U.S. Bancorp

NYSE:USB Lagerbericht

Marktkapitalisierung: US$81.9b

U.S. Bancorp Zukünftiges Wachstum

Future Kriterienprüfungen 1/6

U.S. Bancorp wird ein jährliches Gewinn- und Umsatzwachstum von 5.3% bzw. 8.3% prognostiziert. Der Gewinn pro Aktie wird voraussichtlich wachsen um 7.6% pro Jahr. Die Eigenkapitalrendite wird in 3 Jahren voraussichtlich 13.2% betragen.

Wichtige Informationen

5.3%

Wachstumsrate der Gewinne

7.65%

EPS-Wachstumsrate

Banks Gewinnwachstum8.2%
Wachstumsrate der Einnahmen8.3%
Zukünftige Eigenkapitalrendite13.20%
Analystenabdeckung

Good

Zuletzt aktualisiert08 May 2026

Jüngste Aktualisierungen zum künftigen Wachstum

Keine Aktualisierungen

Recent updates

Narrativ-Update • May 07

USB: Capital Flexibility And Easing Oversight Will Shape Future Earnings Power

Analyst price targets for U.S. Bancorp have shifted modestly higher to reflect a fair value move from $62.95 to $63.48, with analysts pointing to updated assumptions for revenue growth, profit margins, and future P/E multiples as they balance recent target raises and cuts across the broker community. Analyst Commentary Recent research updates around U.S. Bancorp show a mix of higher and lower price targets, as well as at least one rating upgrade, giving you a split view on how the stock’s risk and reward trade off at current levels.
Narrativ-Update • Apr 21

USB: Capital Flexibility And Regulation Will Shape Future Earnings And Risk Profile

The analyst price target for U.S. Bancorp increases slightly to $62.95 from $62.55, as analysts incorporate updated assumptions for revenue growth, profit margins and forward P/E following a mix of recent price target increases and reductions across the Street. Analyst Commentary Recent research on U.S. Bancorp shows a mix of optimism and caution, with several firms adjusting price targets both higher and lower.
Seeking Alpha • Apr 16

U.S. Bancorp Starts 2026 On Strong Footing

Summary U.S. Bancorp delivered Q1 2026 GAAP EPS of $1.18, surpassing estimates and showing 14.6% YoY growth, with revenue of $7.29 billion. USB’s loan portfolio expanded 4.7% YoY, fee-based income rose 5.7%, and credit quality remains solid with nonperforming assets at 0.38%. Strategic moves include the BTIG acquisition and a new Amazon partnership, supporting diversification and growth in capital markets and payments. I initiate USB with a Buy rating, citing stable fundamentals, a 3.7% yield, and attractive relative valuation, though not a deep bargain. Read the full article on Seeking Alpha
Narrativ-Update • Apr 07

USB: Capital Flexibility And Buybacks Will Support Future Earnings Rebound

Analysts trimmed the U.S. Bancorp fair value estimate by about $1.41 to $62.55, reflecting slightly softer revenue growth assumptions, a modestly lower future P/E of 13.67x, and a small improvement in expected profit margins, following mixed but active recent price target revisions across Wall Street firms. Analyst Commentary Recent Street research around U.S. Bancorp has been active, with several firms adjusting price targets and ratings in both directions.
Narrativ-Update • Mar 23

USB: Capital Flexibility And Buybacks Will Support Stronger Earnings Power

The analyst price target for U.S. Bancorp is updated slightly lower to about $64 from about $64.20, as analysts weigh a modestly higher discount rate alongside small adjustments to revenue growth, profit margin and future P/E assumptions following a series of recent target hikes and rating changes across the Street. Analyst Commentary Street research on U.S. Bancorp has leaned more constructive in recent weeks, with several firms lifting price targets and, in one case, upgrading the stock, while a downgrade to a more neutral stance highlights areas where expectations may need to stay grounded.
Narrativ-Update • Mar 07

USB: Capital Flexibility And Buybacks Will Support A Stronger Risk Reward Profile

