U.S. Bancorp Balance Sheet Health
Finanzielle Gesundheit Kriterienprüfungen 6/6
U.S. Bancorp hat eine Bilanzsumme von $725.9B und ein Eigenkapital von $67.9B. Die Gesamteinlagen belaufen sich auf $532.1B, die Gesamtkredite auf $402.7B. Das Unternehmen erzielt eine Nettozinsmarge von 2.7%. Es verfügt über ausreichende Wertberichtigungen für notleidende Kredite, die derzeit 0.3% der gesamten Kredite betragen. Die Barmittel und kurzfristigen Anlagen betragen $66.5B.
Wichtige Informationen
10.7x
Verhältnis von Vermögen zu Eigenkapital
2.7%
Nettozinsspanne
| Gesamteinlagen | US$532.07b |
| Kredit- zu Einlagenverhältnis | Angemessen |
| Notleidende Kredite | 0.3% |
| Wertberichtigung für notleidende Kredite | Ausreichend |
| Liquiditätskennzahl | Niedrig |
| Bargeld und Äquivalente | US$66.49b |
Jüngste Berichte zur Finanzlage
Keine Aktualisierungen
Recent updates
Narrative-Update • Jul 21
USB: Capital Markets Expansion And Capital Returns Will Shape Future Earnings Profile
The analyst price target for U.S. Bancorp has been raised from $65.75 to about $69.98, as analysts point to stronger fee income trends, solid balance sheet growth, recent Q2 earnings beats, and continued operating leverage as key supports for the updated view. Analyst Commentary Recent Street research on U.S. Bancorp shows a cluster of higher price targets and rating upgrades, with commentary centered on fee income trends, operating leverage, and the impact of recent transactions and partnerships on earnings quality.Seeking Alpha • Jul 16
U.S. Bancorp: Deep Value, Loan Growth, 3% Yield
Summary U.S. Bancorp delivered a strong Q2'26, beating earnings and revenue expectations amid robust lending and net interest income growth. USB raised its 2026 net revenue growth outlook to 7%-9%, due to expanding loan balances and double-digit fee income growth, particularly in payments and capital markets. The stock trades at a 1.7x P/B ratio, justified by 11% Y/Y book value growth and a healthy U.S. economic backdrop supporting further upside. I favor USB for its 3.3% dividend yield, consistent book value growth, and a risk profile skewed to the upside as long as macro conditions remain strong. Read the full article on Seeking AlphaNarrative-Update • Jul 06
USB: Capital Markets Expansion And Dividend Plans Will Shape Future Earnings Profile
The analyst price target for U.S. Bancorp has been raised from $63.50 to $65.75 as analysts cite updated Q2 earnings previews, a slightly lower discount rate, modest shifts in revenue growth and profit margin assumptions, and a higher future P/E multiple informed by recent Street research. Analyst Commentary Recent Street research on U.S. Bancorp presents a mix of optimism around earnings execution and balance sheet trends, alongside pockets of caution on valuation and rate sensitivity.Narrative-Update • Jun 15
USB: Capital Markets Expansion And Buybacks Will Shape Future Earnings Profile
Analysts have made a modest adjustment to the U.S. Bancorp price target, incorporating a fair value estimate of about $63.50, along with updated views on revenue growth, profit margins, and future P/E assumptions that reflect a wide mix of recent upward and downward target revisions across firms such as JPMorgan, Evercore ISI, Truist, Morgan Stanley, Oppenheimer, RBC Capital, Barclays, Jefferies, BofA, UBS, Goldman Sachs, and HSBC. Analyst Commentary Recent research shows a split tape on U.S. Bancorp, with both upward and downward price target moves clustering around the updated fair value view of about US$63.50.Narrative-Update • Jun 01
USB: New Partnerships And Buybacks Will Shape Future Earnings Power
Analysts have made only a marginal adjustment to the U.S. Bancorp price target, with the fair value estimate moving by about $0.08, reflecting a mix of modest upward and downward target revisions across the Street. Analyst Commentary Recent Street research on U.S. Bancorp shows a mix of higher and lower price targets, which leaves the overall fair value estimate only slightly changed.Narrative-Update • May 07
USB: Capital Flexibility And Easing Oversight Will Shape Future Earnings Power
Analyst price targets for U.S. Bancorp have shifted modestly higher to reflect a fair value move from $62.95 to $63.48, with analysts pointing to updated assumptions for revenue growth, profit margins, and future P/E multiples as they balance recent target raises and cuts across the broker community. Analyst Commentary Recent research updates around U.S. Bancorp show a mix of higher and lower price targets, as well as at least one rating upgrade, giving you a split view on how the stock’s risk and reward trade off at current levels.Narrative-Update • Apr 21
