Equifax Management
Management Kriterienprüfungen 2/4
Equifax CEO ist Mark Begor , ernannt in Apr 2018, hat eine Amtszeit von 8.33 Jahren. Die jährliche Gesamtvergütung beträgt $23.42M , bestehend aus 6.4% Gehalt und 93.6% Boni, einschließlich Aktien und Optionen des Unternehmens. besitzt direkt 0.078% der Aktien des Unternehmens, im Wert von $16.62M . Die durchschnittliche Betriebszugehörigkeit des Managementteams und des Verwaltungsrats beträgt 5.8 Jahre bzw. 8.6 Jahre.
Wichtige Informationen
Mark Begor
Geschäftsführender
US$23.4m
Gesamtvergütung
| Prozentsatz des Geschäftsführergehalts | 6.40% |
| Amtszeit als Geschäftsführer | 8.3yrs |
| Eigentum des Geschäftsführers | 0.08% |
| Durchschnittliche Amtszeit des Managements | 5.8yrs |
| Durchschnittliche Amtszeit der Vorstandsmitglieder | 8.6yrs |
Jüngste Management Updates
Recent updates
Narrative-Update • Aug 05
EFX: Data Assets And AI Efficiencies Will Support Post Guidance Earnings Power
Analysts have trimmed their average price target on Equifax to about $211 from roughly $218, reflecting slightly softer revenue growth assumptions and a modestly lower future P/E, partly offset by stable profit margin expectations and ongoing confidence in core demand. Analyst Commentary Recent analyst commentary on Equifax points to a mixed but generally constructive view.Narrative-Update • Jul 21
EFX: Data Assets And AI Cost Cuts Will Support Long Term Earnings Power
Analysts have trimmed their average price target on Equifax to about $218 from roughly $223, reflecting slightly lower revenue growth assumptions and P/E expectations, partly offset by modestly stronger modeled profit margins and supported by recent target resets across firms that still highlight the value of Equifax's data assets. Analyst Commentary Recent research on Equifax points to a mix of optimism and caution, with most firms trimming price targets but still highlighting the company’s data assets, earnings power, and sector positioning.Seeking Alpha • Jul 21
Equifax Q2 Review: Not Much Excitement Going Forward
Summary Equifax delivered Q2 revenue in line with estimates but missed EPS, with guidance for Q3 and full-year 2026 below consensus expectations. EFX's margins were pressured by a $100M legal settlement accrual, while free cash flow remained solid at $326M for the last six months. Management aims to double AI-driven cost reductions to $150M over two years, targeting operational efficiency and margin improvement. I maintain a hold stance, citing weak guidance, persistent negative sentiment, and a still-rich 21x forward P/E despite a 35% share price decline. Read the full article on Seeking AlphaNarrative-Update • Jun 17
EFX: Identity Protection Expansion And Q1 Execution Will Support Long Term Earnings Power
Equifax's updated analyst price target now stands slightly lower at about $223. This reflects a modest recalibration of fair value after mixed target changes from several firms, with analysts citing their latest Q1 readthroughs and refreshed views across the business and information services group.Narrative-Update • Jun 02
EFX: Global Identity Partnerships And Marketing Reset Will Support Long Term Earnings Power
Analysts have trimmed their average price target on Equifax to about $224 from roughly $229, reflecting modest tweaks to revenue growth, profit margin, discount rate and future P/E assumptions after recent sector wide target resets and fresh coverage. Analyst Commentary Recent research on Equifax shows a mix of cautious recalibration and continued confidence in the company, with most price target moves coming as part of broader sector updates after first quarter results.Narrative-Update • Apr 25
EFX: AI And Marketing Reset Will Support Long Term Earnings Power
Analysts trimmed the Equifax fair value estimate by about $7 to $229.19. Lower price targets from several firms, slightly higher discount rate assumptions, and a reduced revenue growth outlook were only partly balanced by a higher projected profit margin and a lower future P/E multiple.Narrative-Update • Apr 11
EFX: AI Credit Tools And Marketing Reset Will Support Future Upside
Analysts have slightly reduced the average Equifax price target, with a modeled fair value moving from about $237.35 to $236.05. This change reflects updated views on discount rates, growth assumptions and recent target cuts across the Street.Narrative-Update • Mar 26
EFX: AI Credit Tools And Marketing Shift Will Support Future Upside
Analysts have made only a small trim to the Equifax fair value estimate to $237.35, as recent price target cuts sit alongside views that the $1 VantageScore pricing move is mainly marketing and that sector wide expectations for revenue, EPS and free cash flow growth remain intact. Analyst Commentary Recent commentary around Equifax reflects a split between analysts who see the latest headlines as more noise than substance and those who are recalibrating their assumptions and price targets more cautiously.Narrative-Update • Mar 11
