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California BanCorpNasdaqCM:BCAL Stock Report

Market Cap US$635.9m
Share Price
US$19.51
US$21.67
10.0% undervalued intrinsic discount
1Y35.4%
7D0.6%
1D
Portfolio Value
View

California BanCorp

NasdaqCM:BCAL Stock Report

Market Cap: US$635.9m

California BanCorp (BCAL) Stock Overview

Operates as the bank holding company for California Bank of Commerce, N.A. More details

BCAL fundamental analysis
Snowflake Score
Valuation2/6
Future Growth0/6
Past Performance5/6
Financial Health6/6
Dividends2/6

BCAL Community Fair Values

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California BanCorp Competitors

Price History & Performance

Summary of share price highs, lows and changes for California BanCorp
Historical stock prices
Current Share PriceUS$19.51
52 Week HighUS$20.47
52 Week LowUS$14.07
Beta0.30
1 Month Change4.89%
3 Month Change11.61%
1 Year Change35.39%
3 Year Change34.55%
5 Year Change36.91%
Change since IPO69.28%

Recent News & Updates

Recent updates

Analysis Article Feb 03

Southern California Bancorp (NASDAQ:BCAL) Analysts Are Pretty Bullish On The Stock After Recent Results

Southern California Bancorp ( NASDAQ:BCAL ) just released its latest yearly report and things are not looking great...

Shareholder Returns

BCALUS BanksUS Market
7D0.6%3.1%2.2%
1Y35.4%25.8%24.8%

Return vs Industry: BCAL exceeded the US Banks industry which returned 27.1% over the past year.

Return vs Market: BCAL exceeded the US Market which returned 23.5% over the past year.

Price Volatility

Is BCAL's price volatile compared to industry and market?
BCAL volatility
BCAL Average Weekly Movement2.7%
Banks Industry Average Movement3.3%
Market Average Movement7.2%
10% most volatile stocks in US Market16.7%
10% least volatile stocks in US Market3.1%

Stable Share Price: BCAL has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: BCAL's weekly volatility (3%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
2001288Dave Rainerwww.californiabankofcommerce.com

California BanCorp operates as the bank holding company for California Bank of Commerce, N.A. that provides various financial products to individuals, professionals, and small- to medium-sized businesses in California, the United States. The company offers checking, savings, and money market accounts; and certificates of deposit. It also provides business loans, including construction and land development loans, commercial and industrial loans, small business administration loans, and consumer loans, as well as commercial real estate (CRE) loans comprising one- to four-family and multifamily residential loans, owner-occupied CRE loans, and non-owner-occupied CRE loans; lines of credit; home equity lines of credit; and letters of credit.

California BanCorp Fundamentals Summary

How do California BanCorp's earnings and revenue compare to its market cap?
BCAL fundamental statistics
Market capUS$635.90m
Earnings (TTM)US$60.00m
Revenue (TTM)US$185.01m
10.5x
P/E Ratio
1.1x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
BCAL income statement (TTM)
RevenueUS$185.01m
Cost of RevenueUS$0
Gross ProfitUS$185.01m
Other ExpensesUS$125.01m
EarningsUS$60.00m

Last Reported Earnings

Mar 31, 2026

Next Earnings Date

n/a

Earnings per share (EPS)1.87
Gross Margin100.00%
Net Profit Margin32.43%
Debt/Equity Ratio5.9%

How did BCAL perform over the long term?

See historical performance and comparison

Dividends

2.1%
Current Dividend Yield
11%
Payout Ratio

Does BCAL pay a reliable dividends?

See BCAL dividend history and benchmarks
When do you need to buy BCAL by to receive an upcoming dividend?
California BanCorp dividend dates
Ex Dividend DateJun 23 2026
Dividend Pay DateJul 15 2026
Days until Ex dividend6 days
Days until Dividend pay date28 days

Does BCAL pay a reliable dividends?

See BCAL dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/06/15 17:25
End of Day Share Price 2026/06/15 00:00
Earnings2026/03/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

California BanCorp is covered by 5 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Gary TennerD.A. Davidson & Co.
null nullD.A. Davidson & Co.
Wood LayKeefe, Bruyette, & Woods