OFG Bancorp Vergangene Ertragsentwicklung
Vergangenheit Kriterienprüfungen 3/6
OFG Bancorp verzeichnete einen durchschnittlichen jährlichen Gewinnzuwachs von 10.8%, während die Gewinne der Branche Banks jährlich um gewachsen und zwar um 2.8%. Die Umsätze verzeichneten einen durchschnittlichen jährlichen Gewinnzuwachs von gewachsen von 4.8%. Die Eigenkapitalrendite von OFG Bancorp beträgt 15.6% und die Nettomargen betragen 33.6%.
Wichtige Informationen
10.79%
Wachstumsrate der Gewinne
13.50%
EPS-Wachstumsrate
| Banks Wachstum der Industrie | 11.18% |
| Wachstumsrate der Einnahmen | 4.76% |
| Eigenkapitalrendite | 15.62% |
| Netto-Marge | 33.64% |
| Letzte Ertragsaktualisierung | 31 Mar 2026 |
Jüngste Aktualisierungen vergangener Leistungen
Recent updates
OFG: Capital Returns And Higher P/E Assumptions Will Shape Future Risk Balance
OFG Bancorp's analyst price target has been updated from $44.40 to $47.75. Analysts attribute the change to adjusted assumptions regarding revenue growth, profitability, and future P/E.OFG: Capital Returns And Neutral Ratings Will Shape Future Risk Balance
Analysts have trimmed their price target on OFG Bancorp by $4 to reflect more measured assumptions for revenue growth, along with expectations for stronger profit margins and a slightly lower future P/E. Analyst Commentary Recent Street research on OFG Bancorp points to a more balanced view, with analysts adjusting targets and ratings to match what they see as a more measured growth and valuation profile.OFG: Capital Returns And Neutral Views Will Shape Future Risk Reward Balance
Analysts have trimmed their average price target on OFG Bancorp by $4 to $44.40, citing recent rating moves and more cautious views reflected in the latest research updates. Analyst Commentary Bullish Takeaways Bullish analysts see the updated price targets as still leaving room for upside if OFG Bancorp executes consistently on its current business plan and maintains discipline on costs and credit.OFG: Capital Returns Will Support Upside Despite More Cautious Research Stance
Analysts have trimmed their price target for OFG Bancorp by $4 to $44.40, reflecting a more cautious stance on the shares while keeping underlying fair value assumptions broadly unchanged. Analyst Commentary Recent Street research on OFG Bancorp points to a more cautious tone, with the latest reports focusing on valuation discipline and execution risk rather than a major shift in the underlying story.OFG: Capital Returns And Neutral Ratings Will Shape A Cautious Forward Outlook
Analysts have trimmed their price targets on OFG Bancorp by $4, citing a more cautious stance reflected in recent downgrades and a neutral initiation. They left key model inputs unchanged, including fair value at $44.40, discount rate at 6.98%, revenue growth at 8.34%, profit margin at 21.54%, and future P/E at 11.77.OFG: Dividend And Buyback Actions Will Offset Tempered Outlook And Neutral Ratings
Analysts reduced their price target on OFG Bancorp by $4, citing updated expectations for slightly lower revenue growth, modestly different profitability assumptions, and an adjusted future P/E outlook reflected in recent Neutral and downgrade actions. Analyst Commentary Recent research updates sketch a more balanced picture for OFG Bancorp, with analysts adjusting expectations on revenue growth, profitability, and the future P/E multiple that they see as appropriate for the stock.OFG Bancorp (NYSE:OFG) Has Announced That It Will Be Increasing Its Dividend To $0.35
OFG Bancorp ( NYSE:OFG ) will increase its dividend on the 15th of April to $0.35, which is 17% higher than last year's...OFG: Puerto Rico Challenger Position Will Support Dividend And Buyback Upside
Narrative Update Analysts have trimmed their price target for OFG Bancorp from US$47.60 to US$44.40. This reflects updated assumptions around fair value, revenue growth, profit margins, and future P/E expectations highlighted in recent research.OFG: Challenger Position In Puerto Rico Will Offset Credit Cost Concerns
Narrative Update: OFG Bancorp Analysts have trimmed their price targets on OFG Bancorp to a range around $48 to $50, a step down of roughly $2 per share. This reflects more cautious assumptions on fair value, discount rate, growth, margins, and future P/E after recent Q3 results, including higher credit costs, net interest margin pressure from commercial loan repayments, and the impact of retail deposit growth.OFG Bancorp: Loan Growth To Help Earnings Inch Up
