Mercantile Bank Vergangene Ertragsentwicklung
Vergangenheit Kriterienprüfungen 4/6
Mercantile Bank verzeichnete einen durchschnittlichen jährlichen Gewinnzuwachs von 10.7%, während die Gewinne der Branche Banks jährlich um gewachsen und zwar um 4%. Die Umsätze verzeichneten einen durchschnittlichen jährlichen Gewinnzuwachs von gewachsen von 7.7%. Die Eigenkapitalrendite von Mercantile Bank beträgt 12.6% und die Nettomargen betragen 36.1%.
Wichtige Informationen
10.70%
Wachstumsrate der Gewinne
10.05%
EPS-Wachstumsrate
| Banks Wachstum der Industrie | 11.18% |
| Wachstumsrate der Einnahmen | 7.74% |
| Eigenkapitalrendite | 12.61% |
| Netto-Marge | 36.08% |
| Letzte Ertragsaktualisierung | 30 Jun 2026 |
Jüngste Aktualisierungen vergangener Leistungen
Recent updates
Analyseartikel • Jul 23
Results: Mercantile Bank Corporation Exceeded Expectations And The Consensus Has Updated Its Estimates
The quarterly results for Mercantile Bank Corporation ( NASDAQ:MBWM ) were released last week, making it a good time to...
Narrative-Update • Jun 18
MBWM: Updated Discount Rate And P/E Assumptions Will Support Future Upside
Analysts have lifted their price target on Mercantile Bank stock by $3, citing updated assumptions around discount rates and forward P/E multiples while keeping fair value estimates broadly unchanged. Analyst Commentary Recent research on Mercantile Bank stock gives you a mix of optimism and caution, with one group of bullish analysts lifting price targets and others starting coverage with a more neutral stance.Narrative-Update • Jun 04
MBWM: Recent Neutral Coverage And Higher Fair Value Will Support Future Upside
Analysts have adjusted their price target on Mercantile Bank by $3, citing recent research that includes a target increase at Keefe Bruyette and a neutral initiation at Stephens as key factors in their updated view. Analyst Commentary Recent Street research offers a mixed read on Mercantile Bank, with one group of bullish analysts adjusting their price targets higher while others are taking a more wait and see stance at current levels.Narrative-Update • May 07
MBWM: Higher Future P/E And Neutral Coverage Stance Will Support Upside Potential
Analysts have adjusted the price target on Mercantile Bank to $59.33, citing updated assumptions around discount rates and future P/E that align with recent Street research, including a $3 target change and a new neutral initiation. Analyst Commentary Bullish Takeaways Bullish analysts view the $3 price target adjustment as better alignment between Mercantile Bank's current trading P/E and where they think the stock should sit relative to peers with similar profiles.Narrative-Update • Apr 23
MBWM: Higher Assumed Future P/E Will Support Upside Potential
Analysts now set a revised price target for Mercantile Bank at about $59.33, compared with the prior fair value of $52.80. This reflects updated views on discount rates, growth, margins, and a higher assumed future P/E in light of recent Street research that includes a $3 target increase and a neutral initiation.Analyseartikel • Jan 23
Mercantile Bank (NASDAQ:MBWM) Has Announced That It Will Be Increasing Its Dividend To $0.39
Mercantile Bank Corporation ( NASDAQ:MBWM ) has announced that it will be increasing its dividend from last year's...Seeking Alpha • Jan 22
Mercantile Bank: Excellent Underwriting And Expanding Margins
Summary Mercantile Bank is initiated with a "Buy" rating, targeting an 11% upside to a $59 fair value plus a 2.9% dividend yield. MBWM's Q4 earnings beat, robust credit quality, and the Eastern Michigan Bank acquisition expand its Michigan footprint and balance sheet liquidity. Loan growth is guided at 5%-7% for 2024, with NIM expansion expected from improved deposit mix and asset repricing, even amid anticipated Fed rate cuts. Strong capital ratios, excellent reserve coverage, and likely further M&A position MBWM for sustained growth and multiple expansion toward 10x earnings. Read the full article on Seeking AlphaNarrative-Update • Dec 05
MBWM: Clean Asset Quality Will Support Upside Despite Higher Expense Drag
Analysts have modestly reduced their price target on Mercantile Bank to $52.00 from $55.00, citing solid Q3 results with clean asset quality and strong deposit growth, but also noting a higher expense base, tighter net interest margins, and softer loan growth due to elevated payoffs. Analyst Commentary Analyst commentary on Mercantile Bank reflects a balanced view, with constructive interpretations of the latest quarter offset by clear acknowledgments of emerging headwinds for growth and profitability.Narrative-Update • Nov 21
MBWM: Asset Quality And Deposit Momentum Will Offset Higher Expenses Ahead
