Seacoast Banking Corporation of Florida (SBCF) Stock Overview
Operates as the bank holding company for Seacoast National Bank that provides integrated financial services to retail and commercial customers in Florida. More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 4/6 |
| Past Performance | 3/6 |
| Financial Health | 6/6 |
| Dividends | 2/6 |
SBCF Community Fair Values
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Analyst Price Targets
Seacoast Banking Corporation of Florida Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$30.31 |
| 52 Week High | US$35.55 |
| 52 Week Low | US$24.46 |
| Beta | 0.89 |
| 1 Month Change | -3.10% |
| 3 Month Change | -2.60% |
| 1 Year Change | 17.34% |
| 3 Year Change | 34.71% |
| 5 Year Change | -18.70% |
| Change since IPO | 114.34% |
Recent News & Updates
Narrative Update • May 05
SBCF: Future P/E Compression Will Support Bullish Fair Value Reassessment
Analysts have trimmed their price target on Seacoast Banking Corporation of Florida by about $0.33, citing updated expectations around fair value, revenue growth, profit margins, and future P/E assumptions, as reflected in recent research such as the Piper Sandler target cut. Analyst Commentary Bullish Takeaways Bullish analysts view the modest target reduction of about $0.33 as a fine tuning of fair value assumptions rather than a reset of the broader investment case.Narrative Update • Apr 19
SBCF: Higher Price Hike View Will Depend On Future P/E Execution
Analysts have raised their price target on Seacoast Banking Corporation of Florida by $2, reflecting updated views on its growth profile and valuation as captured in recent Street research. Analyst Commentary Recent Street research around the higher price target highlights a mix of optimism about Seacoast Banking Corporation of Florida’s positioning and some caution around execution and risk management.Recent updates
Narrative Update • May 05
SBCF: Future P/E Compression Will Support Bullish Fair Value Reassessment
Analysts have trimmed their price target on Seacoast Banking Corporation of Florida by about $0.33, citing updated expectations around fair value, revenue growth, profit margins, and future P/E assumptions, as reflected in recent research such as the Piper Sandler target cut. Analyst Commentary Bullish Takeaways Bullish analysts view the modest target reduction of about $0.33 as a fine tuning of fair value assumptions rather than a reset of the broader investment case.Narrative Update • Apr 19
SBCF: Higher Price Hike View Will Depend On Future P/E Execution
Analysts have raised their price target on Seacoast Banking Corporation of Florida by $2, reflecting updated views on its growth profile and valuation as captured in recent Street research. Analyst Commentary Recent Street research around the higher price target highlights a mix of optimism about Seacoast Banking Corporation of Florida’s positioning and some caution around execution and risk management.Narrative Update • Apr 04
SBCF: Higher Fair Value View Will Depend On Future P/E Execution
Analysts have adjusted their price target on Seacoast Banking Corporation of Florida to reflect a modest recalibration in fair value to about $35.42, supported by updated assumptions for discount rate, revenue growth, profit margin, and future P/E that are also echoed in recent Street research, including a $2 increase in the target price cited in the latest Keefe Bruyette report. Analyst Commentary Recent Street research supports the updated fair value view around US$35.42, with the latest work feeding into both constructive and more cautious talking points that investors are weighing.Narrative Update • Mar 20
SBCF: Higher Price View Will Rely On Steady Execution Ahead
Analysts have lifted their price target on Seacoast Banking Corporation of Florida by $2, reflecting updated views on its valuation that are supported by recent Street research commentary. Analyst Commentary Recent Street research around the higher price target focuses on how current expectations for Seacoast Banking Corporation of Florida line up with its execution and risk profile.Narrative Update • Mar 05
SBCF: Higher Price View And Buybacks Will Support Future Upside
Analysts have nudged their price target for Seacoast Banking Corporation of Florida up by $2, reflecting refreshed views on its fair value, discount rate, revenue growth, profit margin, and future P/E assumptions. Analyst Commentary Recent commentary around Seacoast Banking Corporation of Florida reflects a mixed but generally constructive view, with the $2 price target change tied to updated assumptions on valuation, growth, and profitability.Narrative Update • Feb 04
SBCF: Updated Fair Value Assumptions And Buybacks Will Support Balanced Outlook
Analysts have raised their price targets on Seacoast Banking Corporation of Florida by about $2 to roughly $36.10, citing updated assumptions around fair value, discount rates, revenue growth, profit margins and future P/E multiples. Analyst Commentary Bullish analysts are using the roughly $36.10 target to reflect updated views on what they see as a fair value for Seacoast Banking Corporation of Florida, based on refreshed assumptions for earnings power and risk.Narrative Update • Jan 21
SBCF: Loan And Deposit Trends With Buybacks Will Support Balanced Outlook
Analysts have raised their price targets for Seacoast Banking Corporation of Florida into the mid $30 range, citing recent research that highlights solid loan and deposit growth along with a stronger commercial loan pipeline, which they view as supporting ongoing high single digit expansion. Analyst Commentary Bullish Takeaways Bullish analysts are lifting their price targets into the low to mid $30s, which signals that they see the current valuation as reasonable relative to the bank's recent execution.Narrative Update • Jan 06
SBCF: Commercial Pipeline And Buybacks Will Support Balanced Total Return Profile