Summary Due to Puerto Rico’s persistently strong job market, I’m expecting loan growth to remain above last year’s level. Risks to loan growth are worsening economic activity and sharply rising home prices. The combination of sticky deposit costs and relatively rate-sensitive loan yields will likely lead to margin pressure in a declining interest rate environment. I’m expecting the EPS to grow by 3.7% to $4.38 in 2025. I’m maintaining a buy rating based on a price upside of 7.3%and dividend yield of 2.8%. Read the full article on Seeking AlphaOFG Bancorp's (NYSE:OFG) Shareholders Will Receive A Bigger Dividend Than Last Year
The board of OFG Bancorp ( NYSE:OFG ) has announced that it will be increasing its dividend by 20% on the 15th of April...OFG Bancorp: The Picture Looks Better Than I Previously Thought
Summary OFG Bancorp's asset quality and digital-first strategy have driven a 15.2% share price increase, outperforming the S&P 500's 10.4% gain. Despite mixed valuation metrics, OFG Bancorp's strong return on assets and equity, along with diverse income streams, justify a soft 'buy' rating. Recent improvements include a rise in deposits and securities, increased net income, and significant share buybacks, signaling management's optimism. The company's focus on digital expansion and robust asset management positions it well for future growth, despite some balance sheet concerns. Read the full article on Seeking AlphaOFG Bancorp: Maintaining A Buy Rating With A Flattish Earnings Outlook
Summary The continued improvement of Puerto Rico’s unemployment rate gives me hope that loan growth can improve this year. However, other economic metrics are mixed. As the deposit cost is mostly inflexible, the margin will likely continue to decline this year. I haven’t changed my EPS estimate for 2025, which remains at $4.25. I’m estimating a price upside of 9.2% and a dividend yieldof 2.3%. Read the full article on Seeking Alpha
Digital First Strategy Fuels Efficiency And Growth Amid Market Challenges
The Digital First strategy and new offerings aim to boost operational efficiency and customer growth, enhancing revenue and margins.OFG Bancorp: Upgrading To Buy And Raising The Earnings Estimate
Summary Puerto Rico’s economy continues to remain remarkable, which contributes to my positive outlook on loan growth. Rate cuts will likely also drive loan growth. The net interest margin will likely resume its downtrend due to interest rate cuts. The December 2025 target price suggests an upside of ~8.6% from the October 14 closing price. Further, OFG is offering a dividend yield of 2.25%. Read the full article on Seeking AlphaDo OFG Bancorp's (NYSE:OFG) Earnings Warrant Your Attention?
The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...Should You Be Adding OFG Bancorp (NYSE:OFG) To Your Watchlist Today?
It's common for many investors, especially those who are inexperienced, to buy shares in companies with a good story...OFG Bancorp (NYSE:OFG) Is Increasing Its Dividend To $0.25
OFG Bancorp ( NYSE:OFG ) will increase its dividend from last year's comparable payment on the 15th of April to $0.25...Aufschlüsselung der Einnahmen und Ausgaben
Wie OFG Bancorp Geld verdient und ausgibt. Basierend auf den neuesten gemeldeten Einnahmen der letzten zwölf Monate.
Gewinn- und Umsatzhistorie
| Datum | Einnahmen | Gewinn | Allgemeine und Verwaltungskosten | F&E-Ausgaben |
|---|---|---|---|---|
| 31 Mar 26 | 635 | 213 | 296 | 0 |
| 31 Dec 25 | 624 | 205 | 294 | 0 |
| 30 Sep 25 | 624 | 200 | 289 | 0 |
| 30 Jun 25 | 619 | 195 | 287 | 0 |
| 31 Mar 25 | 623 | 194 | 287 | 0 |
| 31 Dec 24 | 629 | 198 | 285 | 0 |
| 30 Sep 24 | 639 | 194 | 281 | 0 |
| 30 Jun 24 | 642 | 192 | 279 | 0 |
| 31 Mar 24 | 633 | 185 | 279 | 0 |
| 31 Dec 23 | 629 | 182 | 279 | 0 |
| 30 Sep 23 | 626 | 182 | 274 | 0 |
| 30 Jun 23 | 620 | 179 | 269 | 0 |
| 31 Mar 23 | 610 | 175 | 265 | 0 |
| 31 Dec 22 | 590 | 166 | 257 | 0 |
| 30 Sep 22 | 566 | 153 | 250 | 0 |
| 30 Jun 22 | 557 | 153 | 245 | 0 |
| 31 Mar 22 | 555 | 153 | 242 | 0 |
| 31 Dec 21 | 542 | 145 | 239 | 0 |
| 30 Sep 21 | 524 | 133 | 234 | 0 |
| 30 Jun 21 | 498 | 117 | 232 | 0 |
| 31 Mar 21 | 466 | 97 | 228 | 0 |
| 31 Dec 20 | 433 | 68 | 233 | 0 |
| 30 Sep 20 | 389 | 44 | 217 | 0 |
| 30 Jun 20 | 335 | 23 | 197 | 0 |
| 31 Mar 20 | 310 | 26 | 176 | 0 |
| 31 Dec 19 | 308 | 47 | 149 | 0 |
| 30 Sep 19 | 323 | 73 | 145 | 0 |
| 30 Jun 19 | 350 | 87 | 143 | 0 |
| 31 Mar 19 | 345 | 81 | 142 | 0 |
| 31 Dec 18 | 340 | 72 | 142 | 0 |
| 30 Sep 18 | 317 | 63 | 143 | 0 |
| 30 Jun 18 | 312 | 43 | 144 | 0 |
| 31 Mar 18 | 305 | 41 | 145 | 0 |
| 31 Dec 17 | 302 | 39 | 145 | 0 |
| 30 Sep 17 | 309 | 37 | 144 | 0 |
| 30 Jun 17 | 301 | 49 | 142 | 0 |
| 31 Mar 17 | 301 | 46 | 139 | 0 |
| 31 Dec 16 | 313 | 45 | 139 | 0 |
| 30 Sep 16 | 272 | 29 | 140 | 0 |
| 30 Jun 16 | 273 | 18 | 143 | 0 |
| 31 Mar 16 | 261 | 1 | 147 | 0 |
| 31 Dec 15 | 228 | -16 | 147 | 0 |
| 30 Sep 15 | 280 | 5 | 151 | 0 |
| 30 Jun 15 | 293 | 20 | 150 | 0 |
Qualität der Erträge: OFG hat hohe Qualitätseinkünfte.
