Yuanbao (YB) Stock Overview

Through its subsidiaries, provides online insurance distribution and services in the People’s Republic of China. More details

YB fundamental analysis
Snowflake Score
Valuation	4/6
Future Growth	0/6
Past Performance	4/6
Financial Health	6/6
Dividends	0/6

Rewards

Trading at 82.5% below our estimate of its fair value

Became profitable this year

Risk Analysis

Shares are highly illiquid

YB Community Fair Values

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Yuanbao Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Yuanbao
Historical stock prices
Current Share Price	US$16.78
52 Week High	US$28.99
52 Week Low	US$14.04
Beta	0
1 Month Change	15.25%
3 Month Change	n/a
1 Year Change	n/a
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	5.14%

Recent updates

Shareholder Returns

	YB	US Insurance	US Market
7D	10.8%	-1.2%	1.6%
1Y	n/a	18.3%	12.4%

Return vs Industry: Insufficient data to determine how YB performed against the US Insurance industry.

Return vs Market: Insufficient data to determine how YB performed against the US Market.

Price Volatility

Is YB's price volatile compared to industry and market?
YB volatility
YB Average Weekly Movement	n/a
Insurance Industry Average Movement	5.2%
Market Average Movement	7.9%
10% most volatile stocks in US Market	17.4%
10% least volatile stocks in US Market	4.1%

Stable Share Price: YB's share price has been volatile over the past 3 months compared to the US market.

Volatility Over Time: Insufficient data to determine YB's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
2019	497	Rui Fang	www.yuanbaobaoxian.cn

Yuanbao Inc., through its subsidiaries, provides online insurance distribution and services in the People’s Republic of China. The company offers medical, critical illness, life, and other insurance products. It also provides system services, including precise marketing, analytics, and other system services.

Yuanbao Inc. Fundamentals Summary

How do Yuanbao's earnings and revenue compare to its market cap?
YB fundamental statistics
Market cap	US$683.87m
Earnings (TTM)	US$95.31m
Revenue (TTM)	US$498.60m

7.9x

P/E Ratio

1.5x

P/S Ratio

Is YB overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
YB income statement (TTM)
Revenue	CN¥3.58b
Cost of Revenue	CN¥172.76m
Gross Profit	CN¥3.41b
Other Expenses	CN¥2.72b
Earnings	CN¥684.36m

Last Reported Earnings

Mar 31, 2025

Next Earnings Date

n/a

Earnings per share (EPS)	15.18
Gross Margin	95.17%
Net Profit Margin	19.12%
Debt/Equity Ratio	0%

How did YB perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/06/09 01:51
End of Day Share Price	2025/06/09 00:00
Earnings	2025/03/31
Annual Earnings	2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Yuanbao Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Yuanbao NasdaqGM:YB Stock Report