Saudi Investment Bank (1030) Stock Overview
Provides commercial and retail banking services to individuals, small to medium-sized businesses, and corporate and institutional customers in the Kingdom of Saudi Arabia. More details
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 1/6 |
| Past Performance | 4/6 |
| Financial Health | 6/6 |
| Dividends | 4/6 |
1030 Community Fair Values
Create NarrativeSee what 10 others think this stock is worth. Follow their fair value or set your own to get alerts.
Analyst Price Targets
The Saudi Investment Bank Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | ر.س13.60 |
| 52 Week High | ر.س14.81 |
| 52 Week Low | ر.س12.26 |
| Beta | 0.30 |
| 1 Month Change | 2.64% |
| 3 Month Change | 8.11% |
| 1 Year Change | -7.61% |
| 3 Year Change | -0.93% |
| 5 Year Change | 30.72% |
| Change since IPO | -45.27% |
Recent News & Updates
Narrative Update • May 12
1030: Slightly Lower Assumptions Should Still Support Future Upside Potential
Analysts have slightly adjusted their price target on Saudi Investment Bank to SAR14.85 from SAR15.12, reflecting updated assumptions on fair value, discount rate, revenue growth, profit margin, and forward P/E expectations. Valuation Changes Fair Value: Adjusted slightly lower from SAR15.12 to SAR14.85 per share.Narrative Update • Apr 28
1030: Higher Profitability Assumptions Will Support Future Upside Potential
Analysts have nudged their price target on Saudi Investment Bank slightly higher to SAR15.12, citing updated assumptions around profitability and a modestly lower forward P/E multiple. Valuation Changes Fair Value: Fair value estimate is unchanged at SAR15.12 per share.Narrative Update • Apr 12
1030: Stable Assumptions Will Support Future Upside From Consistent Profitability
Analysts have kept their SAR 15.12 price target for Saudi Investment Bank broadly unchanged, citing stable assumptions around fair value, revenue growth and profit margins, along with only minimal tweaks to the discount rate and future P/E inputs. Valuation Changes Fair Value: SAR 15.12 remains unchanged, indicating no revision to the core valuation estimate.Recent updates
Narrative Update • May 12
1030: Slightly Lower Assumptions Should Still Support Future Upside Potential
Analysts have slightly adjusted their price target on Saudi Investment Bank to SAR14.85 from SAR15.12, reflecting updated assumptions on fair value, discount rate, revenue growth, profit margin, and forward P/E expectations. Valuation Changes Fair Value: Adjusted slightly lower from SAR15.12 to SAR14.85 per share.Narrative Update • Apr 28
1030: Higher Profitability Assumptions Will Support Future Upside Potential
Analysts have nudged their price target on Saudi Investment Bank slightly higher to SAR15.12, citing updated assumptions around profitability and a modestly lower forward P/E multiple. Valuation Changes Fair Value: Fair value estimate is unchanged at SAR15.12 per share.Narrative Update • Apr 12
1030: Stable Assumptions Will Support Future Upside From Consistent Profitability
Analysts have kept their SAR 15.12 price target for Saudi Investment Bank broadly unchanged, citing stable assumptions around fair value, revenue growth and profit margins, along with only minimal tweaks to the discount rate and future P/E inputs. Valuation Changes Fair Value: SAR 15.12 remains unchanged, indicating no revision to the core valuation estimate.Narrative Update • Mar 28
1030: Stable Assumptions Will Support Future Upside From Consistent Profitability
The analyst price target for Saudi Investment Bank remains unchanged at SAR15.12, as analysts keep their assumptions for fair value, discount rate, revenue growth, profit margin and future P/E broadly aligned with prior estimates. Valuation Changes Fair Value: SAR15.12 is unchanged, indicating no revision to the central valuation estimate.Narrative Update • Mar 12
1030: Stable Assumptions Will Support Future Upside From Consistent Profitability
Analysts kept their SAR 15.12 price target for Saudi Investment Bank broadly unchanged, citing very small tweaks to the discount rate and future P/E assumptions, while maintaining their existing views on revenue growth and profit margins. Valuation Changes Fair Value: The SAR 15.12 fair value estimate is unchanged, indicating no revision to the central valuation level used by analysts.Narrative Update • Feb 26
1030: Softer Assumptions Will Support Future Upside From Repriced Profitability
Analysts have trimmed their price target for Saudi Investment Bank to about SAR15.12 from around SAR15.42, citing updated assumptions for revenue growth, profit margins, and a slightly higher future P/E multiple. Valuation Changes Fair Value: revised slightly lower from SAR15.42 to about SAR15.12 per share.Narrative Update • Feb 10
1030: Softer Assumptions Will Support Balanced Upside And Downside Potential