USB: Capital Flexibility And Regulation Will Shape Future Earnings And Risk Profile
The analyst price target for U.S. Bancorp increases slightly to $62.95 from $62.55, as analysts incorporate updated assumptions for revenue growth, profit margins and forward P/E following a mix of recent price target increases and reductions across the Street. Analyst Commentary Recent research on U.S. Bancorp shows a mix of optimism and caution, with several firms adjusting price targets both higher and lower.Narrative-Update • Apr 07
USB: Capital Flexibility And Buybacks Will Support Future Earnings Rebound
Analysts trimmed the U.S. Bancorp fair value estimate by about $1.41 to $62.55, reflecting slightly softer revenue growth assumptions, a modestly lower future P/E of 13.67x, and a small improvement in expected profit margins, following mixed but active recent price target revisions across Wall Street firms. Analyst Commentary Recent Street research around U.S. Bancorp has been active, with several firms adjusting price targets and ratings in both directions.Narrative-Update • Mar 23
USB: Capital Flexibility And Buybacks Will Support Stronger Earnings Power
The analyst price target for U.S. Bancorp is updated slightly lower to about $64 from about $64.20, as analysts weigh a modestly higher discount rate alongside small adjustments to revenue growth, profit margin and future P/E assumptions following a series of recent target hikes and rating changes across the Street. Analyst Commentary Street research on U.S. Bancorp has leaned more constructive in recent weeks, with several firms lifting price targets and, in one case, upgrading the stock, while a downgrade to a more neutral stance highlights areas where expectations may need to stay grounded.Narrative-Update • Mar 07
USB: Capital Flexibility And Buybacks Will Support A Stronger Risk Reward Profile
The analyst price target for U.S. Bancorp nudged higher to about $64.18 from roughly $63.95 as analysts cited improving net interest margin trends, greater balance sheet and capital flexibility, and potential for sustained positive operating leverage supported by recent price target increases across several firms. Analyst Commentary Recent research on U.S. Bancorp reflects a generally constructive tone, with several firms adjusting price targets higher and one downgrade tempering the overall picture.Narrative-Update • Feb 20
USB: Capital Markets Expansion And Buybacks Will Shape A Steady Risk Reward Profile
Our analyst price target for U.S. Bancorp has been lifted by about $1 to $63.95 as analysts factor in updated fair value estimates, a slightly lower discount rate, assumptions of steady revenue growth and margins, and a somewhat higher future P/E multiple supported by recent Street price target increases across multiple firms. Analyst Commentary Recent research points to a generally constructive tone on U.S. Bancorp, with a cluster of price target changes and one rating downgrade giving you a fuller picture of how the Street is framing risk and reward.Narrative-Update • Feb 05
USB: Capital Markets Expansion And Buybacks Will Shape A Balanced Outlook
The updated analyst price target for U.S. Bancorp edges up by about US$1 to just over US$62. Analysts are factoring in slightly higher fair value, a lower discount rate, expectations for improved profit margins, and a more conservative future P/E multiple following a series of recent target hikes across the Street.Narrative-Update • Jan 22
USB: Higher Capital Returns And Capital Markets Expansion Will Support Steady Outlook
Analysts nudged their price targets for U.S. Bancorp higher after updating models that now point to a fair value of about $62.16. This figure is supported by slightly adjusted discount rates, a higher assumed revenue growth outlook, a somewhat lower profit margin assumption, and a modestly higher future P/E multiple.Narrative-Update • Jan 08
USB: Higher Capital Returns And Regulatory Shifts Will Shape Steady Outlook Through 2026
Narrative Update Our analyst price target for U.S. Bancorp moves from US$57.50 to about US$60.84. This reflects analysts' higher expectations for revenue growth, profit margins, and a modestly lower discount rate following a series of upward target revisions across the Street.Narrative-Update • Dec 23