Analysts have reduced Mercantile Bank’s price target from $55 to $52. They cite a larger expense base, tighter net interest margin, and slower loan growth, even as asset quality and deposit growth continue.Narrative-Update • Nov 06
MBWM: Medium-Term Strength Will Rely On Asset Quality Amid Higher Expenses
Analysts have lowered their price target for Mercantile Bank from $55 to $52. They cite higher expenses, a tighter net interest margin, and slower loan growth, despite continued strong asset quality and deposit growth.Narrative-Update • Oct 23
Analysts Lower Mercantile Bank Target as Margins Narrow and Expenses Rise Despite Solid Results
Analysts have reduced their price target for Mercantile Bank from $55.60 to $52.80. They cite larger expenses, slightly lower profit margins, and modest loan growth, even though the company reported solid Q3 results and continued strength in assets and deposits.Analyseartikel • Jul 25
Mercantile Bank (NASDAQ:MBWM) Is Increasing Its Dividend To $0.38
Mercantile Bank Corporation ( NASDAQ:MBWM ) will increase its dividend from last year's comparable payment on the 17th...Analyseartikel • Mar 04
Mercantile Bank's (NASDAQ:MBWM) Shareholders Will Receive A Bigger Dividend Than Last Year
Mercantile Bank Corporation ( NASDAQ:MBWM ) has announced that it will be increasing its dividend from last year's...Analyseartikel • Jan 24
Mercantile Bank (NASDAQ:MBWM) Is Increasing Its Dividend To $0.37
The board of Mercantile Bank Corporation ( NASDAQ:MBWM ) has announced that it will be paying its dividend of $0.37 on...
Neues Narrative • Oct 20
Rising Costs And Slowing Loan Growth Threaten Bank Earnings Stability
Elevated loan-to-deposit ratio and declining net interest margins indicate potential liquidity strain and reduced profitability.Seeking Alpha • Oct 15
A Great Quarter Is A Great Time To Downgrade Mercantile Bank Corporation
Summary Mercantile Bank Corporation's Q3 2024 results exceeded analyst expectations, with revenue and profits higher than anticipated, despite a year-over-year decline in net profits. The stock has risen 26.1% since April, outperforming the S&P 500, but asset quality concerns and potential interest rate cuts prompted a downgrade to “buy.”. Net interest income increased due to reduced credit loss provisions and higher interest-earning assets, though net interest margin continues to decline. Despite a higher valuation and asset quality drop, Mercantile Bank's balance sheet growth and attractive share price still make it a solid “buy” candidate. Read the full article on Seeking AlphaAnalyseartikel • Aug 21
Mercantile Bank's (NASDAQ:MBWM) Dividend Will Be Increased To $0.36
The board of Mercantile Bank Corporation ( NASDAQ:MBWM ) has announced that it will be paying its dividend of $0.36 on...Analyseartikel • Jul 19
Mercantile Bank (NASDAQ:MBWM) Is Increasing Its Dividend To $0.36
The board of Mercantile Bank Corporation ( NASDAQ:MBWM ) has announced that it will be paying its dividend of $0.36 on...Seeking Alpha • Jul 17
Mercantile Bank: Q2 2024 Earnings Spike The Price
Summary Mortgage loan originations and commercial loan growth led to a positive market reaction. Loan to Deposit ratio is improving, but still high at 107%, with management aiming to bring it down to around 95%. MBWM may currently be overvalued, leading management to set aside a possible buyback and focus on maintaining capital ratios. Read the full article on Seeking AlphaAnalyseartikel • Apr 19
Mercantile Bank Corporation Just Beat EPS By 17%: Here's What Analysts Think Will Happen Next
Mercantile Bank Corporation ( NASDAQ:MBWM ) just released its latest quarterly results and things are looking bullish...Seeking Alpha • Apr 14
Mercantile Bank: A Fantastic Prospect For Investors To Bank On
Summary Mercantile Bank Corporation is a small bank with consistent revenue and profit growth, making it an attractive investment opportunity. The bank offers commercial and retail banking services, as well as insurance products and trust services. Despite a decline in non-interest income and concerns about uninsured deposit exposure, the bank's shares are attractively priced and its asset quality is high. Read the full article on Seeking AlphaAnalyseartikel • Jan 22
Mercantile Bank (NASDAQ:MBWM) Is Paying Out A Larger Dividend Than Last Year
Mercantile Bank Corporation ( NASDAQ:MBWM ) will increase its dividend from last year's comparable payment on the 13th...Aufschlüsselung der Einnahmen und Ausgaben
Aufschlüsselung der Einnahmen und Ausgaben
Wie Mercantile Bank Geld verdient und ausgibt. Basierend auf den neuesten gemeldeten Einnahmen der letzten zwölf Monate.
