Bank of Saga Balance Sheet Health
Financial Health criteria checks 3/6
Bank of Saga has total assets of ¥3,047.9B and total equity of ¥115.3B. Total deposits are ¥2,811.1B, and total loans are ¥2,217.2B earning a Net Interest Margin of 0.8%. It has insufficient allowance for bad loans, which are currently at 2.1% of total loans. Cash and short-term investments are ¥67.4B.
Key information
26.4x
Asset to equity ratio
0.8%
Net interest margin
Total deposits | JP¥2.81t |
Loan to deposit ratio | Appropriate |
Bad loans | 2.1% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | JP¥67.37b |
Recent financial health updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 8395's Assets to Equity ratio (26.4x) is very high.
Allowance for Bad Loans: 8395 has a low allowance for bad loans (37%).
Low Risk Liabilities: 96% of 8395's liabilities are made up of primarily low risk sources of funding.
Loan Level: 8395 has an appropriate level of Loans to Assets ratio (73%).
Low Risk Deposits: 8395's Loans to Deposits ratio (79%) is appropriate.
Level of Bad Loans: 8395 has a high level of bad loans (2.1%).