Santander Bank Polska Balance Sheet Health

Finanzielle Gesundheit Kriterienprüfungen 4/6

Santander Bank Polska hat eine Bilanzsumme von PLN280.0B und ein Eigenkapital von PLN35.0B. Die Gesamteinlagen belaufen sich auf PLN212.4B und die Gesamtkredite auf PLN172.2B, was zu einer Nettozinsmarge von 5.4% führt. Die Wertberichtigungen für notleidende Kredite sind unzureichend und belaufen sich derzeit auf 4.2% der Gesamtkredite. Die Barmittel und kurzfristigen Anlagen betragen PLN23.4B.

Wichtige Informationen

Verhältnis von Vermögen zu Eigenkapital

5.4%

Nettozinsspanne

Gesamteinlagen	zł212.39b
Kredit- zu Einlagenverhältnis	Angemessen
Notleidende Kredite	4.2%
Wertberichtigung für notleidende Kredite	Niedrig
Liquiditätskennzahl	Niedrig
Bargeld und Äquivalente	zł23.42b

Jüngste Berichte zur Finanzlage

Keine Aktualisierungen

Recent updates

Some Analysts Just Cut Their Santander Bank Polska S.A. (WSE:SPL) Estimates

May 01

Here's Why We Think Santander Bank Polska (WSE:SPL) Might Deserve Your Attention Today

Jan 19

Time To Worry? Analysts Just Downgraded Their Santander Bank Polska S.A. (WSE:SPL) Outlook

Feb 09

Brokers Are Upgrading Their Views On Santander Bank Polska S.A. (WSE:SPL) With These New Forecasts

Feb 06

What You Need To Know About Santander Bank Polska S.A.'s (WSE:SPL) Investor Composition

Feb 04

Analyse der Finanzlage

Geschichte und Analyse des Verhältnisses von Schulden zu Eigenkapital

Bilanz

Analyse der Finanzinstitute

Vermögensebene: SPLDas Verhältnis von Vermögen zu Eigenkapital (8x) ist niedrig.

Wertberichtigung für uneinbringliche Kredite: SPL hat eine niedrige Wertberichtigung für notleidende Kredite (76%).

Verbindlichkeiten mit geringem Risiko: 87% der Verbindlichkeiten von SPL bestehen hauptsächlich aus risikoarmen Finanzierungsquellen.

Darlehenshöhe: SPL ein angemessenes Niveau des Verhältnis von Krediten zu Vermögenswerten aufweist (61%).

Einlagen mit geringem Risiko: SPLDas Verhältnis von Krediten zu Einlagen (81%) ist angemessen.

Höhe der notleidenden Kredite: SPL hat einen hohen Anteil an faulen Krediten (4.2%).

Santander Bank Polska Balance Sheet Health

Finanzielle Gesundheit Kriterienprüfungen 4/6

Wichtige Informationen

Jüngste Berichte zur Finanzlage

Recent updates

Now 23% undervalued

Upcoming dividend of zł44.63 per share

First quarter 2024 earnings released: EPS: zł15.31 (vs zł11.66 in 1Q 2023)

Some Analysts Just Cut Their Santander Bank Polska S.A. (WSE:SPL) Estimates

Consensus revenue estimates decrease by 14%

Now 21% undervalued

Santander Bank Polska S.A., Annual General Meeting, Apr 18, 2024

Price target increased by 7.8% to zł517

Arkadiusz Przybyl Steps Down as Deputy CEO of Santander Bank Polska S.A

Full year 2023 earnings released: EPS: zł47.28 (vs zł27.39 in FY 2022)

Now 21% undervalued

Price target increased by 8.7% to zł476

Here's Why We Think Santander Bank Polska (WSE:SPL) Might Deserve Your Attention Today

Upcoming dividend of zł23.25 per share

Price target increased by 7.3% to zł427

Santander Bank Polska S.A. to Report Fiscal Year 2023 Results on Feb 16, 2024

Santander BP Announces Advance Dividend from 2023 Profit, Payable on December 29, 2023

