommendation
Summary Despite LexinFintech's pronounced underperformance against the market and peers. I think a meaningful short-term price gain is unlikely. There are still pronounced market risks in the US and China considering macro fundamentals, which is especially meaningful for a high-volatility and high-beta stock like LX. Relative valuation points to mostly downside for the stock. Read the full article on Seeking AlphaAnalyseartikel • Mar 27
LexinFintech Holdings (NASDAQ:LX) Has Announced That It Will Be Increasing Its Dividend To CN¥0.088
LexinFintech Holdings Ltd.'s ( NASDAQ:LX ) dividend will be increasing from last year's payment of the same period to...Analyseartikel • Mar 19
Market Might Still Lack Some Conviction On LexinFintech Holdings Ltd. (NASDAQ:LX) Even After 29% Share Price Boost
Despite an already strong run, LexinFintech Holdings Ltd. ( NASDAQ:LX ) shares have been powering on, with a gain of...Seeking Alpha • Mar 12
LexinFintech Not As Good As Profit Increase Suggests
Summary LexinFintech's 37% profit increase is overshadowed by concerns about its Cayman Island's structure, posing potential regulatory and legal risks for U.S. investors. Despite user growth, LexinFintech's loan originations and balances are declining, with increasing delinquencies and charge-offs indicating deteriorating loan quality. The company's recent profit spike is driven by changes in financial guarantee derivatives, while operating costs outpace revenue growth. Given the structural risks and variable earnings, I cannot recommend investing in LexinFintech; other companies offer similar business models without these regulatory uncertainties. Read the full article on Seeking AlphaSeeking Alpha • Mar 06
LexinFintech: Some Caution Warranted, But Still Bullish
Summary Although some caution may be warranted given macro challenges and recent bull run, I remain long-term bullish on LexinFintech given attractive growth prospects. LexinFintech targets tech-savvy, underbanked consumers in China with installment loans and BNPL solutions, facing stiff competition from larger financial institutions. Valuation at 6x forward EPS is attractive, and the upcoming Q4-24 financial update may be the next catalyst to move LX stock even higher. Read the full article on Seeking AlphaSeeking Alpha • Feb 24
LexinFintech: A Fintech Play With Hidden Risks
Summary I like that LexinFintech is trading at just 9x forward earnings, but I’m not fully sold here. The company’s user growth is slowing, and that makes me question its long-term potential. Without quarterly cash flow updates, I feel like I’m missing a crucial part of the financial picture. For now, I’m neutral as I need to see more consistent growth before I consider getting bullish. Read the full article on Seeking Alpha
Neues Narrativ • Feb 14
Cost Pressures May Affect Margins, But Risk Upgrades Could Improve Future Earnings
LexinFintech's flat loan origination and rising operational costs could challenge future revenue growth and net margins.Analyseartikel • Jan 25
LexinFintech Holdings Ltd. (NASDAQ:LX) Soars 26% But It's A Story Of Risk Vs Reward
Despite an already strong run, LexinFintech Holdings Ltd. ( NASDAQ:LX ) shares have been powering on, with a gain of...Seeking Alpha • Jan 21
LexinFintech: Current Quant Rating Appears To Be Too Generous
Summary LexinFintech Holdings Ltd. faces significant macroeconomic challenges in China, including competition and a slowing economy, justifying a 'Hold' rating despite its top SA Quant score. LX's financial performance shows modest revenue growth and thin profitability, with low net profit margins and weak customer base growth impacting loan originations. Valuation analysis reveals a low P/E ratio and a fair share price of $9.3, but fundamental risks and economic headwinds justify the current discount. Read the full article on Seeking AlphaSeeking Alpha • Jan 06
