Israel Discount Bank (DSCT) Stock Overview
Provides various banking and financial services in Israel, Europe, and North America. More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 2/6 |
| Past Performance | 2/6 |
| Financial Health | 6/6 |
| Dividends | 3/6 |
DSCT Community Fair Values
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Analyst Price Targets
Israel Discount Bank Limited Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | ₪33.99 |
| 52 Week High | ₪41.37 |
| 52 Week Low | ₪28.06 |
| Beta | 0.36 |
| 1 Month Change | 6.62% |
| 3 Month Change | 3.47% |
| 1 Year Change | 5.23% |
| 3 Year Change | 75.30% |
| 5 Year Change | 101.01% |
| Change since IPO | 941.68% |
Recent News & Updates
DSCT: Future Returns Will Reflect Stable Margins And A Higher P/E
Analysts have kept their fair value estimate for Israel Discount Bank steady at ₪37.99, while only slightly adjusting underlying assumptions such as the discount rate and future P/E. This reflects fine tuning of their models rather than a fundamental shift in their view on the stock.DSCT: Future Returns Will Reflect Higher Margins And A Lower P/E
Analysts now place Israel Discount Bank's fair value at ₪37.99, compared with a prior estimate of ₪38.83. This reflects updated views on revenue growth, profit margins and future P/E assumptions.Recent updates
DSCT: Future Returns Will Reflect Stable Margins And A Higher P/E
Analysts have kept their fair value estimate for Israel Discount Bank steady at ₪37.99, while only slightly adjusting underlying assumptions such as the discount rate and future P/E. This reflects fine tuning of their models rather than a fundamental shift in their view on the stock.DSCT: Future Returns Will Reflect Higher Margins And A Lower P/E
Analysts now place Israel Discount Bank's fair value at ₪37.99, compared with a prior estimate of ₪38.83. This reflects updated views on revenue growth, profit margins and future P/E assumptions.DSCT: Future Returns Will Reflect Stable Margins And Slightly Lower P/E Assumptions
Analysts have slightly lowered their price target for Israel Discount Bank to ₪38.83 from ₪39.06, citing updated fair value estimates and minor adjustments to assumptions for the discount rate, revenue growth, profit margin, and future P/E. Valuation Changes Fair Value: Trimmed slightly from ₪39.06 to ₪38.83 per share, reflecting marginally updated assumptions.DSCT: Future Returns Will Reflect Stronger Margins And Lower P/E Assumptions
Analysts have nudged their price target for Israel Discount Bank slightly higher from ₪38.58 to ₪39.06, citing updated assumptions on revenue growth, profit margins, and a lower future P/E multiple as key drivers of the revision. Valuation Changes Fair Value: Updated slightly higher from ₪38.58 to ₪39.06.DSCT: Future Returns Will Reflect Stable Margins And Supportive Earnings Multiple Assumptions
Analysts have nudged their price target for Israel Discount Bank slightly higher to ₪38.58 from ₪38.48, citing updated assumptions around the discount rate, revenue growth and profit margin, along with a modest adjustment to the expected future P/E. Valuation Changes Fair Value: ₪38.58, slightly above the prior estimate of ₪38.48.DSCT: Future Returns Will Reflect Stable Fair Value And Steady Earnings Assumptions
Analysts have maintained their fair value estimate for Israel Discount Bank at ₪38.48, making only minor adjustments to inputs such as the discount rate and assumed future P/E. These changes reflect updated risk and earnings assumptions rather than a shift in their overall price target view.DSCT: Future Returns Will Reflect Stable Fair Value And Slightly Lower P/E Assumptions
Analysts have kept their fair value estimate for Israel Discount Bank steady at $38.48, with small tweaks to assumptions such as a slightly lower discount rate and modestly adjusted future P/E. This reflects refined views on the bank's risk profile and earnings outlook rather than a major shift in conviction.DSCT: Future Returns Will Reflect Slightly Higher Fair Value And P/E Assumptions
