Helvetia Baloise Holding (HBAN) Stock Overview
Engages in life and non-life insurance, and reinsurance business. More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 4/6 |
| Past Performance | 4/6 |
| Financial Health | 3/6 |
| Dividends | 5/6 |
HBAN Community Fair Values
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Analyst Price Targets
Helvetia Baloise Holding AG Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | CHF 207.40 |
| 52 Week High | CHF 225.00 |
| 52 Week Low | CHF 183.00 |
| Beta | 0.33 |
| 1 Month Change | -4.60% |
| 3 Month Change | 5.55% |
| 1 Year Change | 11.51% |
| 3 Year Change | 67.53% |
| 5 Year Change | 100.77% |
| Change since IPO | 627.72% |
Recent News & Updates
Narrative Update • Jun 09
HBAN: Higher Dividend And Refined P E Framework Will Drive Future Repricing
Analysts have lifted their price target on Helvetia Baloise Holding by CHF 10 to reflect updated assumptions on growth, profitability and P/E, supported by recent research pointing to a revised fair value of CHF 267.00. What's in the News Shareholders approved all amendments to the Articles of Association for Helvetia Baloise Holding AG, confirming changes to the company bylaws and governance framework.Narrative Update • May 26
HBAN: Updated Dividend Policy And P E Assumptions Will Support Future Repricing
Analysts have raised their price target on Helvetia Baloise Holding by CHF 10 to reflect updated assumptions around discount rates, revenue growth, profit margins and future P/E, with the move supported by recent Street research. Analyst Commentary Recent Street research points to a more constructive tone around Helvetia Baloise Holding, with bullish analysts adjusting their models to reflect updated assumptions on discount rates, revenue growth, profit margins and future P/E.Narrative Update • May 10
HBAN: Updated Dividend And P E Framework Will Support Future Upside Potential
Analysts have lifted their fair value estimate for Helvetia Baloise Holding to CHF 267 from CHF 250, citing updated assumptions on discount rates, revenue growth, profit margins and future P/E multiples that are broadly in line with recent Street research, which raised the price target by CHF 10. Analyst Commentary Recent Street research, including a CHF 10 price target lift from JPMorgan, reflects a more constructive stance on Helvetia Baloise Holding.Recent updates
Narrative Update • Jun 09
HBAN: Higher Dividend And Refined P E Framework Will Drive Future Repricing
Analysts have lifted their price target on Helvetia Baloise Holding by CHF 10 to reflect updated assumptions on growth, profitability and P/E, supported by recent research pointing to a revised fair value of CHF 267.00. What's in the News Shareholders approved all amendments to the Articles of Association for Helvetia Baloise Holding AG, confirming changes to the company bylaws and governance framework.Narrative Update • May 26
HBAN: Updated Dividend Policy And P E Assumptions Will Support Future Repricing
Analysts have raised their price target on Helvetia Baloise Holding by CHF 10 to reflect updated assumptions around discount rates, revenue growth, profit margins and future P/E, with the move supported by recent Street research. Analyst Commentary Recent Street research points to a more constructive tone around Helvetia Baloise Holding, with bullish analysts adjusting their models to reflect updated assumptions on discount rates, revenue growth, profit margins and future P/E.Narrative Update • May 10
HBAN: Updated Dividend And P E Framework Will Support Future Upside Potential
Analysts have lifted their fair value estimate for Helvetia Baloise Holding to CHF 267 from CHF 250, citing updated assumptions on discount rates, revenue growth, profit margins and future P/E multiples that are broadly in line with recent Street research, which raised the price target by CHF 10. Analyst Commentary Recent Street research, including a CHF 10 price target lift from JPMorgan, reflects a more constructive stance on Helvetia Baloise Holding.
Narrative Update • Apr 24
HBAN: Elevated Future P/E Assumptions Will Drive Downside Risk
Analysts have raised their price target for Helvetia Baloise Holding by CHF 10, citing updated assumptions for discount rates, revenue growth, profit margins and future P/E multiples as key drivers behind the revised valuation. Analyst Commentary JPMorgan’s CHF 10 increase in the price target for Helvetia Baloise Holding reflects updated inputs on discount rates, revenue assumptions, margins and future P/E multiples, but the tone across the street is not uniformly upbeat.Narrative Update • Apr 08
HBAN: Refined Revenue And P/E Assumptions Will Shape A Steady Outlook
Analysts have kept their CHF 190.00 price target for Helvetia Baloise Holding unchanged, citing only small adjustments in assumptions such as revenue growth, profit margin, and future P/E as the basis for maintaining this level. Valuation Changes Fair Value: CHF 190.00 fair value estimate remains unchanged, with no adjustment to the target level.
