Citizens Financial Group, Inc.

NYSE:CFG Lagerbericht

Marktkapitalisierung: US$27.8b

Citizens Financial Group Zukünftiges Wachstum

Future Kriterienprüfungen 2/6

Citizens Financial Group wird ein jährliches Gewinn- und Umsatzwachstum von 17.4% bzw. 11.5% prognostiziert. Der Gewinn pro Aktie wird voraussichtlich wachsen um 20.3% pro Jahr. Die Eigenkapitalrendite wird in 3 Jahren voraussichtlich 10.4% betragen.

Wichtige Informationen

17.4%

Wachstumsrate der Gewinne

20.33%

EPS-Wachstumsrate

Banks Gewinnwachstum8.1%
Wachstumsrate der Einnahmen11.5%
Zukünftige Eigenkapitalrendite10.44%
Analystenabdeckung

Good

Zuletzt aktualisiert09 Jun 2026

Jüngste Aktualisierungen zum künftigen Wachstum

Recent updates

Narrativ-Update • Jun 01

CFG: Future Upside Will Hinge On Efficiency Gains And Capital Returns

Analysts have nudged their fair value estimate for Citizens Financial Group higher to $73.28, a change of about $0.46, as recent price target revisions and updated views on revenue growth, profit margin, and future P/E assumptions reshape expectations for the stock. Analyst Commentary Recent Street research on Citizens Financial Group shows both optimism and caution around the stock, with several firms adjusting price targets and ratings in different directions.
Narrativ-Update • Apr 23

CFG: Future Upside Will Hinge On Credit Quality And Capital Returns

The analyst price target for Citizens Financial Group has moved higher to reflect a fair value estimate of about $72.82. Analysts cite updated assumptions for revenue growth, profit margins, and a lower future P/E multiple.
Seeking Alpha • Apr 17

Citizens Financial Group: Margin Expansion Continues To Drive Strong Growth

Summary Citizens Financial Group (CFG) delivered double-digit revenue and earnings growth in Q1 2026, driven by interest margin expansion and the ongoing buildout of its private bank. CFG continues to benefit from the roll-off of low-yielding receiver swaps, creating a multi-year tailwind to its interest margin and earnings. The buildout of its private banking business, previously a drag, continues to kick in a growing, positive contribution to the bottom line. With these drivers set to be an ongoing tailwind over the coming years, CFG can deliver enough earnings growth to drive a double-digit annualized return for today's buyer. Read the full article on Seeking Alpha
Narrativ-Update • Apr 07

CFG: Future Upside Will Hinge On Credit Quality And Ongoing Buybacks

Narrative Update on Citizens Financial Group The updated analyst price target for Citizens Financial Group edges slightly lower to around $71.63 from $72.20, as analysts recalibrate their models to reflect a mix of recent target cuts and prior increases, along with adjustments to revenue growth, profit margin expectations and future P/E assumptions. Analyst Commentary Recent Street research on Citizens Financial Group shows a mix of enthusiasm and caution, with several firms adjusting price targets both higher and lower while updating ratings and lists of preferred bank stocks.
Narrativ-Update • Mar 24

CFG: Multi Year Upside Will Rely On Credit Strength And Buybacks

Narrative Update on Citizens Financial Group The analyst price target for Citizens Financial Group has been trimmed by $0.60 to reflect a slightly lower fair value of $72.2. Analysts are balancing earlier target increases with more cautious assumptions around required returns and forward P/E multiples. Analyst Commentary Recent Street research on Citizens Financial Group shows a mix of optimism on earnings power and capital strength alongside some caution on valuation and execution risk.
Narrativ-Update • Mar 09

CFG: Multi Year Outlook Will Lean On Credit Strength And Capital Returns

Analysts have nudged their fair value estimate for Citizens Financial Group slightly higher to $72.80, reflecting a series of upward price target revisions across the Street that highlight improving views on loan growth, net interest margin and capital strength in regional banks. Analyst Commentary Street research on Citizens Financial Group has tilted more constructive, with a cluster of price target increases and at least one rating upgrade pointing to growing confidence in the bank's earnings power, balance sheet resilience and ability to execute on its initiatives.
Narrativ-Update • Feb 23

CFG: Multi Year Outlook Will Prioritize Credit Risk Over Expense Uncertainty

Analysts have raised their price targets on Citizens Financial Group, leading to a modest increase in our fair value estimate to $72.70. They cite updated expectations for expenses, loan growth, and returns, which are reflected in a slightly lower assumed future P/E multiple.
Narrativ-Update • Feb 08