Analysts have nudged their fair value estimate for Seacoast Banking Corporation of Florida higher, with the updated US$34.08 target reflecting recent price target increases to US$33.50 and US$36 and supported by views that the bank is "hitting on all cylinders" in loan and deposit growth along with a solid commercial pipeline. Analyst Commentary Recent Street research on Seacoast Banking Corporation of Florida has focused on how current loan and deposit trends could support the higher fair value estimates now in play.Narrative Update • Dec 17
SBCF: Commercial Pipeline Strength And Dividend Growth Will Support Balanced Upside Ahead
Analysts nudged their price target on Seacoast Banking Corporation of Florida slightly higher to about $33.58 from $33.25, citing accelerating loan and deposit growth along with a robust commercial pipeline that supports continued high single digit expansion. Analyst Commentary Bullish analysts highlight that the recent price target increases reflect rising confidence in Seacoast's ability to sustain above-peer growth while managing risk and funding costs.Narrative Update • Dec 03
SBCF: Commercial Pipeline And Dividend Increase Will Support Measured Upside Ahead
Analysts have nudged their price target for Seacoast Banking Corporation of Florida higher by approximately $5.50 to about $33.50, citing strong third quarter loan and deposit growth, along with a robust commercial pipeline that supports continued high single digit expansion. Analyst Commentary Recent Street research reflects a more constructive stance on Seacoast Banking Corporation of Florida, with modest price target increases signaling confidence in the bank's execution and growth trajectory while still acknowledging valuation and macro risks.Narrative Update • Nov 19
SBCF: Robust Commercial Loan Pipeline Will Drive Performance Into Next Year
Analysts have increased their price target for Seacoast Banking Corporation of Florida, raising it by up to $5.50. This change reflects strong loan and deposit growth, as well as a robust commercial loan pipeline.Narrative Update • Nov 05
SBCF: Loan and Deposit Momentum Will Shape Performance Amid Balanced Outlook
Analysts have raised their price target for Seacoast Banking Corporation of Florida to $33.25 from $31.71. They cite strong momentum in loan and deposit growth, as well as improvements in key profitability metrics.Analysis Article • Oct 28
Seacoast Banking Corporation of Florida (NASDAQ:SBCF) Is Increasing Its Dividend To $0.19
Seacoast Banking Corporation of Florida ( NASDAQ:SBCF ) will increase its dividend on the 31st of December to $0.19...Narrative Update • Oct 22
Analysts Lift Seacoast Banking Price Target Slightly Amid Refinements and Lower Net Charge-Offs
Analysts have modestly raised their price target for Seacoast Banking Corporation of Florida from $31.21 to $31.71. They cite slight refinements in projected growth and profitability metrics as the reason for this adjustment.Narrative Update • Oct 08
Digital Transformation And Acquisitions Will Fuel Florida Growth
Seacoast Banking Corporation of Florida's analyst price target has seen a slight increase from $30.88 to $31.21. Analysts cite shifts in projected revenue growth and profit margins as key factors behind the updated valuation.Analysis Article • Aug 26
Seacoast Banking Corporation of Florida (NASDAQ:SBCF) Is Paying Out A Dividend Of $0.18
Seacoast Banking Corporation of Florida ( NASDAQ:SBCF ) will pay a dividend of $0.18 on the 30th of September. This...Seeking Alpha • Aug 12
Seacoast Bank Keeps Expanding Through Acquisitions
Summary Seacoast Banking Corporation of Florida continues its aggressive acquisition strategy, recently announcing its 17th deal with Villages Bancorporation, expanding its branch network and asset base significantly. Despite consistent revenue growth from acquisitions, profit growth was stagnant from 2020 to 2024, although recent quarterly results show some progress. There are still some concerns about the bank's valuation and dividend as well as some headwinds appearing in the Florida housing market that could impact the bank's bottom line. I am maintaining my Hold rating on SBCF stock at this time. Read the full article on Seeking AlphaAnalysis Article • Jul 21
Seacoast Banking Corporation of Florida (NASDAQ:SBCF) Will Pay A Dividend Of $0.18
The board of Seacoast Banking Corporation of Florida ( NASDAQ:SBCF ) has announced that it will pay a dividend of $0.18...Analysis Article • May 30
Seacoast Banking Corporation of Florida (NASDAQ:SBCF) Is Paying Out A Dividend Of $0.18
Seacoast Banking Corporation of Florida ( NASDAQ:SBCF ) will pay a dividend of $0.18 on the 30th of June. This means...Analysis Article • May 15
Seacoast Banking Corporation of Florida (NASDAQ:SBCF) Is Due To Pay A Dividend Of $0.18
Seacoast Banking Corporation of Florida ( NASDAQ:SBCF ) will pay a dividend of $0.18 on the 30th of June. This means...Analysis Article • Apr 27
Seacoast Banking Corporation of Florida Just Missed Earnings - But Analysts Have Updated Their Models
It's been a good week for Seacoast Banking Corporation of Florida ( NASDAQ:SBCF ) shareholders, because the company has...Analysis Article • Apr 25
Seacoast Banking Corporation of Florida (NASDAQ:SBCF) Will Pay A Dividend Of $0.18
Seacoast Banking Corporation of Florida ( NASDAQ:SBCF ) has announced that it will pay a dividend of $0.18 per share on...Analysis Article • Mar 04
Seacoast Banking Corporation of Florida (NASDAQ:SBCF) Is Due To Pay A Dividend Of $0.18
Seacoast Banking Corporation of Florida ( NASDAQ:SBCF ) has announced that it will pay a dividend of $0.18 per share on...Analysis Article • Jan 30
Seacoast Banking Corporation of Florida (NASDAQ:SBCF) Has Announced A Dividend Of $0.18
Seacoast Banking Corporation of Florida's ( NASDAQ:SBCF ) investors are due to receive a payment of $0.18 per share on...Analysis Article • Oct 21
Seacoast Banking Corporation of Florida's (NASDAQ:SBCF) Dividend Will Be $0.18
Seacoast Banking Corporation of Florida's ( NASDAQ:SBCF ) investors are due to receive a payment of $0.18 per share on...
