Spandana Sphoorty Financial (SPANDANA) Stock Overview
Engages in the microfinance business in India. More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 2/6 |
| Past Performance | 0/6 |
| Financial Health | 5/6 |
| Dividends | 0/6 |
SPANDANA Community Fair Values
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Analyst Price Targets
Spandana Sphoorty Financial Limited Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | ₹296.90 |
| 52 Week High | ₹319.40 |
| 52 Week Low | ₹181.10 |
| Beta | 0.36 |
| 1 Month Change | 15.86% |
| 3 Month Change | 31.24% |
| 1 Year Change | -3.05% |
| 3 Year Change | -59.48% |
| 5 Year Change | -56.01% |
| Change since IPO | -64.98% |
Recent News & Updates
Recent updates
Branch Consolidation And Strong Collections Will Support A Cleaner Earnings Profile
Catalysts About Spandana Sphoorty Financial Spandana Sphoorty Financial is a non banking financial company microfinance institution focused on lending to low income borrowers across India. What are the underlying business or industry changes driving this perspective?
Branch Consolidation And Costly Funding Will Shape A Cautious but Stable Outlook
Catalysts About Spandana Sphoorty Financial Spandana Sphoorty Financial is a non banking microfinance institution focused on group and individual lending to low income customers across multiple Indian states. What are the underlying business or industry changes driving this perspective?
Branch Consolidation And New Book Quality Will Transform This Microfinance Lender By 2029
Catalysts About Spandana Sphoorty Financial Spandana Sphoorty Financial is a non banking financial company focused on microfinance lending across India. What are the underlying business or industry changes driving this perspective?With EPS Growth And More, Spandana Sphoorty Financial (NSE:SPANDANA) Makes An Interesting Case
The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...News Flash: 3 Analysts Think Spandana Sphoorty Financial Limited (NSE:SPANDANA) Earnings Are Under Threat
The latest analyst coverage could presage a bad day for Spandana Sphoorty Financial Limited ( NSE:SPANDANA ), with the...Spandana Sphoorty Financial Limited Just Beat Revenue Estimates By 7.7%
Spandana Sphoorty Financial Limited ( NSE:SPANDANA ) last week reported its latest first-quarter results, which makes...Trade Alert: The Founder Of Spandana Sphoorty Financial Limited (NSE:SPANDANA), Padmaja Gangireddy, Has Just Spent ₹3.4m Buying A Few More Shares
Even if it's not a huge purchase, we think it was good to see that Padmaja Gangireddy, the Founder of Spandana Sphoorty...Spandana Sphoorty Financial (NSE:SPANDANA) Share Prices Have Dropped 34% In The Last Year
Investors can approximate the average market return by buying an index fund. While individual stocks can be big...Chief Strategy Officer Abdul Khan Just Sold A Bunch Of Shares In Spandana Sphoorty Financial Limited (NSE:SPANDANA)
We'd be surprised if Spandana Sphoorty Financial Limited ( NSE:SPANDANA ) shareholders haven't noticed that the Chief...Shareholder Returns
| SPANDANA | IN Consumer Finance | IN Market | |
|---|---|---|---|
| 7D | -2.9% | 0.7% | 0.8% |
| 1Y | -3.1% | 12.7% | -1.2% |
Return vs Industry: SPANDANA underperformed the Indian Consumer Finance industry which returned 12.7% over the past year.
Return vs Market: SPANDANA underperformed the Indian Market which returned -1.2% over the past year.
Price Volatility
| SPANDANA volatility | |
|---|---|
| SPANDANA Average Weekly Movement | 7.1% |
| Consumer Finance Industry Average Movement | 5.9% |
| Market Average Movement | 6.1% |
| 10% most volatile stocks in IN Market | 9.1% |
| 10% least volatile stocks in IN Market | 3.8% |
Stable Share Price: SPANDANA has not had significant price volatility in the past 3 months compared to the Indian market.
Volatility Over Time: SPANDANA's weekly volatility (7%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1998 | 16,454 | Venkatesh Krishnan | spandanasphoorty.com |
Spandana Sphoorty Financial Limited engages in the microfinance business in India. The company provides joint liability group based microfinance for women entrepreneurs; loans against the property; nano enterprise loans; and individual loans. It serves low-income customers in semi-urban and rural areas.
Spandana Sphoorty Financial Limited Fundamentals Summary
| SPANDANA fundamental statistics | |
|---|---|
| Market cap | ₹29.33b |
| Earnings (TTM) | -₹6.99b |
| Revenue (TTM) | n/a |
Is SPANDANA overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| SPANDANA income statement (TTM) | |
|---|---|
| Revenue | -₹1.63b |
| Cost of Revenue | ₹0 |
| Gross Profit | -₹1.63b |
| Other Expenses | ₹5.36b |
| Earnings | -₹6.99b |
Last Reported Earnings
Mar 31, 2026
Next Earnings Date
n/a
| Earnings per share (EPS) | -71.84 |
| Gross Margin | 100.00% |
| Net Profit Margin | 429.52% |
| Debt/Equity Ratio | 185.1% |
How did SPANDANA perform over the long term?
See historical performance and comparisonCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/07/17 12:07 |
| End of Day Share Price | 2026/07/17 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2026/03/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Spandana Sphoorty Financial Limited is covered by 9 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Praveen Agarwal | Axis Capital Limited |
| Jignesh Shial | CGS International |
| Sanket Chheda | DAM Capital Advisors |