Wachsende Gewinnspanne: OFGDie aktuellen Gewinnspannen (33.6%) sind höher als im letzten Jahr (31.1%).
Analyse von freiem Cashflow und Gewinn
Analyse des Gewinnwachstums in der Vergangenheit
Ergebnisentwicklung: OFGIn den letzten 5 Jahren sind die Gewinne von 10.8% jährlich gestiegen.
Beschleunigtes Wachstum: OFGDas Gewinnwachstum des Unternehmens im letzten Jahr (10%) liegt unter seinem 5-Jahres-Durchschnitt (10.8% pro Jahr).
Erträge im Vergleich zur Industrie: OFG Das Gewinnwachstum im vergangenen Jahr (10%) übertraf nicht die Entwicklung der Branche Banks 22.8% .
Eigenkapitalrendite
Hohe Eigenkapitalrendite: OFGDie Eigenkapitalrendite des Unternehmens (15.6%) wird als niedrig angesehen.
Kapitalrendite
Rendite auf das eingesetzte Kapital
Entdecken Sie starke Unternehmen, die in der Vergangenheit erfolgreich waren
Unternehmensanalyse und Finanzdaten Status
| Daten | Zuletzt aktualisiert (UTC-Zeit) |
|---|---|
| Unternehmensanalyse | 2026/05/22 23:48 |
| Aktienkurs zum Tagesende | 2026/05/22 00:00 |
| Gewinne | 2026/03/31 |
| Jährliche Einnahmen | 2025/12/31 |
Datenquellen
Die in unserer Unternehmensanalyse verwendeten Daten stammen von S&P Global Market Intelligence LLC. Die folgenden Daten werden in unserem Analysemodell verwendet, um diesen Bericht zu erstellen. Die Daten sind normalisiert, was zu einer Verzögerung bei der Verfügbarkeit der Quelle führen kann.
| Paket | Daten | Zeitrahmen | Beispiel US-Quelle * |
|---|---|---|---|
| Finanzdaten des Unternehmens | 10 Jahre |
| |
| Konsensschätzungen der Analysten | +3 Jahre |
|
|
| Marktpreise | 30 Jahre |
| |
| Eigentümerschaft | 10 Jahre |
| |
| Verwaltung | 10 Jahre |
| |
| Wichtige Entwicklungen | 10 Jahre |
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* Beispiel für US-Wertpapiere, für nicht-US-amerikanische Wertpapiere werden gleichwertige regulatorische Formulare und Quellen verwendet.
Sofern nicht anders angegeben, beziehen sich alle Finanzdaten auf einen Jahreszeitraum, werden aber vierteljährlich aktualisiert. Dies wird als Trailing Twelve Month (TTM) oder Last Twelve Month (LTM) Daten bezeichnet. Erfahren Sie mehr.
Analysemodell und Schneeflocke
Einzelheiten zu dem Analysemodell, mit dem dieser Bericht erstellt wurde, finden Sie auf unserer Github-Seite. Außerdem bieten wir Leitfäden zur Verwendung unserer Berichte und Tutorials auf YouTube an.
Erfahren Sie mehr über das Weltklasse-Team, das das Simply Wall St-Analysemodell entworfen und entwickelt hat.
Metriken für Industrie und Sektor
Unsere Branchen- und Sektionskennzahlen werden alle 6 Stunden von Simply Wall St berechnet. Details zu unserem Verfahren finden Sie auf Github.
Analysten-Quellen
OFG Bancorp wird von 11 Analysten beobachtet. 4 dieser Analysten hat die Umsatz- oder Gewinnschätzungen übermittelt, die als Grundlage für unseren Bericht dienen. Die von den Analysten übermittelten Daten werden im Laufe des Tages aktualisiert.
| Analyst | Einrichtung |
|---|---|
| Joseph Gladue | B. Riley Securities, Inc. |
| Taylor Brodarick | Guggenheim Securities, LLC |
| Brett Rabatin | Hovde Group, LLC |