The analyst price target for U.S. Bancorp nudged higher to about $64.18 from roughly $63.95 as analysts cited improving net interest margin trends, greater balance sheet and capital flexibility, and potential for sustained positive operating leverage supported by recent price target increases across several firms. Analyst Commentary Recent research on U.S. Bancorp reflects a generally constructive tone, with several firms adjusting price targets higher and one downgrade tempering the overall picture.
Narrativ-Update • Feb 20

USB: Capital Markets Expansion And Buybacks Will Shape A Steady Risk Reward Profile

Our analyst price target for U.S. Bancorp has been lifted by about $1 to $63.95 as analysts factor in updated fair value estimates, a slightly lower discount rate, assumptions of steady revenue growth and margins, and a somewhat higher future P/E multiple supported by recent Street price target increases across multiple firms. Analyst Commentary Recent research points to a generally constructive tone on U.S. Bancorp, with a cluster of price target changes and one rating downgrade giving you a fuller picture of how the Street is framing risk and reward.
Narrativ-Update • Feb 05

USB: Capital Markets Expansion And Buybacks Will Shape A Balanced Outlook

The updated analyst price target for U.S. Bancorp edges up by about US$1 to just over US$62. Analysts are factoring in slightly higher fair value, a lower discount rate, expectations for improved profit margins, and a more conservative future P/E multiple following a series of recent target hikes across the Street.
Narrativ-Update • Jan 22

USB: Higher Capital Returns And Capital Markets Expansion Will Support Steady Outlook

Analysts nudged their price targets for U.S. Bancorp higher after updating models that now point to a fair value of about $62.16. This figure is supported by slightly adjusted discount rates, a higher assumed revenue growth outlook, a somewhat lower profit margin assumption, and a modestly higher future P/E multiple.
Narrativ-Update • Jan 08

USB: Higher Capital Returns And Regulatory Shifts Will Shape Steady Outlook Through 2026

Narrative Update Our analyst price target for U.S. Bancorp moves from US$57.50 to about US$60.84. This reflects analysts' higher expectations for revenue growth, profit margins, and a modestly lower discount rate following a series of upward target revisions across the Street.
Narrativ-Update • Dec 23

USB: Improving Operating Leverage And Capital Returns Will Support Steady Performance Through 2026

Analysts have nudged our U.S. Bancorp fair value estimate higher to $57.50 from $55.63 as they factor in rising price targets, stronger fee and net interest income trends, and improving operating leverage that support slightly faster growth and a modestly richer future earnings multiple. Analyst Commentary Bullish analysts highlight that U.S. Bancorp is entering a period of stronger operating performance, with recent quarters showing positive operating leverage after years of pressure.
Narrativ-Update • Dec 09

USB: Fee Income And Capital Build Will Support Steady Performance Through 2026

Analysts have modestly raised their price targets on U.S. Bancorp, with several updates in the roughly $1 to $5 range supporting a slightly higher fair value outlook as they cite improving operating leverage, better fee income growth, and steady profitability gains. Analyst Commentary Bullish analysts highlight U.S. Bancorp's improving operating leverage and fee income trends as key drivers behind the recent round of price target increases.
Narrativ-Update • Nov 25

USB: Fee Momentum And Credit Strength Will Support Performance Through 2026

Analysts have modestly lowered their fair value estimate for U.S. Bancorp from $55.72 to $55.63 per share. This change reflects strong operating leverage and improved fee income growth reported in recent earnings updates.
Narrativ-Update • Nov 07

USB: Higher Fee Income and Credit Improvements Will Drive Performance Into 2026

U.S. Bancorp's average analyst price target rose slightly this quarter. Analysts cited improved profitability, better fee income growth, and solid credit metrics as reasons for upward revisions in their forecasts.
Narrativ-Update • Oct 24