CFG: Multi Year Outlook Will Balance Credit Risk And Cost Execution

Analysts have nudged their price expectations for Citizens Financial Group higher, reflected in a fair value estimate moving from about US$71.38 to US$72.28. A series of recent price target increases across the Street points to growing confidence in the bank's earnings power and valuation, even as they factor in slightly lower revenue growth and profit margin assumptions alongside a higher future P/E multiple.
Narrativ-Update • Jan 25

CFG: Prime Rate Cut And Credit Trends Will Support Multi Year Upside

Analysts have lifted their price targets on Citizens Financial Group, supporting an increase in our fair value estimate from $67.18 to $71.38. This reflects updated assumptions around revenue growth, profit margins, and a slightly higher future P/E multiple.
Narrativ-Update • Jan 09

CFG: Lower Prime Rate And Capital Returns Will Shape Expense And Credit Outlook

The analyst price target for Citizens Financial Group has moved higher to approximately US$67 from about US$62, as analysts factor in updated views on loan growth, profitability, and valuation following recent research that highlights stronger fee income, ongoing net interest income momentum, and an improving outlook for regional banks. Analyst Commentary Recent Street research on Citizens Financial Group presents a mix of optimism on earnings power and valuation, alongside some caution on expenses and credit risk.
Narrativ-Update • Dec 16

CFG: Lower Prime Rate And Dividend Increase Will Shape Profitability Outlook

Analysts have nudged their fair value estimate for Citizens Financial Group higher to approximately $62.23 from $61.83, reflecting modestly stronger profitability expectations and sustained support from a series of recent price target increases across the Street. Analyst Commentary Bullish analysts have become incrementally more constructive on Citizens Financial Group as recent quarters have demonstrated solid earnings execution, improving fee trends, and the potential for higher through cycle profitability.
Narrativ-Update • Nov 29

CFG: Lower Lending Rates And Dividend Growth Will Signal Improving Profit Outlook

The consensus analyst price target for Citizens Financial Group has been raised. Recent updates range from $56 to $71 per share, reflecting improved earnings and increased optimism for sustained profitability and loan growth, according to analysts.
Narrativ-Update • Nov 15

CFG: Net Interest Momentum And Lower Lending Rates Will Drive Further Upside

The analyst fair value price target for Citizens Financial Group has increased slightly by $0.10 to $61.83. Analysts point to ongoing improvements in profitability and continued momentum behind higher fee income and net interest growth.
Narrativ-Update • Oct 31

CFG: Net Interest Margin And Fee Income Gains Will Drive Upside Momentum

The analyst price target for Citizens Financial Group has increased slightly to $61.73. This reflects analysts' expectations for improved profit margins, along with ongoing strength in capital markets and fee income.
Analyseartikel • Oct 18

Citizens Financial Group (NYSE:CFG) Will Pay A Larger Dividend Than Last Year At $0.46

Citizens Financial Group, Inc. ( NYSE:CFG ) has announced that it will be increasing its periodic dividend on the 12th...
Narrativ-Update • Oct 17

AI And Digital Banking Will Improve Operational Efficiency

The analyst price target for Citizens Financial Group has been raised from $58.60 to $61.48. Analysts cite robust earnings, improving profitability, and constructive industry trends as key drivers of the upward revision.
Narrativ-Update • Oct 03

AI And Digital Banking Will Improve Operational Efficiency

The analyst price target for Citizens Financial Group has been raised from $56.45 to $58.60. This reflects analysts' expectations for improved profitability and favorable sector catalysts in the near term.
Narrativ-Update • Sep 09

AI And Digital Banking Will Improve Operational Efficiency

Citizens Financial Group’s consensus price target was raised as analysts grew more confident in its strong recent results, improved earnings outlook, and attractive valuation, driving a modest increase in fair value from $55.47 to $56.21. Analyst Commentary Bullish analysts highlighted strong Q2 results, including higher revenue, robust loan and assets under management growth, and favorable credit metrics.
Analyseartikel • Jul 21

Citizens Financial Group (NYSE:CFG) Has Affirmed Its Dividend Of $0.42

Citizens Financial Group, Inc. ( NYSE:CFG ) has announced that it will pay a dividend of $0.42 per share on the 14th of...
Seeking Alpha • Jan 17

Citizens Financial Group: Much Better Options Out There

Summary Citizens Financial Group's Q4 results show mixed performance, with declines in deposits and loans but slight improvements in net income and EPS. Despite tightening lending standards, key metrics like asset quality and net loan charge-offs have not significantly improved, justifying a hold rating. Return on average assets and equity saw slight improvements, but overall metrics still trend negatively, making Citizens less attractive compared to higher-yielding banks. Sector strength supports a neutral stance, but better investment opportunities exist in banks with stronger growth and yield profiles. Read the full article on Seeking Alpha
Seeking Alpha • Dec 30