Analysts have nudged their fair value estimate for Saudi Investment Bank to SAR15.42, reflecting slightly softer assumptions for revenue growth, profit margins and future P/E, alongside a marginally lower discount rate. Valuation Changes Fair Value Estimate remains at SAR15.42 per share, with no change from the prior model.Narrative Update • Jan 27
1030: Higher Revenue Assumptions And Solid P/E Support Further Upside Potential
Analysts have trimmed their price target for Saudi Investment Bank to about $15.42 from roughly $15.83, as updated assumptions reflect higher projected revenue growth alongside slightly lower profit margins and a modestly reduced future P/E multiple. Valuation Changes Fair Value Estimate, trimmed slightly from SAR 15.83 to SAR 15.42 per share.Narrative Update • Jan 12
1030: Higher Future P/E Multiple Will Support Further Upside Potential
Analysts have made a marginal downward revision to their fair value estimate for Saudi Investment Bank to SAR 15.83 per share from about SAR 15.85, reflecting updated assumptions on revenue growth, profit margins, the discount rate and future P/E expectations. Valuation Changes Fair Value: Slight reduction in the fair value estimate from SAR 15.85 to about SAR 15.83 per share, leaving the implied change very small in absolute terms.Narrative Update • Dec 22
1030: Higher Forward Multiple Will Support Future Upside Potential
Analysts have modestly lowered their price target on Saudi Investment Bank to SAR 15.85 from approximately SAR 16.07, citing slightly softer revenue growth expectations, a marginally higher discount rate, and a richer forecast future P E multiple, which together temper their valuation outlook. Valuation Changes Fair Value Estimate: reduced modestly from SAR 16.07 to SAR 15.85, reflecting a slightly more conservative outlook.Narrative Update • Dec 08
1030: Higher Revenue And Stable Multiples Will Support Future Upside Potential
Narrative Update on Analyst Price Target Analysts have modestly revised their price target on Saudi Investment Bank to SAR 16.07. This reflects slightly higher forecast revenue growth that is partly offset by expectations for a lower profit margin, while leaving valuation multiples largely unchanged.Narrative Update • Nov 24
1030: Discount Rate And Margins Will Support Future Performance Momentum
Analysts have maintained their price target for Saudi Investment Bank at SAR 16.07, citing only marginal adjustments to discount rates and profit margin forecasts that were not significant enough to alter their overall valuation outlook. Valuation Changes Fair Value: Remained unchanged at SAR 16.07.Narrative Update • Nov 06
1030: Digital Transformation And Loan Expansion Will Drive Future Growth Momentum
Narrative Update: Saudi Investment Bank Price Target Adjusted Analysts have slightly reduced their fair value estimate for Saudi Investment Bank from SAR 16.58 to SAR 16.07, reflecting updated projections for growth and profitability. Valuation Changes Fair Value Estimate: Decreased slightly from SAR 16.58 to SAR 16.07.Narrative Update • Sep 06
Digital Transformation And Loan Expansion Poised To Propel Bank's Future Growth
The slight increase in Saudi Investment Bank’s price target reflects a higher net profit margin offsetting lower revenue growth expectations, resulting in a modestly improved fair value to SAR16.58. Valuation Changes Summary of Valuation Changes for Saudi Investment Bank The Consensus Analyst Price Target remained effectively unchanged, moving only marginally from SAR16.34 to SAR16.58.
New Narrative • Dec 13
Digital Transformation And Loan Expansion Poised To Propel Bank's Future Growth
Focus on corporate lending and digital transformation is expected to drive revenue growth and improve operational efficiency.Analysis Article • Sep 18
Here's Why Saudi Investment Bank (TADAWUL:1030) Has Caught The Eye Of Investors
Investors are often guided by the idea of discovering 'the next big thing', even if that means buying 'story stocks...Analysis Article • May 03
If EPS Growth Is Important To You, Saudi Investment Bank (TADAWUL:1030) Presents An Opportunity
Investors are often guided by the idea of discovering 'the next big thing', even if that means buying 'story stocks...Analysis Article • Dec 13
If EPS Growth Is Important To You, Saudi Investment Bank (TADAWUL:1030) Presents An Opportunity
Investors are often guided by the idea of discovering 'the next big thing', even if that means buying 'story stocks...Analysis Article • Aug 25
We Ran A Stock Scan For Earnings Growth And Saudi Investment Bank (TADAWUL:1030) Passed With Ease
For beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to...Analysis Article • May 05
Here's Why We Think Saudi Investment Bank (TADAWUL:1030) Might Deserve Your Attention Today
The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...Analysis Article • Jan 12
Here's Why Saudi Investment Bank (TADAWUL:1030) Has Caught The Eye Of Investors
For beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to...Analysis Article • Sep 19
Should You Be Adding Saudi Investment Bank (TADAWUL:1030) To Your Watchlist Today?
