Customers Bancorp Balance Sheet Health
Finanzielle Gesundheit Kriterienprüfungen 6/6
Customers Bancorp hat eine Bilanzsumme von $26.5B und ein Eigenkapital von $2.2B. Die Gesamteinlagen belaufen sich auf $21.7B, die Gesamtkredite auf $17.8B. Das Unternehmen erzielt eine Nettozinsmarge von 3.3%. Es verfügt über ausreichende Wertberichtigungen für notleidende Kredite, die derzeit 0.3% der gesamten Kredite betragen. Die Barmittel und kurzfristigen Anlagen betragen $4.2B.
Wichtige Informationen
12x
Verhältnis von Vermögen zu Eigenkapital
3.3%
Nettozinsspanne
| Gesamteinlagen | US$21.73b |
| Kredit- zu Einlagenverhältnis | Angemessen |
| Notleidende Kredite | 0.3% |
| Wertberichtigung für notleidende Kredite | Ausreichend |
| Liquiditätskennzahl | Niedrig |
| Bargeld und Äquivalente | US$4.18b |
Jüngste Berichte zur Finanzlage
Keine Aktualisierungen
Recent updates
Narrative-Update • Jul 27
CUBI: AI Adoption And Buyback Activity Are Expected To Unlock Further Upside
Analysts have raised the fair value estimate for Customers Bancorp to $110.00 from $104.00, citing updated views on revenue growth, profitability, and a higher assumed future P/E multiple that is consistent with the recent series of upward price target revisions across the Street. Analyst Commentary Recent Street research on Customers Bancorp points to a cluster of higher price targets and generally constructive commentary ahead of upcoming earnings, with several bullish analysts updating models to reflect their current expectations on growth, profitability, and valuation.Seeking Alpha • Jul 16
Customers Bancorp: A Quick Upgrade Is Warranted
Summary Customers Bancorp is upgraded from 'hold' to a soft 'buy' following improved profitability and attractive forward valuation. CUBI's net interest margin rose to 3.22%, with net income surging from $9.5M to $69.7M, and asset quality remains robust. Uninsured deposit exposure is elevated at 43.1%, increasing risk, but non-performing assets are low at 0.29%. Despite analysts expecting a revenue decline, forecasted EPS growth and strong returns on equity support cautious optimism. Read the full article on Seeking Alpha
Narrative-Update • Jul 07
CUBI: Loan Growth And Fraud Controls Will Balance Future Return Potential
Analysts have lifted the fair value estimate for Customers Bancorp by about $4.45 to $77.54, citing higher price targets across the Street and updated expectations for margins, growth, and future P/E levels. Analyst Commentary on Customers Bancorp Street research on Customers Bancorp has recently centered on updated price targets ahead of upcoming earnings, with several firms revisiting their loan and deposit growth assumptions and their views on the stock's P/E potential.
Narrative-Update • Jun 14
CUBI: AI Deployment And Buybacks Will Support Future Multiple Rerating
Analysts have made a small upward adjustment to the Customers Bancorp fair value estimate, with the updated price target now implied at about $90.18. This reflects a refined view of discount rates, profit margins, and future P/E assumptions following recent mixed target moves and an upgrade to Equal Weight.Narrative-Update • May 30
CUBI: Crypto Funding And Commercial Shift Will Balance Future Return Potential
Analysts have nudged up the fair value estimate for Customers Bancorp by about $2 to roughly $73, reflecting revised price targets that balance higher marks from firms like Piper Sandler and DA Davidson with more cautious updates and valuation-focused commentary from others. Analyst Commentary Recent research on Customers Bancorp shows a split view, with some firms lifting price targets while others are turning more cautious and trimming their expectations.Narrative-Update • May 02
CUBI: Commercial Expansion And Buybacks Will Support Future Multiple Rerating
Analysts have adjusted the fair value estimate for Customers Bancorp to $90.00. This reflects updated views on the bank's growth, profitability, and forward P/E assumptions following recent shifts in Street price targets across the $71.00 to $92.00 range.Narrative-Update • Apr 18
CUBI: Commercial Expansion And Share Repurchases Will Support Future Share Outperformance
Analysts have nudged the fair value estimate for Customers Bancorp higher to about $88.73 from $87, reflecting updated views on profit margins, growth, and valuation after recent shifts in Street price targets and ratings. Analyst Commentary Recent Street research on Customers Bancorp reflects a mix of optimism on growth and valuation, alongside ongoing concern about funding mix and competitive pressures.Narrative-Update • Apr 03
CUBI: Crypto Funding And Deposit Mix Risks Will Shape Future Upside Potential
Customers Bancorp's updated analyst price target of $71.00, previously modeled at about $68.19, reflects analysts' view that a $71 level better aligns with recent Street research on valuation, risk around crypto related funding and brokered deposits, and expectations embedded in revised revenue growth, profit margin, discount rate, and future P/E assumptions. Analyst Commentary Recent Street research on Customers Bancorp highlights a mixed backdrop, with some firms maintaining constructive views on growth and earnings potential while others are recalibrating price targets and risk assumptions.Narrative-Update • Mar 20