Gewinn- und Umsatzhistorie
| Datum | Einnahmen | Gewinn | Allgemeine und Verwaltungskosten | F&E-Ausgaben |
|---|---|---|---|---|
| 30 Jun 26 | 264 | 95 | 122 | 0 |
| 31 Mar 26 | 253 | 92 | 117 | 0 |
| 31 Dec 25 | 238 | 89 | 112 | 0 |
| 30 Sep 25 | 233 | 86 | 111 | 0 |
| 30 Jun 25 | 228 | 81 | 110 | 0 |
| 31 Mar 25 | 222 | 78 | 107 | 0 |
| 31 Dec 24 | 223 | 80 | 106 | 0 |
| 30 Sep 24 | 221 | 80 | 102 | 0 |
| 30 Jun 24 | 220 | 81 | 99 | 0 |
| 31 Mar 24 | 220 | 83 | 96 | 0 |
| 31 Dec 23 | 218 | 82 | 95 | 0 |
| 30 Sep 23 | 218 | 84 | 94 | 0 |
| 30 Jun 23 | 210 | 79 | 93 | 0 |
| 31 Mar 23 | 198 | 71 | 92 | 0 |
| 31 Dec 22 | 184 | 61 | 91 | 0 |
| 30 Sep 22 | 178 | 51 | 92 | 0 |
| 30 Jun 22 | 175 | 50 | 91 | 0 |
| 31 Mar 22 | 182 | 56 | 91 | 0 |
| 31 Dec 21 | 185 | 59 | 90 | 0 |
| 30 Sep 21 | 179 | 61 | 86 | 0 |
| 30 Jun 21 | 175 | 57 | 87 | 0 |
| 31 Mar 21 | 160 | 48 | 85 | 0 |
| 31 Dec 20 | 153 | 44 | 83 | 0 |
| 30 Sep 20 | 146 | 43 | 81 | 0 |
| 30 Jun 20 | 144 | 45 | 77 | 0 |
| 31 Mar 20 | 147 | 48 | 75 | 0 |
| 31 Dec 19 | 150 | 49 | 74 | 0 |
| 30 Sep 19 | 146 | 48 | 73 | 0 |
| 30 Jun 19 | 142 | 45 | 72 | 0 |
| 31 Mar 19 | 139 | 43 | 71 | 0 |
| 31 Dec 18 | 138 | 42 | 70 | 0 |
| 30 Sep 18 | 134 | 38 | 69 | 0 |
| 30 Jun 18 | 132 | 37 | 67 | 0 |
| 31 Mar 18 | 130 | 35 | 65 | 0 |
| 31 Dec 17 | 124 | 31 | 64 | 0 |
| 30 Sep 17 | 123 | 31 | 62 | 0 |
| 30 Jun 17 | 121 | 31 | 62 | 0 |
| 31 Mar 17 | 121 | 31 | 61 | 0 |
| 31 Dec 16 | 121 | 32 | 61 | 0 |
| 30 Sep 16 | 120 | 30 | 61 | 0 |
| 30 Jun 16 | 119 | 30 | 61 | 0 |
| 31 Mar 16 | 119 | 29 | 61 | 0 |
| 31 Dec 15 | 118 | 27 | 60 | 0 |
| 30 Sep 15 | 118 | 27 | 60 | 0 |
Qualität der Erträge: MBWM hat hohe Qualitätseinkünfte.