New Narrative • Sep 24
Bank's Critical Moves And Analysts' Optimism Herald Robust Growth And Profitability Surge
Enhanced future revenues and earnings driven by a significant increase in commercial loan originations and a diverse approach to boosting noninterest income.Analysis Article • Aug 22
Seacoast Banking Corporation of Florida (NASDAQ:SBCF) Is Due To Pay A Dividend Of $0.18
Seacoast Banking Corporation of Florida's ( NASDAQ:SBCF ) investors are due to receive a payment of $0.18 per share on...Analysis Article • Jul 30
Seacoast Banking Corporation of Florida (NASDAQ:SBCF) Will Pay A Dividend Of $0.18
The board of Seacoast Banking Corporation of Florida ( NASDAQ:SBCF ) has announced that it will pay a dividend of $0.18...Shareholder Returns
| SBCF | US Banks | US Market | |
|---|---|---|---|
| 7D | -0.6% | -0.4% | 1.5% |
| 1Y | 17.3% | 19.4% | 28.6% |
Return vs Industry: SBCF underperformed the US Banks industry which returned 18.9% over the past year.
Return vs Market: SBCF underperformed the US Market which returned 28.4% over the past year.
Price Volatility
| SBCF volatility | |
|---|---|
| SBCF Average Weekly Movement | 3.1% |
| Banks Industry Average Movement | 3.2% |
| Market Average Movement | 7.2% |
| 10% most volatile stocks in US Market | 16.8% |
| 10% least volatile stocks in US Market | 3.0% |
Stable Share Price: SBCF has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: SBCF's weekly volatility (3%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1926 | 1,962 | Chuck Shaffer | www.seacoastbanking.com |
Seacoast Banking Corporation of Florida operates as the bank holding company for Seacoast National Bank that provides integrated financial services to retail and commercial customers in Florida. The company offers noninterest and interest-bearing demand deposits, money market, savings, and customer sweep accounts; time deposits; construction and land development, commercial and residential real estate, and commercial and financial loans; and consumer loans, including installment and revolving lines, as well as loans for automobiles, boats, and personal and family purposes. It also provides wealth management, mortgage, and insurance services through mobile and online banking solutions, as well as brokerage and annuity services.
Seacoast Banking Corporation of Florida Fundamentals Summary
| SBCF fundamental statistics | |
|---|---|
| Market cap | US$2.91b |
| Earnings (TTM) | US$138.60m |
| Revenue (TTM) | US$630.01m |
21.0x
P/E Ratio1.1x
P/B RatioIs SBCF overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| SBCF income statement (TTM) | |
|---|---|
| Revenue | US$630.01m |
| Cost of Revenue | US$0 |
| Gross Profit | US$630.01m |
| Other Expenses | US$491.42m |
| Earnings | US$138.60m |
Last Reported Earnings
Mar 31, 2026
Next Earnings Date
n/a
| Earnings per share (EPS) | 1.44 |
| Gross Margin | 100.00% |
| Net Profit Margin | 22.00% |
| Debt/Equity Ratio | 41.3% |
How did SBCF perform over the long term?
See historical performance and comparisonDividends
2.5%
Current Dividend Yield49%
Payout RatioDoes SBCF pay a reliable dividends?
See SBCF dividend history and benchmarks| Seacoast Banking Corporation of Florida dividend dates | |
|---|---|
| Ex Dividend Date | Jun 15 2026 |
| Dividend Pay Date | Jun 30 2026 |
| Days until Ex dividend | 16 days |
| Days until Dividend pay date | 31 days |
Does SBCF pay a reliable dividends?
See SBCF dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/05/29 06:05 |
| End of Day Share Price | 2026/05/29 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Seacoast Banking Corporation of Florida is covered by 12 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Christopher Marinac | Brean Capital Historical (Janney Montgomery) |
| Stephen Moss | B. Riley Securities, Inc. |
| Jeffrey Cantwell | Guggenheim Securities, LLC |