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Israel Discount Bank LimitedTASE:DSCT Stock Report

Market Cap ₪40.1b
Share Price
₪32.74
My Fair Value
₪36.38
10.0% undervalued intrinsic discount
1Y59.8%
7D8.1%
Portfolio Value
View

Israel Discount Bank Limited

TASE:DSCT Stock Report

Market Cap: ₪40.1b

Israel Discount Bank (DSCT) Stock Overview

Provides various banking and financial services in Israel, Europe, and North America. More details

DSCT fundamental analysis
Snowflake Score
Valuation4/6
Future Growth1/6
Past Performance3/6
Financial Health6/6
Dividends3/6

DSCT Community Fair Values

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Israel Discount Bank Limited Competitors

Price History & Performance

Summary of share price highs, lows and changes for Israel Discount Bank
Historical stock prices
Current Share Price₪32.74
52 Week High₪34.85
52 Week Low₪19.85
Beta0.51
1 Month Change1.49%
3 Month Change-2.99%
1 Year Change59.79%
3 Year Change88.59%
5 Year Change234.42%
Change since IPO903.37%

Recent News & Updates

Time To Worry? Analysts Just Downgraded Their Israel Discount Bank Limited (TLV:DSCT) Outlook

Sep 24
Time To Worry? Analysts Just Downgraded Their Israel Discount Bank Limited (TLV:DSCT) Outlook

Recent updates

Time To Worry? Analysts Just Downgraded Their Israel Discount Bank Limited (TLV:DSCT) Outlook

Sep 24
Time To Worry? Analysts Just Downgraded Their Israel Discount Bank Limited (TLV:DSCT) Outlook

Here's Why Israel Discount Bank (TLV:DSCT) Has Caught The Eye Of Investors

Jul 09
Here's Why Israel Discount Bank (TLV:DSCT) Has Caught The Eye Of Investors
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Digital Transformation And Fintech Partnerships Will Shape Future Prospects

Digital innovation, robust asset quality, and a strong capital base are set to drive customer growth, operational efficiency, and earnings stability.

Israel Discount Bank (TLV:DSCT) Is Paying Out A Dividend Of ₪0.2529

May 22
Israel Discount Bank (TLV:DSCT) Is Paying Out A Dividend Of ₪0.2529

Shareholder Returns

DSCTIL BanksIL Market
7D8.1%9.8%7.9%
1Y59.8%71.3%58.9%

Return vs Industry: DSCT underperformed the IL Banks industry which returned 62.7% over the past year.

Return vs Market: DSCT exceeded the IL Market which returned 51.6% over the past year.

Price Volatility

Is DSCT's price volatile compared to industry and market?
DSCT volatility
DSCT Average Weekly Movement4.1%
Banks Industry Average Movement4.0%
Market Average Movement5.0%
10% most volatile stocks in IL Market7.8%
10% least volatile stocks in IL Market3.5%

Stable Share Price: DSCT has not had significant price volatility in the past 3 months compared to the IL market.

Volatility Over Time: DSCT's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
19358,625Avi Levywww.discountbank.co.il

Israel Discount Bank Limited, together with its subsidiaries, provides various banking and financial services in Israel, Europe, and North America. The company operates through Retail Banking, Middle Market Banking, Corporate Banking, Financial Operations, Discount Capital, Discount Bancorp, Israel Credit Cards Company, and Other segments. Its personal banking services include checking accounts, deposits and savings products, loans, mortgages, credit cards, pension advice, capital market products, consulting services, and tax exemption services.

Israel Discount Bank Limited Fundamentals Summary

How do Israel Discount Bank's earnings and revenue compare to its market cap?
DSCT fundamental statistics
Market cap₪40.07b
Earnings (TTM)₪4.41b
Revenue (TTM)₪15.65b
9.1x
P/E Ratio
1.2x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
DSCT income statement (TTM)
Revenue₪15.65b
Cost of Revenue₪0
Gross Profit₪15.65b
Other Expenses₪11.24b
Earnings₪4.41b

Last Reported Earnings

Jun 30, 2025

Next Earnings Date

n/a

Earnings per share (EPS)3.60
Gross Margin100.00%
Net Profit Margin28.18%
Debt/Equity Ratio160.1%

How did DSCT perform over the long term?

See historical performance and comparison

Dividends

3.2%
Current Dividend Yield
32%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/09/30 00:48
End of Day Share Price 2025/09/30 00:00
Earnings2025/06/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Israel Discount Bank Limited is covered by 13 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Joseph WolfBarclays
Tavy RosnerBarclays
Micha GoldbergBofA Global Research