Operating Leverage And Fee Income Will Drive Efficiency Amid Regulatory Shifts

The consensus analyst price target for U.S. Bancorp has increased slightly, reflecting a modestly higher fair value estimate of $55.67. Analysts cite improved operating leverage, better-than-expected revenue growth, and positive earnings momentum for the upward revision.
Narrativ-Update • Oct 10

Digital Banking And Demographics Will Secure Future Efficiency

The analyst price target for U.S. Bancorp has increased from $54.13 to $54.95, a modest rise that reflects analysts' optimism over the company's improved risk/reward profile, steady profit margin gains, and ongoing efforts to strengthen loan growth and capital markets activity. This comes despite selectivity concerns following a recent sector rally.
Narrativ-Update • Sep 26

Digital Banking And Demographics Will Secure Future Efficiency

Analysts raised their price target for U.S. Bancorp, citing industry-leading ROTCE, improving profitability, capital return potential, and easing capital requirements, while acknowledging ongoing peer underperformance and valuation concerns; the consensus fair value moved up slightly to $54.13. Analyst Commentary Bullish analysts highlight undervaluation versus peers, industry-leading ROTCE, and potential for accelerating loan growth, improved capital returns (buybacks), and operating leverage as key reasons for upward price adjustments.
Seeking Alpha • Apr 16

U.S. Bancorp: Reassuring Q1 Results Make Me Look Beyond Tariff Woes

Summary U.S. Bancorp stock is down more than 30% from the 52-week high it hit shortly after Donald Trump's election victory. The recent tariff announcements make the selloff understandable, but I think it's worth taking a closer look. I take a fresh look at U.S. Bancorp after today's Q1 2025 earnings report and explain why I'm adding to my USB stock position - despite the tariff woes. In addition to loans, deposits, and cost trends, I look at U.S. Bancorp's asset quality and comment on the safety of the dividend. Read the full article on Seeking Alpha
Seeking Alpha • Mar 27

U.S. Bancorp: A Victim Of Market Apathy

Summary Shares of U.S. Bancorp have only managed a roughly 20% return since 2019. Although certain financial trends have been weak, market apathy has also taken its toll on the stock. The valuation is such that U.S. Bancorp's current earnings power should be enough to drive good returns from here. Read the full article on Seeking Alpha
Seeking Alpha • Jan 21

A Pair Trade Opportunity Presented By U.S. Bancorp Floating-Rate Preferred Stocks

Summary Highlighting exchange-traded floating preferred stocks of U.S. Bancorp, specifically USB-A and USB-B, for potential investment opportunities. Recently published an analysis on USB-A's investment qualities, now focusing on pair trade opportunities with USB-H. USB-A is currently undervalued compared to USB-H, presenting a pair trade opportunity with a potential of over 10% capital appreciation. The arbitrage opportunity may take months to close, with borrowing fees and daily charges eroding trade potential. A catalyst event could rapidly close the arbitrage, making timing and investor discretion crucial for maximizing gains. Read the full article on Seeking Alpha
Seeking Alpha • Jan 09

U.S. Bancorp: Strong Return On Equity Should Lead To Sector Outperformance

Summary U.S. Bancorp has a net interest margin roughly in line with its competitors. The bank has a low NPL ratio, indicating effective credit risk management and a healthy loan portfolio. The bank has shown it has a robust deposit base, indicating a strong, cost-effective funding structure. The bank outperforms its peers when considering return on equity. U.S. Bancorp based on the current valuations expected to deliver a five-year annual return of 17.3%. Read the full article on Seeking Alpha
Seeking Alpha • Nov 26

U.S. Bancorp Series A Preferred Stock: A Hidden Treasure With Appealing Capital Appreciation Potential

Summary US Bancorp's Series A preferred stock offers inflation protection and a floating rate tied to SOFR, making it a compelling investment despite expected lower future dividends. USB.PR.A is currently trading at $859, with a recent dividend of $16.86, demonstrating strong past performance even in low-rate environments. Future dividends are expected to decrease as SOFR drops, but USB.PR.A remains attractive compared to other fixed-income securities due to its favorable intrinsic qualities. Evaluating against similar securities and treasury yields, USB.PR.A shows a solid 11.6% capital appreciation potential. Read the full article on Seeking Alpha
Seeking Alpha • Oct 14