CUBI: Commercial Banking Expansion Is Expected To Unlock Further Upside Potential
Analysts now set the blended price target for Customers Bancorp at $104.00, reflecting updated views that factor in modestly higher revenue growth and profit margin assumptions, set against a backdrop of mixed ratings but generally supportive commentary on valuation and earnings potential. Analyst Commentary Recent research updates show a mix of views on Customers Bancorp, with a clear cluster of bullish analysts highlighting valuation support, balance sheet repositioning, and potential growth in commercial banking as key themes behind their outlooks and price targets.Narrative-Update • Mar 06
CUBI: Commercial Expansion And Buybacks Are Expected To Support Further Upside
Analysts have nudged their price target for Customers Bancorp higher to $104, reflecting updated assumptions around slightly stronger revenue growth, profit margins, and a modestly lower future P/E multiple, alongside recent Street research that has generally increased targets into the $90 range. Analyst Commentary Recent Street research has tilted constructive on Customers Bancorp, with several firms revising their views and targets in a more positive direction.Narrative-Update • Feb 19
CUBI: Share Repurchases And Margin Outlook Are Expected To Support Further Upside
Analysts have raised their average price targets on Customers Bancorp by a few dollars per share, with changes including $2, $5, $6 and $14 increases, citing updated views on growth, profitability and valuation assumptions. Analyst Commentary Bullish analysts are signaling a more constructive stance on Customers Bancorp, reflected in a series of price target adjustments ranging from US$2 to US$14 per share.Narrative-Update • Feb 04
CUBI: Higher Margins And Improved Risk Profile Are Expected To Support Upside
The analyst price target for Customers Bancorp has increased from US$95 to US$104, with analysts referencing updated assumptions around revenue growth, profit margins, discount rate, and future P/E as key drivers behind the change. Analyst Commentary Recent Street research has reflected a more optimistic tone on Customers Bancorp, with several bullish analysts revisiting their valuation work and adjusting price targets upward.Narrative-Update • Jan 21
CUBI: Higher Margins And Preferred Redemption Are Expected To Support Upside
Analysts lifted their fair value estimate for Customers Bancorp to US$95 from US$82, citing stronger expected profit margins, a higher future P/E assumption and continued momentum in areas like new banking team hires, cubiX and loan growth. Analyst Commentary Recent Street research has leaned more positive on Customers Bancorp, with bullish analysts pointing to the bank's operational momentum and updated assumptions that feed into higher valuation targets.Narrative-Update • Jan 07
CUBI: Firing-On-All-Cylinders Loan Engine Will Drive Future Share Outperformance
Analysts have inched their fair value estimate for Customers Bancorp up from US$85.33 to US$87.00, pointing to a slightly higher assumed profit margin and P/E multiple. This is supported by views that the bank's growth engine is "firing on all cylinders" across new team hires, cubiX, and loan growth.Narrative-Update • Dec 24
CUBI Execution Risks Around New Banking Teams May Limit Future Upside
Analysts have raised their fair value estimate for Customers Bancorp from $55.00 to approximately $68.19 per share. They cite a robust growth engine with accelerating momentum in new banking team hires, digital initiatives, and loan expansion as key drivers behind the higher price target.Narrative-Update • Dec 09
CUBI: Ongoing Loan Expansion Will Drive Future Share Price Outperformance
Analysts have nudged their price target for Customers Bancorp modestly higher, lifting fair value by about $1 to roughly $85 per share as they factor in slightly faster revenue growth, resilient margins, and continued momentum in loan expansion and digital initiatives despite some recalibration of favored stock lists. Analyst Commentary Recent Street research reflects a generally constructive stance on Customers Bancorp, with some selective pruning from favored stock lists tempering the otherwise positive narrative.Narrative-Update • Nov 25
CUBI: Continued Digital Expansion And New Team Hires Will Drive Outperformance
Analysts have raised their price target on Customers Bancorp from $89 to $95, citing robust momentum in team expansion, digital platform development, and loan growth as key factors supporting this upward revision. Analyst Commentary Recent street research highlights contrasting perspectives on Customers Bancorp, reflecting both optimism around growth drivers and caution regarding potential headwinds that could impact valuation and performance.Narrative-Update • Nov 10
CUBI: Accelerating Loan Growth And Team Expansion Will Drive Further Upside