USB: Improving Operating Leverage And Capital Returns Will Support Steady Performance Through 2026
Analysts have nudged our U.S. Bancorp fair value estimate higher to $57.50 from $55.63 as they factor in rising price targets, stronger fee and net interest income trends, and improving operating leverage that support slightly faster growth and a modestly richer future earnings multiple. Analyst Commentary Bullish analysts highlight that U.S. Bancorp is entering a period of stronger operating performance, with recent quarters showing positive operating leverage after years of pressure.Narrative-Update • Dec 09
USB: Fee Income And Capital Build Will Support Steady Performance Through 2026
Analysts have modestly raised their price targets on U.S. Bancorp, with several updates in the roughly $1 to $5 range supporting a slightly higher fair value outlook as they cite improving operating leverage, better fee income growth, and steady profitability gains. Analyst Commentary Bullish analysts highlight U.S. Bancorp's improving operating leverage and fee income trends as key drivers behind the recent round of price target increases.Narrative-Update • Nov 25
USB: Fee Momentum And Credit Strength Will Support Performance Through 2026
Analysts have modestly lowered their fair value estimate for U.S. Bancorp from $55.72 to $55.63 per share. This change reflects strong operating leverage and improved fee income growth reported in recent earnings updates.Narrative-Update • Nov 07
USB: Higher Fee Income and Credit Improvements Will Drive Performance Into 2026
U.S. Bancorp's average analyst price target rose slightly this quarter. Analysts cited improved profitability, better fee income growth, and solid credit metrics as reasons for upward revisions in their forecasts.Narrative-Update • Oct 24
Operating Leverage And Fee Income Will Drive Efficiency Amid Regulatory Shifts
The consensus analyst price target for U.S. Bancorp has increased slightly, reflecting a modestly higher fair value estimate of $55.67. Analysts cite improved operating leverage, better-than-expected revenue growth, and positive earnings momentum for the upward revision.Narrative-Update • Oct 10
Digital Banking And Demographics Will Secure Future Efficiency
The analyst price target for U.S. Bancorp has increased from $54.13 to $54.95, a modest rise that reflects analysts' optimism over the company's improved risk/reward profile, steady profit margin gains, and ongoing efforts to strengthen loan growth and capital markets activity. This comes despite selectivity concerns following a recent sector rally.Narrative-Update • Sep 26
Digital Banking And Demographics Will Secure Future Efficiency
Analysts raised their price target for U.S. Bancorp, citing industry-leading ROTCE, improving profitability, capital return potential, and easing capital requirements, while acknowledging ongoing peer underperformance and valuation concerns; the consensus fair value moved up slightly to $54.13. Analyst Commentary Bullish analysts highlight undervaluation versus peers, industry-leading ROTCE, and potential for accelerating loan growth, improved capital returns (buybacks), and operating leverage as key reasons for upward price adjustments.Seeking Alpha • Apr 16
U.S. Bancorp: Reassuring Q1 Results Make Me Look Beyond Tariff Woes
Summary U.S. Bancorp stock is down more than 30% from the 52-week high it hit shortly after Donald Trump's election victory. The recent tariff announcements make the selloff understandable, but I think it's worth taking a closer look. I take a fresh look at U.S. Bancorp after today's Q1 2025 earnings report and explain why I'm adding to my USB stock position - despite the tariff woes. In addition to loans, deposits, and cost trends, I look at U.S. Bancorp's asset quality and comment on the safety of the dividend. Read the full article on Seeking AlphaSeeking Alpha • Mar 27
U.S. Bancorp: A Victim Of Market Apathy
Summary Shares of U.S. Bancorp have only managed a roughly 20% return since 2019. Although certain financial trends have been weak, market apathy has also taken its toll on the stock. The valuation is such that U.S. Bancorp's current earnings power should be enough to drive good returns from here. Read the full article on Seeking AlphaAnalyse der Finanzlage
Geschichte und Analyse des Verhältnisses von Schulden zu Eigenkapital
Bilanz
Analyse der Finanzinstitute
Vermögensebene: USBDas Verhältnis von Vermögen zu Eigenkapital (10.7x) ist moderat.