LexinFintech: Lower Active Users, And Smaller Margin Of Safety
Summary LexinFintech reported a 19.5% y/y decrease in total loan origination and an 11% decline in active users in Q3 2024. Despite a 9.3% increase in registered users and improved dividend policy, risks from U.S. regulations and macroeconomic factors remain. Adjusted net income dropped by 20%, and the new financial model indicates a lower margin of safety, leading me to close my position. LexinFintech's business model is strong, but current market conditions and potential regulatory risks make it less attractive at this price. Read the full article on Seeking AlphaSeeking Alpha • Dec 18
LexinFintech: A Well-Deserved Quant Rating Boost
Summary LexinFintech is massively undervalued with a 101% upside potential, driven by profitability improvements and a strategic shift toward asset-light models. The company leverages AI and big data to enhance credit risk management and user experience while focusing on cost control and operational efficiency. LX's recent financial performance shows a mixed picture, but net profit surged 36.7% QoQ, supported by reduced costs and enhanced revenue take rates. Despite regulatory and macroeconomic risks in China, LX's increased dividend payout ratio and strong Wall Street bullish sentiment bolster confidence in its long-term prospects. Read the full article on Seeking AlphaAnalyseartikel • Nov 27
LexinFintech Holdings Ltd.'s (NASDAQ:LX) Shares Leap 37% Yet They're Still Not Telling The Full Story
LexinFintech Holdings Ltd. ( NASDAQ:LX ) shares have continued their recent momentum with a 37% gain in the last month...Analyseartikel • Sep 28
Further Upside For LexinFintech Holdings Ltd. (NASDAQ:LX) Shares Could Introduce Price Risks After 42% Bounce
The LexinFintech Holdings Ltd. ( NASDAQ:LX ) share price has done very well over the last month, posting an excellent...Seeking Alpha • Sep 18
LexinFintech: User Base Sees Growth, AI In The Works, And Undervalued
Summary LexinFintech Holdings Ltd. shows strong user base and cumulative borrower growth, driven by AI, proprietary software, and financial institution partnerships. LX's focus on young Chinese consumers and strategic equity investments in fintech and insurance sectors are expected to drive future FCF growth. Financial improvements include reduced debt, increased equity, and substantial cash reserves, indicating robust operational performance and potential stock price appreciation. My DCF model reveals significant undervaluation suggesting substantial upside potential for LX stock. Read the full article on Seeking AlphaSeeking Alpha • Sep 04
LexinFintech: Eyes On Loan Origination Miss And Business Mix Changes
Summary LexinFintech Holdings Ltd.'s Q2 2024 loan origination was a 5%-7% miss as compared to prior management guidance, and the company's Q3 prospects are unfavorable with expectations of flattish loan origination growth. Despite near-term challenges, LexinFintech Holdings' long-term outlook is positive, with growing contributions from asset-light businesses and international operations. LexinFintech stock is still rated as a Hold, as the company's shares are cheap in the absence of short-term catalysts. Read the full article on Seeking AlphaAnalyseartikel • Sep 03
LexinFintech Holdings' (NASDAQ:LX) Dividend Will Be CN¥0.0634