EFX: AI Credit Tools And Buy Rating Will Shape Future Upside
Analysts have trimmed their average price target for Equifax by about $1 to $237.60, reflecting slightly higher discount rate assumptions, even as they factor in modestly stronger revenue growth, somewhat lower profit margins, and a higher future P/E after a recent wave of target reductions, alongside a fresh $250 Buy-level target from BofA. Analyst Commentary Recent Street research around Equifax reflects a mix of optimism on the long term earnings profile and caution around execution risks and valuation, especially after a cluster of price target cuts.Narrative-Update • Feb 23
EFX: Credit Score Shift And AI Tools Will Shape Future Upside
Analysts have modestly trimmed their aggregate fair value estimate for Equifax to about $238.55 from $243.15, reflecting slightly higher discount rate and lower profit margin assumptions, while they continue to reference supportive long term growth expectations and a recent $250 price target from renewed coverage. Analyst Commentary Recent Street research on Equifax reflects a mix of cautious recalibration and ongoing confidence in the company’s long term earnings power.Narrative-Update • Feb 08
EFX: Credit Score Shift And AI Risk Tools Will Support Future Upside
Analysts have trimmed their price targets on Equifax, reflected in a lower fair value estimate from $262.75 to $243.15, as they recalibrate P/E expectations and discount rates following a series of target cuts across the Street, while still modeling steady revenue growth and profit margins. Analyst Commentary Recent Street research on Equifax shows a clear reset in expectations, with a cluster of firms cutting price targets by amounts ranging from the mid teens to the low $40s.Narrative-Update • Jan 24
EFX: Credit Score Competition And AI Fraud Tools Will Support Future Upside
Analysts have trimmed their price target on Equifax by about US$2 to US$262.75, citing updated assumptions around revenue growth, profit margins and future P/E that slightly adjust their overall valuation view. What's in the News The Federal Housing Finance Agency opened the door for VantageScore to compete with FICO in the home loan market, with Equifax, Experian and TransUnion owning VantageScore and potentially reshaping how mortgage credit scores are priced and sourced (Bloomberg).Narrative-Update • Jan 08
EFX: High Entry Barriers Will Support Future Upside From Credit Score Competition
Analysts have trimmed their price targets on Equifax slightly, with one moving to a Hold at US$242 and another adjusting to US$271. These changes reflect updated views on growth, margins and future P/E assumptions following expected headwinds from FICO's Mortgage Direct License Program.Narrative-Update • Dec 25
EFX: High Entry Barriers Will Support Future Outperformance Amid Mortgage Licensing Shift
Analysts have nudged their average price target for Equifax slightly lower, trimming fair value by approximately $0.50 to around $266.75 as they factor in modestly higher long term revenue growth and durable high quality assets, but also incremental earnings pressure and potential headwinds from FICO's new Mortgage Direct License Program. Analyst Commentary Analysts remain divided on Equifax, with views shaped by the competitive implications of FICO's Mortgage Direct License Program and the durability of Equifax's core data assets.Narrative-Update • Dec 11
EFX: High Entry Barriers Will Sustain Resilience Amid FICO Mortgage License Headwinds
Analysts have nudged their average price target for Equifax slightly lower, trimming fair value by about $0.55 to roughly $267.25, as they factor in modestly higher long term headwinds from FICO's Mortgage Direct License Program and related credit bureau competition, despite still solid growth and margin assumptions. Analyst Commentary Street research reflects a mixed but generally constructive stance on Equifax, with views diverging around how disruptive FICO's Mortgage Direct License Program will ultimately be to the company's growth, margins, and valuation.Narrative-Update • Nov 26
EFX: High Entry Barriers Will Sustain Core Resilience Amid Mortgage Score Disruption
Equifax's analyst price target has edged down by $0.50 to $267.80, as analysts cite near-term pressures on growth and profitability due to mortgage industry headwinds and changing competitive dynamics. Analyst Commentary Recent Street research highlights a mix of optimistic and cautious perspectives regarding Equifax's prospects, especially as the company navigates industry changes and competitive pressures.Narrative-Update • Nov 09
EFX: Durable Competitive Advantages Will Offset Revenue Headwinds From Mortgage License Shift