Wertberichtigung für uneinbringliche Kredite: USB hat eine ausreichende Wertberichtigung für notleidende Kredite (587%).
Verbindlichkeiten mit geringem Risiko: 81% der Verbindlichkeiten von USB bestehen hauptsächlich aus risikoarmen Finanzierungsquellen.
Darlehenshöhe: USB ein angemessenes Niveau des Verhältnis von Krediten zu Vermögenswerten aufweist (55%).
Einlagen mit geringem Risiko: USBDas Verhältnis von Krediten zu Einlagen (76%) ist angemessen.
Höhe der notleidenden Kredite: USB einen angemessenen Anteil an notleidenden Krediten hat (0.3%).
Entdecken Sie finanziell stabile Unternehmen
Unternehmensanalyse und Finanzdaten Status
| Daten | Zuletzt aktualisiert (UTC-Zeit) |
|---|---|
| Unternehmensanalyse | 2026/07/23 22:17 |
| Aktienkurs zum Tagesende | 2026/07/23 00:00 |
| Gewinne | 2026/06/30 |
| Jährliche Einnahmen | 2025/12/31 |
Datenquellen
Die in unserer Unternehmensanalyse verwendeten Daten stammen von S&P Global Market Intelligence LLC. Die folgenden Daten werden in unserem Analysemodell verwendet, um diesen Bericht zu erstellen. Die Daten sind normalisiert, was zu einer Verzögerung bei der Verfügbarkeit der Quelle führen kann.
| Paket | Daten | Zeitrahmen | Beispiel US-Quelle * |
|---|---|---|---|
| Finanzdaten des Unternehmens | 10 Jahre |
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| Konsensschätzungen der Analysten | +3 Jahre |
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| Marktpreise | 30 Jahre |
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| Eigentümerschaft | 10 Jahre |
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| Verwaltung | 10 Jahre |
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| Wichtige Entwicklungen | 10 Jahre |
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* Beispiel für US-Wertpapiere, für nicht-US-amerikanische Wertpapiere werden gleichwertige regulatorische Formulare und Quellen verwendet.
Sofern nicht anders angegeben, beziehen sich alle Finanzdaten auf einen Jahreszeitraum, werden aber vierteljährlich aktualisiert. Dies wird als Trailing Twelve Month (TTM) oder Last Twelve Month (LTM) Daten bezeichnet. Erfahren Sie mehr.
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Analysten-Quellen
U.S. Bancorp wird von 48 Analysten beobachtet. 15 dieser Analysten hat die Umsatz- oder Gewinnschätzungen übermittelt, die als Grundlage für unseren Bericht dienen. Die von den Analysten übermittelten Daten werden im Laufe des Tages aktualisiert.
| Analyst | Einrichtung |
|---|---|
| Stephen Biggar | Argus Research Company |
| David George | Baird |
| Jason Goldberg | Barclays |