Citizens Financial: A Pivotal Year On Tap, Shares Fairly Priced, A Mixed Chart

Summary I am downgrading Citizens Financial Group (CFG) to a hold due to fair valuation and mixed technicals despite a 64% gain since April 2023. Key January catalysts include the December payrolls report, bank earnings, and a Fed meeting, with CFG's Q4 earnings report on January 17 being crucial. CFG's Q3 results were mixed, with a revenue miss and slight NIM decline, but Q4 projections show potential NII and non-interest income growth. Risks include higher loan losses, economic softness, and regulatory changes, while CFG's valuation is near fair value with mixed technical indicators. Read the full article on Seeking Alpha
Seeking Alpha • Oct 16

Citizens Financial: After An In-Line Q3, Shares Appear Fairly Valued

Summary Citizens Financial Group, Inc. reported Q3 earnings in line with expectations, with shares flat after a 60% gain over the past year. Net interest income and margin declined due to fixed-rate swaps and rising deposit costs, but the private bank showed strong growth. Credit quality is a concern with reduced reserves and increased non-accrual loans, though capital levels remain healthy with a 3.9% dividend yield. I maintain a “hold” rating, expecting modest NII growth in Q4, but see more upside in other names like KEY. Read the full article on Seeking Alpha
Seeking Alpha • Jul 11

Citizens Financial Group Q2 Preview: Potential Reserve Build Is A Source Of Caution (Downgrade)

Summary Citizens Financial Group shares have performed well, up 36% in the past year, approaching my target of $37.50, as it has weathered the regional banking crisis well. Q1 results showed stable funding but slow asset growth, given non-core run-off; reserves appear low. My Q2 earnings analysis suggests a potential in-line quarter, with questions about reserves and the pace of loan growth. With shares near fair value and a strong Q2 earnings catalyst unlikely, I am downgrading shares to a hold. Read the full article on Seeking Alpha
Seeking Alpha • May 09

Citizens Financial Group: Two Good Income Options

Summary Citizens Financial Group is struggling to maintain earnings growth and deposits in a high-interest rate environment. The bank has seen a decline in net interest income and a decrease in lending. Despite these challenges, the bank has a leverage ratio under the commercial bank average and access to fresh capital if needed. In addition to the floating preferred share, there's a new fixed/float bond that provides attractive income. Read the full article on Seeking Alpha
Seeking Alpha • Apr 18

Citizens Financial: Solid Dividend And Discount

Summary Citizens Financial Group is a bank holding company that offers banking products and services in 14 states. This is a profitable business managed by a company with adequate liquidity and conservative lending practices. But most importantly, its shares are trading at an unjustified discount to its book value and the current price has resulted in an attractive but safe dividend yield. Read the full article on Seeking Alpha

Gewinn- und Umsatzwachstumsprognosen

NYSE:CFG - Zukünftige Analystenschätzungen und Finanzdaten der Vergangenheit (USD Millions)
DatumUmsatzGewinneFreier CashflowBargeld aus operativen TätigkeitenDurchschn. Anz. Analysten
12/31/202810,6532,887N/AN/A1
12/31/20279,9172,648N/AN/A7
12/31/20269,1162,229N/AN/A6
3/31/20267,8851,8322,5012,661N/A
12/31/20257,6391,6882,0372,211N/A
9/30/20257,4431,5662,7222,852N/A
6/30/20257,2081,4531,1571,286N/A
3/31/20257,1161,4081,1081,234N/A
12/31/20247,1221,3721,8792,001N/A
9/30/20247,1151,1642,0662,188N/A
6/30/20247,2281,2202,9523,073N/A
3/31/20247,3651,3072,2312,361N/A
12/31/20237,5371,4912,7892,961N/A
9/30/20237,7571,9533,6233,732N/A
6/30/20237,9692,1645,5565,717N/A
3/31/20237,8412,0523,5923,719N/A
12/31/20227,5471,9603,9934,119N/A
9/30/20227,2551,8373,5773,783N/A
6/30/20226,8931,7301,9152,063N/A
3/31/20226,9252,0144,3544,519N/A
12/31/20217,0582,2062,1512,275N/A
9/30/20216,8962,1321,8592,036N/A
6/30/20216,5671,9171,3171,414N/A
3/31/20216,0311,526636748N/A
12/31/20205,289950-7111N/A
9/30/20205,233953-76-28N/A
6/30/20205,4071,096-431-293N/A
3/31/20205,6521,306-213-102N/A
12/31/20196,0981,718N/A1,697N/A
9/30/20196,0791,741N/A1,530N/A
6/30/20196,0281,745N/A929N/A
3/31/20195,9211,735N/A1,535N/A
12/31/20185,8021,692N/A1,767N/A
9/30/20185,7101,908N/A1,640N/A
6/30/20185,6061,813N/A2,761N/A
3/31/20185,4821,706N/A1,734N/A
12/31/20175,3861,638N/A1,883N/A
9/30/20175,2051,254N/A1,742N/A
6/30/20175,1171,203N/A1,323N/A
3/31/20175,0311,128N/A1,969N/A
12/31/20164,8861,031N/A1,490N/A
9/30/20164,783970N/A1,596N/A
6/30/20164,622893N/A1,418N/A
3/31/20164,531840N/A1,505N/A
12/31/20154,522833N/A1,229N/A
9/30/20154,483809N/A1,014N/A
6/30/20154,434785N/A884N/A

