Israel Discount Bank Limited

TASE:DSCT Stock Report

Market Cap: ₪30.3b

Israel Discount Bank Past Earnings Performance

Past criteria checks 2/6

Israel Discount Bank has been growing earnings at an average annual rate of 25.4%, while the Banks industry saw earnings growing at 25% annually. Revenues have been growing at an average rate of 13.3% per year. Israel Discount Bank's return on equity is 13.1%, and it has net margins of 28.1%.

Key information

25.4%

Earnings growth rate

23.9%

EPS growth rate

Banks Industry Growth24.6%
Revenue growth rate13.3%
Return on equity13.1%
Net Margin28.1%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

With EPS Growth And More, Israel Discount Bank (TLV:DSCT) Makes An Interesting Case

Mar 18
With EPS Growth And More, Israel Discount Bank (TLV:DSCT) Makes An Interesting Case

Revenue & Expenses Breakdown

How Israel Discount Bank makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

TASE:DSCT Revenue, expenses and earnings (ILS Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 2414,7904,1515,6790
30 Jun 2414,1863,8315,7070
31 Mar 2414,1943,9735,6680
31 Dec 2314,5724,1925,5720
30 Sep 2314,5974,2125,5350
30 Jun 2314,4514,2885,3690
31 Mar 2313,4443,7815,2400
31 Dec 2212,5373,4955,1290
30 Sep 2211,8453,0854,9900
30 Jun 2211,4422,9144,9590
31 Mar 2211,6463,0944,9460
31 Dec 2111,1842,7734,8830
30 Sep 2110,6672,5084,7020
30 Jun 2110,0212,0444,6620
31 Mar 218,9161,3584,5920
31 Dec 208,1879754,6060
30 Sep 208,1411,0364,6550
30 Jun 208,2051,2054,6320
31 Mar 208,7591,5764,6900
31 Dec 198,9741,7024,6910
30 Sep 198,9861,7014,6780
30 Jun 198,9621,7134,6630
31 Mar 198,6861,5914,6580
31 Dec 188,4801,5054,6780
30 Sep 188,3511,5524,5630
30 Jun 188,0791,4264,5190
31 Mar 187,7881,2754,4360
31 Dec 177,7591,2594,4390
30 Sep 177,4871,0334,3140
30 Jun 177,3449084,3790
31 Mar 177,6771,0294,4700
31 Dec 167,4989054,4190
30 Sep 167,4438204,7150
30 Jun 167,3708004,7270
31 Mar 167,0796774,7210
31 Dec 157,1237504,7440
30 Sep 157,1726944,9800
30 Jun 157,2897315,0890
31 Mar 157,2886225,3670
31 Dec 147,1415055,4490
30 Sep 147,2265735,3180
30 Jun 147,1676445,3050
31 Mar 147,0987465,1400
31 Dec 137,0248305,0260

Quality Earnings: DSCT has high quality earnings.

Growing Profit Margin: DSCT's current net profit margins (28.1%) are lower than last year (28.9%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: DSCT's earnings have grown significantly by 25.4% per year over the past 5 years.

Accelerating Growth: DSCT's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: DSCT had negative earnings growth (-1.4%) over the past year, making it difficult to compare to the Banks industry average (3.9%).

Return on Equity

High ROE: DSCT's Return on Equity (13.1%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/22 03:57
End of Day Share Price 2024/12/19 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Israel Discount Bank Limited is covered by 13 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Joseph WolfBarclays
Tavy RosnerBarclays
Micha GoldbergBofA Global Research