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The Bank of Saga Ltd.TSE:8395 Stock Report

Market Cap JP¥87.0b
Share Price
JP¥5.15k
JP¥6.82k
24.5% undervalued intrinsic discount
1Y128.6%
7D-2.6%
1D
Portfolio Value
View

The Bank of Saga Ltd.

TSE:8395 Stock Report

Market Cap: JP¥87.0b

Bank of Saga (8395) Stock Overview

Provides various banking products and services in Japan. More details

8395 fundamental analysis
Snowflake Score
Valuation4/6
Future Growth0/6
Past Performance2/6
Financial Health4/6
Dividends4/6

8395 Community Fair Values

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The Bank of Saga Ltd. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Bank of Saga
Historical stock prices
Current Share PriceJP¥5,150.00
52 Week HighJP¥5,510.00
52 Week LowJP¥2,210.00
Beta0.22
1 Month Change1.38%
3 Month Change6.30%
1 Year Change128.58%
3 Year Change220.27%
5 Year Change270.50%
Change since IPO-36.99%

Recent News & Updates

Recent updates

Analysis Article Sep 03

Bank of Saga (TSE:8395) Has Announced A Dividend Of ¥45.00

The Bank of Saga Ltd. ( TSE:8395 ) will pay a dividend of ¥45.00 on the 3rd of December. Based on this payment, the...
Analysis Article Jul 23

Bank of Saga (TSE:8395) Has Announced A Dividend Of ¥45.00

The board of The Bank of Saga Ltd. ( TSE:8395 ) has announced that it will pay a dividend of ¥45.00 per share on the...
Analysis Article Jul 09

Bank of Saga (TSE:8395) Has Announced A Dividend Of ¥45.00

The Bank of Saga Ltd. ( TSE:8395 ) has announced that it will pay a dividend of ¥45.00 per share on the 3rd of...

Shareholder Returns

8395JP BanksJP Market
7D-2.6%2.5%2.2%
1Y128.6%70.6%43.6%

Return vs Industry: 8395 exceeded the JP Banks industry which returned 67.3% over the past year.

Return vs Market: 8395 exceeded the JP Market which returned 42.2% over the past year.

Price Volatility

Is 8395's price volatile compared to industry and market?
8395 volatility
8395 Average Weekly Movement6.3%
Banks Industry Average Movement6.4%
Market Average Movement4.8%
10% most volatile stocks in JP Market9.5%
10% least volatile stocks in JP Market2.5%

Stable Share Price: 8395 has not had significant price volatility in the past 3 months compared to the JP market.

Volatility Over Time: 8395's weekly volatility (6%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
18821,314Hideaki Sakaiwww.sagabank.co.jp

The Bank of Saga Ltd. provides various banking products and services in Japan. The company offers web account, fixed term deposits, foreign currency deposits, and investment trusts; home, auto, educational, card, easy, agriculture, syndicated loans, and other loans for corporate and sole proprietor customers; and medical, nursing care, personal pension, single payment, and internet insurance.

The Bank of Saga Ltd. Fundamentals Summary

How do Bank of Saga's earnings and revenue compare to its market cap?
8395 fundamental statistics
Market capJP¥87.04b
Earnings (TTM)JP¥8.59b
Revenue (TTM)JP¥61.67b
10.1x
P/E Ratio
0.7x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
8395 income statement (TTM)
RevenueJP¥61.67b
Cost of RevenueJP¥0
Gross ProfitJP¥61.67b
Other ExpensesJP¥53.08b
EarningsJP¥8.59b

Last Reported Earnings

Mar 31, 2026

Next Earnings Date

n/a

Earnings per share (EPS)507.93
Gross Margin100.00%
Net Profit Margin13.92%
Debt/Equity Ratio32.9%

How did 8395 perform over the long term?

See historical performance and comparison

Dividends

2.1%
Current Dividend Yield
22%
Payout Ratio

Does 8395 pay a reliable dividends?

See 8395 dividend history and benchmarks
When do you need to buy 8395 by to receive an upcoming dividend?
Bank of Saga dividend dates
Ex Dividend DateMar 30 2026
Dividend Pay DateJun 29 2026
Days until Ex dividend66 days
Days until Dividend pay date25 days

Does 8395 pay a reliable dividends?

See 8395 dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/06/03 05:50
End of Day Share Price 2026/06/03 00:00
Earnings2026/03/31
Annual Earnings2026/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

The Bank of Saga Ltd. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.