Analystenprognosen zum zukünftigen Wachstum

Einkommen vs. Sparrate: CFGDas prognostizierte Gewinnwachstum (17.4% pro Jahr) liegt über der Sparquote (3.5%).

Ertrag vs. Markt: CFGDie Erträge des Unternehmens (17.4% pro Jahr) werden voraussichtlich schneller wachsen als der Markt US (17.1% pro Jahr).

Hohe Wachstumserträge: CFGDie Erträge des Unternehmens werden voraussichtlich steigen, jedoch nicht deutlich.

Einnahmen vs. Markt: CFGDie Einnahmen des Unternehmens (11.5% pro Jahr) werden voraussichtlich langsamer wachsen als der Markt US (11.9% pro Jahr).

Hohe Wachstumseinnahmen: CFGDie Einnahmen des Unternehmens (11.5% pro Jahr) werden voraussichtlich langsamer wachsen als 20% pro Jahr.

Wachstumsprognosen für den Gewinn je Aktie

Künftige Eigenkapitalrendite

Künftige Eigenkapitalrendite: CFGDie Eigenkapitalrendite des Unternehmens wird in 3 Jahren voraussichtlich niedrig sein (10.4%).

Wachstumsunternehmen entdecken

7D

1Y

7D

1Y

7D

1Y

Unternehmensanalyse und Finanzdaten Status

DatenZuletzt aktualisiert (UTC-Zeit)
Unternehmensanalyse2026/06/10 22:38
Aktienkurs zum Tagesende2026/06/10 00:00
Gewinne2026/03/31
Jährliche Einnahmen2025/12/31

Datenquellen

Die in unserer Unternehmensanalyse verwendeten Daten stammen von S&P Global Market Intelligence LLC. Die folgenden Daten werden in unserem Analysemodell verwendet, um diesen Bericht zu erstellen. Die Daten sind normalisiert, was zu einer Verzögerung bei der Verfügbarkeit der Quelle führen kann.

PaketDatenZeitrahmenBeispiel US-Quelle *
Finanzdaten des Unternehmens10 Jahre
  • Gewinn- und Verlustrechnung
  • Kapitalflussrechnung
  • Bilanz
Konsensschätzungen der Analysten+3 Jahre
  • Finanzielle Vorausschau
  • Kursziele der Analysten
Marktpreise30 Jahre
  • Aktienkurse
  • Dividenden, Splits und Aktionen
Eigentümerschaft10 Jahre
  • Top-Aktionäre
  • Insiderhandel
Verwaltung10 Jahre
  • Das Führungsteam
  • Direktorium
Wichtige Entwicklungen10 Jahre
  • Ankündigungen des Unternehmens

* Beispiel für US-Wertpapiere, für nicht-US-amerikanische Wertpapiere werden gleichwertige regulatorische Formulare und Quellen verwendet.

Sofern nicht anders angegeben, beziehen sich alle Finanzdaten auf einen Jahreszeitraum, werden aber vierteljährlich aktualisiert. Dies wird als Trailing Twelve Month (TTM) oder Last Twelve Month (LTM) Daten bezeichnet. Erfahren Sie mehr.

Analysemodell und Schneeflocke

Einzelheiten zu dem Analysemodell, mit dem dieser Bericht erstellt wurde, finden Sie auf unserer Github-Seite. Außerdem bieten wir Leitfäden zur Verwendung unserer Berichte und Tutorials auf YouTube an.

Erfahren Sie mehr über das Weltklasse-Team, das das Simply Wall St-Analysemodell entworfen und entwickelt hat.

Metriken für Industrie und Sektor

Unsere Branchen- und Sektionskennzahlen werden alle 6 Stunden von Simply Wall St berechnet. Details zu unserem Verfahren finden Sie auf Github.

Analysten-Quellen

Citizens Financial Group, Inc. wird von 35 Analysten beobachtet. 11 dieser Analysten hat die Umsatz- oder Gewinnschätzungen übermittelt, die als Grundlage für unseren Bericht dienen. Die von den Analysten übermittelten Daten werden im Laufe des Tages aktualisiert.

AnalystEinrichtung
null nullArgus Research Company
David GeorgeBaird
Jason GoldbergBarclays