Customers Bancorp's analyst price target has increased from $80.13 to $84.75, as analysts cite strengthening revenue growth and continued operational momentum to support the higher valuation. Analyst Commentary Analyst perspectives on Customers Bancorp remain divided, with several highlighting growth opportunities alongside some cautionary notes.Narrative-Update • Oct 27
Recent Removal From Favorites Will Shape Future Digital Finance Leadership
Customers Bancorp’s analyst price target was raised from $77.29 to $80.13 as analysts cite modest adjustments to discount rates, as well as a revised outlook on growth and profitability. Analyst Commentary Market watchers continue to examine both the opportunities and risks surrounding Customers Bancorp as analysts adjust their expectations for the company’s future.Seeking Alpha • Feb 25
Customers Bancorp: Rating Downgrade For High-Yielding Preferreds On Interest Rate Uncertainty
Summary Customers Bancorp's preferred shares are downgraded to hold due to the likelihood of being called amid potential interest rate cuts stalling. The bank's financial results show improved net interest margin and net interest income despite challenges in interest income. Robust loan and deposit growth in 2024, with a modest loan to deposit ratio, supports the bank's financial stability. Investors should wait for clearer interest rate outlooks before investing further in Customers Bancorp's preferred shares. Read the full article on Seeking AlphaSeeking Alpha • Dec 10
Customers Bancorp: The Series E Preferred Is Now The Best Income Option
Summary Customers Bancorp's Series E preferred shares offer a higher dividend yield and tax advantages over baby bonds, making them an attractive investment. The bank has managed interest rate volatility well, maintaining a net interest margin above 3% and reducing dependence on external borrowing. Despite challenges in loan and deposit growth, the bank has kept its loan to deposit ratio under 80%, stabilizing its financial position. Risks include significant commercial loan exposure and a lower-than-average allowance for credit losses, but nonperforming loans are currently under control. Read the full article on Seeking AlphaSeeking Alpha • Oct 20
Customers Bancorp: Despite Some Troubles, The Firm Is Still Worth Considering
Summary Customers Bancorp, with a market cap of $1.50 billion, remains a 'buy' despite a recent 9.8% stock drop, underperforming the S&P 500. The balance sheet shows mixed results: deposits declined, but loans increased, and debt decreased significantly, reflecting some financial stability. Impressive net interest income growth and reduced credit loss provisions boosted net profits, though non-interest expenses like salaries impacted overall gains. Valuation remains attractive with a low price-to-earnings multiple and strong return on equity, but declining balance sheet items warrant careful monitoring. Read the full article on Seeking Alpha
Neues Narrative • Sep 24
High-Quality Loan Growth Signals Bright Future Despite Analysts Predicting Shrinking Margins And Earnings Challenges
Strong loan growth and strategic deposit management are expected to drive future revenue growth and enhance earnings through improved net margins.Seeking Alpha • Jul 30
Customers Bancorp: Improving Profitability Ratios For This Regional Bank
Summary Customers Bancorp reported a strong Q2 with an increase in net interest margin and exceeded earnings expectations. The bank saw growth in specialty lending verticals and a shift towards higher-yielding loans. Despite a decrease in total assets and deposits, CUBI's efficiency ratios improved, and credit quality remained strong, making it an attractive investment opportunity. Trading at a discount to its historical multiple, at 9.0xearnings, shares look compelling for a mid-single digit EPS grower. Read the full article on Seeking AlphaSeeking Alpha • May 28
Customers Bancorp: This 8.5% Baby Bond Is The Best Opportunity Right Now
Summary Customers Bancorp's financial performance is impacted by rising borrowing costs and declining asset yields, but net interest income remains above pre-pandemic levels. Risks to Customers Bancorp and its common shares include a low allowance for credit losses and a high level of uninsured deposits. New investors should consider investing in the bank's baby bonds for income with capital appreciation potential. Read the full article on Seeking AlphaSeeking Alpha • Apr 30
Customers Bancorp: Lots Of Cash, But Sluggish Loan Growth
Summary Customers Bancorp reported solid Q1 results, beating expectations for EPS and revenue. Total deposits increased and interest expenses decreased, showing improvement in the composition of deposits. Loan growth was stagnant, but management expects growth between 10% and 15% in 2024. Read the full article on Seeking AlphaAnalyse der Finanzlage
Geschichte und Analyse des Verhältnisses von Schulden zu Eigenkapital
Bilanz
Analyse der Finanzinstitute
Vermögensebene: CUBIDas Verhältnis von Vermögen zu Eigenkapital (12x) ist moderat.