Analysts have lowered their fair value estimate for Equifax to $268.30 from $272. They cite potential headwinds from industry changes and cautious revenue growth assumptions.Narrative-Update • Oct 26
New Competitive Pressures And Regulatory Shifts Will Shape Market Leadership
Equifax's fair value estimate has been revised down from $277.70 to $272.00. Analysts cite ongoing revenue growth and margin pressures resulting from new industry headwinds and increased competition in the credit services market.Narrative-Update • Oct 12
Government Verification And Cloud Migration Will Secure Future Advantage
Equifax's analyst price target has decreased from $280.50 to $277.70, as analysts note heightened industry headwinds and ongoing uncertainty following recent market and regulatory developments. Analyst Commentary Recent research reports highlight both opportunities and challenges for Equifax, as analysts adjust price targets and revisit expectations in light of evolving industry conditions and company-specific developments.Seeking Alpha • Apr 24
Equifax: Fundamentals Are Better Than Expected, But Macro Risks Haven't Cleared
Summary I maintain a hold rating on Equifax despite a strong 1Q25 performance, as macro risks like high mortgage rates and poor hiring trends persist. Equifax's 1Q25 results exceeded expectations with $1.442 billion revenue and a 29.3% adj. EBITDA margin, driven by growth in all segments. New growth drivers, including the SSA deal and The Work Number platform, are showing strong potential, enhancing Equifax's long-term outlook. Despite positive fundamentals, near-term caution is warranted due to volatile mortgage volumes and hiring trends, along with macroeconomic uncertainties. Read the full article on Seeking AlphaAnalyse der Geschäftsführervergütung
| Datum | Gesamtvergütung | Gehalt | Unternehmensgewinne |
|---|---|---|---|
| Jun 30 2026 | n/a | n/a | US$691m |
| Mar 31 2026 | n/a | n/a | US$699m |
| Dec 31 2025 | US$23m | US$2m | US$660m |
| Sep 30 2025 | n/a | n/a | US$659m |
| Jun 30 2025 | n/a | n/a | US$640m |
| Mar 31 2025 | n/a | n/a | US$612m |
| Dec 31 2024 | US$15m | US$2m | US$604m |
| Sep 30 2024 | n/a | n/a | US$563m |
| Jun 30 2024 | n/a | n/a | US$583m |
| Mar 31 2024 | n/a | n/a | US$558m |
| Dec 31 2023 | US$13m | US$2m | US$545m |
| Sep 30 2023 | n/a | n/a | US$521m |
| Jun 30 2023 | n/a | n/a | US$524m |
| Mar 31 2023 | n/a | n/a | US$587m |
| Dec 31 2022 | US$37m | US$2m | US$696m |
| Sep 30 2022 | n/a | n/a | US$710m |
| Jun 30 2022 | n/a | n/a | US$750m |
| Mar 31 2022 | n/a | n/a | US$764m |
| Dec 31 2021 | US$16m | US$2m | US$744m |
| Sep 30 2021 | n/a | n/a | US$697m |
| Jun 30 2021 | n/a | n/a | US$720m |
| Mar 31 2021 | n/a | n/a | US$605m |
| Dec 31 2020 | US$14m | US$2m | US$520m |
| Sep 30 2020 | n/a | n/a | US$470m |
| Jun 30 2020 | n/a | n/a | US$322m |
| Mar 31 2020 | n/a | n/a | US$289m |
| Dec 31 2019 | US$14m | US$2m | -US$384m |
Vergütung im Vergleich zum Markt: MarkDie Gesamtvergütung ($USD23.42M) liegt über dem Durchschnitt von Unternehmen ähnlicher Größe auf dem Markt US ($USD14.50M).
Entschädigung vs. Einkommen: MarkDie Bezüge der Mitarbeiter sind im vergangenen Jahr um mehr als 20 % gestiegen.
Geschäftsführer
Mark Begor (68 yo)
8.3yrs
Amtszeit
US$23,420,134
Vergütung
Mr. Mark W. Begor served as Director at NCR Atleos Corporation since October 16, 2023 and serves as its Independent Director. He has been working as Non-Executive Director at Raymond James Financial, Inc....
Führungsteam
| Name | Position | Amtszeit | Vergütung | Eigentümerschaft |
|---|---|---|---|---|
| CEO & Director | 8.3yrs | US$23.42m | 0.078% $ 16.6m | |
| Executive VP | 12.3yrs | US$8.06m | 0.040% $ 8.5m | |
| Executive VP & CTO | 1.7yrs | US$6.11m | 0.029% $ 6.1m | |
| Executive VP & Chief Legal Officer | 1.3yrs | US$4.68m | 0.011% $ 2.4m | |
| Executive VP & President of Workforce Solutions | 2.3yrs | US$7.03m | 0.00019% $ 40.6k | |
| Chief Accounting Officer & Corporate Controller | 7.9yrs | keine Daten | 0.0029% $ 630.2k | |
| Senior Vice President of Corporate Investor Relations | 4.3yrs | keine Daten | keine Daten | |
| Executive VP and Chief Marketing & Communications Officer | 1.4yrs | keine Daten | keine Daten | |
| Executive VP & Chief Corporate Development and Strategy Officer | 5.8yrs | keine Daten | 0.0053% $ 1.1m | |
| Executive VP & Chief Human Resources Officer | 7.3yrs | keine Daten | 0.0098% $ 2.1m | |
| Executive VP & President of International | no data | keine Daten | 0.0072% $ 1.5m | |
| Executive VP & Chief Product Officer | 6.3yrs | keine Daten | 0.011% $ 2.4m |
5.8yrs
Durchschnittliche Betriebszugehörigkeit
54.5yo
Durchschnittliches Alter
Erfahrenes Management: Das Managementteam von EFX ist erfahren und erfahren (durchschnittliche Amtszeit von 5.8 Jahren).
