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The Bank of Saga Ltd.TSE:8395 Stock Report

Market Cap JP¥91.3b
Share Price
JP¥5.46k
Future Cash Flow Value
JP¥6.77k
19.3% undervalued intrinsic discount
1Y177.6%
7D3.6%
Portfolio Value
View

The Bank of Saga Ltd.

TSE:8395 Stock Report

Market Cap: JP¥91.3b

8395 Community Fair Values

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The Bank of Saga Ltd. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Bank of Saga
Historical stock prices
Current Share PriceJP¥5,460.00
52 Week HighJP¥5,510.00
52 Week LowJP¥1,901.00
Beta0.17
1 Month Change16.29%
3 Month Change19.34%
1 Year Change177.58%
3 Year Change229.91%
5 Year Change288.34%
Change since IPO-33.19%

Recent News & Updates

Recent updates

Bank of Saga (TSE:8395) Has Announced A Dividend Of ¥45.00

Sep 03
Bank of Saga (TSE:8395) Has Announced A Dividend Of ¥45.00

Bank of Saga (TSE:8395) Has Announced A Dividend Of ¥45.00

Jul 23
Bank of Saga (TSE:8395) Has Announced A Dividend Of ¥45.00

Bank of Saga (TSE:8395) Has Announced A Dividend Of ¥45.00

Jul 09
Bank of Saga (TSE:8395) Has Announced A Dividend Of ¥45.00

Shareholder Returns

8395JP BanksJP Market
7D3.6%0.5%0.2%
1Y177.6%91.0%49.1%

Return vs Industry: 8395 exceeded the JP Banks industry which returned 91% over the past year.

Return vs Market: 8395 exceeded the JP Market which returned 49.1% over the past year.

Price Volatility

Is 8395's price volatile compared to industry and market?
8395 volatility
8395 Average Weekly Movement7.0%
Banks Industry Average Movement6.8%
Market Average Movement4.8%
10% most volatile stocks in JP Market9.4%
10% least volatile stocks in JP Market2.4%

Stable Share Price: 8395's share price has been volatile over the past 3 months compared to the JP market.

Volatility Over Time: 8395's weekly volatility (7%) has been stable over the past year, but is still higher than 75% of JP stocks.

About the Company

FoundedEmployeesCEOWebsite
18821,314Hideaki Sakaiwww.sagabank.co.jp

The Bank of Saga Ltd. provides various banking products and services in Japan. The company offers web account, fixed term deposits, foreign currency deposits, and investment trusts; home, auto, educational, card, easy, agriculture, syndicated loans, and other loans for corporate and sole proprietor customers; and medical, nursing care, personal pension, single payment, and internet insurance.

The Bank of Saga Ltd. Fundamentals Summary

How do Bank of Saga's earnings and revenue compare to its market cap?
8395 fundamental statistics
Market capJP¥91.27b
Earnings (TTM)JP¥8.51b
Revenue (TTM)JP¥49.35b
10.8x
P/E Ratio
0.7x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
8395 income statement (TTM)
RevenueJP¥49.35b
Cost of RevenueJP¥0
Gross ProfitJP¥49.35b
Other ExpensesJP¥40.84b
EarningsJP¥8.51b

Last Reported Earnings

Dec 31, 2025

Next Earnings Date

n/a

Earnings per share (EPS)503.31
Gross Margin100.00%
Net Profit Margin17.24%
Debt/Equity Ratio34.9%

How did 8395 perform over the long term?

See historical performance and comparison

Dividends

1.8%
Current Dividend Yield
20%
Payout Ratio

Does 8395 pay a reliable dividends?

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When do you need to buy 8395 by to receive an upcoming dividend?
Bank of Saga dividend dates
Ex Dividend DateMar 30 2026
Dividend Pay DateJun 30 2026
Days until Ex dividend18 days
Days until Dividend pay date74 days

Does 8395 pay a reliable dividends?

See 8395 dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/04/16 13:11
End of Day Share Price 2026/04/16 00:00
Earnings2025/12/31
Annual Earnings2025/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

The Bank of Saga Ltd. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.