The board of LexinFintech Holdings Ltd. ( NASDAQ:LX ) has announced that it will pay a dividend of CN¥0.0634 per share...Analyseartikel • May 08
Not Many Are Piling Into LexinFintech Holdings Ltd. (NASDAQ:LX) Just Yet
When close to half the companies in the United States have price-to-earnings ratios (or "P/E's") above 18x, you may...Seeking Alpha • Feb 16
LexinFintech Is An Undervalued Hidden Gem
Summary LexinFintech is a cheap stock in the Chinese fintech industry, offering a P/E multiple of under 2. The company makes money as a matchmaker between young Chinese professionals and financial institutions. The business has strong fundamentals and high retention rates, but the market has not recognized its improving fundamentals. Price target of $5. Read the full article on Seeking AlphaSeeking Alpha • Feb 01
LexinFintech: What To Watch With Upcoming Q4 Results
Summary Investors should watch LX's financial performance and shareholder capital return moves when the company releases its Q4 2023 results in March. I see a good chance of LexinFintech returning more capital to shareholders in the future, but I don't think that LX's actual fourth quarter results will surpass expectations. My decision is to maintain my Hold rating for the Company, after assessing the key things to watch with LX's upcoming earnings disclosure. Read the full article on Seeking AlphaGewinn- und Umsatzwachstumsprognosen
| Datum | Umsatz | Gewinne | Freier Cashflow | Bargeld aus operativen Tätigkeiten | Durchschn. Anz. Analysten |
|---|---|---|---|---|---|
| 12/31/2028 | 13,361 | 1,627 | N/A | N/A | 3 |
| 12/31/2027 | 12,518 | 1,243 | N/A | 718 | 4 |
| 12/31/2026 | 11,838 | 1,016 | N/A | 612 | 4 |
| 12/31/2025 | 13,152 | 1,677 | 3,262 | 3,614 | N/A |
| 9/30/2025 | 13,768 | 1,826 | N/A | N/A | N/A |
| 6/30/2025 | 14,012 | 1,614 | N/A | N/A | N/A |
| 3/31/2025 | 14,066 | 1,329 | N/A | N/A | N/A |
| 12/31/2024 | 14,204 | 1,100 | 834 | 1,081 | N/A |
| 9/30/2024 | 14,054 | 750 | N/A | N/A | N/A |
| 6/30/2024 | 13,901 | 811 | N/A | N/A | N/A |
| 3/31/2024 | 13,316 | 940 | N/A | N/A | N/A |
| 12/31/2023 | 13,057 | 1,066 | 2,588 | 2,818 | N/A |
| 9/30/2023 | 12,598 | 1,355 | N/A | N/A | N/A |
| 6/30/2023 | 11,779 | 1,260 | N/A | N/A | N/A |
| 3/31/2023 | 11,136 | 1,069 | N/A | N/A | N/A |
| 12/31/2022 | 9,866 | 820 | -92 | 57 | N/A |
| 9/30/2022 | 9,015 | 774 | N/A | N/A | N/A |
| 6/30/2022 | 9,293 | 1,079 | N/A | N/A | N/A |
| 3/31/2022 | 10,149 | 1,700 | N/A | N/A | N/A |
| 12/31/2021 | 11,381 | 2,334 | 2,546 | 2,667 | N/A |
| 9/30/2021 | 12,214 | 2,588 | N/A | N/A | N/A |
| 6/30/2021 | 12,400 | 2,352 | N/A | N/A | N/A |
| 3/31/2021 | 12,089 | 1,985 | N/A | N/A | N/A |
| 12/31/2020 | 11,645 | 595 | -298 | -211 | N/A |
| 9/30/2020 | 11,760 | 603 | N/A | N/A | N/A |
| 6/30/2020 | 11,794 | 983 | N/A | N/A | N/A |
| 3/31/2020 | 11,329 | 1,192 | N/A | N/A | N/A |
| 12/31/2019 | 10,604 | 2,295 | -828 | -779 | N/A |
| 9/30/2019 | 9,549 | 2,465 | N/A | N/A | N/A |
| 6/30/2019 | 8,211 | 2,188 | N/A | N/A | N/A |
| 3/31/2019 | 7,758 | 2,224 | N/A | N/A | N/A |
| 12/31/2018 | 7,597 | 1,977 | N/A | 2,795 | N/A |
| 9/30/2018 | 7,097 | 1,310 | N/A | N/A | N/A |
| 6/30/2018 | 6,400 | 638 | N/A | N/A | N/A |
| 3/31/2018 | 5,977 | 199 | N/A | N/A | N/A |
| 12/31/2017 | 5,582 | 26 | N/A | 1,662 | N/A |
| 9/30/2017 | 5,378 | -24 | N/A | 1,395 | N/A |
| 6/30/2017 | 4,992 | -36 | N/A | 980 | N/A |
| 3/31/2017 | 4,616 | -129 | N/A | N/A | N/A |
| 12/31/2016 | 4,339 | -223 | N/A | 380 | N/A |
| 12/31/2015 | 2,525 | -362 | N/A | -1,485 | N/A |
Analystenprognosen zum zukünftigen Wachstum
Einkommen vs. Sparrate: LXFür die nächsten 3 Jahre wird ein Rückgang der Gewinne prognostiziert (-3.2% pro Jahr).