Vorstandsmitglieder
| Name | Position | Amtszeit | Vergütung | Eigentümerschaft |
|---|---|---|---|---|
| CEO & Director | 8.3yrs | US$23.42m | 0.078% $ 16.6m | |
| Independent Chairman of the Board | 19.4yrs | US$503.04k | 0.021% $ 4.5m | |
| Independent Director | 17.8yrs | US$365.54k | 0.013% $ 2.9m | |
| Independent Director | 12.8yrs | US$375.54k | 0.011% $ 2.4m | |
| Independent Director | 8.8yrs | US$355.27k | 0.0079% $ 1.7m | |
| Independent Director | 5.8yrs | US$342.68k | 0.0054% $ 1.1m | |
| Independent Director | 5.5yrs | US$356.04k | keine Daten | |
| Independent Director | 9.8yrs | US$383.04k | 0.0045% $ 969.9k | |
| Independent Director | 3.5yrs | US$335.54k | 0.0012% $ 260.6k | |
| Independent Director | 2.3yrs | US$353.04k | keine Daten |
8.6yrs
Durchschnittliche Betriebszugehörigkeit
64.5yo
Durchschnittliches Alter
Erfahrener Vorstand: EFXDie Vorstandsmitglieder gelten als erfahren (8.6 Jahre durchschnittliche Amtszeit).
Unternehmensanalyse und Finanzdaten Status
| Daten | Zuletzt aktualisiert (UTC-Zeit) |
|---|---|
| Unternehmensanalyse | 2026/08/19 13:23 |
| Aktienkurs zum Tagesende | 2026/08/19 00:00 |
| Gewinne | 2026/06/30 |
| Jährliche Einnahmen | 2025/12/31 |
Datenquellen
Die in unserer Unternehmensanalyse verwendeten Daten stammen von S&P Global Market Intelligence LLC. Die folgenden Daten werden in unserem Analysemodell verwendet, um diesen Bericht zu erstellen. Die Daten sind normalisiert, was zu einer Verzögerung bei der Verfügbarkeit der Quelle führen kann.
| Paket | Daten | Zeitrahmen | Beispiel US-Quelle * |
|---|---|---|---|
| Finanzdaten des Unternehmens | 10 Jahre |
| |
| Konsensschätzungen der Analysten | +3 Jahre |
|
|
| Marktpreise | 30 Jahre |
| |
| Eigentümerschaft | 10 Jahre |
| |
| Verwaltung | 10 Jahre |
| |
| Wichtige Entwicklungen | 10 Jahre |
|
* Beispiel für US-Wertpapiere, für nicht-US-amerikanische Wertpapiere werden gleichwertige regulatorische Formulare und Quellen verwendet.
Sofern nicht anders angegeben, beziehen sich alle Finanzdaten auf einen Jahreszeitraum, werden aber vierteljährlich aktualisiert. Dies wird als Trailing Twelve Month (TTM) oder Last Twelve Month (LTM) Daten bezeichnet. Erfahren Sie mehr.
Analysemodell und Schneeflocke
Details zum Analysemodell, mit dem dieser Bericht erstellt wurde, finden Sie auf unserer Github-Seite; außerdem bieten wir Leitfäden zur Nutzung unserer Berichte und Tutorials auf Youtube an.
Erfahren Sie mehr über das Weltklasse-Team, das das Simply Wall St-Analysemodell entworfen und entwickelt hat.
Metriken für Industrie und Sektor
Unsere Branchen- und Sektionskennzahlen werden alle 6 Stunden von Simply Wall St berechnet. Details zu unserem Verfahren finden Sie auf Github.
Analysten-Quellen
Equifax Inc. wird von 33 Analysten beobachtet. 22 dieser Analysten hat die Umsatz- oder Gewinnschätzungen übermittelt, die als Grundlage für unseren Bericht dienen. Die von den Analysten übermittelten Daten werden im Laufe des Tages aktualisiert.
| Analyst | Einrichtung |
|---|---|
| Jasper Hellweg | Argus Research Company |
| Jeffrey Meuler | Baird |
| Manav Patnaik | Barclays |