Credit Acceptance Corporation

NasdaqGS:CACC Lagerbericht

Marktkapitalisierung: US$6.1b

Credit Acceptance Zukünftiges Wachstum

Future Kriterienprüfungen 3/6

Für Credit Acceptance wird ein Gewinn- und Umsatzwachstum von 12.1% bzw. 30.3% pro Jahr prognostiziert, während der Gewinn je Aktie voraussichtlich um 12.1% pro Jahr steigen soll.

Wichtige Informationen

12.1%

Wachstumsrate der Gewinne

12.06%

EPS-Wachstumsrate

Consumer Finance Gewinnwachstum12.2%
Wachstumsrate der Einnahmen30.3%
Zukünftige Eigenkapitalrenditen/a
Analystenabdeckung

Low

Zuletzt aktualisiert05 Aug 2026

Jüngste Aktualisierungen zum künftigen Wachstum

Recent updates

Narrative-Update • Jul 22

CACC: Raised Street Expectations And Index Additions Will Temper Future Return Potential

Analysts have lifted their price target on Credit Acceptance by about $67, citing updated assumptions on fair value, discount rate, revenue growth, profit margin, and future P/E as reflected in recent Street research, including the latest TD Cowen commentary. What’s in the News for Credit Acceptance Credit Acceptance appointed Joseph Billante as Chief Financial Officer, effective July 27, 2026, succeeding long-time CFO Jay D.
Narrative-Update • Jul 07

CACC: Higher Multiples And Softer Q1 Results Will Pressure Future Returns

Analysts have lifted their fair value estimate for Credit Acceptance from about $537 to roughly $562, citing updated assumptions on revenue growth, profit margins, discount rates, and future P/E that are in line with recent Street price target increases from TD Cowen and Stephens. Analyst Commentary Recent Street research on Credit Acceptance has centered on updated price targets, with bullish analysts adjusting their views as they revisit assumptions around revenue, margins, and valuation multiples.
Narrative-Update • Jun 23

CACC: Refreshed Assumptions And Buybacks Will Shape Future Risk Balance

Credit Acceptance's analyst price target has moved higher by $50 to $90 across recent updates, as analysts cite refreshed valuation work and adjustments to P/E and discount rate assumptions to reflect the latest risk and return profile. Analyst Commentary Recent research on Credit Acceptance shows a mix of optimism and caution, with price targets both raised and reduced as analysts revisit their P/E and discount rate assumptions.
Analyseartikel • Jun 16

Credit Acceptance (CACC) Stock Could Be 7% Overvalued After Credit Facility Extension And CFO Change

Why the latest financing and leadership moves matter for Credit Acceptance stock Credit Acceptance (CACC) has just extended its revolving secured credit facility by one year and reduced its borrowing spread, while also preparing for a CFO transition to Joseph Billante from long-serving finance chief Jay D. Martin. See our latest analysis for Credit Acceptance. Those financing and leadership updates come against a backdrop of firm momentum in Credit Acceptance’s stock, with a 90 day share...
Narrative-Update • Jun 06

CACC: Revised Assumptions And Buybacks Will Shape Balanced Risk Profile

Analysts have raised their price targets on Credit Acceptance by $50 to $90 in recent research, citing updated views on discount rates, revenue growth, profit margins, and future P/E assumptions. Analyst Commentary Recent research updates show a mix of optimism and caution around Credit Acceptance, reflected in both higher and lower price targets over the past few reports.
Narrative-Update • May 15

CACC: Revised Assumptions And Legal Resolution Will Shape Balanced Risk Profile

Analysts raised their price target on Credit Acceptance by about $55, citing updates to fair value estimates along with revised assumptions for discount rate, revenue growth, profit margin, and future P/E. Analyst Commentary Recent research points to a mixed but generally constructive reset in how analysts are thinking about Credit Acceptance, with several price target changes clustered over a short period.
Narrative-Update • Apr 21

CACC: Elevated Margin Assumptions Will Drive Skewed Risk To The Downside

Analysts have raised the Credit Acceptance price target by about $30, citing updated assumptions around fair value, the discount rate, revenue growth, profit margin, and a lower future P/E that are consistent with recent mixed Street research moves on the stock. Analyst Commentary Recent Street research on Credit Acceptance has been mixed, with some price targets raised and at least one lowered.
Narrative-Update • Apr 06

CACC: Evolving EPS Outlook And Mixed Sentiment Will Drive A Balanced Path

Analysts have trimmed their average price target on Credit Acceptance by about $6 to roughly $452. This reflects updated views on revenue growth, profitability and an outlook that now applies a higher future P/E multiple.
Narrative-Update • Dec 19