Santander BP Appoints Artur Glembocki as Management Board Member

Santander Bank Polska to Unlock its Advance Dividend for 2022

Santander Bank Polska to Unlock its Advance Dividend for 2022

Price target increased by 8.4% to zł398

Third quarter 2023 earnings released: EPS: zł14.96 (vs zł2.73 in 3Q 2022)

Now 20% undervalued

Consensus EPS estimates increase by 13%

Price target increased by 7.3% to zł369

Second quarter 2023 earnings released: EPS: zł11.06 (vs zł6.44 in 2Q 2022)

First quarter 2023 earnings released: EPS: zł11.66 (vs zł9.39 in 1Q 2022)

Now 21% undervalued

Consensus EPS estimates increase by 11%

Consensus EPS estimates fall by 37%

Time To Worry? Analysts Just Downgraded Their Santander Bank Polska S.A. (WSE:SPL) Outlook

Full year 2022 earnings: EPS and revenues exceed analyst expectations

Consensus revenue estimates decrease by 16%, EPS upgraded

Now 20% undervalued

Santander Bank Polska S.A. to Report Q4, 2022 Results on Feb 02, 2023

Consensus EPS estimates increase by 12%

Santander Bank Polska Announces Executive Changes

Santander Bank Polska S.A. to Report Q3, 2023 Results on Oct 25, 2023

Second quarter 2022 earnings released: EPS: zł6.43 (vs zł2.17 in 2Q 2021)

Consensus forecasts updated

Investor sentiment improved over the past week

Price target decreased to zł279

Price target decreased to zł298

Second quarter 2022 earnings: EPS and revenues miss analyst expectations

Consensus forecasts updated

Price target decreased to zł311

Upcoming dividend of zł2.68 per share

First quarter 2022 earnings: EPS and revenues miss analyst expectations

Consensus EPS estimates increase by 10%

Santander Bank Polska S.A., Annual General Meeting, Apr 27, 2022

Consensus forecasts updated

Investor sentiment deteriorated over the past week

Consensus EPS estimates increase by 53%

Brokers Are Upgrading Their Views On Santander Bank Polska S.A. (WSE:SPL) With These New Forecasts

Full year 2021 earnings: Revenues exceed analysts expectations while EPS lags behind

Consensus forecasts updated

Price target increased to zł392

Consensus forecasts updated

Aviva Towarzystwo Ubezpieczen na Zycie S.A. acquired a 10% stake in Aviva Powszechne Towarzystwo Emerytalne Aviva Santander S.A. from Santander Bank Polska S.A. (WSE:SPL) for approximately €14.2 million.

Third quarter 2021 earnings released: EPS zł5.32 (vs zł4.70 in 3Q 2020)

Price target increased to zł335

Inaugural dividend of zł2.16 per share

Consensus forecasts updated

Second quarter 2021 earnings released: EPS zł2.17 (vs zł2.99 in 2Q 2020)

Consensus forecasts updated

First quarter 2021 earnings released: EPS zł1.49 (vs zł1.67 in 1Q 2020)

Consensus forecasts updated

Supervisory Board Chairman Gerald Byrne has left the company

Santander Bank Polska S.A. Announces That Mr. Michael Mccarthy, the Management Board Vice-President Not to Apply to Be Appoints for the New Term of Office

Revenue beats expectations, earnings disappoint

Full year 2020 earnings released: EPS zł10.16 (vs zł20.95 in FY 2019)

Santander Bank Polska S.A., Annual General Meeting, Mar 22, 2021

Investor sentiment improved over the past week

Santander Bank, N.A. Appoints Taryn Phelan as Commercial Banking Chief Experience Officer and Michael McDonough as Head of Trade & Working Capital Solutions

What You Need To Know About Santander Bank Polska S.A.'s (WSE:SPL) Investor Composition