The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...Analysis Article • Apr 10
Is The Saudi Investment Bank's (TADAWUL:1030) 2.4% Dividend Worth Your Time?
Is The Saudi Investment Bank ( TADAWUL:1030 ) a good dividend stock? How can we tell? Dividend paying companies with...Analysis Article • Mar 05
What Type Of Shareholders Make Up The Saudi Investment Bank's (TADAWUL:1030) Share Registry?
If you want to know who really controls The Saudi Investment Bank ( TADAWUL:1030 ), then you'll have to look at the...Analysis Article • Jan 14
Does Saudi Investment Bank's (TADAWUL:1030) Share Price Gain of 24% Match Its Business Performance?
If you buy and hold a stock for many years, you'd hope to be making a profit. Better yet, you'd like to see the share...Analysis Article • Nov 22
Do Institutions Own The Saudi Investment Bank (TADAWUL:1030) Shares?
The big shareholder groups in The Saudi Investment Bank (TADAWUL:1030) have power over the company. Institutions often...Shareholder Returns
| 1030 | SA Banks | SA Market | |
|---|---|---|---|
| 7D | 1.5% | 0.6% | -0.7% |
| 1Y | -7.6% | 9.5% | 7.7% |
Return vs Industry: 1030 underperformed the SA Banks industry which returned 9.5% over the past year.
Return vs Market: 1030 underperformed the SA Market which returned 7.7% over the past year.
Price Volatility
| 1030 volatility | |
|---|---|
| 1030 Average Weekly Movement | 2.4% |
| Banks Industry Average Movement | 2.9% |
| Market Average Movement | 5.0% |
| 10% most volatile stocks in SA Market | 7.9% |
| 10% least volatile stocks in SA Market | 2.9% |
Stable Share Price: 1030 has not had significant price volatility in the past 3 months compared to the SA market.
Volatility Over Time: 1030's weekly volatility (2%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1976 | 1,490 | Faisal Bin Al-Omran | www.saib.com.sa |
The Saudi Investment Bank provides commercial and retail banking services to individuals, small to medium-sized businesses, and corporate and institutional customers in the Kingdom of Saudi Arabia. The company operates through Retail Banking, Corporate Banking, Treasury and Investments, and Asset Management and Brokerage and other segments. The company offers loans, deposits, and other products for public institutions, high-net worth individuals and consumers; money market, investments and treasury services, and investments in associates and related activities.
The Saudi Investment Bank Fundamentals Summary
| 1030 fundamental statistics | |
|---|---|
| Market cap | ر.س16.65b |
| Earnings (TTM) | ر.س2.11b |
| Revenue (TTM) | ر.س4.45b |
8.0x
P/E Ratio0.7x
P/B RatioIs 1030 overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| 1030 income statement (TTM) | |
|---|---|
| Revenue | ر.س4.45b |
| Cost of Revenue | ر.س0 |
| Gross Profit | ر.س4.45b |
| Other Expenses | ر.س2.34b |
| Earnings | ر.س2.11b |
Last Reported Earnings
Mar 31, 2026
Next Earnings Date
n/a
| Earnings per share (EPS) | 1.69 |
| Gross Margin | 100.00% |
| Net Profit Margin | 47.44% |
| Debt/Equity Ratio | 131.1% |
How did 1030 perform over the long term?
See historical performance and comparisonDividends
5.9%
Current Dividend Yield56%
Payout RatioDoes 1030 pay a reliable dividends?
See 1030 dividend history and benchmarks| Saudi Investment Bank dividend dates | |
|---|---|
| Ex Dividend Date | Jun 07 2026 |
| Dividend Pay Date | Jun 16 2026 |
| Days until Ex dividend | 5 days |
| Days until Dividend pay date | 14 days |
Does 1030 pay a reliable dividends?
See 1030 dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/06/01 15:39 |
| End of Day Share Price | 2026/06/01 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
The Saudi Investment Bank is covered by 7 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Kais Kriaa | AlphaMena |
| Jaap Meijer | Arqaam Capital Research Offshore S.A.L. |
| Sara Boutros | CI Capital Research |