CACC: Future Buybacks And Leadership Transition Will Shape A Measured Outlook

Analysts have modestly raised their price target on Credit Acceptance to $458.00 from $458, citing incremental adjustments to the discount rate and forward valuation assumptions, while maintaining a constructive view on revenue growth and profitability. What's in the News The board authorizes a new share repurchase program allowing Credit Acceptance to buy back up to 2,000,000 shares, with no stated expiration, signaling ongoing capital return to shareholders (company announcement).
Narrative-Update • Dec 04

CACC: Buybacks And Leadership Transition Will Shape A Balanced Forward Outlook

Analysts have modestly lowered their price target on Credit Acceptance to $458.00 from $458.00, reflecting a slightly reduced discount rate and marginally lower future P E assumptions while maintaining strong expectations for growth and margins. What's in the News On September 29, 2025, the Board authorized a new share repurchase plan allowing Credit Acceptance to buy back up to 2,000,000 shares with no set expiration date (Key Developments).
Narrative-Update • Nov 20

CACC: Share Buyback Program And Leadership Transition Will Shape Outlook

Analysts have raised their price target for Credit Acceptance from $446.25 to $458.00, citing incremental improvements in profit margin and a slight reduction in discount rate as supporting factors for the increased valuation. What's in the News The Board of Directors has unanimously elected Vinayak R.
Narrative-Update • Nov 01

CACC: Share Repurchases And Leadership Transition Will Shape Lending Landscape

Analysts have lowered their price target for Credit Acceptance from $467.50 to $446.25. They cite shifts in projected revenue growth and underlying financial assumptions as key drivers of the revision.
User avatar
Neues Narrative • Aug 29

Enhanced Forecasting And Critical Growth Set To Propel Future Revenue And Net Income

Enhanced forecasting and disciplined underwriting amidst economic volatility hint at improved loan performance, net margins, and ultimately net income.
Seeking Alpha • Feb 26

Credit Acceptance: Back At Expensive Levels While Facing The Same Concerns

Summary CACC stock has returned to its previous high of $550 despite deteriorating earnings and ongoing challenges. Higher costs of funding and default rates are severely impacting earnings, and a pending lawsuit adds to the uncertainties. A careful probability-weighted scenario model suggests a valuation re-rate to $465 per share. Read the full article on Seeking Alpha

Gewinn- und Umsatzwachstumsprognosen

NasdaqGS:CACC - Zukünftige Analystenschätzungen und Finanzdaten der Vergangenheit (USD Millions)
DatumUmsatzGewinneFreier CashflowBargeld aus operativen TätigkeitenDurchschn. Anz. Analysten
12/31/20272,278607N/AN/A3
12/31/20262,137558N/AN/A3
6/30/20261,3035021,2211,225N/A
3/31/20261,2764531,0531,055N/A
12/31/20251,2384241,0531,055N/A
9/30/20251,2334541,0901,092N/A
6/30/20251,1734241,1081,110N/A
3/31/20259932901,1721,174N/A
12/31/20249282481,1361,138N/A
9/30/20248461901,1401,143N/A
6/30/20248151821,1361,139N/A
3/31/20248672511,2141,217N/A
12/31/20238992861,2001,204N/A
9/30/20239293201,1761,179N/A
6/30/20239443361,1881,192N/A
3/31/20231,0514211,1571,159N/A
12/31/20221,1845361,2361,239N/A
9/30/20221,3046261,0801,083N/A
6/30/20221,5047891,0211,027N/A
3/31/20221,6939711,1121,120N/A
12/31/20211,6839581,0621,069N/A
9/30/20211,5949071,1341,141N/A
6/30/20211,5658991,1421,147N/A
3/31/20211,3247071,0741,079N/A
12/31/2020920421977985N/A
9/30/2020918417976987N/A
6/30/2020818340901918N/A
3/31/2020905408N/A814N/A
12/31/20191,216656N/A812N/A
9/30/20191,192646N/A811N/A
6/30/20191,159632N/A795N/A
3/31/20191,129618N/A726N/A
12/31/20181,072574N/A704N/A
9/30/2018983599N/A652N/A
6/30/2018934549N/A615N/A
3/31/2018884497N/A612N/A
12/31/2017861470N/A566N/A
9/30/2017869381N/A558N/A
6/30/2017840366N/A540N/A
3/31/2017812352N/A577N/A
12/31/2016781333N/A507N/A
9/30/2016762325N/A467N/A
6/30/2016740313N/A443N/A
3/31/2016718303N/A379N/A
12/31/2015708300N/A404N/A
9/30/2015697293N/A395N/A

Analystenprognosen zum zukünftigen Wachstum

Einkommen vs. Sparrate: CACCDas prognostizierte Gewinnwachstum (12.1% pro Jahr) liegt über der Sparquote (3.7%).