Narrative Update • Mar 25
HBAN: Higher Revenue Outlook And Premium P/E Will Support Undervalued Shares
Analysts have adjusted their price target on Helvetia Baloise Holding from CHF 219.15 to CHF 224.99, citing updated assumptions around revenue growth, profit margins, and forward P/E multiples. Valuation Changes Fair Value: updated from CHF 219.15 to CHF 224.99, representing a small uplift in the central valuation estimate.Narrative Update • Mar 10
HBAN: Revenue Assumptions And Margin Pressures Will Shape A Balanced Outlook
Analysts have maintained their CHF190.00 price target on Helvetia Baloise Holding, citing adjustments in revenue growth assumptions, profit margin expectations, and the projected forward P/E as reasons for keeping their view unchanged. Valuation Changes Fair Value: CHF190.00 is unchanged, indicating the assessed intrinsic value per share remains the same as before.Narrative Update • Feb 23
HBAN: Index Inclusions Will Support Future Upside Potential
Analysts have maintained their CHF 250.00 price target for Helvetia Baloise Holding, citing broadly similar fair value, discount rate, revenue growth, profit margin and future P/E assumptions as before. What's in the News Helvetia Baloise Holding Ltd (SWX:HELN) was added to the S&P Global 1200 index, expanding its representation in global equity benchmarks (Key Developments).Analysis Article • Feb 16
Helvetia Baloise Holding AG's (VTX:HBAN) Shares May Have Run Too Fast Too Soon
With a median price-to-earnings (or "P/E") ratio of close to 21x in Switzerland, you could be forgiven for feeling...Narrative Update • Feb 09
HBAN: Index Inclusions Will Support Undervalued Shares Despite Slightly Higher Discount Rate
Analysts have trimmed their price target on Helvetia Baloise Holding by about €2 to €219.15, citing updated assumptions for fair value, discount rate, profit margin and future P/E that slightly adjust their overall valuation framework. What's in the News Helvetia Baloise Holding Ltd (SWX:HELN) was added to the S&P Global 1200 index, broadening its reach within a global equity benchmark (Key Developments).Narrative Update • Jan 26
HBAN: Index Inclusions And Earnings Assumptions Will Guide A Balanced Outlook
Analysts have kept their fair value estimate for Helvetia Baloise Holding steady at €190.00. Adjustments to revenue growth, profit margin and future P/E assumptions informed this unchanged price target.Narrative Update • Jan 12
HBAN: Index Additions And Investor Day Will Support Future Upside Potential
Narrative Update: Helvetia Baloise Holding Analysts have lifted their price target for Helvetia Baloise Holding from CHF 229 to CHF 250, citing updated assumptions for revenue, profit margins and a lower future P/E multiple in their valuation work. What's in the News Helvetia Baloise Holding Ltd (SWX:HELN) has been added to the S&P Global 1200 index, bringing the stock into a broader global equity benchmark (Key Developments).Narrative Update • Dec 27
HBAN: Index Additions Will Support Fairly Valued Shares Despite Margin Pressure
Analysts have raised their price target for Helvetia Baloise Holding from CHF 213.00 to approximately CHF 221.25, citing stronger anticipated revenue growth that more than offsets slightly lower profit margin assumptions and a modestly higher future earnings multiple. What's in the News Helvetia Baloise Holding Ltd (SWX:HELN) is being added to the S&P Global 1200 index, increasing its visibility among global institutional investors (Key Developments).Narrative Update • Dec 13
HBAN: Index Additions And Profit Outlook Will Shape A Balanced Future Outlook
Analysts have raised their price target for Helvetia Baloise Holding from CHF 170 to CHF 190, citing improved expectations for revenue growth, profit margins, and a more attractive future price to earnings profile. What's in the News Helvetia Baloise Holding is being added to the S&P Global 1200 index, signaling greater visibility among global institutional investors (Key Developments).Narrative Update • Nov 29
HELN: Fair Value And Profit Margins Will Offset Modest Rate Increase
Analysts have raised their price target for Helvetia Holding from CHF 212 to CHF 213, reflecting expectations for stronger revenue growth and improved profit margins. Valuation Changes Fair Value has increased slightly from CHF 212 to CHF 213.Narrative Update • Nov 15
HELN: Fair Value And Profit Margins Will Offset Modest Rate Increase