Wertberichtigung für uneinbringliche Kredite: CUBI hat eine ausreichende Wertberichtigung für notleidende Kredite (293%).
Verbindlichkeiten mit geringem Risiko: 89% der Verbindlichkeiten von CUBI bestehen hauptsächlich aus risikoarmen Finanzierungsquellen.
Darlehenshöhe: CUBI ein angemessenes Niveau des Verhältnis von Krediten zu Vermögenswerten aufweist (67%).
Einlagen mit geringem Risiko: CUBIDas Verhältnis von Krediten zu Einlagen (82%) ist angemessen.
Höhe der notleidenden Kredite: CUBI einen angemessenen Anteil an notleidenden Krediten hat (0.3%).
Entdecken Sie finanziell stabile Unternehmen
Unternehmensanalyse und Finanzdaten Status
| Daten | Zuletzt aktualisiert (UTC-Zeit) |
|---|---|
| Unternehmensanalyse | 2026/08/05 01:08 |
| Aktienkurs zum Tagesende | 2026/08/05 00:00 |
| Gewinne | 2026/06/30 |
| Jährliche Einnahmen | 2025/12/31 |
Datenquellen
Die in unserer Unternehmensanalyse verwendeten Daten stammen von S&P Global Market Intelligence LLC. Die folgenden Daten werden in unserem Analysemodell verwendet, um diesen Bericht zu erstellen. Die Daten sind normalisiert, was zu einer Verzögerung bei der Verfügbarkeit der Quelle führen kann.
| Paket | Daten | Zeitrahmen | Beispiel US-Quelle * |
|---|---|---|---|
| Finanzdaten des Unternehmens | 10 Jahre |
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| Konsensschätzungen der Analysten | +3 Jahre |
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| Marktpreise | 30 Jahre |
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| Eigentümerschaft | 10 Jahre |
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| Verwaltung | 10 Jahre |
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| Wichtige Entwicklungen | 10 Jahre |
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* Beispiel für US-Wertpapiere, für nicht-US-amerikanische Wertpapiere werden gleichwertige regulatorische Formulare und Quellen verwendet.
Sofern nicht anders angegeben, beziehen sich alle Finanzdaten auf einen Jahreszeitraum, werden aber vierteljährlich aktualisiert. Dies wird als Trailing Twelve Month (TTM) oder Last Twelve Month (LTM) Daten bezeichnet. Erfahren Sie mehr.
Analysemodell und Schneeflocke
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Analysten-Quellen
Customers Bancorp, Inc. wird von 18 Analysten beobachtet. 10 dieser Analysten hat die Umsatz- oder Gewinnschätzungen übermittelt, die als Grundlage für unseren Bericht dienen. Die von den Analysten übermittelten Daten werden im Laufe des Tages aktualisiert.
| Analyst | Einrichtung |
|---|---|
| Sameer Gokhale | Brean Capital Historical (Janney Montgomery) |
| Harold Goetsch | B. Riley Securities, Inc. |
| Stephen Moss | CGS International |