Analysts have raised their price target for Israel Discount Bank from $38.08 to $38.48, reflecting updated assumptions around fair value, discount rate, and future P/E estimates. Valuation Changes Fair Value: Revised from ₪38.08 to ₪38.48, indicating a very small upward adjustment in the estimated price level.DSCT: Future Returns Will Balance Lower Discount Rate With Softer Profit Outlook
Analysts have raised their price target for Israel Discount Bank from $36.55 to $38.08, citing updated assumptions on the discount rate, revenue growth, profit margin, and future P/E that they believe better reflect the bank's current risk and earnings profile. Valuation Changes Fair Value: The updated analyst fair value estimate has moved from ₪36.55 to ₪38.08, reflecting revised assumptions in the model.Time To Worry? Analysts Just Downgraded Their Israel Discount Bank Limited (TLV:DSCT) Outlook
The analysts covering Israel Discount Bank Limited ( TLV:DSCT ) delivered a dose of negativity to shareholders today...Digital Transformation And Fintech Partnerships Will Shape Future Prospects
Digital innovation, robust asset quality, and a strong capital base are set to drive customer growth, operational efficiency, and earnings stability.Shareholder Returns
| DSCT | IL Banks | IL Market | |
|---|---|---|---|
| 7D | -0.03% | -1.1% | 0.2% |
| 1Y | 5.2% | 16.9% | 19.4% |
Return vs Industry: DSCT underperformed the IL Banks industry which returned 16.9% over the past year.
Return vs Market: DSCT underperformed the IL Market which returned 19.4% over the past year.
Price Volatility
| DSCT volatility | |
|---|---|
| DSCT Average Weekly Movement | 3.8% |
| Banks Industry Average Movement | 3.9% |
| Market Average Movement | 5.5% |
| 10% most volatile stocks in IL Market | 9.2% |
| 10% least volatile stocks in IL Market | 3.7% |
Stable Share Price: DSCT has not had significant price volatility in the past 3 months compared to the IL market.
Volatility Over Time: DSCT's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1935 | 6,849 | Avi Levy | www.discountbank.co.il |
Israel Discount Bank Limited, together with its subsidiaries, provides various banking and financial services in Israel, Europe, and North America. The company operates through Retail Banking, Middle Market Banking, Corporate Banking, Financial Operations, Discount Capital, Discount Bancorp, and Other segments. Its personal banking services include checking accounts, deposits and savings products, loans, mortgages, credit cards, pension advice, capital market products, and tax exemption services.
Israel Discount Bank Limited Fundamentals Summary
| DSCT fundamental statistics | |
|---|---|
| Market cap | ₪41.59b |
| Earnings (TTM) | ₪3.84b |
| Revenue (TTM) | ₪12.57b |
Is DSCT overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| DSCT income statement (TTM) | |
|---|---|
| Revenue | ₪12.57b |
| Cost of Revenue | ₪0 |
| Gross Profit | ₪12.57b |
| Other Expenses | ₪8.73b |
| Earnings | ₪3.84b |
Last Reported Earnings
Jun 30, 2026
Next Earnings Date
n/a
| Earnings per share (EPS) | 3.14 |
| Gross Margin | 100.00% |
| Net Profit Margin | 30.54% |
| Debt/Equity Ratio | 138.9% |
How did DSCT perform over the long term?
See historical performance and comparisonDividends
Does DSCT pay a reliable dividends?
See DSCT dividend history and benchmarks| Israel Discount Bank dividend dates | |
|---|---|
| Ex Dividend Date | Aug 27 2026 |
| Dividend Pay Date | Sep 08 2026 |
| Days until Ex dividend | 4 days |
| Days until Dividend pay date | 16 days |
Does DSCT pay a reliable dividends?
See DSCT dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/08/23 02:00 |
| End of Day Share Price | 2026/08/21 00:00 |
| Earnings | 2026/06/30 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Israel Discount Bank Limited is covered by 7 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Tavy Rosner | Barclays |
| David Taranto | BofA Global Research |
| Canberk Benning | Citigroup Inc |