Analysts have maintained their fair value estimate for Helvetia Holding at CHF 212.00. They cited minor adjustments to financial assumptions but noted no material change in their outlook for the company.Narrative Update • Nov 01
HELN: Revenue Assumptions And Profit Margins Will Drive Stable Performance Outlook
Analysts have maintained their price target for Helvetia Holding at CHF 212.00. They cite consistent assumptions regarding revenue growth, profit margins, and valuation metrics.Narrative Update • Oct 18
European Over-50 Demographic And Digitalization Will Transform Insurance Markets
Analysts have maintained their fair value estimate for Helvetia Holding at CHF 212.00. They cite minimal changes in the discount rate, revenue growth, profit margin, and future price-to-earnings ratio as the basis for their unchanged outlook.Narrative Update • Oct 03
European Over-50 Demographic And Digitalization Will Transform Insurance Markets
Analysts have raised their fair value estimate for Helvetia Holding from CHF 208 to CHF 212. They cite slightly improved revenue growth assumptions and a marginally lower discount rate in their updated models.Narrative Update • Sep 06
European Over-50 Demographic And Digitalization Will Transform Insurance Markets
The upward revision in Helvetia Holding's fair value reflects heightened revenue growth expectations (5.3% vs. 3.7%) that more than offset a slight dip in net profit margins, resulting in the consensus price target increasing from CHF200.20 to CHF208.00.Analysis Article • Jun 24
Helvetia Holding AG's (VTX:HELN) Price In Tune With Earnings
There wouldn't be many who think Helvetia Holding AG's ( VTX:HELN ) price-to-earnings (or "P/E") ratio of 20.6x is...
New Narrative • Feb 09
Robust Solvency And A+ S&P Rating Will Support Future Dividends
Helvetia's growth in fee income and technical excellence in non-life insurance improves diversified revenue and net margins.Shareholder Returns
| HBAN | CH Insurance | CH Market | |
|---|---|---|---|
| 7D | 1.6% | 2.0% | 2.0% |
| 1Y | 11.5% | 2.5% | 13.1% |
Return vs Industry: HBAN exceeded the Swiss Insurance industry which returned 2.5% over the past year.
Return vs Market: HBAN underperformed the Swiss Market which returned 13.1% over the past year.
Price Volatility
| HBAN volatility | |
|---|---|
| HBAN Average Weekly Movement | 2.7% |
| Insurance Industry Average Movement | 2.7% |
| Market Average Movement | 4.4% |
| 10% most volatile stocks in CH Market | 7.6% |
| 10% least volatile stocks in CH Market | 2.4% |
Stable Share Price: HBAN has not had significant price volatility in the past 3 months compared to the Swiss market.
Volatility Over Time: HBAN's weekly volatility (3%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2017 | 22,896 | Fabian Rupprecht | www.helvetia-baloise.com |
Helvetia Baloise Holding AG engages in life and non-life insurance, and reinsurance business. It offers life insurance products in the areas of investment-linked, group life, and traditional individual life others; non-life insurance products in the areas of property, motor vehicle, health/accident, liability, engineering, and transport; and pure risk, savings, endowment, and annuity insurance products, as well as pension plans and asset management services. The company also provides marine, aviation, and art insurance.
Helvetia Baloise Holding AG Fundamentals Summary
| HBAN fundamental statistics | |
|---|---|
| Market cap | CHF 20.47b |
| Earnings (TTM) | CHF 545.82m |
| Revenue (TTM) | CHF 10.32b |
37.6x
P/E Ratio2.0x
P/S RatioIs HBAN overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| HBAN income statement (TTM) | |
|---|---|
| Revenue | CHF 10.32b |
| Cost of Revenue | CHF 7.80b |
| Gross Profit | CHF 2.52b |
| Other Expenses | CHF 1.97b |
| Earnings | CHF 545.82m |
Last Reported Earnings
Dec 31, 2025
Next Earnings Date
Sep 17, 2026
| Earnings per share (EPS) | 5.51 |
| Gross Margin | 24.39% |
| Net Profit Margin | 5.29% |
| Debt/Equity Ratio | 108.8% |
How did HBAN perform over the long term?
See historical performance and comparisonDividends
3.7%
Current Dividend Yield75%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/06/19 17:17 |
| End of Day Share Price | 2026/06/19 00:00 |
| Earnings | 2025/12/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Helvetia Baloise Holding AG is covered by 11 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Daniel Bischof | Baader Helvea Equity Research |
| Michael Huttner | Berenberg |
| Iain Pearce | BNP Paribas |