Ertrag vs. Markt: CACCDie Erträge des Unternehmens (12.1% pro Jahr) werden voraussichtlich langsamer wachsen als der Markt US (16.9% pro Jahr).

Hohe Wachstumserträge: CACCDie Erträge des Unternehmens werden voraussichtlich steigen, jedoch nicht deutlich.

Einnahmen vs. Markt: CACCDie Einnahmen des Unternehmens (30.3% pro Jahr) werden voraussichtlich schneller wachsen als der Markt US (12.9% pro Jahr).

Hohe Wachstumseinnahmen: CACCDie Einnahmen des Unternehmens (30.3% pro Jahr) werden voraussichtlich schneller wachsen als 20% pro Jahr.

Wachstumsprognosen für den Gewinn je Aktie

Künftige Eigenkapitalrendite

Künftige Eigenkapitalrendite: Unzureichende Daten, um festzustellen, ob die Eigenkapitalrendite von CACC in 3 Jahren voraussichtlich hoch sein wird

Wachstumsunternehmen entdecken

7D

1Y

7D

1Y

7D

1Y

Unternehmensanalyse und Finanzdaten Status

DatenZuletzt aktualisiert (UTC-Zeit)
Unternehmensanalyse2026/08/20 23:48
Aktienkurs zum Tagesende2026/08/20 00:00
Gewinne2026/06/30
Jährliche Einnahmen2025/12/31

Datenquellen

Die in unserer Unternehmensanalyse verwendeten Daten stammen von S&P Global Market Intelligence LLC. Die folgenden Daten werden in unserem Analysemodell verwendet, um diesen Bericht zu erstellen. Die Daten sind normalisiert, was zu einer Verzögerung bei der Verfügbarkeit der Quelle führen kann.

PaketDatenZeitrahmenBeispiel US-Quelle *
Finanzdaten des Unternehmens10 Jahre
  • Gewinn- und Verlustrechnung
  • Kapitalflussrechnung
  • Bilanz
Konsensschätzungen der Analysten+3 Jahre
  • Finanzielle Vorausschau
  • Kursziele der Analysten
Marktpreise30 Jahre
  • Aktienkurse
  • Dividenden, Splits und Aktionen
Eigentümerschaft10 Jahre
  • Top-Aktionäre
  • Insiderhandel
Verwaltung10 Jahre
  • Das Führungsteam
  • Direktorium
Wichtige Entwicklungen10 Jahre
  • Ankündigungen des Unternehmens

* Beispiel für US-Wertpapiere, für nicht-US-amerikanische Wertpapiere werden gleichwertige regulatorische Formulare und Quellen verwendet.

Sofern nicht anders angegeben, beziehen sich alle Finanzdaten auf einen Jahreszeitraum, werden aber vierteljährlich aktualisiert. Dies wird als Trailing Twelve Month (TTM) oder Last Twelve Month (LTM) Daten bezeichnet. Erfahren Sie mehr.

Analysemodell und Schneeflocke

Details zum Analysemodell, mit dem dieser Bericht erstellt wurde, finden Sie auf unserer Github-Seite; außerdem bieten wir Leitfäden zur Nutzung unserer Berichte und Tutorials auf Youtube an.

Erfahren Sie mehr über das Weltklasse-Team, das das Simply Wall St-Analysemodell entworfen und entwickelt hat.

Metriken für Industrie und Sektor

Unsere Branchen- und Sektionskennzahlen werden alle 6 Stunden von Simply Wall St berechnet. Details zu unserem Verfahren finden Sie auf Github.

Analysten-Quellen

Credit Acceptance Corporation wird von 12 Analysten beobachtet. 3 dieser Analysten hat die Umsatz- oder Gewinnschätzungen übermittelt, die als Grundlage für unseren Bericht dienen. Die von den Analysten übermittelten Daten werden im Laufe des Tages aktualisiert.

AnalystEinrichtung
James FotheringhamBMO Capital Markets Equity Research
Kenneth BruceBofA Global Research
Giuliano Anderes BolognaBTIG