Ertrag vs. Markt: LXFür die nächsten 3 Jahre wird ein Rückgang der Gewinne prognostiziert (-3.2% pro Jahr).
Hohe Wachstumserträge: LXFür die nächsten 3 Jahre wird mit einem Rückgang der Erträge gerechnet.
Einnahmen vs. Markt: LXDie Einnahmen des Unternehmens (0.7% pro Jahr) werden voraussichtlich langsamer wachsen als der Markt US (11.6% pro Jahr).
Hohe Wachstumseinnahmen: LXDie Einnahmen des Unternehmens (0.7% pro Jahr) werden voraussichtlich langsamer wachsen als 20% pro Jahr.
Wachstumsprognosen für den Gewinn je Aktie
Künftige Eigenkapitalrendite
Künftige Eigenkapitalrendite: LXDie Eigenkapitalrendite des Unternehmens wird in 3 Jahren voraussichtlich niedrig sein (11.3%).
Wachstumsunternehmen entdecken
Unternehmensanalyse und Finanzdaten Status
| Daten | Zuletzt aktualisiert (UTC-Zeit) |
|---|---|
| Unternehmensanalyse | 2026/05/21 01:20 |
| Aktienkurs zum Tagesende | 2026/05/21 00:00 |
| Gewinne | 2025/12/31 |
| Jährliche Einnahmen | 2025/12/31 |
Datenquellen
Die in unserer Unternehmensanalyse verwendeten Daten stammen von S&P Global Market Intelligence LLC. Die folgenden Daten werden in unserem Analysemodell verwendet, um diesen Bericht zu erstellen. Die Daten sind normalisiert, was zu einer Verzögerung bei der Verfügbarkeit der Quelle führen kann.
| Paket | Daten | Zeitrahmen | Beispiel US-Quelle * |
|---|---|---|---|
| Finanzdaten des Unternehmens | 10 Jahre |
| |
| Konsensschätzungen der Analysten | +3 Jahre |
|
|
| Marktpreise | 30 Jahre |
| |
| Eigentümerschaft | 10 Jahre |
| |
| Verwaltung | 10 Jahre |
| |
| Wichtige Entwicklungen | 10 Jahre |
|
* Beispiel für US-Wertpapiere, für nicht-US-amerikanische Wertpapiere werden gleichwertige regulatorische Formulare und Quellen verwendet.
Sofern nicht anders angegeben, beziehen sich alle Finanzdaten auf einen Jahreszeitraum, werden aber vierteljährlich aktualisiert. Dies wird als Trailing Twelve Month (TTM) oder Last Twelve Month (LTM) Daten bezeichnet. Erfahren Sie mehr.
Analysemodell und Schneeflocke
Einzelheiten zu dem Analysemodell, mit dem dieser Bericht erstellt wurde, finden Sie auf unserer Github-Seite. Außerdem bieten wir Leitfäden zur Verwendung unserer Berichte und Tutorials auf YouTube an.
Erfahren Sie mehr über das Weltklasse-Team, das das Simply Wall St-Analysemodell entworfen und entwickelt hat.
Metriken für Industrie und Sektor
Unsere Branchen- und Sektionskennzahlen werden alle 6 Stunden von Simply Wall St berechnet. Details zu unserem Verfahren finden Sie auf Github.
Analysten-Quellen
LexinFintech Holdings Ltd. wird von 14 Analysten beobachtet. 4 dieser Analysten hat die Umsatz- oder Gewinnschätzungen übermittelt, die als Grundlage für unseren Bericht dienen. Die von den Analysten übermittelten Daten werden im Laufe des Tages aktualisiert.
| Analyst | Einrichtung |
|---|---|
| Eddie Leung | BofA Global Research |
| Dongping Zhou | China International Capital Corporation Limited |
| Qingqing Mao | China International Capital Corporation Limited |