U.S. Bancorp: I'm Buying This Undervalued Stock That Just Raised Its Dividend

Summary U.S. Bancorp offers an attractive value proposition, trading below historical valuation with a forward P/E of 12.0 and a solid 4.3% dividend yield. USB's strong risk management, steady loan and deposit growth, and rising non-interest income, particularly in payments and investment management, bolster its positive outlook. USB remains well-capitalized, recently raised its dividend, and has a positive outlook with 9%-12% annual EPS growth forecasted. Read the full article on Seeking Alpha
User avatar
Neues Narrativ • Sep 24

Elevating Financial Fortunes, Critical Investments And Revenue Diversification Propel Growth

Strategic investments and a focus on fee income growth are driving U.S. Bancorp's operating efficiencies, reduced costs, and revenue growth.

Gewinn- und Umsatzwachstumsprognosen

NYSE:USB - Zukünftige Analystenschätzungen und Finanzdaten der Vergangenheit (USD Millions)
DatumUmsatzGewinneFreier CashflowBargeld aus operativen TätigkeitenDurchschn. Anz. Analysten
12/31/202833,7249,069N/AN/A5
12/31/202732,1858,606N/AN/A9
12/31/202630,4497,919N/AN/A9
3/31/202626,6477,4329,6189,618N/A
12/31/202526,3547,1947,9707,970N/A
9/30/202526,0136,8109,9549,954N/A
6/30/202525,5606,5187,5387,538N/A
3/31/202525,3566,3038,3818,381N/A
12/31/202425,0975,90911,35011,350N/A
9/30/202424,8975,0946,9236,923N/A
6/30/202425,1064,9059,8249,824N/A
3/31/202425,1564,66810,26610,266N/A
12/31/202325,7385,0518,3938,393N/A
9/30/202324,6635,13814,91914,919N/A
6/30/202324,1125,44414,55114,551N/A
3/31/202323,4645,62713,48413,484N/A
12/31/202222,2075,50121,11921,119N/A
9/30/202222,6726,23014,93414,934N/A
6/30/202222,7476,44614,07614,076N/A
3/31/202222,9826,89617,41017,410N/A
12/31/202123,8947,6059,8709,870N/A
9/30/202123,3917,4488,0988,098N/A
6/30/202122,6417,0088,7358,735N/A
3/31/202120,7655,7082,2992,299N/A
12/31/202019,2424,6213,7163,716N/A
9/30/202019,1674,6044,7234,723N/A
6/30/202019,3944,9314,4854,485N/A
3/31/202020,7326,0585,9475,947N/A
12/31/201921,1406,583N/A4,889N/A
9/30/201921,3136,952N/A7,601N/A
6/30/201921,0876,863N/A7,780N/A
3/31/201920,9156,800N/A10,426N/A
12/31/201820,8136,784N/A10,564N/A
9/30/201820,5406,618N/A7,745N/A
6/30/201820,3346,371N/A6,382N/A
3/31/201820,0916,123N/A4,716N/A
12/31/201719,8835,913N/A6,472N/A
9/30/201719,7255,693N/A8,739N/A
6/30/201719,5765,642N/A7,431N/A
3/31/201719,6025,647N/A7,265N/A
12/31/201619,2115,589N/A5,336N/A
9/30/201619,1455,602N/A5,769N/A
6/30/201618,9505,590N/A8,069N/A
3/31/201618,5865,572N/A8,292N/A
12/31/201518,5245,608N/A8,782N/A
9/30/201518,4745,624N/A7,117N/A
6/30/201518,2605,607N/A4,845N/A

Analystenprognosen zum zukünftigen Wachstum

Einkommen vs. Sparrate: USBDas prognostizierte Gewinnwachstum (5.3% pro Jahr) liegt über der Sparquote (3.5%).