Wachsende Gewinnspanne: MBWMDie aktuellen Gewinnspannen (36.1%) sind höher als im letzten Jahr (35.8%).
Analyse von freiem Cashflow und Gewinn
Analyse des Gewinnwachstums in der Vergangenheit
Ergebnisentwicklung: MBWMIn den letzten 5 Jahren sind die Gewinne von 10.7% jährlich gestiegen.
Beschleunigtes Wachstum: MBWMDas Gewinnwachstum des Unternehmens im letzten Jahr (17%) übertrifft seinen 5-Jahres-Durchschnitt (10.7% pro Jahr).
Erträge im Vergleich zur Industrie: MBWM Das Gewinnwachstum im vergangenen Jahr (17%) übertraf nicht die Entwicklung der Branche Banks 23.2% .
Eigenkapitalrendite
Hohe Eigenkapitalrendite: MBWMDie Eigenkapitalrendite des Unternehmens (12.6%) wird als niedrig angesehen.
Kapitalrendite
Rendite auf das eingesetzte Kapital
Entdecken Sie starke Unternehmen, die in der Vergangenheit erfolgreich waren
Unternehmensanalyse und Finanzdaten Status
| Daten | Zuletzt aktualisiert (UTC-Zeit) |
|---|---|
| Unternehmensanalyse | 2026/08/18 22:18 |
| Aktienkurs zum Tagesende | 2026/08/18 00:00 |
| Gewinne | 2026/06/30 |
| Jährliche Einnahmen | 2025/12/31 |
Datenquellen
Die in unserer Unternehmensanalyse verwendeten Daten stammen von S&P Global Market Intelligence LLC. Die folgenden Daten werden in unserem Analysemodell verwendet, um diesen Bericht zu erstellen. Die Daten sind normalisiert, was zu einer Verzögerung bei der Verfügbarkeit der Quelle führen kann.
| Paket | Daten | Zeitrahmen | Beispiel US-Quelle * |
|---|---|---|---|
| Finanzdaten des Unternehmens | 10 Jahre |
| |
| Konsensschätzungen der Analysten | +3 Jahre |
|
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| Marktpreise | 30 Jahre |
| |
| Eigentümerschaft | 10 Jahre |
| |
| Verwaltung | 10 Jahre |
| |
| Wichtige Entwicklungen | 10 Jahre |
|
* Beispiel für US-Wertpapiere, für nicht-US-amerikanische Wertpapiere werden gleichwertige regulatorische Formulare und Quellen verwendet.
Sofern nicht anders angegeben, beziehen sich alle Finanzdaten auf einen Jahreszeitraum, werden aber vierteljährlich aktualisiert. Dies wird als Trailing Twelve Month (TTM) oder Last Twelve Month (LTM) Daten bezeichnet. Erfahren Sie mehr.
Analysemodell und Schneeflocke
Details zum Analysemodell, mit dem dieser Bericht erstellt wurde, finden Sie auf unserer Github-Seite; außerdem bieten wir Leitfäden zur Nutzung unserer Berichte und Tutorials auf Youtube an.
Erfahren Sie mehr über das Weltklasse-Team, das das Simply Wall St-Analysemodell entworfen und entwickelt hat.
Metriken für Industrie und Sektor
Unsere Branchen- und Sektionskennzahlen werden alle 6 Stunden von Simply Wall St berechnet. Details zu unserem Verfahren finden Sie auf Github.
Analysten-Quellen
Mercantile Bank Corporation wird von 10 Analysten beobachtet. 6 dieser Analysten hat die Umsatz- oder Gewinnschätzungen übermittelt, die als Grundlage für unseren Bericht dienen. Die von den Analysten übermittelten Daten werden im Laufe des Tages aktualisiert.
| Analyst | Einrichtung |
|---|---|
| Kevin Reevey | D.A. Davidson & Co. |
| Brendan Nosal | Hovde Group, LLC |
| Damon DelMonte | Keefe, Bruyette, & Woods |