The Hanover Insurance Group, Inc.

NYSE:THG Stock Report

Market Cap: US$5.9b

Hanover Insurance Group Future Growth

Future criteria checks 1/6

Hanover Insurance Group is forecast to grow earnings and revenue by 14.3% and 5.5% per annum respectively. EPS is expected to grow by 14% per annum. Return on equity is forecast to be 15.9% in 3 years.

Key information

14.3%

Earnings growth rate

14.0%

EPS growth rate

Insurance earnings growth9.8%
Revenue growth rate5.5%
Future return on equity15.9%
Analyst coverage

Good

Last updated09 Feb 2025

Recent future growth updates

Recent updates

Revenues Tell The Story For The Hanover Insurance Group, Inc. (NYSE:THG)

Jan 07
Revenues Tell The Story For The Hanover Insurance Group, Inc. (NYSE:THG)

The Hanover Insurance: Q2 Improvement And Future Growth Indicators

Sep 29

Risks To Shareholder Returns Are Elevated At These Prices For The Hanover Insurance Group, Inc. (NYSE:THG)

Jul 16
Risks To Shareholder Returns Are Elevated At These Prices For The Hanover Insurance Group, Inc. (NYSE:THG)

Hanover Insurance Group: Improvement In Net Income Growth Encouraging

Feb 05

Hanover Insurance: Lower Combined Ratio Encouraging, But Further Net Income Growth Needed

Nov 14

The Hanover Insurance: 3% Dividend Yield And Modest Buy Rating

Sep 12

Hanover Insurance Group: Personal Lines Continues To Place Pressure On Earnings

Aug 08

Hanover Insurance Q4 2022 Earnings Preview

Jan 31

Hanover Insurance expects to incur $90M in Q3 catastrophe losses

Oct 20

Hanover Insurance: Rebound Potential, But Modest Growth Likely For Now

Sep 06

Hanover Insurance Non-GAAP EPS of $2.32 beats by $0.17, Net premiums written of $1.33B beats by $100M

Aug 02

Hanover Insurance: Potential For Rebound Given Continued Premium Growth

Jun 22

Hanover Insurance Group: Showing Resilience In An Inflationary Environment

Apr 13

Hanover Insurance Group: An Assessment Of Inflation Risks

Feb 01

Earnings and Revenue Growth Forecasts

NYSE:THG - Analysts future estimates and past financials data (USD Millions)
DateRevenueEarningsFree Cash FlowCash from OpAvg. No. Analysts
12/31/20277,451N/AN/AN/A1
12/31/20266,930570N/AN/A4
12/31/20256,578528N/AN/A3
12/31/20246,237425N/AN/AN/A
9/30/20246,182365676685N/A
6/30/20246,133271502512N/A
3/31/20246,101161391402N/A
12/31/20235,99434350362N/A
9/30/20235,943-86454468N/A
6/30/20235,793-93543558N/A
3/31/20235,5820524540N/A
12/31/20225,469117705722N/A
9/30/20225,368292736752N/A
6/30/20225,277326709723N/A
3/31/20225,276433871882N/A
12/31/20215,228420816824N/A
9/30/20215,144423748756N/A
6/30/20215,119508780791N/A
3/31/20215,051494799813N/A
12/31/20204,825362693708N/A
9/30/20204,788306710726N/A
6/30/20204,753298664678N/A
3/31/20204,727268593605N/A
12/31/20194,891429593606N/A
9/30/20194,736321631642N/A
6/30/20194,688314617629N/A
3/31/20194,622311663677N/A
12/31/20184,494239613627N/A
9/30/20184,484309N/A613N/A
6/30/20184,403264N/A667N/A
3/31/20184,099221N/A695N/A
12/31/20174,268216N/A761N/A
9/30/20174,430132N/A743N/A
6/30/20174,586161N/A756N/A
3/31/20174,979123N/A716N/A
12/31/20164,05467N/A757N/A
9/30/20164,896246N/A644N/A
6/30/20164,888235N/A570N/A
3/31/20164,963354N/A436N/A
12/31/20155,034331N/A445N/A
9/30/20155,114343N/A511N/A
6/30/20155,147321N/A500N/A
3/31/20155,122283N/A586N/A
12/31/20145,068282N/A565N/A
9/30/20145,012257N/A610N/A
6/30/20144,948263N/A518N/A
3/31/20144,857234N/A465N/A

Analyst Future Growth Forecasts

Earnings vs Savings Rate: THG's forecast earnings growth (14.3% per year) is above the savings rate (2.8%).

Earnings vs Market: THG's earnings (14.3% per year) are forecast to grow slower than the US market (14.5% per year).

High Growth Earnings: THG's earnings are forecast to grow, but not significantly.

Revenue vs Market: THG's revenue (5.5% per year) is forecast to grow slower than the US market (8.9% per year).

High Growth Revenue: THG's revenue (5.5% per year) is forecast to grow slower than 20% per year.

Earnings per Share Growth Forecasts

Future Return on Equity

Future ROE: THG's Return on Equity is forecast to be low in 3 years time (15.9%).

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/02/16 22:05
End of Day Share Price 2025/02/14 00:00
Earnings2024/12/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

The Hanover Insurance Group, Inc. is covered by 22 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Jay GelbBarclays
Michael ZaremskiBMO Capital Markets Equity Research
Robert FarnamBoenning & Scattergood, Inc.