Ertrag vs. Markt: USBDie Erträge des Unternehmens (5.3% pro Jahr) werden voraussichtlich langsamer wachsen als der Markt US (16.7% pro Jahr).

Hohe Wachstumserträge: USBDie Erträge des Unternehmens werden voraussichtlich steigen, jedoch nicht deutlich.

Einnahmen vs. Markt: USBDie Einnahmen des Unternehmens (8.3% pro Jahr) werden voraussichtlich langsamer wachsen als der Markt US (11.7% pro Jahr).

Hohe Wachstumseinnahmen: USBDie Einnahmen des Unternehmens (8.3% pro Jahr) werden voraussichtlich langsamer wachsen als 20% pro Jahr.

Wachstumsprognosen für den Gewinn je Aktie

Künftige Eigenkapitalrendite

Künftige Eigenkapitalrendite: USBDie Eigenkapitalrendite des Unternehmens wird in 3 Jahren voraussichtlich niedrig sein (13.2%).

Wachstumsunternehmen entdecken

7D

1Y

7D

1Y

7D

1Y

Unternehmensanalyse und Finanzdaten Status

DatenZuletzt aktualisiert (UTC-Zeit)
Unternehmensanalyse2026/05/14 10:58
Aktienkurs zum Tagesende2026/05/14 00:00
Gewinne2026/03/31
Jährliche Einnahmen2025/12/31

Datenquellen

Die in unserer Unternehmensanalyse verwendeten Daten stammen von S&P Global Market Intelligence LLC. Die folgenden Daten werden in unserem Analysemodell verwendet, um diesen Bericht zu erstellen. Die Daten sind normalisiert, was zu einer Verzögerung bei der Verfügbarkeit der Quelle führen kann.

PaketDatenZeitrahmenBeispiel US-Quelle *
Finanzdaten des Unternehmens10 Jahre
  • Gewinn- und Verlustrechnung
  • Kapitalflussrechnung
  • Bilanz
Konsensschätzungen der Analysten+3 Jahre
  • Finanzielle Vorausschau
  • Kursziele der Analysten
Marktpreise30 Jahre
  • Aktienkurse
  • Dividenden, Splits und Aktionen
Eigentümerschaft10 Jahre
  • Top-Aktionäre
  • Insiderhandel
Verwaltung10 Jahre
  • Das Führungsteam
  • Direktorium
Wichtige Entwicklungen10 Jahre
  • Ankündigungen des Unternehmens

* Beispiel für US-Wertpapiere, für nicht-US-amerikanische Wertpapiere werden gleichwertige regulatorische Formulare und Quellen verwendet.

Sofern nicht anders angegeben, beziehen sich alle Finanzdaten auf einen Jahreszeitraum, werden aber vierteljährlich aktualisiert. Dies wird als Trailing Twelve Month (TTM) oder Last Twelve Month (LTM) Daten bezeichnet. Erfahren Sie mehr.

Analysemodell und Schneeflocke

Einzelheiten zu dem Analysemodell, mit dem dieser Bericht erstellt wurde, finden Sie auf unserer Github-Seite. Außerdem bieten wir Leitfäden zur Verwendung unserer Berichte und Tutorials auf YouTube an.

Erfahren Sie mehr über das Weltklasse-Team, das das Simply Wall St-Analysemodell entworfen und entwickelt hat.

Metriken für Industrie und Sektor

Unsere Branchen- und Sektionskennzahlen werden alle 6 Stunden von Simply Wall St berechnet. Details zu unserem Verfahren finden Sie auf Github.

Analysten-Quellen

U.S. Bancorp wird von 49 Analysten beobachtet. 10 dieser Analysten hat die Umsatz- oder Gewinnschätzungen übermittelt, die als Grundlage für unseren Bericht dienen. Die von den Analysten übermittelten Daten werden im Laufe des Tages aktualisiert.

AnalystEinrichtung
Stephen BiggarArgus Research Company
David GeorgeBaird
Jason GoldbergBarclays